Moving to Bahamas
Last updated on May 21, 2023
Summary: Many expats and digital nomads move to the Bahamas for its beautiful beaches, warm climate, and relaxed lifestyle. The most popular cities for expats and digital nomads in the Bahamas are Nassau, Freeport, and Grand Bahama. People looking for a place to live in the Bahamas can search online for rental properties, contact a real estate agent, or look for postings on local expat forums.
What do I need to know before moving to Bahamas?
When we asked people what advice they would give someone preparing to move to Bahamas, they said:
"Pack everyting in plastic storage boxes (lots of cockroaches here!!!) Think about your security. Criminality is high in Nassau. Choose a recent house. Think you may have lots of problems in a old house (plumbing, roof, etc...) Try to have a spare room or a cottage for your guests/visitors," remarked one expat in Nassau, Bahamas.
"The Bahamas is a beautiful island nation situated in the Caribbean, offering a unique blend of adventure and relaxation. Expats should be aware that the local language is English, so it is helpful to know the basics, although most everyday conversations will be conducted in English. It's wise to research transport options before arriving in The Bahamas as public transportation is limited. Additionally, expats should be aware that the cost of living is relatively high compared to other countries in the Caribbean, and expats may need to adjust their budget accordingly. Despite these considerations, moving to The Bahamas can still be an incredibly rewarding experience and should be a smooth transition for those prepared to live in a tropical island paradise," said one expat in Bahamas.
How do I find a place to live in Bahamas?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"The best way to find a place to live in the Bahamas is to use an online real estate listing site such as Propertyskipper or Bahamas Realty. You can peruse both of these websites to find places that match your budget, desired location and size. Additionally, it is possible to come to the Bahamas and look at locations in person. There are frequently notice boards in grocery stores and other places around the islands that advertise available properties. It is also advisable to seek out any information regarding rentals on social media platforms such as Facebook, where locals post details of their homes and apartments that they would like to rent out," remarked one expat who made the move to Bahamas.
"Saw a variety of places in the West on a prior visit and gave realtor an idea of what I liked. Recommendation from local contacts was to look out West as traffic from East into town was terrible and job was in town," explained one expat living in Nassau, Bahamas.
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What is a typical expat home or apartment like in Bahamas?
"I live in a gated community with a pool. It's a townhouse style condo and the complex of 20 units is made up almost entirely of expats," replied a member in Nassau.
"A typical expat home or apartment in Bahamas is likely to feature bright and airy rooms with large windows, high ceilings, and modern, contemporary furnishings. Apartments can range from modest to lavish, usually featuring fully-equipped kitchens, outdoor areas, and spacious living and dining areas perfect for entertaining. Many homes also feature stunning ocean or bay views, with lush, manicured gardens and spectacular outdoor areas for enjoying the pleasant weather and ocean breezes," commented one expat who made the move to Bahamas.
What is the average cost of housing in Bahamas?
If you are thinking about moving to Bahamas, cost of living in probably a key consideration. Expats commented about the cost of housing:
"Much much much higher. It varies. USD 3,000 per month will get you a decent apartment. USD 7,000 per month will get you a big house," commented one expat who made the move to Nassau.
"The average cost of housing in the Bahamas is generally high compared to other countries in the Caribbean. Property prices in Nassau, the largest city in the Bahamas, tend to be above the average cost of housing in the rest of the country. Prices vary widely based on location, property type, and amenities," remarked one expat in Bahamas.
"Most of the answers on this forum are from people living on New Providence. Look at other islands. You don't need to live in a gated community on Grand Bahama Island. Rent is reasonable compared to large urban areas in the US. The biggest difference is the taxes. No Income tax, no real estate tax (to a point), no inheritance tax. The VAT (10%) is about what most people pay for sales tax in the US. Duty on imported goods can be high, but that is the only downside that I have encountered," said one expat in Bahamas.
Should I buy or rent a home in Bahamas?
If you have not spent a lot of time in Bahamas, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"Deciding whether to buy or rent a home in the Bahamas depends on a variety of factors. These might include a homebuyer's budgetary constraints, anticipated length of stay, and lifestyle preferences. Buying a home generally involves long-term, hefty investment of time and money, however it can provide a secure base of operations and potential investments benefits. Conversely, renting a home can be a more cost-effective and oftentimes less time-intensive option, making it ideal for those who intend to stay in the Bahamas for a shorter period. Ultimately, which option is best depends on the individual's needs and preferences," replied a member in Bahamas.
"When we first arrived we purchased a small condo which was rather easy to do. There are a lot of taxes and fess involved and the real estate laws are a little complicated here so it is highly recommended you get a good real estate agent involved and not purchase directly from the seller," commented one expat who made the move to New Providence.
What should I pack when moving to Bahamas?
We asked people living in Bahamas to list three things they wish they had brought and three they wish they had left behind. They responded:
"Brought in: good broom, more storage boxes, kitchen ustensiles Left home: antique furniture, Lamps, kitchen appliance with european voltage," remarked one expat who made the move to Nassau.
"Only needed electronics (PC or Mac etc) and especially cables; what you can pack in checked luggage; most homes for rent/lease are furnished; would recommend purchasing just low cost housewares here (cheap plastic knockoffs) but any appliance (Air Fryer; etc) you should bring as it will cost double here to purchase plus VAT tax," explained one expat living in Bahamas.
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What cultural faux pas should I try to avoid making in Bahamas?
We asked people in Bahamas if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"Not so much blunders as incidents that might be interesting. Eg A businessman we have to have several meetings with who would constantly ask me (as the woman) to get him another drink etc. Friendly guy but it was just automatic that the woman was expected to do this. My partner finally just told me stay seated and he made a point of getting it instead. Being on the receiving end of a misogynist joke at my expense in a shop, and me responding with a witty put down. He was somewhat taken aback," said one expat in Treasure Cay, Abaco.
"In The Bahamas, it is important to dress appropriately out of respect for the local culture. Beachwear should be restricted to the beach and public displays of affection should be limited in public places. Additionally, referring to the locals by nicknames is considered impolite and visitors should not take photographs of people without their permission. It is also important to show respect to religious sites and national monuments by refraining from loud or disruptive behavior," remarked one expat who made the move to Bahamas.
"Yes, too many to name but the one that stands out is refusing to pay 15% gratuity on service/no service and complaining on a regular basis to managers," explained one expat living in Nassau, Bahamas.
"I had to ask people to repeat themselves numerous times because I didn't understand what they were telling me with the local dialect. Sometimes I realized after it should have been obvious but I just was not getting it at the time," said one expat in Nassau.
Why do people move to Bahamas?
When we asked people why foreigners move to Bahamas, they responded:
"I believe the majority of foreigners are here for retirement and tax shelters. Many foreigners are here in the banking sector while others are here working in tourism," offered one expat living in Paradise Island.
"The Bahamas offers expats a chance to enjoy a sunny, tropical lifestyle with a vibrant social scene and stunning natural beauty. The cost of living is relatively low compared to other parts of the world, and there are no income or capital gains taxes. Expats living in the Bahamas will also find a safe and friendly environment with a stable and modern infrastructure and world-class medical care. The country also offers excellent education opportunities and an abundance of outdoor activities and attractions," wrote one expat living in Bahamas.
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How are healthcare services Bahamas?
When we asked expats and global nomads about the quality of medical care in Bahamas, they replied:
"As compared to Canada the availability and quality of some health care services is lacking but still adequate. The speed of which they will see you at the clinics and private hospitals is much faster then it is in Canada and for what is missing a quick trip to Florida will provide you with all you need that can not be found in New Providence," said one expat living in Nassau, Bahamas.
"Regardless of coverage, ensure you have the ability to travel to US for any major care needs. There are many private practitioners but only two hospitals. One is for people without insurance (Princess Margaret) and the other is for people with insurance (Doctors Hospital). Ask around in your community for reliable local providers, especially for kids. We found some incredible providers this way for our children," offered one expat living in Paradise Island.
"The healthcare services in the Bahamas are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens and permanent residents. The quality of public healthcare is generally good, with a wide range of services available, including primary care, emergency care, and specialist care. Foreign residents are able to access the public healthcare system, although they may be required to pay a fee. Expats in the Bahamas can use the public healthcare system, but they may need to pay a fee for certain services. In addition, many expats opt to purchase private health insurance to cover any additional costs," wrote one expat living in Bahamas.
What are medical services in Bahamas like?
When we asked expats and global nomads about the quality of medical care in Bahamas, they replied:
"The majority of people who can afford insurance use the local private hospital as a reference to have any real work done in the US. Probably the most advanced procedure you can have here with accuracy is MRI/CAT scans. From there, you are diagnosed and sent to US for treatment," stated one expat who made the move to Nassau.
"The medical services in the Bahamas are generally of a high standard. The country has a number of well-equipped hospitals and clinics, staffed by experienced and qualified medical professionals. The country also has a number of private medical facilities, offering a range of services from general practice to specialist care. The Bahamas also has a number of pharmacies, providing access to a wide range of medications. In addition, the country has a number of medical insurance providers, offering coverage for medical expenses," remarked one expat in Bahamas.
About the Author
Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
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Help others in Bahamas by answering questions about the challenges and adventures of living in Bahamas.
Digital Nomads in Bahamas offer advice about healthcare, hospital visits, emergency rooms visits, finding a doctor and buying health insurance in Bahamas.
Advice for people renting and buying real estate in Bahamas.