Moving to Ecuador

"Come and visit for preliminary look, choose several locations for example beach, mountains and jungle. Try to visit a city and small town in each area, think also of some tourist attractions to get a flavor of the country. Return for another more focused visit to the vibe (example beach) that catches your interest....second visit, focus on areas large and small from your research that sound interesting. If you find a location that you like, plan to come for extended stay and RENT there. Do not look to purchase until you have lived here awhile, LIVED not visited. It is very different to live here rather than visit. Note as far as purchasing property: it is not like the USA, no realtor website with most of the properties in the area featured so can be tedious looking. No licensed inspectors so you are on your own to determine potential problems. Many if not most built "informally" i.e. not to codes. Also, if you make a mistake and decide to go back, properties here do not sell fast, you could be invested for years waiting for a buyer. Financing is difficult to obtain, mortgage interest rates are high (can be 10+%) and large down payments required for Ecuadorian buyers," said one expat in Ecuador.

"Get a realtor. Look around a lot. Start and finish with Sanborondon if your budget allows. Venture out to Los Ceibos and Via la Costa if the distance from the "fun areas" of Guayaquil isn't an issue. Talk to other expats (if you can find them)," said one expat who made the move to Guayaquil.

"THis process esp with minimal Spanish is NOT FOR THE FAINT OF HEART, trust me. I have struggled at times and have lived before out of the United States in South America. Visit, do your homework, trust that you will be taken advantage of (as I have several times with trusted Ecuadorians) and you REALLY have to WANT TO MOVE HERE sometimes to simply stay here. I am overall happy with my move/immigration to Ecuador but it is tough and challenging esp as a soltera at times, very tough," explained one expat living in Quito, Ecuador.

"We have always been told by people who live here, to come down and rent for at least a year. Doing this, allows you to see the area and lifestyle of the area before you spend a lot of money buying a property. We have found that to be very good advice. Good luck. Don't worry, you will love Ecuador," said one in Crucita.

"It is important for expats to understand that Ecuador is a Spanish-speaking country and should become familiar with some of the language before their move. Researching the customs and cultural norms of Ecuador is also helpful for expats as an understanding of the local culture will help them to settle into their new home. In Ecuador, it is also necessary to obtain a residency visa in order to be able to stay for an extended period of time. As such, an understanding of the visa process and documentation requirements is necessary for any expats wishing to move to Ecuador. Additionally, expats should understand that the cost of living in Ecuador is lower than in many countries, and that it is a popular destination for both retirees and adventure seekers," explained one expat who made the move to Ecuador.

"Rentals in Salinas: You might also consider Porto Lucia if you are interested in Salinas. Much more tranquil than malecon de Salinas yet still in Salinas. If you prefer ocean front living at a budget price there are a few condo options available most are rented fully furnished. Walk to largest shopping center & next .to yacht club & marina. Look on Google maps for location. Hope this helps as an option, most expats do not know about this location when viewing Salinas," commented one expat who made the move to Salinas.

"We made an exploratory trip months before we decided to come and live in Cuenca, Ecuador. We did not really choose the neighborhood we just found the apartment absolutely fell in love with it and the price was just right and the view and everything. It seemed like a good neighborhood as well and we bought it within two weeks of being in this country. To date 18 months later we are still very very happy with our purchase. We have since found it is a great neighborhood close to all amenities but far enough from the centre of the city," remarked one expat in Cuenca, Ecuador.

"Not easy... I was offered a teaching job at PUCE , then denied it when my papers came through very late but I knew the barrio where I wanted to live -- however, it has gone up in price and there were few options available. I walked around in the neighborhood I wanted to finally settle in and found what I need. This is a HIGHLY RECOMMENDED way to discover a good apt in Quito," said one expat in Quito.

"The best way to find a place to live in Ecuador is to visit the country in person. This will allow you to explore different neighborhoods and areas and get a better understanding of the local culture and environment. You can also look into renting an apartment or house from a reliable source. There are numerous real estate agencies and websites that list rental properties in Ecuador, so you should have no trouble finding a place that suits your needs. Additionally, many expats join local Facebook groups and other social media sites to network and search for housing opportunities. Lastly, you could consider connecting with an established property management company that specializes in providing international real estate services," remarked one expat who made the move to Ecuador.

"In Salinas you also can find less crowded areas away from the busy weekend tourism and noise. Little known is Porto Lucia a 15 min drive from the Malecon of Salinas. Here you can find quiet beachfront living with modern furnished condos on beachfront with all the amenities of the crowded Salinas tourist area & walking distance to the largest mall in the area. You can find it on google maps. Another option to the tourist area of Salinas yet still in Salinas," said one expat in Salinas.

"If you really want to experience and love Ecuador - or any other foreign - don't make the mistake that too many ex-pats do by surrounding themselves with other ex-pats in an all-ex-pat gated community. Why move to a foreign country only to surround yourself with English-speaking gringos who sit around all day complaining about how everything was "so much better back home"?," remarked one expat who made the move to Ecuador.

"Expat homes and apartments in Ecuador tend to be snug, but often have plenty of natural light due to the large windows and balconies that come with them. Expat homes or apartments in Ecuador tend to be well-furnished with modern conveniences such as air conditioning, heating, internet, and cable television. Many expat homes also come with their own private gardens or terraces, providing a great spot for al fresco dining and relaxation," explained one expat living in Ecuador.

"We live in a large two bedroom two bathroom apartment with views to the mountains and over the river. Yes there are expats in other buildings but we did not come here to live with expats............although we love bumping into them. We only have one other couple (expats) who live in our building. The rest are locals and lovely people and they have accepted us with open arms," said one expat in Cuenca.

"You can buy a beautiful 2 brm 2.5 bathroom apartment from about $78,000 upwards. If you are looking for a home with a bit of land around you can go about 15 mins from Cuenca and find the most beautiful homes for $150,000 - $300,000 and of course then you have the ones that are even higher. Depending on what you are looking for. There are beautiful pre-construction apartments selling from $60,000 to a large penthouse which has the most spectacular views for under $200,000. I went and paid our phone and electric bill the other day and for the two of us it was $30 for the month. Our apartment taxes are around $30 per year. Our security apartment and gas fees per month are $63.00," replied a member in Cuenca.

"Much lower. I bought an apartment for under $30k and I have rented another for just $150 a month," commented one expat who made the move to Quito.

"The cost of housing in Ecuador varies depending on the location and size of housing. Generally, housing in larger cities like Quito and Guayaquil tends to be more expensive, while housing in smaller towns and villages is often more affordable. The average cost of housing in Ecuador across all types of locations is typically moderate," remarked one expat in Ecuador.

"I am originally from New york City. NYC is expensive but you get little space. Economically, would say the same, but I have much more space both in and outside of the apt. The company pays $2200 monthly plus about $75 in utilities for a 3 bdroom (plus housekeepers room), 5 bath furnished apt. The community has ample green areas, soccer field, tennis court, several bbq grills and villas, basketball court, an adult and kiddie pool, and a ballroom for gatherings. The only thing missing is a gym. Average for Sanborongon is about $1300/month. Urdessa, Ceibos go for about $900, but not as nice," said one expat in Guayaquil.

"Much lower. We paid cash for our land and to build our house. Electric is about 100 per month. We get 2 trucks of water a month roughly and it equates to about $50/month in water. There are no other bills," remarked one expat who made the move to Puerto Cayo.

"Do not buy anything until you've lived in this country for at least 6 months! And preferably for over 1 year. Rent a house, an apartment, a condo first! Get to know the ENTIRE country. Travel, learn the language, get acclimatized, absorb the culture, and make friends ( both gringos and Ecuadorians ) ... then decide what place really fits you best and where you want to make your home. By then you'll have built up contacts, and learned the real prices ( not the tourist/gringo ones ), Then, and only then, should you consider buying. Once the rose-colored glasses have come off, you can make a sensible and informed decision about purchasing and possible investment. Don't buy a pig in a polk, as they say. Take your time. You'll be glad you did. ¡Bienvenida y buena suerte," replied a member in Ecuador.

"When deciding whether to buy or rent a home in Ecuador, it's important to consider factors such as your budget, length of stay and living style. If you plan on being in Ecuador for an extended period of time, buying a home may be a more cost-effective option in the long run. On the other hand, if you're looking for more flexibility, you may want to consider renting instead. Additionally, understanding local laws and the differences between buying and renting can be helpful in making an informed decision," commented one expat who made the move to Ecuador.

"I rent a two bedroom, two bathroom condo on the 11th floor on the Rio Tomebamba. 24-hour security guards, underground parking I pay $300 a month for rent, gas $8, water $10, cable $52, internet $34 and security is $50," remarked one expat in Cuenca, Ecuador.

"More books - not the Kindle I was given --personal effects, small paintings, items you love at home (small and transport friendly) Nothing in 2nd category," remarked one expat in Quito, Ecuador.

"Wish I would have brought: Gallons of Patina for our stained glass hobby; Desk Chair because I work from home; more towels and dishrags Things I could have left: all things leather (we live on the beach and everything molds); metal lamps (rusted); outdated computer (should have bought a new one before shipping down here)," said one expat in Puerto Cayo.

"I brought almost nothing and certainly nothing extra. Two checked bags and a carry-on. And in that luggage was a plunge-router for my Father-in-law, two espresso machines (I wish I'd brought gaskets) a waffle iron, and lots of favorite kitchen things. Spare parts of anything where sourcing is an issue. I wish I'd brought a couple of second-hand iPhones. I brought one but lost it to a pickpocket on the trolley in Quito. Electronics are a must if you use them. Spares are worth it as replacing them is neither cheap nor easy. There are lots of culinary ingredients that aren't readily available but I'm gradually finding them or learning how to make them. Things like hoisin sauce and horseradish and black bean sauce and curry paste. The availability of wonderful locally grown produce (both fruit and veggies) is one of the richnesses of Ecuador, but for whatever inexplicable reason the local cuisine is very bland and though reasonably healthy (though on the greasy side), lacks any pizzazz, or even much interest. I've always cooked because I love food, but now it is for survival and to keep my tastebuds from atrophying," remarked one expat who made the move to Cotacachi.

"Pack light, versatile clothing suitable for the climate. Depending on where you are moving in Ecuador, you may need to bring your own bedding and linens. If you plan to live in a colder climate, you may need to bring warm clothes and blankets. Make sure to include items like insect repellent and sunscreen, as Ecuador is known for its tropical climate. Don't forget to bring any necessary medications and any important documents you may need. It is also important to bring items to make you feel at home, such as photos or small decorations," explained one expat living in Ecuador.

"It is important to respect Ecuadorian customs when visiting the country. Trying to save face is valued highly, so it is best to remain calm and avoid any confrontational behavior. In conversations it is important to be aware of the local language and customs, being sure to avoid making jokes or being overly familiar. Ecuador is a conservative country, so it is best to dress modestly, particularly when visiting religious sites. Greeting people with a kiss on the cheek is popular and should be done according to the country's gender-based norms. Food is important to Ecuadorian culture, so it is polite to finish what is on your plate and wait for the host to indicate dessert, rather than helping yourself," remarked one expat who made the move to Ecuador.

"At the risk of offending someone, I am not in Cuenca because of the cost of living. That is a bonus of course, but not key for us. We did a lot of searching of the globe (40+ years) to find a place that had the elements we needed to be happy at this stage of life.. We have had second homes in many places. After all, one gives up the proximity of family and old friends when one expats. There has to be some potent compensation! Cuenca requires the least compromises. Gobs of culture from free opera to free rock concerts. Two stadiums. UNENDING boutique shopping. A quickly recovering restaurant and club scene. 4 rivers running through it. Inca ruins. 16 century architecture! Cobble stone streets. A modern side. Views everywhere. 4 universities, colleges, music conservatoires, great inexpensive health care on anything within 10 minutes 24/7. A college town fill of beautiful young people. Many international fairs. Incredible fruits and seafood. (Everything costs a dollar..the only thing that varies is how much you get for it! :D) Today it is 6 mangoes for a buck unless you want to pick them for yourself. The best of all is the airport. It is too small for most international flights and that keeps expats and tourists away. Merely 15,000 (about 45% American and the rest from everywhere) in a greater area containing 700,000+ souls. If one yearns for beach, it is 3 hours away and the weather is hot all year long. However, the water is its warmest from December through Mayish (80F) Coldest in August (71F)," commented one expat living in Cuenca.

"IESS (federal system) is cheapest insurance here UNLESS you came on "retirement income" visa, where it can be quite expensive (they they charge 17% of your income for the insurance). Almost all non-opioid prescription meds in the US are available here OTC," offered one expat living in Cuenca.

"Choose carefully where you plan to live. In many Ecuador cities emergency care is often very limited or even non-existent. As we age good quality emergency care can mean to live or die. The same goes with good quality health care in general. Many small cities lack more than one doctor and medicines and supplies can be difficult to obtain in an emergency. This also happens with dentists as well. I suffered an injury to a tooth and had to travel for over an hour to find a dentist that could provide the needed treatment. And as we age we may find that the uneven pavement (or lack of pavement) in most Ecuadorian cities and towns will become a hazard to getting around. Again, choose carefully where you live," wrote one expat living in Cuenca.

"I let them know about public and private insurance options. This with chronic conditions should enroll in Ecuadorian IESS public system. But even without insurance the medical care in Ecuador is much more affordable than in the US," commented one expat living in Loja.

"Healthcare services in Ecuador are provided by both public and private institutions. The public healthcare system is managed by the Ministry of Public Health and is available to all Ecuadorian citizens and legal residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of good quality. Foreign residents are able to access the public healthcare system, but they must first register with the Ministry of Public Health. Expats in Ecuador typically use the public healthcare system, as it is often more affordable than private healthcare. However, some expats opt to purchase private health insurance to access private healthcare services," commented one expat who moved to Ecuador.

"In the cities, the medical services are the best we have seen in our travels outside of France, (the best in the world). From a home and the decision to see someone, to seeing a specialist can take as little as 20 minutes at a cost of $40. Tests and operations can be set for the same day. We grew up with national medical care and were advised on arrival, by those who have that background, to get insurance. We did so for three years but dropped it in angry disgust. It is demeaning being privately health-insured if you are not used to it. We self-insure and cover the expat requirement (when there is one from time to time) with IESS (never used)," remarked one expat living in Cuenca.

"Surprised by the ease in getting doctor's appointments and the speed at which patients are processed - much less waiting time than in the States. No wasted or unnecessary medications or treatments. Doctors and nurses here are for the patients not for profit," replied one expat when asked about moving to Machala.