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Granada, Nicaragua

Digital Nomad Life in Nicaragua

By Joshua Wood, LPC

Summary: Nicaragua is becoming increasingly popular as a destination for digital nomads. The most popular cities for digital nomads are Granada, San Juan del Sur, and Managua. Digital nomads like living in Nicaragua because of its low cost of living, beautiful beaches, and friendly locals. A digital nomad can live comfortably in Nicaragua on a monthly budget of around $1,000 USD. The culture of Nicaragua is a mix of Spanish, indigenous, and Caribbean influences. The country is known for its vibrant music, art, and cuisine. Nicaraguans are known for their hospitality and friendliness, and the country is known for its laid-back atmosphere.

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How do I meet people in Nicaragua?

When we asked people living in Nicaragua about club and activities where newcomers can meet others, they responded:

"There are currently no clubs available although this is a small town and it won't take you long to meet all the expats and locals too. There are several restaurants that are frequented by the expats and word spreads REAL fast," explained one person living in San Juan del Sur, Nicaragua.

"Expats in Nicaragua often join activity-based clubs such as hiking, golf, tennis and sailing. Additionally, there are social clubs for expats to meet and socialize such as Rotary or Lions Club. Other ways to meet people when living in Nicaragua can include attending festivals, getting involved in local charities, attending language meetups, and joining community sports teams. Attending events such as locally hosted dinners, art classes and other local social activities can also be a great way for expats to meet new people and form friendships," said one expat in Nicaragua.

What is life like in Nicaragua?

When we asked people living in Nicaragua what life is like and how people spend their time, they said:

"The expat community is largely made up of retirees. There are some who are in small businesses but for the most part everyone enjoys the sea, fishing, boating, walking, jogging, biking and trips to nearby cities to explore the volcanoes, lakes and great food," said one expat who made the move to San Juan del Sur.

"Life for expats and digital nomads in Nicaragua is generally very pleasant and enjoyable. The country is known for its beautiful scenery, low cost of living, friendly people and relaxed lifestyle. Nicaragua offers many opportunities for outdoor activities, from sun-kissed beaches to tropical rainforests and stunning volcanoes. Gringos (expats) and digital nomads flock to Nicaragua to take advantage of excellent food, breathtaking nature, and relaxed working environment. Additionally, the vibrant culture, world-class healthcare and modern infrastructure make it a great place to live and work. Life in Nicaragua can also be quitechallenging due to the lack of stable internet, limited banking options and erratic electricity. However, it’s still a great place to live, work or explore," explained one foreigner living in Nicaragua.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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Where should I live in Nicaragua?

We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:

"One way to find a place to live in Nicaragua is by researching online. There are several websites dedicated to helping people find accommodation in Nicaragua, such as Encuentra24, Encuentra Viviendas and CercaCasa. These websites allow you to search for properties in different cities and regions in Nicaragua. Additionally, you can use websites like Airbnb where you can find apartments, houses, and villas for rent in Nicaragua. If you prefer to look for an accommodation in person, the best way to do so is to ask around in the city or towns you are interested in; many people rent or let out rooms or apartments through word-of-mouth. Facebook groups can also be a great way to find a place to live; many Nicaraguans join such groups in order to list properties for sale or rent," remarked one foreigner who made the move to Nicaragua.

"I would stay in different parts of the town each time I came to get a feel for the different sights, sounds etc," explained one person living in San Juan del Sur, Nicaragua.

What do I need to know before moving to Nicaragua?

When we asked people what advice they would give someone preparing to move to Nicaragua, they said:

"Standard advice is to visit Nicaragua before committing to anything - that is even more essential in your case. Visit areas you might want to live, local stores, etc," remarked one foreigner who made the move to Managua.

"Again, spend as much time prior to moving as possible. Patience, that is the key word for Nicaragua. Be prepared for late appointments or on the other side of the coin, the appointee will show up way ahead of the scheduled time. As soon as you learn to go with the flow, relax, no stress, you will adjust much easier. Remember, we will always be a guest in the host country, and smile," explained one person living in San Juan del Sur, Nicaragua.

"Expats should research Nicaragua's healthcare system before retiring in the country. A comprehensive medical insurance plan is often advised due to the limited public health system. Additionally, expats should familiarize themselves with local visa regulations, as well as taxation regulations for foreign nationals. Quality of life is generally good and very affordable, so expats may consider their budget in advance. Expats may also want to investigate living arrangements before relocating, as there can sometimes be difficulties finding appropriate housing. Lastly, expats should be aware that the infrastructure in some areas of Nicaragua can be unreliable at times," said one expat in Nicaragua.

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William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do people appreciate most about the culture in Nicaragua?

"The loving, kind, generous personalities of all the people I've met. These people (of which there are many) were mostly bi-lingual Nica's with hearts of gold and silver. I think that's why I didn't suffer so much culture shock. I was immediately surrounded by loving / caring people," said one person in Managua.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What do people find most challenging about the culture in Nicaragua?

"Buying things that I perceive as "necessary" like furniture, basic household stuff etc. You can't go to one store like Walmart or Target or Home Depot and get what you need and go home. It takes LOTS of time, effort and savvy to get the basics of living," said one person in Managua.

"Learning the language has been a challenging but fun task. Nicaragua being a poor country, you are challenged to see things in a new perspective. You first learn there is a huge difference between being poor and having no money. You appreciate how many people live well without money and those that just seem mired in poverty. The average education level here is around the third grade and the education system is so lacking that many people just don't have a lot of common knowledge. The expats know the history here often better than the locals. Once in a while I just want to have a deeper conversation with someone without arguments. The language barrier and level of education often prevents it," remarked one foreigner who made the move to Granada.

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What residency documents or visas did I need if I will be in Nicaragua for a while?

"Many of the expats live here on a 90 day tourist visa which can be extended to 180 days. At that time you must leave the country for three days. You can become a resident as we did which makes things like opening a bank account easier. You can get a one year or five year residency. The needed document list is too long to list here but there are many benefits such as up to $20,000 household goods imported for free and up to $25,000 tax free on an imported car or one that is purchased here. Nicaragua wants you to move here but that does not make it easy. Average time to complete the process is 3-4 months and that assumes you arrive with all of the necessary documentation. I have a website that helps answer these questions at www.nicaragua-guide.com. Becoming a resident does not affect your USA citizenship. Yes, you still must pay USA taxes," explained one person living in Granada, Nicaragua.

"If you plan on staying in Nicaragua for an extended period of time, the Nicaraguan government requires you to obtain a residency visa. This visa is issued through the Nicaraguan Immigration Department and will require several documents, such as a valid passport, proof of your address in Nicaragua, a copy of your police record, a medical certificate, and evidence of your financial solvency. Additionally, you may need to provide certified copies of your birth certificate and/or your marriage record if applicable," said one expat in Nicaragua.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What cultural blunders should I try to avoid making in Nicaragua?

We asked people in Nicaragua if they could share any humorous cultural blunders they commited. They wrote:

"Mostly language stuff. I would say muy bien for "things" when I should have been saying muy bueno. I started mixing the Italian language with Spanish by accident. Words that I've heard my mother use slipped out of my mouth and didn't make sense to the person I was attempting (very badly attempting) to communicate with. My friend kept catching me on making up words in my desperate attempts to communicate. It made everybody laugh," said one expat in Managua.

"It is important to be aware of cultural norms when visiting Nicaragua. Being mindful of other peoples’ culture, customs and language is essential to showing respect. To help you avoid making a cultural faux pas, some things to avoid include wearing revealing clothing in public, pointing your feet (or any part of your body) at someone as this is considered rude, discussing sensitive political topics, touching people without their permission, accepting food or drinks with both hands, being loud and boisterous in public, and engaging in aggressive bargaining practices," remarked one member in Nicaragua.

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William RussellWilliam Russell
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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are healthcare services like in Nicaragua?

When we asked expats and global nomads about the quality of medical care in Nicaragua, they replied:

"Healthcare services in Nicaragua are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens and legal residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of lower quality than private healthcare. Foreign residents do have access to the public healthcare system, but they may need to pay out-of-pocket for some services. Expats in Nicaragua often use the public healthcare system for basic medical care, but they may opt for private healthcare for more specialized services," explained one expat living in Nicaragua.

William RussellWilliam Russell
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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the pros and cons of living in Nicaragua?

"Expats and digital nomads often appreciate the low cost of living in Nicaragua, as well as the friendly locals and the beautiful scenery. They also enjoy the relaxed pace of life and the opportunity to explore the country's diverse culture. On the other hand, some expats and digital nomads may find the lack of reliable internet access and the limited availability of certain goods and services to be a challenge. Additionally, the political situation in Nicaragua can be unstable at times, which can be a source of concern for some," explained one person living in Nicaragua.

"You meet great people and some rude people. After time you will know who to shop with and where to eat. San Juan del Sur gets breezes most of the time. You can have a taxi at your call and a trusted driver to take you home if you drink to much. Don't talk about the government and all will be well," wrote one digital nomad living in San Juan del Sur, Nicaragua.

William RussellWilliam Russell
Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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Get a quote for international health insurance from our partner, William Russell.
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Granada, Nicaragua
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