The cost of living in Jamaica is considered moderate. While some goods and services can be expensive due to importation costs, local products and services are generally more affordable.

Jamaica has a tropical climate characterized by hot and humid weather, although higher inland regions are more temperate. Coastal areas of Jamaica experience the trade winds, which bring a refreshing breeze. The country has a wet season from May to November and a dry season from December to April. Hurricanes can occur from June to November.

The educational system in Jamaica is structured similarly to the British model, reflecting the country's history as a former British colony. Education is highly valued, and the government provides compulsory education for children from ages 3 to 18. The system is divided into four levels: early childhood, primary, secondary, and tertiary. Early childhood education, which includes basic schools and infant schools, caters to children aged 3 to 6. Primary education starts at age 6 and continues until age 12, culminating in the Primary Exit Profile (PEP) examination, which determines placement in secondary schools. Secondary education is divided into lower school (grades 7-9) and upper school (grades 10-11), with an optional two additional years (grades 12-13) for advanced studies. Students take the Caribbean Secondary Education Certificate (CSEC) exams at the end of grade 11, and those who continue can sit for the Caribbean Advanced Proficiency Examination (CAPE) at the end of grade 13. The quality of education can vary, with some schools offering excellent resources and others facing challenges such as overcrowding and limited materials. The academic year typically starts in September and ends in July, with breaks in December and April.

Jamaica's healthcare system is a mix of public and private services. The public healthcare system is accessible to all citizens and legal residents, and it is funded by the government. Public hospitals and clinics provide a range of services, from primary care to specialized treatments, but they often face challenges such as long wait times, resource constraints, and staffing shortages. Private healthcare in Jamaica offers higher quality services with more modern facilities and shorter wait times, but it is more expensive and thus less accessible to the general population. Expats and digital nomads can access public healthcare once they have legal residence status, but many opt for private health insurance to ensure access to private hospitals and clinics. The cost of private healthcare varies depending on the services and the level of care required.