The cost of living in Ecuador is considered moderate, with expenses such as housing, food, and transportation being reasonably affordable compared to many Western countries. Expatriates often find that their money goes further here, allowing for a comfortable lifestyle.

Ecuador has a diverse climate due to its varied geography. The coastal areas and the Amazon region have a tropical climate with hot, humid weather year-round. The Andean highlands experience a temperate climate with cooler temperatures and distinct wet and dry seasons. The Galápagos Islands have a dry climate with mild temperatures.

The educational system in Ecuador is structured to provide free and compulsory education to children from the ages of 6 to 14, which corresponds to the basic education level. The system is divided into three main levels: pre-primary, general basic education, and the baccalaureate or high school level. Pre-primary education is for children aged 4 to 5 years and is not mandatory. General basic education is divided into two cycles: the first cycle includes grades 1 to 7 (ages 6 to 12), and the second cycle includes grades 8 to 10 (ages 12 to 15). After completing the 10th grade, students receive a Basic Education Diploma. The baccalaureate level, which is the equivalent of high school, encompasses grades 11 and 12 (ages 15 to 17). Upon graduation, students receive a Bachillerato, which is necessary to enter university. The school year in Ecuador typically runs from September to July. The quality of education can vary significantly between urban and rural areas, with urban schools generally having better resources and infrastructure. Private schools are also available and are often bilingual, offering curricula in Spanish and another language, usually English. These schools may follow international curricula, such as that of the International Baccalaureate. For families moving to Ecuador, it is important to note that public schools may not offer the same level of resources as private institutions, but there are many private schools that provide high-quality education with a range of extracurricular activities

The healthcare system in Ecuador is a mix of public and private services. The public healthcare system is accessible to all citizens and residents, including expatriates who have registered and are contributing to the Ecuadorian Social Security system (IESS). Public healthcare is free at the point of service, but it can be characterized by long wait times and varying levels of quality depending on the region. Private healthcare in Ecuador offers higher quality services with more modern facilities and shorter wait times, but at a higher cost. Expats and digital nomads can access public healthcare once they have a residence visa and have enrolled in the IESS. Some may opt for private health insurance or pay out-of-pocket for private care to ensure a higher standard and immediate access.