The cost of living in Andorra is considered moderate. It is lower than in many Western European countries, but higher than the global average, largely due to its status as a tourist destination and limited space for development.

Andorra has a high mountain climate with a temperate climate in the lower valleys. Winters are snowy and cold, ideal for skiing, while summers are warm and pleasant, perfect for hiking and outdoor activities. The weather can change rapidly due to the mountainous terrain, and there is significant variation in climate depending on altitude.

The educational system in Andorra is unique due to its three separate schooling systems, which reflect the country's history and cultural influences. These systems are Andorran, French, and Spanish, and parents can choose which system their children will follow. Education is compulsory for children from the age of 6 until 16. The Andorran system is based on the Catalan model, with Catalan as the primary language of instruction. The French system operates similarly to that in France and uses French as the teaching language, while the Spanish system uses Spanish and follows the curriculum used in Spain. Schools in Andorra are generally well-regarded, with a strong emphasis on multilingual education, reflecting the country's position at the crossroads of France and Spain. The primary education phase includes cycles from first to third, which corresponds to ages 6 to 12. Secondary education is divided into two cycles: the first cycle is for students aged 12 to 15, and the second cycle is for those aged 15 to 16. After compulsory education, students can choose to pursue higher secondary education, which prepares them for university studies, vocational training, or enter the workforce. The quality of education in Andorra is considered to be high, with a strong emphasis on personal development, multilingualism, and adaptability. Class sizes are typically small, which allows for more personalized attention to students. The country also boasts a high literacy rate. For families moving to Andorra, it's important to note that while public schooling is free, there may be costs associated with school materials, extracurricular activities, and in some cases, enrollment in private or international schools.

Andorra's healthcare system is known for its high quality and is a mix of public and private services. The CASS (Caixa Andorrana de Seguretat Social) is the main public healthcare provider, funded by social security contributions from residents and employers. It covers most medical services, including hospitalization, prescriptions, and specialist care. Private healthcare is also available and is used by those seeking quicker access to specialists or elective procedures. The quality of both public and private healthcare in Andorra is generally considered to be good, with modern facilities and well-trained medical staff. Healthcare costs are relatively low compared to the United States, but higher than in some other European countries. Expats and digital nomads who become residents and contribute to the social security system can access public healthcare. Short-term visitors may need private insurance or pay out-of-pocket for medical services.