Moving to Ecuador
Last updated on Sep 05, 2024
Summary: Many expats and digital nomads move to Ecuador due to its low cost of living, beautiful scenery, and friendly people. People can find a place to live in Ecuador by searching online for rental properties, or by asking around in the local community. The most popular cities for expats and digital nomads in Ecuador are Quito, Cuenca, and Salinas. These cities offer a variety of amenities, as well as a vibrant expat community.
What do I need to know before moving to Ecuador?
When we asked people what advice they would give someone preparing to move to Ecuador, they said:
"Come visit first, stay in a travelers hostel if you want to meet people, doesn't matter your age...see where you want to live, then check the local paper to find rental listings..," said one expat in Quito.
"Take your time to look around and if you find something that just jumps out at you take it. You will know if it feels right. Don't wait as if you do when you go back it will probably be gone. If you are looking and coming back to live here at a later date you can always rent it out to other expats. Rentals are in short demand for expats here in Cuenca," remarked one expat who made the move to Cuenca.
"Pick out 2 or 3 places and rent to live in each for 2 to 3 months. See if you really like the area, the locals, the activities, etc. Do not start looking for a house to buy until you are SURE where you want to live. We thought we wanted to live in a beach town and tried several but we found we did not like the climate nor the local vibe. We are happier living in a valley outside of Quito (did not like big city either, moving from Houston) and visiting the beach when we want," explained one expat living in Ecuador.
"Get a realtor. Look around a lot. Start and finish with Sanborondon if your budget allows. Venture out to Los Ceibos and Via la Costa if the distance from the "fun areas" of Guayaquil isn't an issue. Talk to other expats (if you can find them)," said one expat in Guayaquil.
"Come and visit for preliminary look, choose several locations for example beach, mountains and jungle. Try to visit a city and small town in each area, think also of some tourist attractions to get a flavor of the country. Return for another more focused visit to the vibe (example beach) that catches your interest....second visit, focus on areas large and small from your research that sound interesting. If you find a location that you like, plan to come for extended stay and RENT there. Do not look to purchase until you have lived here awhile, LIVED not visited. It is very different to live here rather than visit. Note as far as purchasing property: it is not like the USA, no realtor website with most of the properties in the area featured so can be tedious looking. No licensed inspectors so you are on your own to determine potential problems. Many if not most built "informally" i.e. not to codes. Also, if you make a mistake and decide to go back, properties here do not sell fast, you could be invested for years waiting for a buyer. Financing is difficult to obtain, mortgage interest rates are high (can be 10+%) and large down payments required for Ecuadorian buyers," said one expat who made the move to Ecuador.
How do I find a place to live in Ecuador?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Rentals in Salinas: You might also consider Porto Lucia if you are interested in Salinas. Much more tranquil than malecon de Salinas yet still in Salinas. If you prefer ocean front living at a budget price there are a few condo options available most are rented fully furnished. Walk to largest shopping center & next .to yacht club & marina. Look on Google maps for location. Hope this helps as an option, most expats do not know about this location when viewing Salinas," said one expat in Salinas.
"We made an exploratory trip months before we decided to come and live in Cuenca, Ecuador. We did not really choose the neighborhood we just found the apartment absolutely fell in love with it and the price was just right and the view and everything. It seemed like a good neighborhood as well and we bought it within two weeks of being in this country. To date 18 months later we are still very very happy with our purchase. We have since found it is a great neighborhood close to all amenities but far enough from the centre of the city," remarked one expat who made the move to Cuenca.
"Fortunately, my company hired a relocation firm. Sanborondon is the upper class, safe, and happening nearby suburb of Guayaquil. It was almost a given that I would live there as an expat with Company-provided housing. The Company also hired a realtor for us who helped with our search options (furnished, gated community, 3 bdrms, spacious, pool). Newspaper ads weren't very helpful at all. Word of mouth or realtors are the way to go," explained one expat living in Guayaquil, Ecuador.
"We are in Puerto Cayo. It is small and I mean small. There are no shopping for groceries or luxury items. It is quiet and on any given day, I am the only person on miles and miles of beach," said one expat in Puerto Cayo.
"The best way to find a place to live in Ecuador is to visit the country in person. This will allow you to explore different neighborhoods and areas and get a better understanding of the local culture and environment. You can also look into renting an apartment or house from a reliable source. There are numerous real estate agencies and websites that list rental properties in Ecuador, so you should have no trouble finding a place that suits your needs. Additionally, many expats join local Facebook groups and other social media sites to network and search for housing opportunities. Lastly, you could consider connecting with an established property management company that specializes in providing international real estate services," said one expat who made the move to Ecuador.

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What is a typical expat home or apartment like in Ecuador?
"If you really want to experience and love Ecuador - or any other foreign - don't make the mistake that too many ex-pats do by surrounding themselves with other ex-pats in an all-ex-pat gated community. Why move to a foreign country only to surround yourself with English-speaking gringos who sit around all day complaining about how everything was "so much better back home"?," replied a member in Ecuador.
"I live in an apartment within an 8 unit building (tower) within a gated community of about 20 towers. Ideal mix of privacy and neighborly acquaintances. I don't know what the house/apt mix is, but I would imagine expat families with kids go for houses (in Sanborondon, Los Ceibos, or Via la Costa) and expat singles and couples go for apts. The houses in Sanborondon are usually huge, expensive, and not many to rent," commented one expat who made the move to Guayaquil.
"My wife and I came to Ecuador this summer, we live in a 2 bedroom apartment in Loja, Ecuador. Our building has 4 units of which 3 are occupied. We have many of the comforts of a first world country except a dishwasher, oven, elevator. We don't need or have a/c. We are 10 to 15 minutes walk to downtown and have stores, bakeries and a great market in easy walking distance. And saving the best for last we have an exquisite view of mountains all around us and great, responsive, caring landlord's. Who could ask for more?," remarked one expat in Ecuador.
What is the average cost of housing in Ecuador?
If you are thinking about moving to Ecuador, cost of living in probably a key consideration. Expats commented about the cost of housing:
"Much lower. I bought an apartment for under $30k and I have rented another for just $150 a month," commented one expat who made the move to Quito.
"When I first moved here 10 years ago, I was single and rented a 1 bdrm. furnished ground-floor "executive" apartment with a small patio off the bedroom. The "executive" nomer meant that it was completely furnished - including a washing machine on the patio, a fully-equipped small but adequate kitchen with gas stove, and refrig. pots, pans, dishes, etc.; a fully furnished living room with color t.v., cable, and internet connections; a double bed ( with sheets & blankets ) and a large wardrobe; and a bathroom with HOT WATER in the sink and shower! This was in a very nice neighborhood in Machala within easy walking distance stores, buses, and a park to exercise in. My total monthly cost - including 24hr. security, utilities, cable/internet, and the rent was $360! ( $320 for the rent and $40 for the rest ). Believe it or not, the prices haven't gone up that much in all these years," remarked one expat in Machala, Ecuador.
"The cost of housing in Ecuador varies depending on the location and size of housing. Generally, housing in larger cities like Quito and Guayaquil tends to be more expensive, while housing in smaller towns and villages is often more affordable. The average cost of housing in Ecuador across all types of locations is typically moderate," said one expat in Ecuador.
"I am originally from New york City. NYC is expensive but you get little space. Economically, would say the same, but I have much more space both in and outside of the apt. The company pays $2200 monthly plus about $75 in utilities for a 3 bdroom (plus housekeepers room), 5 bath furnished apt. The community has ample green areas, soccer field, tennis court, several bbq grills and villas, basketball court, an adult and kiddie pool, and a ballroom for gatherings. The only thing missing is a gym. Average for Sanborongon is about $1300/month. Urdessa, Ceibos go for about $900, but not as nice," remarked one expat who made the move to Guayaquil.
"Much lower. We paid cash for our land and to build our house. Electric is about 100 per month. We get 2 trucks of water a month roughly and it equates to about $50/month in water. There are no other bills," explained one expat living in Puerto Cayo, Ecuador.
Should I buy or rent a home in Ecuador?
If you have not spent a lot of time in Ecuador, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"When deciding whether to buy or rent a home in Ecuador, it's important to consider factors such as your budget, length of stay and living style. If you plan on being in Ecuador for an extended period of time, buying a home may be a more cost-effective option in the long run. On the other hand, if you're looking for more flexibility, you may want to consider renting instead. Additionally, understanding local laws and the differences between buying and renting can be helpful in making an informed decision," remarked one expat in Ecuador.
"Do not buy anything until you've lived in this country for at least 6 months! And preferably for over 1 year. Rent a house, an apartment, a condo first! Get to know the ENTIRE country. Travel, learn the language, get acclimatized, absorb the culture, and make friends ( both gringos and Ecuadorians ) ... then decide what place really fits you best and where you want to make your home. By then you'll have built up contacts, and learned the real prices ( not the tourist/gringo ones ), Then, and only then, should you consider buying. Once the rose-colored glasses have come off, you can make a sensible and informed decision about purchasing and possible investment. Don't buy a pig in a polk, as they say. Take your time. You'll be glad you did. ¡Bienvenida y buena suerte," said one expat in Ecuador.
What should I pack when moving to Ecuador?
We asked people living in Ecuador to list three things they wish they had brought and three they wish they had left behind. They responded:
"Wish I'd Brought My furniture - harder than expected to find a furnished apartment Personal care products - expensive here Everyone's phone number and email address - tough to make friends here as the "upper class" society is pretty closed Wish I'd left home: Warm clothes - 90-95 on cool days here, although the sweaters come in handy when I go to Quito DVD's - pirated movies are big business here," said one expat in Guayaquil.
"Being from Australia probably more vegemite. My moisturiser that I used for hundreds of years........but now I have found another here that is just as good. My grown kids :)," said one expat who made the move to Cuenca.
"Wish I would have brought: Gallons of Patina for our stained glass hobby; Desk Chair because I work from home; more towels and dishrags Things I could have left: all things leather (we live on the beach and everything molds); metal lamps (rusted); outdated computer (should have bought a new one before shipping down here)," explained one expat living in Puerto Cayo, Ecuador.
"I wish I had brought digital camera, laptop and more books...I wish I had left home medicines (widely available and cheaper in Ecuador), basics like towel, socks, etc (also easily available), furniture (very beautiful pieces avialable locally)," said one in Quito.
"1. Flents Ear Stopples. The best product available for when you are in noisy places or desiring to sleep well. 2. For motorists: bring your still-active Drivers License and any required certification from your DL state. This way you can get an Ecuador DL without taking tedious Spanish-language driving classes to 'learn' what you have known for forty years. 3. Some English-language reading material. When your Internet provider cuts off your service temporarily without advising you in advance for reason/s you did not anticipate .. you'll have something to read at night for the several days it takes to get your service back on," explained one expat who made the move to Ecuador.

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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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What cultural faux pas should I try to avoid making in Ecuador?
We asked people in Ecuador if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"I can't recall that I did although my Ecuadorean friends may tell tales. I have a few friends who made the embarazado and embarasoso mistake as well as trucha vs chucha," commented one expat who made the move to Ambato.
"I discovered the word "embarazado" does not translate to "embarrassed." Go ahead, look it up -- and save yourself," remarked one expat in Anconcito, Ecuador.
Why do people move to Ecuador?
When we asked people why foreigners move to Ecuador, they responded:
"We love it here....just outside like suburbs of Sangolqui which has population of about 75,000. Sangolqui has a very indigenous but Ecuadorian yuppie vibe. We have everything close-by, shopping mall, local market fruits and vegetables, Megamaxi (like Target), nice medical clinics and hospital, lots of outdoor activities AND breakfast view of snow covered Cotopaxi....," wrote one expat living in Valle de Los Chillos.
"The coast of Ecuador has miles of beautiful beaches, with mild temperatures and no hurricanes! Ecuador uses the US dollar so there is no fear of currency fluctuations and the cost of living is easy on the wallet," commented one expat living in Rio Chico.

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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
Click connect to have our partner contact you via e-mail and/or phone.

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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How are healthcare services Ecuador?
When we asked expats and global nomads about the quality of medical care in Ecuador, they replied:
"Choose carefully where you plan to live. In many Ecuador cities emergency care is often very limited or even non-existent. As we age good quality emergency care can mean to live or die. The same goes with good quality health care in general. Many small cities lack more than one doctor and medicines and supplies can be difficult to obtain in an emergency. This also happens with dentists as well. I suffered an injury to a tooth and had to travel for over an hour to find a dentist that could provide the needed treatment. And as we age we may find that the uneven pavement (or lack of pavement) in most Ecuadorian cities and towns will become a hazard to getting around. Again, choose carefully where you live," commented one expat who moved to Cuenca.
"IESS (federal system) is cheapest insurance here UNLESS you came on "retirement income" visa, where it can be quite expensive (they they charge 17% of your income for the insurance). Almost all non-opioid prescription meds in the US are available here OTC," said one expat.
"This is the best medical care in terms of caring for you and really identifying the best way to correct the medical issues of people. Doctors really care for their patients, and spend time talking and testing for the real problem and thus coming up with a real solution to your specific issue. And all done at a bargain price," said one expat living in Cuenca, Ecuador.
"Go to the best hospital instead of the government hospital. Use the private clinics for basic healthcare and pay out of pocket," offered one expat living in Quito.
"Seeing a doctor in Cuenca is an easy matter. No appointment necessary in most cases. Excellent service and good quality for a much lower cost that the U.S," wrote one expat living in Cuenca.
What are medical services in Ecuador like?
When we asked expats and global nomads about the quality of medical care in Ecuador, they replied:
"Note that you will not find current US style healthcare in most areas outside of large cities, it is more like 1980s. Good, adequate, not fantastic. Fine for daily stuff, maybe not good for you if you have some more complicated medical issues. My guess would be a beach town near a large city where you can go for more advanced healthcare. Larger cities will also be more likely to have English speaking doctors and dentists," commented one expat living in Ecuador.
About the Author
Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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