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Digital Nomad Guide to Panama | Digital Nomad Exchange
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Boquete, Panama

Digital Nomad Life in Panama

By Joshua Wood, LPC

Summary: Digital nomads like living in Altos del Maria, Panama because of its affordable cost of living, beautiful scenery, and friendly locals. The approximate population of Altos del Maria, Panama is around 5,000 people. The monthly cost of living for a digital nomad in Altos del Maria is around $1,000 USD. It costs around $400 USD to rent a centrally located, one-bedroom apartment with high-speed internet access in Altos del Maria. The best neighborhood to live in is El Valle, which is known for its stunning views of the mountains and its close proximity to the beach. The weather in Altos del Maria, Panama is typically warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

How do I meet people in Panama?

When we asked people living in Panama about club and activities where newcomers can meet others, they responded:

"At first I shunned the gringo/expat organized weekly meeting, the Tuesday Morning Informational and Networking Meeting. All the people were of retired age, I'm not. Then I started going, I found I had things to say and others had things to teach. they soon published a small book of the meetings minutes with recaps of many speakers. I learned many valuable things and shared opinions and even changed some opinions. We bonded, we drank local coffee, we bitched and moaned and rejoyced together. seek out such groups and see what you can learn or contribute to them," said one expat who made the move to Boquete.

"Besides the bars and restaurants, there are fitness classes, Spanish classes, dive lessons, Catamaran tours, Live music venues, the beaches, volunteer opportunities and just meeting people walking down the street," explained one foreigner living in Bocas del Toro, Panama.

"The public library in Bouquete is a wonderful place to relax and sponsors many programs for both expats and Panamanians. Amigos de los Animales is a good place to volunteer if you like dogs and cats. You can always find friendly expats at the weekly farmer's market. Many native people in Bouquete speak English fluently and if you make friends with someone your social circle will expand rapidly," said one in Panama.

"Expats in Panama often join niche interest groups, such as local book clubs and photography clubs. Many Internet-based expat forums and websites also offer chances for locals to meet and find activities together, such as hiking and sailing. There are also several expat-run organizations in Panama, such as the American Society of Panama. Expats also often meet each other through networking events, such as get-togethers at bars and restaurants, industry awards dinners and holiday parties, as well as volunteer opportunities with local charities and social organizations," explained one expat in Panama.

"Meeting people in Santa Catalina is quite easy, given its highly touristic nature. You'll encounter expatriates from all over the world. Moreover, the local community is known for its hospitality and friendliness, making it even easier to strike up new friendships. Whether you're at the beach, in a local restaurant, or engaging in outdoor activities like surfing or diving, there are always opportunities to meet interesting individuals and share unforgettable experiences," wrote Moises Alvarado N. from Panama Legal Business (PANLEB).

Moisés Alvarado Navarro is an experienced legal advisor in Panama and has assisted numerous foreigners in establishing themselves in Panama.

Click connect to have our partner, Moises, contact you via e-mail and/or phone.

Moisés Alvarado Navarro is an experienced legal advisor in Panama and has assisted numerous foreigners in establishing themselves in Panama.

Click connect to have our partner, Moises, contact you via e-mail and/or phone.

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What is life like in Panama?

When we asked people living in Panama what life is like and how people spend their time, they said:

"Definitely life revolves around family and work here. The Panamanians are very friendly and family oriented. They have many festivals and celebrate life in many ways many times a year," said one expat in Bocas del Toro.

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Where should I live in Panama?

We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:

"I made a visit here in August,stayed in a pretty basic place in el Cangrejo, and felt quite at home. It reminds me of Greenwich Village in NYC. I'll be staying in the same place for a month, plan to begin the Pensionado process with a recommended-by-expats att'y., and then move about 1 1/2 hrs.outside the city, coming back in as needed to complete the paperwork," said one expat in Panama City.

"We wanted to live in a safe local neighborhood near the ocean. I listened to my friends who were already here and looked in those areas," remarked one member in Bocas del Toro.

"You will find that Albrook is much nicer than Panama City, but close enough to the City for recreation and business. After almost 30 years in Panama, I chose Albrook for my place to live about 14 years ago. It is not included in any of the relocation tours, although it should be in my opinion. If you are interested in finding out about Albrook, please send me a private message. I also have a very nice room for rent in my house and can send you info on that also if you are interested," explained one expat living in Panama City, Panama.

"Panama offers different areas to consider from the bustling city of Panama City to highlands of Boquete or Altos del Maria to the tranquil beaches of Coronado and Venao. Factors to consider when choosing a place to live include proximity to schools, hospitals, shopping, and entertainment, safety, and accessibility," wrote Business Panama from Business Panama Group.

The Business Panama Group (“BusinessPanama”) is a well-established group of companies, professionals and alliance partners promoting and facilitating business, investments, real estate, immigration and tourism in Panama by providing information, business, legal and investment services to individual and corporate investors.

Click connect to have our partner, Business, contact you via e-mail and/or phone.

The Business Panama Group (“BusinessPanama”) is a well-established group of companies, professionals and alliance partners promoting and facilitating business, investments, real estate, immigration and tourism in Panama by providing information, business, legal and investment services to individual and corporate investors.

Click connect to have our partner, Business, contact you via e-mail and/or phone.

"We live in Costa del Este because we wanted to be very close to services without being in a noisy city and we also like to walk and Costa del Este is a beautiful place with wide sidewalks and beautiful landscaping," said one expat who made the move to Panama City.

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What do I need to know before moving to Panama?

When we asked people what advice they would give someone preparing to move to Panama, they said:

"Come and visit! I guarantee it is nothing like where you live. The culture is very different than the US and the systems and structures can sometimes make no sense at all. If you can't roll with things when they go wrong or get frustrating, it may not be for you," remarked one member in Boquete.

"I would echo what the person who did the review on Boquete. Embrace the local culture and ways of doing things. Don't come here wanting to change the way folks have done things for a long time or try to make it like the US. At the same time you can teach the locals what you know in a nice way as you make friends with them," explained one expat living in Bocas del Toro, Panama.

"When I first developed an interest in moving to Panama the possibility of owning beachfront property was the big attraction. After spending a few years looking around I decided that I would rather not live in a beach community, although I love to be near the ocean and, in fact, have spent much of my life at sea. One of the best things about Panama is that you are never far from the sea. In my opinion the Coronado area is overdeveloped and excessively expensive. The area around Pedasi is much cheaper and less crowded. It appeals to surfers for obvious reasons. There are many islands on the Pacific coast, and they are fun to visit, although it would be quite inconvenient to live there. There are also hundreds of miles of unspoiled mainland coastline that are nearly inaccessible by land. You probably want to be somewhere that has a road to it, which further limits your options. Look at a good map and you will see what is accessible. If you don't see a road it's because there isn't one. There probably won't be any utilities either. I found that there are some significant drawbacks to living close to the beach and few native Panamanians choose to do so unless they are in the fishing business. You should look for yourself, though, and after visiting Coronado and Pedasi you might look at Las Lajas, Boca Chica, Puerto Armuelles, and the Boca del Toros archipiélago on the Caribbean coast. They're all beautiful in their own way but don't forget to look at the negative aspects including weather, services, access, and increased maintenance requirements. If you find a place you love you should rent for at least a year before you consider buying anything," said one person in Panama.

"We see service dogs all the time here in Panama City in the malls, restaurants and bars. They accept them inside and some even offer them a water dish," said one expat who made the move to Panama.

"Be prepared to change your life. Leave behind all your pre concieved notions of how it should be, what you need, want, and must have to get by. EVERYTHING is different, embrace it, learn from it, apply what you can to your life but don't come here with demands, strict ideals, uptight lifestyle, and the idea that you are going to save a third world culture from itself. I find the opposite is what happens, it saves you from yourself and what ever madness you left behind," explained one foreigner living in Boquete, Panama.

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What do people appreciate most about the culture in Panama?

"I appreciate the dedication to family - it's refreshing to see entire extended families spending time together and enjoying life," explained one person living in Boquete, Panama.

"Expats in Panama appreciate the country's tropical beauty, sunny skies, and warm climate year-round. They also find Panamanian culture to be friendly, welcoming, and laidback. Locals often offer a great deal of hospitality and are excited to share their culture with visitors. Expats enjoy exploring Panama's unique cultural and historical sites, shopping at local markets, trying the diverse cuisine, and engaging with the many colorful festivals and holidays celebrated in the country. Additionally, the cost of living in Panama is relatively low, making it an especially attractive destination for foreign visitors," said one expat in Panama.

"Expatriates appreciate Panama's rich local culture, embracing diversity and inclusion. They also value the ease of doing business in the country, as well as the accessibility to settle and obtain citizenship. Availability of housing, proximity to Panama's paradisiacal islands, and access to the financial market are also highlighted by expatriates," wrote Moises Alvarado N. from Panama Legal Business (PANLEB).

Moisés Alvarado Navarro is an experienced legal advisor in Panama and has assisted numerous foreigners in establishing themselves in Panama.

Click connect to have our partner, Moises, contact you via e-mail and/or phone.

Moisés Alvarado Navarro is an experienced legal advisor in Panama and has assisted numerous foreigners in establishing themselves in Panama.

Click connect to have our partner, Moises, contact you via e-mail and/or phone.

"The food. The appreciation for and enjoyment of everyday life and family. They are not as driven by the dollar as people in the USA. Their many celebrations and traditions and their enjoyment of them," explained one expat living in Nueva Gorgona, Panama.

"The open, friendly folks, not only the native persons but also the many, many newly acquired friends of all nationalities who have chosen Panama for their new home," said one person in Altos del Maria.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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What do people find most challenging about the culture in Panama?

"Culture....hhmmmm. Disinterested sales personnel who seem to resent being at their post. Bright colors are welcome and plentyful. Another challenge is the general physical size of the locals...as it relates to finding clothing that fits. If you are female and larger than a size 8, good luck finding undergarments. For my husband and his size 12 narrow foot, murder finding shoes," remarked one foreigner who made the move to Altos del Maria.

"Learning that now actually means later, that pinning down someone to a specific time is almost impossible. That this is a nation of many first generation drivers, that there is very little "do it yourself ability here". Maintenance is not something that most people see the point in doing. Fast service with a smile almost doesn't exist. Most stores have no idea what they have in inventory and the process of giving them money for goods is cumbersome and painful. Although labor costs are low, mandatory benefits are extensive, for example one month of paid vacation annually, an extra month of pay every year, 14 legal holidays, 25% contribution to social security with no cap. There is an absolute inability to give directions. Most people are patient to a fault," explained one person living in Santiago, Panama.

"Expats in Panama often find it challenging to integrate into the local culture, as language can be a barrier and cultural practices can be unfamiliar. Another hurdle is the perception of time, since deadlines and schedules are often viewed more loosely in Panama than they are in other countries. Additionally, social norms may take expats a while to adjust to, as the culture typically has a more relaxed attitude towards punctuality, deadlines and other formalities. Lastly, status differences in Panama, such as class and gender, may not be immediately obvious to expats and can be a challenge to navigate," said one expat in Panama.

"The difference in attitude regarding such things as appointment times - even if you agree to meet at a specific day and time, if a Panamanian has a family event, another appointment or just decides not to come, they may show up an hour or two late or the next day. You need to be prepared to schedule and re-schedule without getting too frustrated," remarked one member in Boquete.

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What residency documents or visas did I need if I will be in Panama for a while?

"Pensionado which relatively easy to obtain. costs about 1700 dollars for a couple," said one expat in Panama City.

"When we did it the process was relatively easy. Now we understand that a police report will no longer suffice. They require an FBI report now. You have to show verifiable income to support yourself and spouse. Again, do your homework before choosing an attorney," remarked one member in Taboga Island.

"The Panamanian government would LOVE to have you spend your retirement income and savings here and will make it easy for you to do so. In my opinion a permanent resident visa is one of the best investments I ever made," explained one expat living in Panama.

"Well, actually I never got around to any of that stuff. I'm a complete illegal alien. Nobody seems to care, so I don't either. The problem I see is that the attorneys you'd need help from are going to pay attention to your money. I talked to a local attorney who helps with immigration but he wanted a lot of money, so I just kind of ignored him and plopped myself down here. I don't generally recommend this method; but it works for me. I'm not the type of worry about the fine print," said one person in Las Tablas.

"If you plan to stay in Panama for an extended period of time, you will need to obtain a residency visa, also known as a visa de residencia. You must first fulfill certain requirements such as having proof of sufficient economic resources, a police record, and a current passport. You can apply for the visa in your home country before travelling to Panama, or at any Panamanian consulate abroad. Alternatively, you can apply for the visa upon entering Panama at any Immigration offices, through the National Migration Network or at the Immigration office at Tocumen International Airport," said one expat who made the move to Panama.

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What cultural blunders should I try to avoid making in Panama?

We asked people in Panama if they could share any humorous cultural blunders they commited. They wrote:

"Giving our housekeeper and gardener a raise caused quite a stir amongst the neighbors. Inviting the "help" into the house and sharing the mid day meal was also considered a no-no. Having never had any sort of hired help, I didn't know the general practice of either not feeding or giving a sandwich to them to be eaten outdoors or in the garage. For the record, I still have lunch with them, cook some of their favorite American dishes and really enjoy their company. They help me with my "Spanglish" and I help them with their English," said one person in Altos del Maria.

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What are healthcare services like in Panama?

When we asked expats and global nomads about the quality of medical care in Panama, they replied:

"Being from the U.S. it's hard to say medical care is better, but the difference is it's 1/10th the cost to get the same type of medical care. Don't be afraid that you're going to get 3rd world medical care in a foreign country. Also, just as in the U.S., don't be afraid to ask questions or to give your opinion of what you think needs to be your course of treatment," said one member in La Chorrera.

"It is not like others want you to believe. It is not up to US standards. The one private hospital wants you to believe they are part of the Johns Hopkins network and they are not. Clinics are often store fronts, crowded and dirty. Equipment is old. ," explained one expat in Coronado.

"Not great. I read a post in response to this question where someone said we have a hospital. Not true. We have a building that is supposed to be a new clinic but it is not open and there is no telling when it will open. If you want any kind of serious health care you have to go to Coronado or Panama City," remarked one global nomad in El Valle de Anton.

"See Dr. Levy, even if you have no insurance his office visits are only $15 and he is a very nice Dr who will send you to the appropriate specialists. Also there are a number of alternative doctor's locally who are not expensive either and are very effective if you are into that type of medicine. I have not renewed any medications since I arrived so I do not know about prescription drugs yet. But in terms of just seeing someone because you are not feeling well, Dr. Levy seems to be the place to go. And his fee is such it does not even make sense to claim insurance for the visit," explained one digital nomad living in Coronado, Panama.

" We have found the quality to be better than what was available was in Oklahoma, the price is definitely less, the doctors spend a lot more time with you and actually care. ," said one foreigner in Panama.

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What are the pros and cons of living in Panama?

"Expats and digital nomads in Panama enjoy the country's low cost of living, its tropical climate, and its friendly people. They also appreciate the country's excellent infrastructure, which makes it easy to get around and stay connected. On the downside, expats and digital nomads may find the language barrier challenging, as Spanish is the official language. Additionally, Panama's healthcare system is not as advanced as some other countries, so expats may need to seek medical care abroad," explained one expat living in Panama.

"People like the beauty of nature, the quiet, relaxed atmosphere, the small town feel, the relatively close proximity to Panama City (2-3 hours drive) and the weather (not as hot or humid as Coronado). Dislikes include the frequent power outages, lack of health care facilities, overpopulation of dogs that bark all night, and lack of stores (if want want to buy anything beyond basic necessities you have to drive the curvy, pot-holed mountain road to Coronado (35-45 minutes drive). I hope this is helpful," said one digital nomad in El Valle de Anton.

"Traffic is bumper to bumper during rush hours, stop signs are useless since they don't stop and just slow down.....if you're lucky! If you drive on the highway from Panama City to Costa del Este, you feel like you are going thru a gigantic dumpster with so many garbage on the beaches. (refrigerators, tires, furnitures, etc, etc). Rivers connected to the Pacific ocean in Panana City on Balboa Street and in Coste del Este smell terrible (pee) and you can see garbage floating from these rivers to the Pacific ocean in low tide then back on the beaches (if you can call beaches) on high tide. I asked many questions about this situation as if it was a complete lack of education or lack of interest from the Panamians. Panama is carbon negative for the air so air is pure but the garbage and smell when you cross these rivers are terrible. Walking on the boardwalk of Balboa street crossing a river, you need to pinch or cover your nose, same by crossing a river in Costa del Este and any rivers," commented a person living in Panama City, Panama.

"I love he town I live in. It's small but in close proximity to neighboring towns with many dining and shopping options. We are very happy with where we live. There is a good doctor in our neighboring town that speaks English and has specialists come into his office for easy access to people in our area. For more specialized medical procedures, Panama City has many private hospitals with excellent reputations and specialists in every field. We are about an hour from Panama City so access is not very difficult. I do have minor concerns about what would happen if I had a major medical emergency (heart attack, stroke) but I don't worry about it. Our philosophy is to deal with things as they arise. Maybe not the best approach, but our approach," explained one digital nomad living in Nueva Gorgona, Panama.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
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About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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Boquete, Panama

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Contribute to Panama Network Contribute
Help others in Panama by answering questions about the challenges and adventures of living in Panama.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

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