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Digital Nomad Guide to Ecuador | Digital Nomad Exchange
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Plaza de la Independencia in Loja, Ecuador

Digital Nomad Life in Ecuador

By Joshua Wood, LPC

Summary: Ecuador is a popular destination for digital nomads. The most popular cities for digital nomads in Ecuador are Quito, Cuenca, and Montañita. Digital nomads like living in Ecuador because of its low cost of living, beautiful scenery, and friendly people. A digital nomad can live on a monthly budget of around $1,000 in Ecuador. The culture of Ecuador is a mix of Spanish, Indigenous, and Afro-Ecuadorian influences. It is a vibrant and diverse culture that is welcoming to visitors.

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How do I meet people in Ecuador?

When we asked people living in Ecuador about club and activities where newcomers can meet others, they responded:

"Expats living in Ecuador often join local clubs, attend cultural events, and join social media networks centered around activities they love. Expatriates may also join online communities specific to the country where they live, such as Ecuador Expats Online, which is a popular forum. Furthermore, connecting with other local English-speaking expats through local churches, booksellers, and language classrooms can provide an excellent way to meet people from all over the world. Finally, expats may join outdoor activities such as hiking, diving, and mountaineering, which not only provide an opportunity meet each other, but also Experience the beauty of Ecuador," said one expat who made the move to Ecuador.

"Weekly expat Fridays at 5, currently held at Sakura Restaurant on 3 de Noviembre in front of the Tomebamba River at the bottom of the Escalinata," explained one foreigner living in Cuenca, Ecuador.

"There are now two expat groups which meet in Cuenca each Friday night at 5 p.m. One is at Zoes and the other at the Ecualyptus. From here you can meet and greet other expats and then extend you network," said one in Cuenca.

"Get on online forum and arrange to meet one of the local expats. Ask them about local group and activities. Go online and Google groups for your interests and Ecuador, example pesca deportiva grupos Ecuador (fishing group Ecuador)," explained one expat in Ecuador.

"Try to be in town for a Sunday morning. The market is active and lots of folks who keep to the countryside week days come to town to visit and buy produce that day. Lots of spots around the square for coffee and meals and meeting people who'll be able to share their experience. Who did I hang out with this past Sunday? They were Dutch, Russian, Swedish, Canadian. And we sat in front of a real French Bakery. So it's not just gringos (I restrict that term to citizens of the USA) its not a derogatory term. "America" is a hemisphere, not a country. But the Vilca scene isn't for everyone," explained one person living in Vilcabamba, Ecuador.

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What is life like in Ecuador?

When we asked people living in Ecuador what life is like and how people spend their time, they said:

"Cuenca has a lot going for it as far as the arts. There are always free concerts that you can attend in the city. Art festivals, Choirs, Orchestras you name it. This is a very family oriented society and life revolves around the family. My local business colleagues are always spending time with their families on the weekends and we should learn from them. They have a wonderful network of family around them. Religious events are a time for parades, church and other activities," said one person in Cuenca.

"Living in Ecuador as an expat or digital nomad can be an incredibly rewarding experience. With its picturesque landscapes and vibrant culture, it's no wonder that more and more expats are choosing to make Ecuador their home. Many expats and digital nomads choose to settle in the larger cities such as Guayaquil, Quito, and Cuenca which offer all the amenities of a larger city with a more relaxed atmosphere. Ecuador's cost of living, coupled with its relaxed visa requirements make it an ideal choice for those who want to live abroad. Furthermore, the country is remarkably diverse with its own unique cultures, landscapes, and people, making it an excellent choice for those who want to explore and experience something different. With its temperate climate, stunning nature, and friendly people, Ecuador is a great choice for expats and digital nomads looking to live and work abroad," said one expat who made the move to Ecuador.

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Where should I live in Ecuador?

We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:

"Not easy... I was offered a teaching job at PUCE , then denied it when my papers came through very late but I knew the barrio where I wanted to live -- however, it has gone up in price and there were few options available. I walked around in the neighborhood I wanted to finally settle in and found what I need. This is a HIGHLY RECOMMENDED way to discover a good apt in Quito," said one person in Quito.

"We are in Puerto Cayo. It is small and I mean small. There are no shopping for groceries or luxury items. It is quiet and on any given day, I am the only person on miles and miles of beach," said one expat who made the move to Puerto Cayo.

"Fortunately, my company hired a relocation firm. Sanborondon is the upper class, safe, and happening nearby suburb of Guayaquil. It was almost a given that I would live there as an expat with Company-provided housing. The Company also hired a realtor for us who helped with our search options (furnished, gated community, 3 bdrms, spacious, pool). Newspaper ads weren't very helpful at all. Word of mouth or realtors are the way to go," explained one foreigner living in Guayaquil, Ecuador.

"The best way to find a place to live in Ecuador is to visit the country in person. This will allow you to explore different neighborhoods and areas and get a better understanding of the local culture and environment. You can also look into renting an apartment or house from a reliable source. There are numerous real estate agencies and websites that list rental properties in Ecuador, so you should have no trouble finding a place that suits your needs. Additionally, many expats join local Facebook groups and other social media sites to network and search for housing opportunities. Lastly, you could consider connecting with an established property management company that specializes in providing international real estate services," said one in Ecuador.

"Rentals in Salinas: You might also consider Porto Lucia if you are interested in Salinas. Much more tranquil than malecon de Salinas yet still in Salinas. If you prefer ocean front living at a budget price there are a few condo options available most are rented fully furnished. Walk to largest shopping center & next .to yacht club & marina. Look on Google maps for location. Hope this helps as an option, most expats do not know about this location when viewing Salinas," explained one expat in Salinas.

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What do I need to know before moving to Ecuador?

When we asked people what advice they would give someone preparing to move to Ecuador, they said:

"We lucked out when we chose stay in Crucita on the beach for 10 days our first visit, 8 days on our second visit, and 8 days on our third visit. We had visited other areas and found in the three times being there, it was the place for us. Crucita has such a laid back vibe, people there are so helpful, and went out of their way to help us with the process of purchasing our condo and furnishing it. We have made many friends just from our three visits in Crucita from Montana. And yes, we will NOT miss all the cold, snow and wind from Montana. I will be 60 this year and my husband 62. We both are absolutely looking forward to a warm, sunny, and laid back retirement. Also, having fishermen pull their catch straight out of the water right on the beach right in front of our condo complex, and having fresh fish (3-4 fish for $5 to $6) right out of the net is a definate plus," explained one expat living in Crucita, Ecuador.

"1. Learn some basic spanish before coming here. 2. Have a source of income to sustain you, don't expect to work to survive. 3. Keep an open mind and expect things to be very different from home. 4. Come for 3 to 4 weeks to see if you will like the country and city before making permanent immigration plans. 5. Have great patience and don't expect the people to act in a manner to which you are accustomed. Things here take time. 6. Remember you are a guest in their country so be respective of their customs, If you don't know what is expected-- ASK. Don't demand anything. They wll be nice if you are. 7. Always check your passport for visas and date stamps. They have been known to make errors on dates--quite often! 8. Be flexible, things are not under your control. Have Fun," said one person in Bahia de Caracruz.

"Retiring in Ecuador can be an attractive option for expats as the cost of living is low and the natural beauty of the country is unparalleled. However, before making a decision to retire in Ecuador it is important to be mindful of a few things. Expats should research the local culture and customs to ensure they adjust to their new home in the best way possible. It is also important to research taxation, the pension system, and health care in the country to determine if their retirement plan is feasible. Additionally, it is beneficial to learn some basic Spanish as many people in Ecuador only speak the language. Ultimately, expats should consider how comfortable they will be in a new environment, and whether Ecuador is the right fit for them," said one expat who made the move to Ecuador.

"Canoa has a great beach, nice little town, good feel about it. We first made up our mind on Ecuador 10 years ago, it’s taken us 9 years to finally get here, if we have 1 regret we should have done it a few years earlier. We built a nice home, we enjoy a lovely beach view. But it’s not for everyone, it’s not like a western country, so keep that in mind. A much slower pace, some little things appear to bother people. For us we love it. Being here through this tough period of time worldwide, we keep saying what a great move we made," explained one foreigner living in Canoa, Ecuador.

"People here are friendly and very helpful. You can get fresh fruit and veggies everywhere. You can get fresh seafood right from the fisherman in the mornings, as the come back in from a nights fishing," said one in Crucita.

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What do people appreciate most about the culture in Ecuador?

"On the whole I have experienced the Ecuadorians to be honest. As a people they are culturally extremely polite. In my estimation they rivel the French with their protocols of politeness. "Buenos días, "Buenas tardes," "buenas noches, " "Saludos." If you don't greet someone, they feel slighted. And they address you by title, "don Ernesto". "doña Maria". o "mi señora linda". which is something we would never dare say in the north "my pretty lady."," remarked one foreigner who made the move to Cotacachi.

"I like that the children seem very happy and smile a lot and play with their parents in the parks, so it seems that the locals like having children more than in North America, where you rarely see adults with children," explained one person living in Ecuador.

"Still working on that one as I do not care for this town I am living in and is much more primitive than cities," said one expat in Bahia de Caraquez.

"Lots of wonderful historical stuff, tons of holidays here, religious and historical, all celebrated to the max in different ways. Indigenous activities and celebrations. We have not even started on expat stuff because my hubby is Ecuadorian and has youngish cousins here in 30s. They always have plans to go and do things," remarked one member in Ecuador.

"Ecuador is a better place to learn Spanish. In Spain they want to practice their English. In Ecuador they mostly don't speak English. Read up on the Inca empire and its encounter with the Spanish in the 16th century. Some of the roads you'll travel in Ecuador were Inca trails 700 years ago," explained one expat living in Vilcabamba, Ecuador.

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What do people find most challenging about the culture in Ecuador?

"Parties start early and go on all day long. People feel free to just drop by to say hello - nice idea, but very different from what I'm used to, so it still throws me a bit. Anything to do with government or banking is mired in red tape and moves slowly. Banks are particularly frustrating because they act as if they really don't care if they have your business or not," said one expat in Salinas.

"Not knowing the language and the fact that especially in this part of Ecuador, they talk extremely FAST!," remarked one member in Bahia de Caraquez.

"Although scrupulously polite, I have not found the Ecuadorian people to be particularly friendly or outgoing. And they are extremely protective of their privacy. Which is why they often live behind eight-foot-high walls with wire or broken bottles on top. Whether the fear is justified or not I can't say, but it seems to infect most everyone. It is very unusual to invite someone into your home, or to be invited. Mostly, in my experience (only one opinion mind you) socializing is done within the family, not by getting together with friends to tell stories and share meals. That is one difference I find really hard to take. And they love noise. They honk, they put a big speaker outside each store and blast music assuming that everyone wants to hear. To me it is a form of polution, pure and simple. Give me quiet any day," explained one expat living in Cotacachi, Ecuador.

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What residency documents or visas did I need if I will be in Ecuador for a while?

"If you plan to stay in Ecuador for a while, you will need to obtain a residency visa, which is generally linked to a work or study visa. This visa can be obtained from the Ecuadorian consulates outside the country, or from the Directorate of Migration inside the country. Generally, you will be required to provide documents such as a copy of your passport, proof of your financial ability to maintain yourself during your stay in the country, proof of your address, and a police report from your native country," said one person in Ecuador.

"Think it was an long term tourist visa for more than 6 month (90 days upon entry and 3 month extension is easy) I needed bank account with about $7000 in it to prove I had resources to stay. Problem was chicken and egg. Had to have cedula to get account opened and had to have account to get visa to get cedula. Did an informal workaround but ended up getting different visa. Trying to prove usa resources for a visa is difficult as the government here wants all kinds of certificates with apostilles for your Financials. Only works with Social Security. As you may or may not know, apostilles are verifications of government issued documents and banks in the USA are privately owned (not owned by government) so any usa bank document cannot be apostilled. Their laws apparently allow them to apostille their bank documents for use outside of Ecuador but usa rules do not allow the same. Also the certificates they want do not exist in usa banking practice," remarked one foreigner who made the move to Ecuador.

"I can only speak of my own experiences with Ecuadorian Bureaucracy. I've been here five years, and currently hold a permanent resident's visa. If they can find a way to make any paperwork-based process more difficult they do. Without fail. From cédulas to driver's licenses, to getting married, which I gather you understand being, like me, married to an Ecuadorian. Or buying a car or land. Months of frustration. For example: my new cédula as a married person. Five trips by bus from Otavalo to Quitumbe (outside Quito) to the Registro Civil which deals with foreigners. Each trip 3-4 hours each way. Each time we went armed with all the documents we felt we could possibly need. Each time there was something lacking. "You were born in the States but are a Canadian?" "Yes, I've lived in Canada since I turned 23 and am a naturalized citizen. " "But can you prove you were born in the US?" "Here are my two passports, Canadian and US, both of which state I was born in New York." "But do you have your birth certificate?" "Yes, but not with me." Another trip back to Cotacachi and back to Quitumbe the next day." "But señor, this is the original." "Yes, by some miracle I still have it 73 years later," "But señor, the original is unacceptable as proof of anything." We need to see a copy, notarized and apostilled by the Secretary of State of New York." At this point, we gave up and contacted the lawyer in Cuenca who had organized my visas for me and she made it happen in two days, in Cuenca. Both the permanent visa and the cédula done on the same day. Worth every penny. And a road trip to boot," explained one person living in Cotacachi, Ecuador.

"Proof of at least $800 a month income, FBI and local police report, birth certificate and if applies divorce papers or marriage certificate. All need to be notarized and apostle stamped. You can hire a lawyer or do it yourself at the local Immigration office here takes about 3 months to receive your residency card good for ten years. I have a blog about the process: AAA Living in Cuenca gas2335.blogspot.com or book available on amazon: Why Ecuador for me," said one expat in Cuenca.

"To say the visa and cedula process can be "frustrating" is a mild way of putting it. But, the frustration is in the applicant and is because of expectations. What we in North America are used to sets us up for frustration. A cultural reset is needed...not at all easy. Hire someone who is vetted by a lot of expat experience (please, not by advertising exposure alone) AND by your personal involvement. Most of all have patience. Never give up. Twelve years ago I hired a lawyer in Quito to get the Jubilado visa. She was good. The cedula and visa transfer to a new PP I did myself years later. Great help if you both speak Spanish. Especially if you know the culture. Be friendly with the clerks, they work there, they didn't invent the procedures. If they grease the rails just a little for you it will help. If they put sand on them progress will be delayed. its worth it," remarked one member in Ecuador.

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What cultural blunders should I try to avoid making in Ecuador?

We asked people in Ecuador if they could share any humorous cultural blunders they commited. They wrote:

"I discovered the word "embarazado" does not translate to "embarrassed." Go ahead, look it up -- and save yourself," said one expat who made the move to Anconcito.

"It is important to respect Ecuadorian customs when visiting the country. Trying to save face is valued highly, so it is best to remain calm and avoid any confrontational behavior. In conversations it is important to be aware of the local language and customs, being sure to avoid making jokes or being overly familiar. Ecuador is a conservative country, so it is best to dress modestly, particularly when visiting religious sites. Greeting people with a kiss on the cheek is popular and should be done according to the country's gender-based norms. Food is important to Ecuadorian culture, so it is polite to finish what is on your plate and wait for the host to indicate dessert, rather than helping yourself," explained one foreigner living in Ecuador.

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What are healthcare services like in Ecuador?

When we asked expats and global nomads about the quality of medical care in Ecuador, they replied:

"Seeing a doctor in Cuenca is an easy matter. No appointment necessary in most cases. Excellent service and good quality for a much lower cost that the U.S," said one foreigner in Cuenca.

" We have private insurance which costs $100 per month per person with $90 deductible. Our doctor copays are $5 for office visit (general and specialty). My husband had physical therapy for $15 each visit since deductible was not met yet. Normal blood tests are about $50. Colonoscopy $150 with anesthesia. I have gone for lab tests without rx for thyroid and other issues. About $12-20 each cash pay. There are doctors who will make house calls also, probably Spanish speaking. Costs are cheap without using insurance except for discounts. Rarely use it for meds because very little require rx. Just go talk to local friendly pharmacist about your issues and they will recommend a variety of meds and give you the pros and cons of each. They will also advise when you REALLY need to go to doctor. My lab test for infection ($12) gave me a list of meds that could be used to kill that bacteria. Took lab results to pharmacy to discuss which med would be the best for me. The amount of attention that the doctors in USA are able to give has made us fairly educated medical consumers. The system here makes it easy and cheap to get care," remarked one member in Ecuador.

"Healthcare services in Ecuador are provided by both public and private institutions. The public healthcare system is managed by the Ministry of Public Health and is available to all Ecuadorian citizens and legal residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of good quality. Foreign residents are able to access the public healthcare system, but they must first register with the Ministry of Public Health. Expats in Ecuador typically use the public healthcare system, as it is often more affordable than private healthcare. However, some expats opt to purchase private health insurance to access private healthcare services," explained one expat living in Ecuador.

"IESS (federal system) is cheapest insurance here UNLESS you came on "retirement income" visa, where it can be quite expensive (they they charge 17% of your income for the insurance). Almost all non-opioid prescription meds in the US are available here OTC," said one digital nomad in Cuenca.

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What are the pros and cons of living in Ecuador?

"Expats and digital nomads often appreciate the affordability of living in Ecuador. The cost of living is much lower than in many other countries, making it an attractive option for those looking to stretch their budget. Additionally, the country is known for its diverse landscapes, from the Amazon rainforest to the Andes mountains, making it a great place to explore and enjoy the outdoors. Expats and digital nomads also enjoy the friendly and welcoming culture of Ecuador, which makes it easy to settle in and make friends. On the downside, the infrastructure in Ecuador can be lacking in some areas, making it difficult to access certain services. Additionally, the language barrier can be a challenge for those who don't speak Spanish," explained one expat living in Ecuador.

"Yes, it rains a bit, but if you have ever traveled to San Francisco, Amsterdam, London, Vancouver, you just keeping walking through it. The sun will dry you 10 minutes later. It definitely rains more today than 11 years ago. The only concession to Climate Change that Cuenca has made. But, there is greener grass and more flowers too. This new weather all started about 8 years ago. I find the weather wonderful! We have had enough beach living to make us tired and bored of it. ," said one digital nomad in Cuenca.

"We love the climate in Valle de los Chillos. Lots of walking and ecotourism opportunities for us. We enjoy the view of snow capped Cotopaxi over coffee on our flower laden terrace in the mornings. Trips to local thermal baths (think swimming pool but nice and warm) are also favorites. We do not live close to expat haunts but have integrated rapidly into our community because of that," commented a person living in Valle de Los Chillos, Ecuador.

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About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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Plaza de la Independencia in Loja, Ecuador
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