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Healthcare Guide for Digital Nomads and Remote Workers in Bahamas | Digital Nomad Exchange
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Lucaya Beach in Freeport, Bahamas

Healthcare & Health Insurance in Bahamas

By Betsy Burlingame

Summary: Digital Nomads in Bahamas share their experiences with health insurance, healthcare in Bahamas, local hospitals and specialists, quality of medical care and more.

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What are healthcare services like in Bahamas?

When we asked expats and global nomads about the quality of medical care in Bahamas, they replied:

"The healthcare services in the Bahamas are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens and permanent residents. The quality of public healthcare is generally good, with a wide range of services available, including primary care, emergency care, and specialist care. Foreign residents are able to access the public healthcare system, although they may be required to pay a fee. Expats in the Bahamas can use the public healthcare system, but they may need to pay a fee for certain services. In addition, many expats opt to purchase private health insurance to cover any additional costs," said one member in Bahamas.

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What is the quality of medical care in Bahamas like?

When we asked expats and global nomads about the quality of medical care in Bahamas, they replied:

"The medical services in the Bahamas are generally of a high standard. The country has a number of well-equipped hospitals and clinics, staffed by experienced and qualified medical professionals. The country also has a number of private medical facilities, offering a range of services from general practice to specialist care. The Bahamas also has a number of pharmacies, providing access to a wide range of medications. In addition, the country has a number of medical insurance providers, offering coverage for medical expenses," commented a person living in Bahamas.

"My home country offers Public Health that is very inclusive. Access to Healthcare services there take a very long time. In my adopted country, the public Healthcare Coverage is insufficient, and Private coverage is expensive. However, services are very accessible. The quality of healthcare is adequate for basic healthcare as well as for some specialties. However, many residents will travel for healthcare to the USA for more experienced specialists if they have international healthcare coverage. This is starting to change somewhat with some medical facilities commanding a higher quality and level of service, education, and experience," explained one digital nomad living in Nassau, Bahamas.

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Are healthcare and health insurance expensive in Bahamas?

"Before our health insurance kicked in at work our daughter needed stitches. We initially went to PM for treatment but after several hours wait a coworker assisted us to a private provider down the street. The cost at PM to be registered was $150. We lost that. The total cost at the private provider was approx $800 not including meds which were about $150. Work health insurance appears pretty good. We have a moderate copay and are accepted most places...even in united states," explained one person living in Paradise Island, Bahamas.

"I have found that the health insurance costs is more related to your health history then where you choose to live. Exclusions in new policies are common if you have a history of certain health problems. I have expat insurance as well as international health care insurance and have found them to be adequate in paying for both emergency situations as well as routine costs. The one problem has always been that I must pay for many services on my own first and then have it reimbursed by the health care provider, this can be hard on the cash flow if you don't have the money put aside for an emergency situation," wrote one digital nomad living in Nassau, Bahamas.

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What are emergency services like in Bahamas?

When we asked about emergency services, members in Bahamas wrote:

"In the Bahamas, emergency services are available to help people in need. To call for an ambulance, you can dial the emergency number 919 or the local police station. The ambulance will be dispatched to the location of the emergency and will provide medical assistance. The ambulance service is available 24 hours a day, 7 days a week," said one digital nomad in Bahamas.

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Will I need to travel to see a specialist?

"I have no need to leave the island for health services yet. However most people take the short trip to Florida for any services they can not receive on island," said one digital nomad in Nassau.

"Nearest is Miami and Ft. Lauderdale Florida. US care is generally very good and efficient," commented a person living in Paradise Island, Bahamas.

"The cities of Nassau, Freeport, Marsh Harbour, and Eleuthera are known for having a variety of medical specialists in the Bahamas. The neighboring island of Grand Bahama is also known for its robust selection of medical specialists, including ophthalmologists, psychiatrists, and dentists. Other areas such as the Out Islands, Abaco and Paradise Island offer a variety of general practitioners, internists and other specialty physicians. No matter where you are in the Bahamas, you can be sure to find the healthcare you need with the help of a qualified medical specialist," explained one digital nomad living in Bahamas.

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Are common prescription medications available in Bahamas?

"All common prescriptions are available. Pharmacies are in most shopping centers. Prescriptions are mandatory for just about anything and very expensive. Before our insurance kicked in at work our daughter needed stitches. The antibiotics and pain killers were about $150 at the local pharmacy. ," explained one person living in Paradise Island, Bahamas.

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Do you have anything more to add about local medical facilities in Bahamas?

"The medical facilities and medical care available in The Bahamas are of a very high standard. Medical services are provided by both public and private institutions throughout the islands and modern, well-equipped healthcare facilities can be found in major cities, towns, settlements and resorts. The Bahamas boasts some of the best-trained and experienced doctors and nurses in the Caribbean and is home to a number of world-class hospitals. Many of the medical facilities available in The Bahamas are certified by the Joint Commission International (JCI). In addition to offering high-quality medical care, The Bahamas remains one of the safest countries in the Caribbean for healthcare and medical tourism," said one foreigner in Bahamas.

"Two hospitals service all the islands of the Bahamas. Princess Margaret is the free care hospital and waiting times are extremely lengthy. Doctors hospital is where most go if they have insurance or money to pay for an emergency. There are other private care clinics around that take insurance. Unfortunately, emergency services and response are associated with your area. There is a fire and police stations on PI, so we get pretty quick response. It differs in Nassau," remarked one member in Paradise Island.

As a foreigner living in Bahamas, will I have access to public healthcare? What is it like?

"Yes, as a foreigner living in the Bahamas, you will have access to public healthcare. The public healthcare system in the Bahamas is generally considered to be of good quality, with a wide range of services available. The government provides free healthcare to all citizens and permanent residents, and there are also a number of private healthcare providers available. The public healthcare system is well-funded and staffed by experienced and qualified medical professionals," explained one person living in Bahamas.

What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Bahamas if they have access to public healthcare in Bahamas. And, if they do have access, what is it like. They wrote...

"All visits to healthcare facilities during the pandemic have been socially distant, with proper cleaning and care taken to maintain safe environments for patients and staff," wrote one digital nomad living in Nassau, Bahamas.

"The pandemic has had a significant impact on the healthcare system in the Bahamas. The government has implemented a number of measures to ensure the safety of healthcare workers and patients, including the introduction of a national health insurance scheme, the establishment of a national health emergency response team, and the implementation of a national contact tracing system. Additionally, the government has provided additional resources to hospitals and clinics to help them cope with the increased demand for services. Despite these efforts, the healthcare system in the Bahamas has been strained due to the pandemic, with long wait times for appointments and limited access to medical supplies," said one foreigner in Bahamas.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Lucaya Beach in Freeport, Bahamas
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