Digital Nomad Life in Ecuador

"Use your skills to get some form of employment. Consult, teach, help with a multitude of civic type organizations. Immerse yourself into the life," said one expat in Ibarra.

"Weekly expat Fridays at 5, currently held at Sakura Restaurant on 3 de Noviembre in front of the Tomebamba River at the bottom of the Escalinata," remarked one member in Cuenca.

"Expats living in Ecuador often join local clubs, attend cultural events, and join social media networks centered around activities they love. Expatriates may also join online communities specific to the country where they live, such as Ecuador Expats Online, which is a popular forum. Furthermore, connecting with other local English-speaking expats through local churches, booksellers, and language classrooms can provide an excellent way to meet people from all over the world. Finally, expats may join outdoor activities such as hiking, diving, and mountaineering, which not only provide an opportunity meet each other, but also Experience the beauty of Ecuador," explained one expat living in Ecuador.

"Try to be in town for a Sunday morning. The market is active and lots of folks who keep to the countryside week days come to town to visit and buy produce that day. Lots of spots around the square for coffee and meals and meeting people who'll be able to share their experience. Who did I hang out with this past Sunday? They were Dutch, Russian, Swedish, Canadian. And we sat in front of a real French Bakery. So it's not just gringos (I restrict that term to citizens of the USA) its not a derogatory term. "America" is a hemisphere, not a country. But the Vilca scene isn't for everyone," said one person in Vilcabamba.

"You'll meet a lot of fellow expats at the favorite restaurants in Olon around dinner... Try Roadhouse, Spondylus, Rasimar, Il Pirata, and MoMos. On Saturday afternoons a group meets at Jerry's Cabana on the beach. The pensianado/retirement expats in the area are an eclectic group and you'll find them enjoying the beach, volunteer opportunities in the community, as mentioned dining out, participating in and watching sports, games (poker is big), and generally enjoying life and their community," said one expat who made the move to Olon.

"Living in Ecuador as an expat or digital nomad can be an incredibly rewarding experience. With its picturesque landscapes and vibrant culture, it's no wonder that more and more expats are choosing to make Ecuador their home. Many expats and digital nomads choose to settle in the larger cities such as Guayaquil, Quito, and Cuenca which offer all the amenities of a larger city with a more relaxed atmosphere. Ecuador's cost of living, coupled with its relaxed visa requirements make it an ideal choice for those who want to live abroad. Furthermore, the country is remarkably diverse with its own unique cultures, landscapes, and people, making it an excellent choice for those who want to explore and experience something different. With its temperate climate, stunning nature, and friendly people, Ecuador is a great choice for expats and digital nomads looking to live and work abroad," said one expat in Ecuador.

"Cuenca has a lot going for it as far as the arts. There are always free concerts that you can attend in the city. Art festivals, Choirs, Orchestras you name it. This is a very family oriented society and life revolves around the family. My local business colleagues are always spending time with their families on the weekends and we should learn from them. They have a wonderful network of family around them. Religious events are a time for parades, church and other activities," remarked one member in Cuenca.

"People here have one main priority- putting food on the table and caring for their family. They work 7 days a week when they have work. They sell items on the street, bake bread and torts for sale, clean, do general labor or what they can to exist. They are mostly industrious, though there are those few who will loaf, steal, and rob to stay alive. Those with solid jobs then concentrate on their children and homes. The wealthy associate with others like themselves. Most are middle class here- which would be considered dirt poor in the US. I have not met a single discourteous or unkind person toward foreigners. Everyone says Good morning or afternoon as you meet. They are respectful of older persons and help those whom are infirm and need assistence. In many ways it is like the US was back in the 1950's when life was slower, easier going and people had respect for each other," explained one expat living in Bahia de Caracruz, Ecuador.

"Fortunately, my company hired a relocation firm. Sanborondon is the upper class, safe, and happening nearby suburb of Guayaquil. It was almost a given that I would live there as an expat with Company-provided housing. The Company also hired a realtor for us who helped with our search options (furnished, gated community, 3 bdrms, spacious, pool). Newspaper ads weren't very helpful at all. Word of mouth or realtors are the way to go," remarked one member in Guayaquil.

"I started in Vilcabamba yet very quickly moved over the hill to a beautiful little town called Malacatos. It's much cheaper, safer and very peaceful and tranquil here. I drive 35 minutes twice a month to Loja for a big shop and if I need anything specifically Americanized then I can drive 17 minutes to Vilcabamba. I've never loved the cities and really enjoy mountain living so am very grateful that I chose to move here. I spent the past few years struggling to survive in the US in an expensive, tiny apartment and here in Malacatos I live in a big, beautiful home with land. I feel like a millionaire here," remarked one foreigner who made the move to Malacatos.

"I have a close friend who is going to move here. He loved his visit here a couple of months ago. I told him that the culture is very different form the US but that is true anywhere in the world. The only way to learn is through immersion into the life here. I took a job consulting for the municipio, another side task of teaching the local kids in our barrio English and I applied to teach at the local University. The more active I am, the faster I get what is going on here. Ibarra is no Quito; it is like most other towns in Ecuador, just a little larger at 150,000 people. My Spanish is constantly improving. Our farm is becoming more productive, our list of freinds is growing. But it all takes lots of time and personal investment of yourself," explained one person living in Ibarra, Ecuador.

"Retiring in Ecuador can be an attractive option for expats as the cost of living is low and the natural beauty of the country is unparalleled. However, before making a decision to retire in Ecuador it is important to be mindful of a few things. Expats should research the local culture and customs to ensure they adjust to their new home in the best way possible. It is also important to research taxation, the pension system, and health care in the country to determine if their retirement plan is feasible. Additionally, it is beneficial to learn some basic Spanish as many people in Ecuador only speak the language. Ultimately, expats should consider how comfortable they will be in a new environment, and whether Ecuador is the right fit for them," said one expat in Ecuador.

"The current wisdom is to try any country on for size for a few months and Ecuador is no exception. And happily, the Ecuadorian government makes it reasonably easy to do, for up to six months. When you land and they stamp your passport that gives you a 90-day visa, Basically 3 months. The day after that visa expires you have to present yourself and your passport at an office of "Migración" where they will give you a slip of paper to take to a Banco Pacifico to pay $140 (not positive if that is still the amount but it was a few months ago for my step-son's Mexican fiancé). You take the payment voucher back to Migración and they stamp your passport for another 3 months. Problem solved. Happy exploration. That is the process for both Canadian and US visitors but I don't know the regulations for other countries outside of South America," remarked one member in Cotacachi.

"Expatriates in Ecuador appreciate the warmth and hospitality of the Ecuadorian people and their willingness to share conversation and demonstrate their culture. They also enjoy the abundance of outdoor activities and the various cultural events, like music festivals, parades and national holidays that take place across the country. The rich array of local cuisine is also a favorite among expats in Ecuador and they are also appreciative of the unique architecture, from colonial and neo-classical styles, to the mid-century modern and Indigenous varieties. Finally, being surrounded by such gorgeous landscapes and the abundance of flora and fauna found throughout Ecuador is something many expats can't help but appreciate," remarked one member in Ecuador.

"Lots of wonderful historical stuff, tons of holidays here, religious and historical, all celebrated to the max in different ways. Indigenous activities and celebrations. We have not even started on expat stuff because my hubby is Ecuadorian and has youngish cousins here in 30s. They always have plans to go and do things," explained one expat living in Ecuador.

"Still working on that one as I do not care for this town I am living in and is much more primitive than cities," said one person in Bahia de Caraquez.

"On the whole I have experienced the Ecuadorians to be honest. As a people they are culturally extremely polite. In my estimation they rivel the French with their protocols of politeness. "Buenos días, "Buenas tardes," "buenas noches, " "Saludos." If you don't greet someone, they feel slighted. And they address you by title, "don Ernesto". "doña Maria". o "mi señora linda". which is something we would never dare say in the north "my pretty lady."," said one expat who made the move to Cotacachi.

"Ecuador is a better place to learn Spanish. In Spain they want to practice their English. In Ecuador they mostly don't speak English. Read up on the Inca empire and its encounter with the Spanish in the 16th century. Some of the roads you'll travel in Ecuador were Inca trails 700 years ago," explained one foreigner living in Vilcabamba, Ecuador.

"Expatriates in Ecuador often find the local customs, habits, and language to be difficult to adjust to. For many, the unfamiliarity of the country can be an intimidating factor and the cultural norms can be confusing. Additionally, communicating with locals in Spanish can be difficult for expats who have limited Spanish language proficiency. Moreover, the formality and emphasis on religion found throughout Ecuadorian culture can be a source of culture shock for expats accustomed to cultures that emphasize individual autonomy and secular values," remarked one foreigner who made the move to Ecuador.

"I can only speak of my own experiences with Ecuadorian Bureaucracy. I've been here five years, and currently hold a permanent resident's visa. If they can find a way to make any paperwork-based process more difficult they do. Without fail. From cédulas to driver's licenses, to getting married, which I gather you understand being, like me, married to an Ecuadorian. Or buying a car or land. Months of frustration. For example: my new cédula as a married person. Five trips by bus from Otavalo to Quitumbe (outside Quito) to the Registro Civil which deals with foreigners. Each trip 3-4 hours each way. Each time we went armed with all the documents we felt we could possibly need. Each time there was something lacking. "You were born in the States but are a Canadian?" "Yes, I've lived in Canada since I turned 23 and am a naturalized citizen. " "But can you prove you were born in the US?" "Here are my two passports, Canadian and US, both of which state I was born in New York." "But do you have your birth certificate?" "Yes, but not with me." Another trip back to Cotacachi and back to Quitumbe the next day." "But señor, this is the original." "Yes, by some miracle I still have it 73 years later," "But señor, the original is unacceptable as proof of anything." We need to see a copy, notarized and apostilled by the Secretary of State of New York." At this point, we gave up and contacted the lawyer in Cuenca who had organized my visas for me and she made it happen in two days, in Cuenca. Both the permanent visa and the cédula done on the same day. Worth every penny. And a road trip to boot," said one person in Cotacachi.

"Think it was an long term tourist visa for more than 6 month (90 days upon entry and 3 month extension is easy) I needed bank account with about $7000 in it to prove I had resources to stay. Problem was chicken and egg. Had to have cedula to get account opened and had to have account to get visa to get cedula. Did an informal workaround but ended up getting different visa. Trying to prove usa resources for a visa is difficult as the government here wants all kinds of certificates with apostilles for your Financials. Only works with Social Security. As you may or may not know, apostilles are verifications of government issued documents and banks in the USA are privately owned (not owned by government) so any usa bank document cannot be apostilled. Their laws apparently allow them to apostille their bank documents for use outside of Ecuador but usa rules do not allow the same. Also the certificates they want do not exist in usa banking practice," said one expat who made the move to Ecuador.

"It is important to respect Ecuadorian customs when visiting the country. Trying to save face is valued highly, so it is best to remain calm and avoid any confrontational behavior. In conversations it is important to be aware of the local language and customs, being sure to avoid making jokes or being overly familiar. Ecuador is a conservative country, so it is best to dress modestly, particularly when visiting religious sites. Greeting people with a kiss on the cheek is popular and should be done according to the country's gender-based norms. Food is important to Ecuadorian culture, so it is polite to finish what is on your plate and wait for the host to indicate dessert, rather than helping yourself," said one person in Ecuador.

"I can't recall that I did although my Ecuadorean friends may tell tales. I have a few friends who made the embarazado and embarasoso mistake as well as trucha vs chucha," remarked one foreigner who made the move to Ambato.

"I discovered the word "embarazado" does not translate to "embarrassed." Go ahead, look it up -- and save yourself," explained one person living in Anconcito, Ecuador.

"This is the best medical care in terms of caring for you and really identifying the best way to correct the medical issues of people. Doctors really care for their patients, and spend time talking and testing for the real problem and thus coming up with a real solution to your specific issue. And all done at a bargain price," said one member in Cuenca.

" We have private insurance which costs $100 per month per person with $90 deductible. Our doctor copays are $5 for office visit (general and specialty). My husband had physical therapy for $15 each visit since deductible was not met yet. Normal blood tests are about $50. Colonoscopy $150 with anesthesia. I have gone for lab tests without rx for thyroid and other issues. About $12-20 each cash pay. There are doctors who will make house calls also, probably Spanish speaking. Costs are cheap without using insurance except for discounts. Rarely use it for meds because very little require rx. Just go talk to local friendly pharmacist about your issues and they will recommend a variety of meds and give you the pros and cons of each. They will also advise when you REALLY need to go to doctor. My lab test for infection ($12) gave me a list of meds that could be used to kill that bacteria. Took lab results to pharmacy to discuss which med would be the best for me. The amount of attention that the doctors in USA are able to give has made us fairly educated medical consumers. The system here makes it easy and cheap to get care," explained one expat in Ecuador.

"If you need medical care and have good knowledge of Spanish, the state system IESS may be your choice, however if you are retired they raised the rates to about 17.5% of retirement income. I have cheap (low quality) insurance which reportedly doesn't pay, which is fine for me because I would rather pay 45 per month for insurance that I can't use than 75/mo for insurance I won't use," remarked one global nomad in Cuenca.

"Go to the best hospital instead of the government hospital. Use the private clinics for basic healthcare and pay out of pocket," explained one digital nomad living in Quito, Ecuador.

"Healthcare services in Ecuador are provided by both public and private institutions. The public healthcare system is managed by the Ministry of Public Health and is available to all Ecuadorian citizens and legal residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of good quality. Foreign residents are able to access the public healthcare system, but they must first register with the Ministry of Public Health. Expats in Ecuador typically use the public healthcare system, as it is often more affordable than private healthcare. However, some expats opt to purchase private health insurance to access private healthcare services," said one foreigner in Ecuador.

"I've been here five years and for a while, I had a PO box in Otavalo but only ever received one letter, I had a package sent (a GPS Unit) from Western Canada that was sent via Canada Post to what is basically General Delivery, Cotatachi. It did arrive, by a miracle, six months to the day after it was sent. I only found out about it because I went to the post office to ask another question and they said there was a package. During the pandemic, both the Cotacachi and Otavalo post offices closed their doors. The one in Cotacachi is now a very nice coffee shop. In Otavalo I think it's just locked up. I had some documents that needed to be sent, signed and sent back north and did it all via DHL.! $125 CAD to send the envelope here and $65US to send it on. But it works. Other than municipalities there are no house or street addresses. Where we live it is virtually impossible to describe our location for deliveries, so I tell whatever entity is sending to send it to their local office and I go to pick it up. That works great. Be sure to include your local (cell) number as part of the address so they can phone you to let you know that it has arrived. We're currently waiting for my Ecuadorian wife's passport to be returned from the US Embassy with her US visitor's visa installed and I assume they will send it to the DHL office in Otavalo where we will pick it up. It's not an efficient work-around but it is better than the pony express, marginally," commented a person living in Cotacachi, Ecuador.