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Digital Nomad Exchange - Pros and Cons of Living in Croatia 2024
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Sibenik, Croatia


Pros and Cons of Living in Croatia

By Betsy Burlingame

Cigna Global Health
Cigna Global Health

Summary: If you're moving to Croatia, it's important to learn about both the Pros AND Cons of living in Croatia.

With its stunning Adriatic coastline, historic cities, and a cost of living that's often more affordable than other European hotspots, Croatia has emerged as a haven for digital nomads seeking a balance between work and wanderlust. The country's recent introduction of a digital nomad visa has only added to its allure, making it easier for remote workers to legally reside and work within its borders. But is life in Croatia all about sipping espresso on sun-drenched piazzas and weekend jaunts to idyllic islands? Let's dive into the pros and cons of swapping your office cubicle for a Croatian café as your new workspace.

Pros of Living in Croatia as a Digital Nomad

One of the most enticing aspects of Croatia for digital nomads is its breathtaking natural beauty. From the azure waters of the Dalmatian coast to the cascading waterfalls of Plitvice Lakes National Park, inspiration is never far away. Imagine wrapping up a day's work and heading out for a sunset stroll along Dubrovnik's ancient city walls or a refreshing dip in the sea at Zlatni Rat beach. The country's diverse landscapes offer a plethora of outdoor activities, which are perfect for recharging after hours spent in front of a screen.

Croatia's living costs are also a significant draw. While prices can be higher in tourist hotspots, many nomads find that their dollars stretch further here than in other European countries. Affordable housing can be found, especially if you're willing to stay a bit off the beaten path, and the local cuisine—think fresh seafood, hearty stews, and delectable pastries—is both delicious and easy on the wallet. Plus, with local markets brimming with fresh produce, you'll eat well for less.

The country's infrastructure is another plus. Reliable internet is available in most urban areas, and there's a growing number of coworking spaces popping up, particularly in cities like Zagreb and Split. These hubs are not just about connectivity; they're communities where you can network, socialize, and exchange ideas with fellow nomads and local entrepreneurs.

Croatians are generally welcoming and many speak English, especially in larger cities and tourist areas, which eases the language barrier. Moreover, the country's central location in Europe makes it a fantastic base for exploring neighboring countries, with excellent flight connections and a variety of transportation options.

Cons of Living in Croatia as a Digital Nomad

However, Croatia is not without its challenges. The dreamy lifestyle depicted on social media doesn't always match up with the reality of bureaucratic hurdles. While the digital nomad visa is a step forward, the process can be slow and requires navigating a complex web of paperwork. Additionally, finding long-term accommodation during the high season can be tough and expensive, as landlords prefer the lucrative short-term tourist rentals.

Another potential downside is the seasonal nature of many Croatian towns. While the summer months are vibrant and full of life, some coastal areas can feel like ghost towns in the off-season. This can be a shock for those expecting a bustling atmosphere year-round and may impact the availability of services and entertainment.

The cost of living, while generally lower, can still be high in comparison to the local wages. This means that while your foreign income may go far, you'll notice a disparity between your spending power and that of local residents, which can sometimes lead to a sense of disconnect from the community.

Lastly, while Croatia's internet infrastructure is solid in urban areas, it can be hit or miss in more remote spots. For digital nomads whose work depends on a fast and reliable connection, this can be a significant concern. It's essential to research and possibly even test out the internet speeds in the area you plan to settle in before making any long-term commitments.

Despite these drawbacks, Croatia continues to captivate those who seek a lifestyle that blends work with the joy of discovery. The key to a successful stint as a digital nomad in this Adriatic gem lies in thorough preparation and a willingness to adapt. With its rich history, cultural treasures, and natural splendor, Croatia offers a unique backdrop for the digital nomad life, one that can be as rewarding as it is picturesque.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
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William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
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Sibenik, Croatia

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

Digital-Nomad-Visa-for-CroatiaDigital Nomad Visa for Croatia

Learn about the Digital Nomad Visa for Croatia and what is involved in obtaining one. This is one of the most important aspects of moving to Croatia as a digital nomad.

Contribute to Croatia Network Contribute
Help others in Croatia by answering questions about the challenges and adventures of living in Croatia.

Cigna Global Health
Cigna Global Health

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