Digital Nomad Life in Costa Rica
Summary: Costa Rica is a popular destination for digital nomads. The most popular cities for digital nomads are San Jose, Tamarindo, and Puerto Viejo. Digital nomads like living in Costa Rica because of its beautiful beaches, lush rainforests, and friendly locals. A digital nomad can live on a monthly budget of around $1,500 in Costa Rica. The culture of Costa Rica is laid-back and relaxed, with a strong emphasis on family and community.
How do I meet people in Costa Rica?
When we asked people living in Costa Rica about club and activities where newcomers can meet others, they responded:
"Welcome to San Ramon! Yes, lots of organized and also informal gatherings for philanthropy and recreational activities. Start by googling Community Action Alliance and check out their recent archived newsletters. Also look for Gringo Central which provides info on Central Valley groups and other useful info. And, every Thursday an expat group meets for breakfast at a local restaurant near the downtown park, come and go as you please. The Community Action Alliance has details on where. Finally, a few kilometers west of downtown past Magallanes, there’s a growing expat neighborhood with a very nice recreational center used by many expats, called El Palme (I think it’s called that, anyway). Can be found via Google," remarked one member in San Ramon.
"If you know how to play an instrument, I recommend volunteering your time with the SINEM children's orchestra, a lot of expats teach in this program all through out Costa Rica," explained one expat living in Montezuma, Costa Rica.
What is life like in Costa Rica?
When we asked people living in Costa Rica what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Costa Rica has a lot of appeal. There is a vibrant culture and a welcoming attitude towards newcomers, making for a supportive and engaging atmosphere. Nature spots are abundant, and the vibrant and diverse landscape provides many opportunities for outdoor recreational activities. Costa Rica's transportation infrastructure is relatively good for a Latin American country, making it easy to travel within and around the country. The cost of living is generally lower than in most first-world countries and there are a variety of international restaurants and grocery stores. A combination of low taxes and tax incentives makes Costa Rica an attractive place to live and work. The combination of warm weather and modern amenities make it a great place to call home for digital nomads and expats alike," said one expat who made the move to Costa Rica.
Where should I live in Costa Rica?
We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:
"We live in Samara on the Nicoya Peninsula. It’s a really wonderful little beach town. Lots of good restaurants. Mostly CR population but also quite a lot of expats. Super nice beach. Near large town of Nicoya for convenience. Good roads - important! Our landlord has a new construction house available 2 BR/ 1 BA for $1,000/month. We are three miles from town and the beach. We seriously love the area and our landlord is wonderful," explained one person living in Costa Rica.
What do I need to know before moving to Costa Rica?
When we asked people what advice they would give someone preparing to move to Costa Rica, they said:
"Montezuma, Puntarenas, Costa Rica is not Anywhere, USA that's a given. Living here is finding a new balance for your lifestyle. It totally has been for me. I see that someone has posted what not to expect. I feel that the best attitude here is not to expect a thing. There is much good that you will find here. Beautiful, fresh, and clean air. Reasonably clean ocean water. Be watchful The water here is drinkable usually. I say this because mineral content can be high. When the sign reads Rip Currents, they mean it. Truth in advertising. Very warm or hot temps with high humidity. Lovely fruits and vegetables at very reasonable prices. Clothing minimal. Tshirts/shorts and sandals most of the time will do nicely. No need to wear expensive anything - it doesn't fit the terrain. Friendly people. There is internet service and cable television depending on where you are in Montezuma. The power will go out and yet, it does come back on. If you don't mind taking the bus from Montezuma to Cobano where Banco Nacional is located along with its outside ATM's, all two of them at the main office, it will only cost 400 colones. There's cost efficiency for you. If you love nature this can be a paradise. Every day is an adventure. You can be negative about things here, you can be positive about things or you can just be. I prefer to be. Pura Vida," explained one expat living in Montezuma, Costa Rica.
"Have lived in Grecia for 7-1/2 yrs. It is a small city and in my opinion the best unless you insist on beach area which is too hot for me. No a/c necessary where I live. Easy to get to know people if you are friendly. I can't walk down the street without people I know honking or waving. I live happily without a car which means not using all my pension on repairs and high gas," said one person in Costa Rica.
"Come and see for yourself before you make a commitment to moving here. There is a lot of hype about Costa Rica being a paradise, a cheap place to live or retire, and a safe place because it eliminated its army in 1948. The reality is that San Jose has a high crime rate, the iron grates on all of the houses and businesses can be off-putting - as can the security guards with loaded riffles - and it isn't a cheap place to live. Food, utilities and rent in certain areas of the city are quite high especially for a developing nation. Other issues in San Jose: air pollution from cars is pretty bad; noise pollution gets on your nerves after a while; it isn't safe to walk outside in the late evening or night; the streets, sidewalks and highways are in terrible shape; and government monopolies make it near impossible to get a cell phone and makes renting cars super-expensive because of the mandatory insurance. People must visit and spend a few weeks talking to people before deciding to move here," said one expat who made the move to San Jose.
"hmmmmmm...take a vacation here first, spend a few months and get a feel for the scene here. Also, online research is an option too," explained one foreigner living in Montezuma, Costa Rica.
"The Costa Rican people in Atenas are kind and welcoming. There is an international group of expats, from Europe, the US, Canada, as well as from various Spanish speaking countries. I appreciate the diversity. During the dry season, the sun is strong. I am outside in the early morning and late afternoon, and inside from 10:00am-2:00pm. I choose to be car free. I am easily able to walk to shops, dentist, and other services. Atenas has a rural feel as is it a coffee growing region of Costa Rica, as well as a region for fruit and vegetables. There is a small town “vibe” with focus on church and local school activities. The pace is slow. These are some of my personal reflections," said one in Atenas.
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What do people appreciate most about the culture in Costa Rica?
"What I really enjoyed, was the personal relationships that we established. I had many Tico friends that felt comfortable stopping by our home to visit. One friend threw a surprise birthday party for me. I also found it amazing that when we arrived, we found ourselves without money due to a bank screw up and our attorney right away offered us a couple thousand dollars till our money showed up. Many more times, if we didn't have money on hand for something, business owners told us to pay them when we returned next. You don't see that happening in the states," remarked one member in Samara.
"Expats in Costa Rica appreciate its vibrant outdoor lifestyle and friendly people. Costa Rica is also known for its lush nature, boasting beautiful beaches, tropical jungles and majestic volcanoes, making it a paradise for nature lovers and outdoor adventurers. Many expats are also drawn to the country's relaxed, laidback lifestyle and the sense of community that comes with living in a smaller country. Costa Rica's diverse cultural heritage and traditions offer visitors a chance to explore the nation's unique cultural identity. Lastly, the country's affordable prices and high quality of living are a huge draw for many expats," explained one expat living in Costa Rica.
What do people find most challenging about the culture in Costa Rica?
"One of the most challenging aspects of Costa Rican culture that expats find is the concept of “pura vida” or living life to the fullest and taking things as they come. This can be difficult to understand and navigate for newcomers as it goes against the typically fast-paced, time-oriented Western lifestyle. Additionally, Costa Rica is a very tight-knit community where the concept of personal and private space isn't as pervasive as it is elsewhere. This can be difficult for expats, who may need more privacy and alone time, to adjust to. Furthermore, the local language of Spanish can also be a major obstacle that expats need to overcome in order to feel more settled in their new home," said one person in Costa Rica.
"I think that banking can be a challenge and setting up insurance along with other services such as your electric, phone and internet services," remarked one foreigner who made the move to Samara.
What residency documents or visas did I need if I will be in Costa Rica for a while?
"[In order to work] You are required to have a work visa -which is hard to obtain as the government would choose a CR citizen rather than a foreigner get a job-and a potential empl0yer must apply on your behalf, be married to a CR citizen, have a child be born in the country. to a CR citizen. a Permanent Resident or work online. Until you have gained Permanent Residency you are not permitted to physically work in CR. This process could take between 4-5 years, from your initial application," said one expat in Costa Rica.
"If you plan to stay in Costa Rica for a while, you will need to obtain a residency permit or visa. Residency permits are typically granted for periods of three to six months, after which you may apply for an extension. The type of visa you will need depends on your country of origin and the purpose of your stay. Some of the main visa types available in Costa Rica include tourist visas, investor visas, family reunification visas, student visas, and work visas," remarked one member in Costa Rica.
"Visa is good for 3 months so if you plan on trying I would recommend opening a bank account and beginning the residency process early on. An attorney is helpful and I recommend Max Viquez Garcia. He is very helpful honest, fair and bilingual. I travelled to Panama City, Bocas del Toro Panama and San Juan del Sur, Nicaragua to renew my visa and really enjoyed those trips," explained one expat living in Santa Ana, Costa Rica.
"I have a 90 day tourist visa. I travel around Central America a lot, so my visa is constantly renewed, very easy. Just make sure that when you come you can show the airline proof that you are leaving within 90 days," said one person in San Jose.
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What cultural blunders should I try to avoid making in Costa Rica?
We asked people in Costa Rica if they could share any humorous cultural blunders they commited. They wrote:
"On one occasion we had traveled to San Jose to see our attorney and were lost. When we spoke to the doorman of what we thought was his office building we could see that whoever he was speaking to on the phone he was describing us as being dressed very trashy, as we were not wearing business attire. We were dressed in jeans and t-shirts. Most people dress in business attire in the city," said one expat who made the move to Samara.
"It is important to avoid touching someone's head or using certain nicknames as both are considered offensive in Costa Rica. Additionally, be sure to dress conservatively in public and avoid public displays of affection, as they are seen as disrespectful.Beyond that, it is important to be respectful when discussing religion, particularly since the majority of Costa Ricans are Catholic. Disrespecting local customs and religious ceremonies should also be avoided. Finally, it’s important to be mindful of how much you are drinking in public, as public drunkenness is considered inappropriate," explained one foreigner living in Costa Rica.
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What are healthcare services like in Costa Rica?
When we asked expats and global nomads about the quality of medical care in Costa Rica, they replied:
"In Costa Rica, you must be a resident of the country to qualify for CAJA also know as the national socialized medicine. Additionally, this is not an option but a requirement of your residency here. The monthly fee is calculated based on your income. The local clinic also known as EBAIS is centrally located. If you are in the area, familiarize yourself with it's location. If you are not a resident, there are several private care physicians in the area and they are well educated and professional. If you do not speak Spanish, there are many that are bilingual. I know of at least one that has a 24 hour facility for emergencies. Additionally, specialists from the Central Valley visit these private care facilities on a monthly basis so if you need specialized care, it is available. At present, a general office visit in a private care facility is $40-$45," said one foreigner in Playa Jaco.
"Costa Rica has excellent medical care with a two prong system, both public and private. All legal residents and citizens of Costa Rica are eligible to participate in the public healthcare system which is basically free although you have to be a member of the CAJA and pay a % based on the income level you declared when you applied for residency. A tip for expats is to show evidence of enough income to qualify for their residency programs but perhaps not to show all your income if not needed to qualify. (You have to show proof of a pension, annuity or government program that pays you at least $1000 per couple to qualify for their pensionado program). If you don't qualify by those means, you can also apply as a rentista, (renter), an inversionista (an investor) or as a foreign sponsored national with a work visa. You can also marry a Costa Rican... Keep in mind that there is also a private healthcare network available, which is often the preferred option to many expats. There is often a waiting time to get seen under the public system, even things like lab work might take longer than you want to wait. The private healthcare system is generally available immediately and insurance can be purchased to cover you in those facilities. You can also often offer to pay at the CAJA and be seen quicker than those not paying for service. In an emegency, the CAJA will take anyone. Costa Rica uses a local clinic methodology where they locate clinics nearly everywhere based on population needs. These clinics are referred to as the EBAIS clinics and can be found in nearly every town of any size. Major operations, whether in the public or private healthcare system, will likely be performed in San Jose. The private healthcare networks consisting of Clinica Biblica, CIMA and Hospital Mexico, offer great service for a fraction of the cost in the US. Clinica Biblica has an international medicine center, assigns patients a health navigator to help with things like language barriers and offers services that may not even be available in the states. I have had nothing but great experiences there, everything from blood work, orthapedics, dentistry, colonoscopy, endoscopy, stress test and EKG, bone density scans, lipids exams, urinalysis, hearing and eye tests, ultrasounds and more. I have stuff done that I could never afford to do in the states and pay a fraction of the cost I would in the US. The facilities are all impeccably clean and the doctors don't seem to be afraid of their patients and lawsuits. In our area in the southern Pacific region of Costa Rica, we have one of the newest CAJA hospitals in all of Costa Rica. The Hospital de Osa is an 88 bed, 80,000 square foot facility complete with emergency room, pharmacy and more. I recommend everyone should try the Costa Rican healthcare system to see what we are missing in the US," remarked one member in Cortez.
"Costa Rica has a comprehensive healthcare system that provides a wide range of services to its citizens and foreign residents. The public healthcare system is funded by the government and is available to all citizens and legal residents. The quality of public healthcare is generally good, with modern facilities and well-trained staff. Foreign residents have access to the public healthcare system, although they may need to pay a fee for some services. Expats in Costa Rica can use the public healthcare system, but they may need to pay a fee for some services. Expats can also opt for private healthcare, which is more expensive but offers more comprehensive coverage," explained one expat living in Costa Rica.
"If you're a resident you pretty much have to enroll in the Caja, the public health system, and if you aren't, you can't. So there's that. Whether or not you enroll in the Caja, if you have the funds, private insurance is nice. INS, the state insurance company, sells a pretty good policy for not too much money, and (ahem) it's darn near customary not to mention pre-existing conditions on the application. After a year or so INS doesn't care, and it does pay. Blue Cross and others have now entered the market, but I doubt they're as lax as INS. Of course, you can always pay out-of-pocket for private at prices about a third of US prices, but even a third adds up. Me, I'm only in the Caja now, since I let my INS policy lapse, but that's because I'm poor. People of some affluence usually do both--private for ease and comfort, public as a backup. Oh, in the Caja plan on speaking Spanish. Most Caja docs will know a little English and a few will be fluent, but the system operates in Spanish and you can't count on anyone speaking English. In the private system almost everybody speaks English," said one digital nomad in San José.
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What are the pros and cons of living in Costa Rica?
"My only dislike is the postal system. The system is impossible to navigate when trying to receive a package. I have learned that it is easier for me to order something, and divert the government postal system altogether," explained one digital nomad living in Florencia, Costa Rica.
"Expats and digital nomads often appreciate the laid-back lifestyle and friendly people in Costa Rica. They also enjoy the country's stunning natural beauty, with its lush rainforests, stunning beaches, and active volcanoes. Additionally, the cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. On the downside, the infrastructure can be unreliable, and the language barrier can be a challenge for those who don't speak Spanish," said one member in Costa Rica.
"Paying bills can be a big challenge so try to get auto pay set up where it is available. Most people wait in lines to pay bills at the bank or most markets offer computer bill pay. Cash only. Passport or other picture ID required. Costa Rica has no real street address system and the mail is terrible there. Some addresses are like 400 meters West of the World Gym," explained one expat in Santa Ana.
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About the Author
Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
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