The cost of living in New Zealand is considered high, with housing, particularly in major cities like Auckland and Wellington, being a significant expense for residents. Groceries and transportation can also be costly compared to other countries.

New Zealand experiences a temperate maritime climate, which means it has mild temperatures, moderate rainfall, and abundant sunshine. The weather can change unexpectedly, as the country is situated in a region where cold fronts and tropical cyclones can pass through. The North Island generally has warmer and more humid weather compared to the cooler and wetter South Island. Snow is common in the mountainous areas of the South Island during winter.

New Zealand's education system is well-regarded internationally, offering a mix of public, private, and integrated schools. Education is compulsory for children aged 6 to 16, but most start at the age of 5. The system is divided into early childhood education (ECE), primary education, intermediate schooling (in some regions), and secondary education. Primary education starts at Year 1 and goes to Year 8 (ages 5 to 12), with intermediate schooling covering Years 7 and 8 (ages 11 to 12) either as part of the primary school or in separate intermediate schools. Secondary education spans from Year 9 to Year 13 (ages 13 to 17 or 18). Students in Years 11 to 13 take the National Certificate of Educational Achievement (NCEA), which is the main secondary school qualification. Schools focus on a broad curriculum and encourage extracurricular activities. The quality of education is consistently high, with a focus on preparing students for both higher education and vocational paths. The school year runs from late January or early February to mid-December, with four terms and holiday breaks in between.

New Zealand's healthcare system is a mix of public and private services. The public healthcare system is funded through general taxation and provides free or low-cost access to essential medical services for all citizens and permanent residents. This includes hospital care, emergency services, and various types of outpatient care. The quality of public healthcare is generally high, with a well-organized system that prioritizes acute and emergency care. However, there can be waiting times for certain elective procedures and specialist services. Private healthcare is also available and offers faster access to treatment, with a range of private hospitals and clinics providing services for those who have private health insurance or are willing to pay out-of-pocket. The cost of private healthcare is higher than public, but it provides an alternative for those seeking immediate treatment or more choice in providers. Expats and digital nomads can access public healthcare if they have obtained a work visa that allows them to stay in New Zealand for two years or more. Those on shorter-term visas typically rely on private health insurance.