The cost of living in Trinidad and Tobago is considered moderate when compared to other countries in the region. While some goods and services can be expensive due to importation costs, overall, residents benefit from subsidized utilities and fuel, which helps to balance out expenses.

Trinidad & Tobago experiences a tropical climate with two distinct seasons: the wet season and the dry season. The wet season typically runs from June to December, bringing heavy rainfall and high humidity. The dry season, from January to May, is characterized by lower rainfall and is generally hotter. The islands are also outside the Atlantic hurricane belt, so they are less likely to be hit by hurricanes.

The educational system in Trinidad and Tobago is modeled after the British education system and is known for its high standards. Education is compulsory between the ages of 5 and 16, and the system is divided into three levels: primary, secondary, and tertiary. Children typically start primary school at age 5 and complete it by age 11 or 12, moving on to secondary school, which lasts for five to seven years. Secondary education is divided into lower secondary and upper secondary, with students taking the Caribbean Secondary Education Certificate (CSEC) exams at the end of lower secondary. Those who continue to upper secondary may sit for the Caribbean Advanced Proficiency Examination (CAPE). The country has a mix of public and private schools, with the government providing free education at all levels. The academic year runs from September to July, and the curriculum includes a broad range of subjects, preparing students for higher education or vocational paths. The literacy rate is high, reflecting the emphasis on education in the country's development. Parents moving to Trinidad and Tobago can expect a structured education system with a variety of options for their children's schooling.

The healthcare system in Trinidad and Tobago is a mix of public and private healthcare services. The public healthcare system is accessible to all citizens and legal residents, providing a range of services from primary care to specialized treatments, free of charge at the point of delivery. However, the public system often faces challenges such as long wait times, resource constraints, and varying levels of service quality across different institutions. Private healthcare, on the other hand, offers faster and often higher quality services but at a cost, which can be covered by private health insurance or out-of-pocket payments. Expats and digital nomads can access public healthcare once they become legal residents or if they contribute to the National Insurance Scheme, though many opt for private health insurance to ensure quicker and more comfortable service. The quality of healthcare can vary, with some private institutions offering services comparable to developed countries, while public hospitals may not meet those same standards.