Bermuda has one of the highest costs of living in the world, with prices for goods and services significantly higher than in many other countries due to its remote location and reliance on imports for most commodities.

Bermuda experiences a mild tropical climate with warm, humid summers and mild winters. The Gulf Stream helps to moderate the temperature, ensuring it rarely gets too hot or too cold. Rainfall is spread fairly evenly throughout the year, and while hurricanes can occur, they are most common from June to November.

The educational system in Bermuda is structured to provide a range of learning opportunities for children from preschool through to high school and beyond. Education is compulsory for children between the ages of 5 and 16. The system is influenced by the British educational framework, reflecting Bermuda's historical connection with the United Kingdom. Children typically start their education at the preschool level at age 4. Primary education begins at age 5 and continues until age 11, spanning from Primary 1 to Primary 6. Following primary school, students move on to middle school, which caters to students from age 11 to 14, covering M1 to M3. The next stage is senior school, which serves students from age 14 to 16 or 18, depending on whether they pursue further education after obtaining their General Certificate of Secondary Education (GCSE) or equivalent qualifications. Bermuda's education system includes both public and private schools. Public schools are funded by the government and do not charge tuition fees, while private schools are independently funded and do charge tuition. The curriculum in public schools is standardized and includes subjects such as English, mathematics, science, social studies, and physical education. Private schools may offer a more diverse curriculum, often including international programs such as the International Baccalaureate (IB). After completing secondary education, students can choose to attend Bermuda College, which offers associate degrees, certificate programs, and continuing education courses. Alternatively, students may opt to study abroad, typically in the United States, Canada, or the United Kingdom, for higher education opportunities. The quality of education in Bermuda is generally considered to be good, with a strong emphasis on preparing students for higher education and the global job market. The government of Bermuda is committed to improving educational standards and outcomes, investing in teacher training, infrastructure, and curriculum development

Bermuda's healthcare system is a blend of public and private services, ensuring that residents have access to comprehensive medical care. The island has one main hospital, King Edward VII Memorial Hospital, which provides a range of services from emergency care to specialized treatments. There are also numerous private clinics and practices that offer medical services. The quality of healthcare in Bermuda is generally considered to be good, with well-trained medical professionals and modern facilities. However, the cost of healthcare is high, both for public and private services, which can be a burden for some residents. Health insurance is strongly recommended to help mitigate these costs. Expats and digital nomads can access public healthcare once they have obtained a government-issued health insurance plan, which is mandatory for all non-tourist residents. They can also opt for private healthcare services, which might offer quicker access to specialists and more personalized care.