The cost of living in The Gambia is generally low compared to many other countries, which can be attributed to affordable local food and services.

Gambia experiences a tropical climate with distinct dry and rainy seasons. The dry season runs from November to May, characterized by hot and dry harmattan winds from the Sahara Desert. The rainy season spans from June to October, bringing humid and wet conditions, with occasional heavy downpours and thunderstorms. Temperatures are generally high throughout the year, with slight variations between seasons.

The educational system in Gambia is structured similarly to the British model, as Gambia is a former British colony. Education is compulsory for children between the ages of 7 and 12. The system is divided into four key stages: Lower Basic (Grade 1 to 6), Upper Basic (Grade 7 to 9), Senior Secondary (Grade 10 to 12), and Tertiary (universities and colleges). Children typically start school at the age of 7 and graduate from Senior Secondary School by the age of 18. The language of instruction is English. The quality of education varies, with urban schools generally better resourced than rural ones. The government has been working to improve educational standards, but challenges remain, including classroom overcrowding and a shortage of materials. There are also private schools that offer different curricula, including international options for expatriate families. After completing Grade 9, students sit for the Basic Education Certificate Examination (BECE), which determines their eligibility to proceed to Senior Secondary School. At the end of Grade 12, students take the West African Senior School Certificate Examination (WASSCE) to qualify for university admission.

The healthcare system in Gambia is a mix of public and private facilities. The public healthcare system is under-resourced and faces challenges such as a shortage of skilled healthcare professionals, inadequate infrastructure, and limited access to medications. Public healthcare is provided at no direct cost to patients, but the quality of care can be variable. Private healthcare in Gambia offers higher quality services with more skilled practitioners and better facilities, but it is more expensive and less accessible to the average citizen. Expats and digital nomads can access public healthcare, but many opt for private healthcare to ensure higher standards of care. It is advisable for expats and digital nomads to have comprehensive health insurance to cover private healthcare costs.