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Digital Nomad Life in Philippines

By Betsy Burlingame

Summary: Digital nomads like living in Alabang, Philippines because it is a safe and affordable city with a great quality of life. The city is close to the capital, Manila, and is well-connected to other parts of the country. Additionally, Alabang is known for its vibrant nightlife and its many shopping malls. The best neighborhood to live in Alabang is Muntinlupa City. It is a modern and vibrant city with plenty of amenities, including restaurants, bars, and shopping malls. Additionally, Muntinlupa City is known for its low crime rate and its friendly locals. The approximate population of Alabang, Philippines is 590,000. The weather in Alabang, Philippines is typically hot and humid, with temperatures ranging from 75-90 degrees Fahrenheit (24-32 degrees Celsius). The monthly cost of living for a digital nomad in Alabang is approximately $1,000 USD. This includes rent, utilities, food, and entertainment. The cost to rent a centrally located, one-bedroom apartment with high-speed internet access in Alabang is approximately $500 USD per month.

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How do I meet people in Philippines?

When we asked people living in Philippines about club and activities where newcomers can meet others, they responded:

"Visit high-end malls such as Abrezza or SM Lanang that are frequented by foreigners and wealthier Filipinos," remarked one foreigner who made the move to Davao.

"To get involved right away, join the very active American Women's Club. It's also for men here who have to leave their wives at home in the U.S," explained one person living in Manila, Philippines.

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What is life like in Philippines?

When we asked people living in Philippines what life is like and how people spend their time, they said:

"On the weekends most people go out shopping in the huge malls to socialize and then go out to eat in one of the many restaurants and fast food places. Along with the Filipino restaurants, there are franchises from every corner of the world, so there is something for everyone. Everyone goes out Friday night after work, so there are traffic jams all over Manila," said one person in Manila.

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Where should I live in Philippines?

We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in the Philippines is to use an online rental marketplace such as looloo.com, housing.com.ph, or property24.com. These sites allow you to search for available rental properties according to your individual needs, such as location, size, budget, and amenities. Additionally, you may want to consider using the services of a real estate agent who is familiar with the property market in the area you are interested in residing. A real estate agent can provide valuable advice and can make your search for a suitable residence easier. You can also find listings for rentals in newspapers as well as online classifieds such as OLX or Airbnb. Finally, you can also network with friends and families to see if anyone has a vacant apartment or house for rent," said one person in Philippines.

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What do I need to know before moving to Philippines?

When we asked people what advice they would give someone preparing to move to Philippines, they said:

"1. It is important to understand the local culture prior to retirement in the Philippines, as etiquette and lifestyle will differ from other countries. 2. Expats should research the cost of living in the Philippines before settling in, as certain locations will have higher living costs than others. 3. Due to the very humid climate in the Philippines, expats should invest in air-conditioning and fans in order to remain comfortable during hot days. 4. English is widely spoken across the Philippines, though expats may benefit from learning some Tagalog in order to converse with locals more easily. 5. Access to healthcare in the Philippines is generally good, with reliable infrastructure across major cities. 6. Expats may need to apply for a visa prior to retirement in the Philippines, so it is important to check all relevant visa requirements," said one expat in Philippines.

"Be patient. Learn to accept "indirectness" as a form of communication. Just because someone doesn't tell you something, it doesn't mean they aren't telling you something. Listen with all your senses," remarked one member in Manila.

"I have lived on Palawan for over 20 years and that information is not up to date. We have fine hospitals unless you are looking replacements then go to Cebu. Shopping in 3 large centers plus the usual. I have never had any trouble except minor stuff. The police were good. Great place; for me at least," explained one expat living in Palawan Island, Philippines.

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What do people appreciate most about the culture in Philippines?

"One thing that bothers me about sites for expats is that they seem to be a sounding board for frustrations, so I'm so glad that this question is here. By far, the best thing about the Philippines is the people. I have never encountered a more optimistic group in all my life. They help one another when they are in trouble. Families are close. For the most part, the people are not driven by what brands they wear or type of car they drive (though sadly there are signs that this is starting to slowly change in the metro areas). Filipinos will break out into song or dance the newest pop-dance while living in conditions that would have Americans lying on the floor crying. I have had so many strangers try to feed me, just because we were out and about somewhere and happened to pass a birthday party or family gathering. Everyone is welcome at all times," explained one person living in Alabang, Philippines.

"This seems to be the most open culture that I've encountered in SE Asia. People are willing to open up to friendships beyond the superficial. The Filipino people embody stoicism in the face of hardship, cheerfulness, kindness, empathy: there are many, many positives," said one expat in Manila.

"Expats in the Philippines appreciate the local hospitality and friendliness of the Filipino people. They also appreciate the lively festivals and unique cuisine. In addition, they find the natural beauty of the country captivating, with its stunning beaches, lush jungles, vibrant cities and vast mountain ranges. The country boasts a rich and diverse culture of its own, with beautiful art and music and lively traditions. Expats are also drawn by the tropical climate, amazing landscapes and fun outdoor activities," remarked one member in Philippines.

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What do people find most challenging about the culture in Philippines?

"As one expat has mentioned here about crab mentality in Filipinos I never knew what it meant. It was not until I started building my wee bungalow with pool that my once friendly neighbour and family in the province started ignoring me. Believe it or believe it not, if you really dig into the Filipino psychi that you realise they don't like seeing others getting on when they are not, they just hide things deep down and hold grudges just like westerners. Do you know any Filipino expats in your country?? In my country I see how their mindset changes, that open friendliness changes, they become less approachable. Another thing I have first hand experience with, Filipinos, they do not like to spend money on anyone other than themselves or family. I have never in all my years been treated to a lunch or dinner by a Filipino, it's always me paying even though I know they work in good jobs and have a good bank balance, they will still not buy for you like you buy for them. . Only one time a Filipino guy did buy me a beer but he was visiting from Canada. Apart from that, I think in general many many are very tight with money especially if you are a foreigner in their company. I dated a Filipina for a few days years back, she let slip over a few beers that she had a coconut plantation that gives her a good income 4 times a year during harvest time, plus she worked as an events organiser who earned a good salary. She lived in a nice apartment in Quezon city, had the latest iPhone, laptop and much more. For the first few days together I paid everything not knowing this, I even flights to Boracay, hotel etc, all the meals, beer even for the odd bottle of water at 7/11. Never did she once opened her wallet to buy a water, an ice-cream or beer. When she told me over the beers about all her assets and bank balance, I was shocked, next day I told her it's time to say goodbye, I was horrified to think she sat and enjoyed a free ride without even making a some contribution to expenses. My mind has since changed a lot about Filipinos the more time I live among them, they are no different to westerners really," said one expat who made the move to Alabang.

"Very heavy traffic. There's a lit of poverty, which means run down buildings, bad roads, etc. Some things I want to buy are hard to find. Mostly food items. Like I really had to search to find salsa. Strawberries and blueberries are hard to find and expensive when you can find them. Water service here is unreliable, but everyone in my neighborhood has a big water tank so when the water is on, it fills, and when its off, you use what's in the tank. We've never emptied the tank. Electric often has brief power failures, but its always come back in an hour it's two. Have get to have a power failure that lasted more than two hours. Long lines and slow service at government offices and banks -- but service at most other place s is good. There are lots of beggars. I struggle with whether to give them anything. I prefer to give to established charities who hopefully can tell who is really needy. Some exists complain that they are charged a "skin tax" -- prices at informal markets are higher for foreigners. I figure they're still cheap, so so what? one a cab driver overcharged me by 50 pedos. That's $1. I just gave it to him. If he goes home smugly satisfied that he cheated that gullible foreigner out of $1, let him enjoy his victory," explained one foreigner living in Cebu, Philippines.

"English is widely spoken in Cebu. Probably 90% of the people surely understand but some may be shy to speak English (nose bleed it's called) Challenges are: transportation in rainy weather, slow paced lifestyle (for patience challenged), crowded lines, polluted air & lack of trash collection in city, religious customs guiding culture, law & politics (all respect) confronting poverty, pick pockets & beggars. Adjusting yourself to these," said one in Cebu.

"Expats in the Philippines find that the country has a complex social hierarchy which can be difficult to navigate. They also struggle to adjust to the relaxed pace of life, which can be in stark contrast to their home cultures. Acclimatising to the warm tropical climate, which consists of two distinct seasons, wet and dry, presents another challenge. Finally, expats often find it difficult to learn the native language, Filipino, which has been heavily influenced by Spanish and English," explained one expat in Philippines.

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What residency documents or visas did I need if I will be in Philippines for a while?

"If you plan to be in the Philippines for an extended period of time, you will need to apply for a Temporary Residence Visa (TRV). Depending on the length of your stay, you may also need to apply for a Special Resident Retiree's Visa (SRRV). You will need to provide proof of identity and passport, a passport-size photograph, and a bank certificate of deposit (CD) to the Philippine embassy or consulate in your home country to start the visa application process," explained one expat living in Philippines.

"6 month Visa from the Philippine Consulate in Vancouver. I will be applying for a non-quota immigrant visa when I return to my home in Nanaimo, BC," said one person in Prudential Village, Daliao, Davao City.

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What cultural blunders should I try to avoid making in Philippines?

We asked people in Philippines if they could share any humorous cultural blunders they commited. They wrote:

"One thing never ever mentioned is the Mal de Ojo supersition that YOU, as a stranger or a visitor, unsuspectingly placed a hex or evil eye to mainly a child or even an adult. As having been raised in tbe West, it is so easy to praise or coochie coo a child you meet, but do not automatically touch/pat the head/hug/even pay too much attention, etc unless the accompanying person offers the child or self for you to do so. If not, if that child or adult get sick soon after, it will be attributed to the evil eye placed on the subject, albeit unknowingly. I've had people calling me to stop by and put my saliva on the tummy or forehead of the afflicted person. I don't come across this from Westernized Filipinos but I've heard from others it may even be a superstition that can be heard from affluent people from MetroManila," said one person in Philippines.

"There was this mentally ill woman that staked me out as her "territory". She threatened to hurt my wife and I started yelling at her in the street. Told her she was nuts and to stay away. She listened and continues to to stay away," remarked one foreigner who made the move to Santa Rosa City, Laguna.

"1. I had my "what the crap am I doing in this country?!" moment in the middle of a small mall in a rural province, including full-on sobs. That was an interesting moment of my life. *ahem* 2. I have gotten in trouble over food before. I *hate* fish and seafood, and in a country where the people both eat a lot of those foods AND like to feed other people, I know I have caused offense by refusing to try certain dishes. At this point, I claim it's an allergy and people aren't offended when I say no. If you do try something, never, NEVER insult it or insinuate that you don't like it. Even if it is cake with cheese on top. 3. Once, I got so out-of-my-mind frustrated with an employee in a store that I started yelling at him. I very, very rarely ever get to the point of yelling. It's happened maybe twice before this story. But it was a very frustrating situation, and getting that point would have been understood in the US. Here, if you get to that point, you can instantly see that the person you are yelling at has lost all respect for you. You are acting like a child and you've given them permission to completely ignore you at that point. The more frustrated you are, the more polite you need to get if you expect to get anything done. 4. All of that said, the most embarrassing series of events I ever witnessed was when we went away with 3 other American couples for a weekend. Two of the other ladies decided they didn't like the music playing in the seaside restaurant where we were having dinner, so they went over and plugged in an ipod to the sound system and just took it over. The staff didn't know what to do, so they just let them do it, but the quality of the service we received from that moment forth was awful. Later, we went on a boat ride over the ocean and up a river a little ways to see the stars and some fireflies and the whole time, these people were filling the beautiful night with loud insults about the Philippines and jokes about poop like they were 12 year-olds. I don't know what they were thinking. If your behavior would brand you as a self-centered moron in your home country, then the fact that you act that way in a foreign country and think it's ok because you are paying the people around you or you assume they can't understand what you are saying makes you a complete and total ingrate. Don't do those things," explained one person living in Alabang, Philippines.

"I find the same answers interesting for the various areas around the Philippines but would like to differ when in Makati and Cebu: First, Filipinos are younger as a country, they enjoy Korean young vibe as well as the younger vibe in Japan (I understand Japan is a much older population, I'm referring to the younger population there). I say this because when it comes to clothing and dress, showing skin is a given like the belly and short shorts/dresses. in those countries by the young, young being less than 45. The Philippines has beauty contests often and this means small outfits as well. We live in Greenbelt Makati and my wife feels real comfortable wearing smaller outfits and she's a dual citizen (we are from the US) and there is never a negative vibe toward us, in fact the women keep complimenting her. My wife is from Gensan and there as well as Iloilo and much of the Philippines I understand it's more conservative but we also see that this younger population is way more eager rather than hesitant to take on more of a western look and they certainly welcome US citizens. In our condo and around Greenbelt we've noticed that other Asians, from other countries, living here as well as foreigners from Europe really don't engage with the people and we've found that simply smiling and being outwardly friendly toward Filipinos they end up going extra out of their way to be helpful and nice to you because you treat them as friends and equals, which they are. Yes, this is a very religious country and respect for all people is why we are now living here rather than the US where the Liberal ideas have ruined society," said one expat in Philippines.

"It is important to respect local customs and culture when visiting the Philippines. As such, avoid making any negative comments about the culture, customs, or religious beliefs of the Filipino people. Additionally, be mindful when shaking hands when meeting someone, as the handshake may be accompanied by a light bow, a sign of respect. It is also critical to dress is a respectful manner, particularly when visiting religious sites; cover your shoulders and legs, and refrain from wearing any clothing with offensive slogans or images. Furthermore, use your right hand when giving or receiving items from local people; using your left hand is considered impolite. Finally, avoid discussing sensitive political topics with strangers, as such conversations can lead to misunderstandings," remarked one member in Philippines.

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What are healthcare services like in Philippines?

When we asked expats and global nomads about the quality of medical care in Philippines, they replied:

"I just spent 5 days in the Bacolod Riverside Hospital. I woke up in the middle of the night with an excruciating pain in my ankle, it felt like someone hit it with a hammer. The next morning it was double in size swollen up. I had previously seen this doctor in Bacolod an went to him to see what was up. He looked at it and immediately had me go to the ER and had me admitted. I spent days there to find out I had Peripheral Arterial Disease. I saw five specialist during my stay and was very impressed by them. The total cost was approximately $3,400.00 and they got my leg back to normal," explained one person living in Philippines.

"Depending where you live or want to live, there are great hospitals. Such as the ACE hospital system which is jayhco certified. Not sure if the spelling. They are up to date and modern hospital. You can actually invest in this hospital system like in the United States and get great service. ," wrote one digital nomad living in Philippines.

"If you can afford it, get health insurance, but the rates are higher the older you are, and if your over 60 they go through the roof, that's if they will insure you. Be aware that many doctors here, who will charge you in excess of the regular charge as a "skin tax" as we are perceived to be able to afford it. Also hospitals will add on extra's not necessary, ie, they always insist on a drip, but it only contains saline solution. Extras like artificial limbs are difficult to have maintained here, its only in Manila or Cebu where there are facilities to have these repaired or replaced, but the quality and expertise is poorer, usually using 2nd hand appliances from abroad. In Manila there is a private house where European standards are maintained, but it is the most expensive you will encounter," said one foreigner in Philippines.

"I live in a rural area of the Philippines, and I have found the provincial and municipal hospitals to be of excellent quality for all my ordinary health care needs," remarked one member in Bontoc.

"Healthcare services in the Philippines are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens and legal residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of a lower standard than private healthcare. Foreign residents are able to access the public healthcare system, but they may need to pay for some services. Expats in the Philippines typically use private healthcare services, as they are more reliable and of a higher quality. However, some expats may choose to use the public healthcare system if they are unable to afford private healthcare," explained one expat living in Philippines.

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What are the pros and cons of living in Philippines?

"NO regrets: been there except when I travel for 21 years. Hope to end it there but not in hurry: too much to look forward to each day: sea is warm, fresh food, cold beer. Life is great!," explained one person living in Cebu, Philippines.

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About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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