Digital Nomad Life in Ecuador

"Here you meet others through shopping for food, necessities for the home, and dining out. There is a Rotary International group here but they only speak spanish. If you have a talent, such as painting, you can set up in one of the parks and meet people. There are a dozen expats here that speak english and most are very helpful for newcomers. Also there are about 30 to 80 boats from all over the world at the marina, depending on the month, and most "boaties" speak English and are helpul. The marina owner, an American, also runs a restaurant there and he and his Columbian wife speak english," remarked one foreigner who made the move to Bahia de Caracruz.

"This is a tourist town that only has tourists occasionally. Most people do menial jobs," said one expat in Bahia de Caraquez.

"Cuenca has a lot going for it as far as the arts. There are always free concerts that you can attend in the city. Art festivals, Choirs, Orchestras you name it. This is a very family oriented society and life revolves around the family. My local business colleagues are always spending time with their families on the weekends and we should learn from them. They have a wonderful network of family around them. Religious events are a time for parades, church and other activities," remarked one member in Cuenca.

"Salinas is a really nice place. Is like being in Guayaquil, but with a beach nearby, You will find supermarkets, banks, schools, hospitals and many more things than other ecuadorian beach. And a big plus is that is near Guayaquil (the biggest city in Ecuador and main commercial city of the country)," explained one expat living in Salinas, Ecuador.

"Living in Ecuador as an expat or digital nomad can be an incredibly rewarding experience. With its picturesque landscapes and vibrant culture, it's no wonder that more and more expats are choosing to make Ecuador their home. Many expats and digital nomads choose to settle in the larger cities such as Guayaquil, Quito, and Cuenca which offer all the amenities of a larger city with a more relaxed atmosphere. Ecuador's cost of living, coupled with its relaxed visa requirements make it an ideal choice for those who want to live abroad. Furthermore, the country is remarkably diverse with its own unique cultures, landscapes, and people, making it an excellent choice for those who want to explore and experience something different. With its temperate climate, stunning nature, and friendly people, Ecuador is a great choice for expats and digital nomads looking to live and work abroad," said one person in Ecuador.

"People here have one main priority- putting food on the table and caring for their family. They work 7 days a week when they have work. They sell items on the street, bake bread and torts for sale, clean, do general labor or what they can to exist. They are mostly industrious, though there are those few who will loaf, steal, and rob to stay alive. Those with solid jobs then concentrate on their children and homes. The wealthy associate with others like themselves. Most are middle class here- which would be considered dirt poor in the US. I have not met a single discourteous or unkind person toward foreigners. Everyone says Good morning or afternoon as you meet. They are respectful of older persons and help those whom are infirm and need assistence. In many ways it is like the US was back in the 1950's when life was slower, easier going and people had respect for each other," said one expat who made the move to Bahia de Caracruz.

"Not easy... I was offered a teaching job at PUCE , then denied it when my papers came through very late but I knew the barrio where I wanted to live -- however, it has gone up in price and there were few options available. I walked around in the neighborhood I wanted to finally settle in and found what I need. This is a HIGHLY RECOMMENDED way to discover a good apt in Quito," said one person in Quito.

"Rentals in Salinas: You might also consider Porto Lucia if you are interested in Salinas. Much more tranquil than malecon de Salinas yet still in Salinas. If you prefer ocean front living at a budget price there are a few condo options available most are rented fully furnished. Walk to largest shopping center & next .to yacht club & marina. Look on Google maps for location. Hope this helps as an option, most expats do not know about this location when viewing Salinas," remarked one foreigner who made the move to Salinas.

"Fortunately, my company hired a relocation firm. Sanborondon is the upper class, safe, and happening nearby suburb of Guayaquil. It was almost a given that I would live there as an expat with Company-provided housing. The Company also hired a realtor for us who helped with our search options (furnished, gated community, 3 bdrms, spacious, pool). Newspaper ads weren't very helpful at all. Word of mouth or realtors are the way to go," explained one person living in Guayaquil, Ecuador.

"We made an exploratory trip months before we decided to come and live in Cuenca, Ecuador. We did not really choose the neighborhood we just found the apartment absolutely fell in love with it and the price was just right and the view and everything. It seemed like a good neighborhood as well and we bought it within two weeks of being in this country. To date 18 months later we are still very very happy with our purchase. We have since found it is a great neighborhood close to all amenities but far enough from the centre of the city," said one expat in Cuenca.

"We live in Valle de los Chillos just outside of Quito and did not have any security problems during the nearly 3 week paro (strike) like there were in Quito. Food was in shorter supply and a bit more expensive but available. Propane tanks for cooking and heating water also a bit more expensive but available. Gas stations had gasoline. Pretty quiet. Since Quito is capitol, any demonstrations will likely be there along with the associated disruptions. Outside in the valleys, peace and tranquility," explained one expat living in Ecuador.

"This city has a little of everything. The old and the new blend very well indeed. Lots of great restaurants, lots of music the weather is the best, the mountains are breathtaking, the prices for me are just right. I really have everything here I could ever wish for," said one person in Cuenca.

"People here are friendly and very helpful. You can get fresh fruit and veggies everywhere. You can get fresh seafood right from the fisherman in the mornings, as the come back in from a nights fishing," said one expat who made the move to Crucita.

"I started in Vilcabamba yet very quickly moved over the hill to a beautiful little town called Malacatos. It's much cheaper, safer and very peaceful and tranquil here. I drive 35 minutes twice a month to Loja for a big shop and if I need anything specifically Americanized then I can drive 17 minutes to Vilcabamba. I've never loved the cities and really enjoy mountain living so am very grateful that I chose to move here. I spent the past few years struggling to survive in the US in an expensive, tiny apartment and here in Malacatos I live in a big, beautiful home with land. I feel like a millionaire here," explained one foreigner living in Malacatos, Ecuador.

"Retiring in Ecuador can be an attractive option for expats as the cost of living is low and the natural beauty of the country is unparalleled. However, before making a decision to retire in Ecuador it is important to be mindful of a few things. Expats should research the local culture and customs to ensure they adjust to their new home in the best way possible. It is also important to research taxation, the pension system, and health care in the country to determine if their retirement plan is feasible. Additionally, it is beneficial to learn some basic Spanish as many people in Ecuador only speak the language. Ultimately, expats should consider how comfortable they will be in a new environment, and whether Ecuador is the right fit for them," said one in Ecuador.

"More relaxed generally, people are very friendly and helpful. More tranquil way of life. Fresher food," explained one expat living in Salinas, Ecuador.

"Not knowing the language and the fact that especially in this part of Ecuador, they talk extremely FAST!," said one expat in Bahia de Caraquez.

"Think it was an long term tourist visa for more than 6 month (90 days upon entry and 3 month extension is easy) I needed bank account with about $7000 in it to prove I had resources to stay. Problem was chicken and egg. Had to have cedula to get account opened and had to have account to get visa to get cedula. Did an informal workaround but ended up getting different visa. Trying to prove usa resources for a visa is difficult as the government here wants all kinds of certificates with apostilles for your Financials. Only works with Social Security. As you may or may not know, apostilles are verifications of government issued documents and banks in the USA are privately owned (not owned by government) so any usa bank document cannot be apostilled. Their laws apparently allow them to apostille their bank documents for use outside of Ecuador but usa rules do not allow the same. Also the certificates they want do not exist in usa banking practice," said one person in Ecuador.

"Proof of at least $800 a month income, FBI and local police report, birth certificate and if applies divorce papers or marriage certificate. All need to be notarized and apostle stamped. You can hire a lawyer or do it yourself at the local Immigration office here takes about 3 months to receive your residency card good for ten years. I have a blog about the process: AAA Living in Cuenca gas2335.blogspot.com or book available on amazon: Why Ecuador for me," remarked one foreigner who made the move to Cuenca.

"If you plan to stay in Ecuador for a while, you will need to obtain a residency visa, which is generally linked to a work or study visa. This visa can be obtained from the Ecuadorian consulates outside the country, or from the Directorate of Migration inside the country. Generally, you will be required to provide documents such as a copy of your passport, proof of your financial ability to maintain yourself during your stay in the country, proof of your address, and a police report from your native country," explained one person living in Ecuador.

"I can only speak of my own experiences with Ecuadorian Bureaucracy. I've been here five years, and currently hold a permanent resident's visa. If they can find a way to make any paperwork-based process more difficult they do. Without fail. From cédulas to driver's licenses, to getting married, which I gather you understand being, like me, married to an Ecuadorian. Or buying a car or land. Months of frustration. For example: my new cédula as a married person. Five trips by bus from Otavalo to Quitumbe (outside Quito) to the Registro Civil which deals with foreigners. Each trip 3-4 hours each way. Each time we went armed with all the documents we felt we could possibly need. Each time there was something lacking. "You were born in the States but are a Canadian?" "Yes, I've lived in Canada since I turned 23 and am a naturalized citizen. " "But can you prove you were born in the US?" "Here are my two passports, Canadian and US, both of which state I was born in New York." "But do you have your birth certificate?" "Yes, but not with me." Another trip back to Cotacachi and back to Quitumbe the next day." "But señor, this is the original." "Yes, by some miracle I still have it 73 years later," "But señor, the original is unacceptable as proof of anything." We need to see a copy, notarized and apostilled by the Secretary of State of New York." At this point, we gave up and contacted the lawyer in Cuenca who had organized my visas for me and she made it happen in two days, in Cuenca. Both the permanent visa and the cédula done on the same day. Worth every penny. And a road trip to boot," said one expat in Cotacachi.

"I can't recall that I did although my Ecuadorean friends may tell tales. I have a few friends who made the embarazado and embarasoso mistake as well as trucha vs chucha," remarked one foreigner who made the move to Ambato.

"I discovered the word "embarazado" does not translate to "embarrassed." Go ahead, look it up -- and save yourself," explained one person living in Anconcito, Ecuador.

" We have private insurance which costs $100 per month per person with $90 deductible. Our doctor copays are $5 for office visit (general and specialty). My husband had physical therapy for $15 each visit since deductible was not met yet. Normal blood tests are about $50. Colonoscopy $150 with anesthesia. I have gone for lab tests without rx for thyroid and other issues. About $12-20 each cash pay. There are doctors who will make house calls also, probably Spanish speaking. Costs are cheap without using insurance except for discounts. Rarely use it for meds because very little require rx. Just go talk to local friendly pharmacist about your issues and they will recommend a variety of meds and give you the pros and cons of each. They will also advise when you REALLY need to go to doctor. My lab test for infection ($12) gave me a list of meds that could be used to kill that bacteria. Took lab results to pharmacy to discuss which med would be the best for me. The amount of attention that the doctors in USA are able to give has made us fairly educated medical consumers. The system here makes it easy and cheap to get care," wrote one digital nomad living in Ecuador.

"Healthcare services in Ecuador are provided by both public and private institutions. The public healthcare system is managed by the Ministry of Public Health and is available to all Ecuadorian citizens and legal residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of good quality. Foreign residents are able to access the public healthcare system, but they must first register with the Ministry of Public Health. Expats in Ecuador typically use the public healthcare system, as it is often more affordable than private healthcare. However, some expats opt to purchase private health insurance to access private healthcare services," said one foreigner in Ecuador.

"This is the best medical care in terms of caring for you and really identifying the best way to correct the medical issues of people. Doctors really care for their patients, and spend time talking and testing for the real problem and thus coming up with a real solution to your specific issue. And all done at a bargain price," remarked one member in Cuenca.

"One important point to make that might make a difference: My Spanish is fluent so all of my conversations with doctors are in their native language, not mine. I never even ask if they speak English, and I don't know how many there are that do and to what degree. Another interesting point is more of a cultural difference. My wife accompanies me to all my doctor's visits and I to hers. We both address the issues with the doctors and are privy to their explanations. I find that very comforting. And there are times when I can't understand the doctor because of regional dialects and the ever-present masks and my wife, who speaks no English, doesn't translate, but rather paraphrases into language I can understand. Between the three of us clear communication usually results," explained one expat living in Cotacachi, Ecuador.

"If you need medical care and have good knowledge of Spanish, the state system IESS may be your choice, however if you are retired they raised the rates to about 17.5% of retirement income. I have cheap (low quality) insurance which reportedly doesn't pay, which is fine for me because I would rather pay 45 per month for insurance that I can't use than 75/mo for insurance I won't use," said one digital nomad in Cuenca.

"We love the climate in Valle de los Chillos. Lots of walking and ecotourism opportunities for us. We enjoy the view of snow capped Cotopaxi over coffee on our flower laden terrace in the mornings. Trips to local thermal baths (think swimming pool but nice and warm) are also favorites. We do not live close to expat haunts but have integrated rapidly into our community because of that," explained one digital nomad living in Valle de Los Chillos, Ecuador.

"I've been here five years and for a while, I had a PO box in Otavalo but only ever received one letter, I had a package sent (a GPS Unit) from Western Canada that was sent via Canada Post to what is basically General Delivery, Cotatachi. It did arrive, by a miracle, six months to the day after it was sent. I only found out about it because I went to the post office to ask another question and they said there was a package. During the pandemic, both the Cotacachi and Otavalo post offices closed their doors. The one in Cotacachi is now a very nice coffee shop. In Otavalo I think it's just locked up. I had some documents that needed to be sent, signed and sent back north and did it all via DHL.! $125 CAD to send the envelope here and $65US to send it on. But it works. Other than municipalities there are no house or street addresses. Where we live it is virtually impossible to describe our location for deliveries, so I tell whatever entity is sending to send it to their local office and I go to pick it up. That works great. Be sure to include your local (cell) number as part of the address so they can phone you to let you know that it has arrived. We're currently waiting for my Ecuadorian wife's passport to be returned from the US Embassy with her US visitor's visa installed and I assume they will send it to the DHL office in Otavalo where we will pick it up. It's not an efficient work-around but it is better than the pony express, marginally," said one member in Cotacachi.

"My wife loves Catamayo and would move there in a nano-second if we did not have family, property, and obligations here. Catamayo is warmer and dryer than Loja, Vilcabamba, or Malacatos ( although the latter two are a bit sunnier than Loja ) and all of the above are less damp and rainy than Cuenca. Catamayo is only about a 35-minute bus ride into Loja, so you can get your big city amenity fix or simply go shopping - Prices in Loja are much better than in Quito, Cuenca, or Guayaquil ! Also, because there aren't a ton of gringos living in Catamayo - unlike Vilca - the real estate prices are considerably lower. Go and explore for yourself then decide. There are several nice hotels with very reasonable prices that you can stay in and use for a "home base" as you explore the entire Loja area," explained one expat in Catamayo.

"Expats and digital nomads often appreciate the affordability of living in Ecuador. The cost of living is much lower than in many other countries, making it an attractive option for those looking to stretch their budget. Additionally, the country is known for its diverse landscapes, from the Amazon rainforest to the Andes mountains, making it a great place to explore and enjoy the outdoors. Expats and digital nomads also enjoy the friendly and welcoming culture of Ecuador, which makes it easy to settle in and make friends. On the downside, the infrastructure in Ecuador can be lacking in some areas, making it difficult to access certain services. Additionally, the language barrier can be a challenge for those who don't speak Spanish," remarked one global nomad in Ecuador.