Zambia's healthcare system is composed of both public and private healthcare providers. The public healthcare system is provided by the Ministry of Health and is free for Zambian citizens. Foreigners (digital nomads and expats and digital nomads) are allowed to use the public healthcare system in Zambia, however, it is not recommended for serious medical emergencies and major surgery. Public hospitals in Zambia are often overcrowded and lack the necessary resources to provide quality care. Zambia's Public Healthcare System Zambia's public healthcare system is provided by the Ministry of Health and is free for Zambian citizens. The public healthcare system is used by foreigners, however, it is not recommended for serious medical emergencies and major surgery. Public hospitals in Zambia are often overcrowded and lack the necessary resources to provide quality care. Zambia's Private Healthcare System Zambia's private healthcare system is composed of private hospitals and clinics that provide medical care for a fee. Private hospitals in Zambia are generally better equipped and staffed than public hospitals, and are recommended for serious medical emergencies and major surgery. Expats primarily use private hospitals, as they are more likely to provide quality care. Zambia's Top Hospitals The following is a list of some of the most well known hospitals in Zambia: University Teaching Hospital (UTH) - Public hospital located in Lusaka Levy Mwanawasa General Hospital - Public hospital located in Ndola Kafue District Hospital - Public hospital located in Kafue Ndola Central Hospital - Public hospital located in Ndola Matero Level 1 Hospital - Public hospital located in Lusaka Mulungushi Medical Centre - Private hospital located in Kabwe Kabundi Clinic - Private hospital located in Lusaka Matero Eye Hospital - Private hospital located in Lusaka, specializing in eye care Health Insurance Companies in Zambia The most popular private health insurers in Zambia are AON, Liberty Health, and Sanlam. Expats and digital nomads typically use these companies or specialized expat health insurance providers. Insider Tips from Expats in Zambia: How to Navigate the Health System Zambia has a public health system that provides basic medical services to its citizens. The country has a network of health centers and hospitals that offer primary care services such as immunizations, antenatal care, and family planning. Zambia also has a number of private health facilities that provide more specialized services such as surgery, radiology, and laboratory services. The country has a shortage of medical personnel, however, and many of the health centers and hospitals are understaffed and lack adequate resources. Despite these challenges, the government is working to improve access to healthcare and has implemented a number of initiatives to increase the availability of medical services, commented one member living in Zambia. Healthcare services in Zambia are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens of Zambia. The quality of public healthcare varies depending on the region, but generally it is considered to be of a lower standard than private healthcare. Foreign residents do have access to the public healthcare system, but they may be required to pay for some services. Expats in Zambia generally use the private healthcare system, as it is more reliable and of a higher quality than the public system, commented one member living in Zambia.