The cost of living in the Philippines is generally considered moderate, with expenses varying significantly between urban and rural areas. Basic goods and services are affordable, but imported items and luxury goods can be expensive.

The Philippines has a tropical maritime climate that is usually hot and humid. There are three seasons: Tag-init or Tag-araw (the hot dry season or summer from March to May), Tag-ulan (the rainy season from June to November), and Tag-lamig (the cool dry season from December to February). Typhoons can occur from June to September.

The educational system in the Philippines is influenced by its American colonial past and is structured in a similar fashion to the United States. Education is compulsory for children aged 5 to 18, which includes kindergarten to grade 12. The system is divided into four levels: kindergarten, elementary school (grades 1-6), junior high school (grades 7-10), and senior high school (grades 11-12). Children typically start kindergarten at the age of five. Elementary and high school education are provided free in public schools, and there are also numerous private schools across the country. The K-12 program, implemented in 2013, aims to provide sufficient time for mastery of concepts and skills, develop lifelong learners, and prepare graduates for tertiary education, middle-level skills development, employment, and entrepreneurship. The quality of education varies widely, with private schools and prestigious public schools generally offering higher quality education, while underfunded public schools in rural areas may struggle with resources. English is one of the mediums of instruction, which can be beneficial for children from English-speaking families.

The healthcare system in the Philippines is a mixed public-private system. The public healthcare is managed by the Philippine Health Insurance Corporation (PhilHealth), which provides universal health coverage to Filipinos, although the quality and accessibility can vary greatly, especially between urban and rural areas. Private healthcare in the Philippines is generally of higher quality, with better facilities and shorter waiting times, but it is also more expensive. Expats and digital nomads can access public healthcare by becoming members of PhilHealth, either through formal employment or voluntary enrollment. However, many expats and digital nomads opt for private health insurance to cover services in private hospitals and clinics, which offer a higher standard of care. The cost of healthcare in the Philippines is relatively low compared to Western countries, but can still be a significant expense for serious conditions or long-term care.