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Moving to Switzerland | Digital Nomad Exchange
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Muensterplatz in Basel, Switzerland

Moving to Switzerland

By Betsy Burlingame

Last updated on Sep 16, 2023

Summary: Expats and digital nomads move to Switzerland for its high quality of life, excellent infrastructure, and low crime rate. The most popular cities for expats and digital nomads in Switzerland are Zurich, Geneva, and Basel. People looking for a place to live in Switzerland can search online for rental properties, contact a real estate agent, or look for postings on local bulletin boards.

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What do I need to know before moving to Switzerland?

When we asked people what advice they would give someone preparing to move to Switzerland, they said:

"

  • Contact the International Women's Club (Zug or Zurich) or the PTA/PTO of the various international schools for advice.
  • There is little choice only, be prepared for this and not too depressed.
  • Make sure you choose a house you will be happy to live in, you will spend a lot of time there!
  • The Swiss are friendly but very distanced, however they love to practise their English at all times!
  • Outdoors facilities are abundant, make sure you have a car to use them.
," replied a member in Switzerland.

"It is important to be aware that there are four official languages of Switzerland: German, French, Italian, and Romantsch. Depending on where you are moving to, language proficiency may be important to learn before relocation. Moreover, Switzerland is a highly regulated country, with a lot of paperwork and fees required for administrative procedures. Expats should familiarise themselves with the rules and regulations before moving. Additionally, the cost of living in Switzerland can be quite high. To help manage these costs, some employers may provide cost of living compensation packages. Furthermore, Swiss health care is world class, but expats should be aware of the requirements necessary to be eligible to use the system. Finally, Swiss culture is rooted in tradition, while at the same time being open to the world, making it a great country to move to," commented one expat who made the move to Switzerland.

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How do I find a place to live in Switzerland?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"We wanted the 'vacation home' type of chalet. We opted for view, ease of access to town, friendliness of townfolk and one of the most important--are they willing to speak English. Since we don't speak another language, this was very important," said one expat in Wengen.

"The best way to find a place to live in Switzerland is to contact a local real estate agent. This will give you access to the largest selection of properties, and the agent will be able to guide you through the process of signing a contract and finding the right place for you. You can also find listings on websites such as Immoscout24 or Homegate.ch. Additionally, if you are a student, many universities have accommodation services that can help you find suitable accommodation," remarked one expat who made the move to Switzerland.

"www.immoscout.ch is a good website to find houses/apartments, both for sale and for rent. When you consider to buy a house: - may be a good idea as mortgage interest rates are low - keep in mind that a bank will not give mortgages for more than 80% of the value of the house. You need to finance the rest of the house yourself - check which legal conditions you must oblige when buying property. In particular, try to organise your work/stay permit before you buy, as this will make buying conditions easier and cheaper," explained one expat living in Olten, Switzerland.

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What is a typical expat home or apartment like in Switzerland?

"Expat homes and apartments in Switzerland typically offer spacious layout, large floor-to-ceiling windows, and modern furnishing. Many homes and apartments come with modern kitchens with state-of-the-art appliances, designer bathrooms, and ample storage space. They often have balconies with stunning views of the surrounding landscapes, including the Alps and Lake Geneva. Expat homes and apartments are usually in close proximity to amenities, such as shops and restaurants. In addition, public transport is usually conveniently located nearby," said one expat who made the move to Switzerland.

"It's a ski chalet, 2 bdrm, 1 1/2 bath with a large loft. It can easily sleep 8-10 people. The shower (and when the electricy turns off and on) is the pacing item here," explained one expat living in Wengen, Switzerland.

What is the average cost of housing in Switzerland?

If you are thinking about moving to Switzerland, cost of living in probably a key consideration. Expats commented about the cost of housing:

"About the same as in the San Francisco Bay Area. A nice small (100 sq. meters) ski chalet is about USD 450,000. I think that's because it is in a tourist area. I know that some places of comparable size are less expensive in Interlaken," explained one expat living in Wengen, Switzerland.

"Property is expensive, whether you buy or rent. In the cities of Zurich, Geneva, Basel and Bern, prices can be astronomic," said one expat in Olten.

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Should I buy or rent a home in Switzerland?

If you have not spent a lot of time in Switzerland, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Deciding whether to buy or rent a home in Switzerland may depend on a variety of personal factors, such as budget, desired location, timeframe, and housing needs. Generally, purchasing a home may offer more long-term stability than renting, but it may also involve higher up-front costs, such as down-payments, closing costs and various taxes. Renting generally delivers more flexibility, but renters may also have to deal with fluctuating rental rates and shorter-term agreements. By considering one’s needs and financial means, one can make an informed decision about buying or renting in Switzerland," said one expat in Switzerland.

What should I pack when moving to Switzerland?

We asked people living in Switzerland to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Switzerland, it is important to pack practical, warm clothing, as the country has a temperate climate and can get quite cold during the winter. Additionally, packing a few items to help you stay connected to home, such as photographs and items like framed pictures, can help ease the transition. Due to the French, German, and Italian influences, it is a good idea to bring along some basic knowledge of those languages, as well. As for electrical items, be sure to check and make sure that your items will be compatible in Switzerland, as the voltage and frequency may be different than in your home country. Lastly, don't forget to pack your passport to ensure you receive the same protection abroad as you would at home," said one expat in Switzerland.

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What cultural faux pas should I try to avoid making in Switzerland?

We asked people in Switzerland if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"hmmmm... Swiss sometimes do not understand German jokes. I laugh but the Swiss don't," said one expat in Zurich.

"It is important to be aware of local customs when visiting Switzerland. Public displays of affection such as hugging and kissing are generally seen as inappropriate, particularly among strangers. It is also important to be punctual when making arrangements with Swiss people. Showing up late may be seen as unprofessional and disrespectful. Additionally, it is considered rude to wear shoes inside the home, so it is best to take them off when entering someone's home. With regard to tipping, Swiss culture does not heavily emphasize tipping and is considered an optional gesture," remarked one expat who made the move to Switzerland.

Why do people move to Switzerland?

When we asked people why foreigners move to Switzerland, they responded:

"Switzerland is renowned for its high quality of life and numerous employment opportunities. The country is also known for its stunning landscape, vibrant cities, culture and superb transport system. Expats are also drawn to the country thanks to its excellent education system, low crime rate and renowned banking sector. Additionally, Switzerland has low taxes and offers expansive access to the European Union (EU). The country also prides itself on its strong sense of neutrality and international recognition for its stability and neutrality," replied one expat when asked about moving to Switzerland.

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How are healthcare services Switzerland?

When we asked expats and global nomads about the quality of medical care in Switzerland, they replied:

"Healthcare services in Switzerland are provided by both public and private providers. The public healthcare system is funded by taxes and is available to all Swiss citizens and permanent residents. The quality of public healthcare is generally high, with a wide range of services available, including primary care, specialist care, hospital care, and preventive care. Foreign residents are also eligible for public healthcare, although they may need to pay a fee for some services. Expats in Switzerland can use the public healthcare system, but they may need to pay a fee for some services. They may also choose to purchase private health insurance, which can provide additional coverage," commented one expat who moved to Switzerland.

What are medical services in Switzerland like?

When we asked expats and global nomads about the quality of medical care in Switzerland, they replied:

"Health Insurance is mandatory but privately paid by the insured. Cost is regulated for basic requirements but supplemental is at providers discretion. Can be expensive," commented one expat who moved to Lausanne.

"Switzerland has a highly developed healthcare system that provides excellent medical services. The country has a comprehensive network of public and private hospitals, clinics, and medical centers that offer a wide range of medical services. Swiss doctors are highly trained and experienced in providing quality medical care. The country also has a well-developed system of health insurance that covers most medical expenses. In addition, Switzerland has a number of specialized medical centers that provide specialized treatments and services," said one expat.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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Muensterplatz in Basel, Switzerland

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

Contribute to Switzerland Network Contribute
Help others in Switzerland by answering questions about the challenges and adventures of living in Switzerland.

Cigna Global Health
Cigna Global Health

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