Healthcare & Health Insurance in France
Summary: Digital Nomads in France share their experiences with health insurance, healthcare in France, local hospitals and specialists, quality of medical care and more.
What are healthcare services like in France?
When we asked expats and global nomads about the quality of medical care in France, they replied:
"Record keeping is your responsibility and you can't do it all online. Doctors don't keep a health file for you. Top-up supplemental insurance is needed to completely cover costs," said one foreigner in Bordeaux.
"It's a small town, so most doctors don't use English much. If you must communicate in English, it would help to research some of the necessary terminology beforehand (perhaps write your questions in French)," remarked one member in Epinal.
"Healthcare services in France are provided by a public healthcare system, known as the French Social Security system. This system is funded by contributions from employers and employees, as well as by the government. The quality of public healthcare in France is generally considered to be very good, with access to a wide range of services, including preventive care, hospital care, and specialist care. Foreign residents in France are eligible to use the public healthcare system, although they may need to pay a fee for certain services. Expats in France can use the public healthcare system by registering with the French Social Security system and paying the required contributions," explained one expat living in France.

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What is the quality of medical care in France like?
When we asked expats and global nomads about the quality of medical care in France, they replied:
"In France, medical services are generally of a high quality. The country has a comprehensive public health system, which provides free or low-cost healthcare to all citizens. The public system is supplemented by a range of private health insurance plans, which offer more comprehensive coverage. France also has a well-developed network of hospitals and clinics, staffed by highly trained medical professionals. In addition, France has a number of specialized medical centers, such as cancer treatment centers and research institutes," remarked one member in France.
Are healthcare and health insurance expensive in France?
"I would first ask you to define 'expensive" because if you are American, health insurance and health care in Montpellier (and all over France, for that matter) are extremely affordable. France is well-known and respected for its wide access to high quality health care at an price. As a result, those from lower socio-economic sectors are able to access the French health care system. I'm 56 and Cigna recently quoted me $1,350 for a one-year plan with a $7,500 deductible and a $2 million per year limit. A visit to my primary care physician is 45 euros. Both of those would be completely unfathomable in the US," explained one person living in Montpellier, France.
What are emergency services like in France?
When we asked about emergency services, members in France wrote:
"A number of hospitals [in Bordeaux] are nearby. Have not used emergency services, but they are provided by local fire departments. Highly personalized care at local hospital. Hospitals, clinics and specialists are all available to the public," said one foreigner in Bordeaux.
Will I need to travel to see a specialist?
"France is a large country with many different cities and areas that boast excellent medical specialists. In particular, cities like Paris, Bordeaux, Lyon, Strasbourg and Lille are renowned for boasting some of the best medical care in the world, with each of them home to a number of highly specialized medical centers and clinics. Additionally, many towns in the French Alps are known for their comprehensive selection of health and medical professionals. These regions are popular spots for winter sports enthusiasts and travelers looking for quality healthcare from experienced professionals. Regardless of the exact location, France is known for its incredibly high standard of medical care," said one member in France.
Are common prescription medications available in France?
"Yes - tons of pharmacies in town, including at least one open on Sunday. I don't have any prescriptions but my husband gets costs like glasses and contacts and shoe inserts covered through the government health insurance system," explained one expat living in Epinal, France.
"Prescriptions are filled immediately at local pharmacies that are very well supplied and staffed. They have never been unable to supply my prescribed medications immediately. Cost is zero with supplemental insurance," said one digital nomad in Bordeaux.

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Do you have anything more to add about local medical facilities in France?
"France has a strong healthcare system, and its citizens are generally pleased with the quality of medical care they receive. Among those surveyed in a survey of the European healthcare systems conducted by the EU, 83% were satisfied with the medical care they received in the past year, far higher than the EU average of 72%. France is home to a large number of world-renowned medical facilities, with cutting edge medical technology, experienced medical staff, and a high standard of healthcare. In addition to this, many of the treatments and procedures offered in France are either covered by public healthcare or heavily subsidized, allowing citizens to receive high quality medical care without being overly burdened with the costs," said one foreigner in France.
"The hospital is on the edge of town but accessible by bus. Good quality care and the doctors speak English. The hospital is public and very affordable even without French health care," remarked one member in Epinal.
As a foreigner living in France, will I have access to public healthcare? What is it like?
"Yes, as a foreigner living in France, you will have access to public healthcare. The French healthcare system is one of the best in the world, providing comprehensive coverage for all citizens and residents. It is funded by taxes and social security contributions, and is free at the point of use. The system is based on a network of public hospitals and clinics, as well as private providers. The quality of care is generally high, and the system is well-regarded for its efficiency and cost-effectiveness," explained one digital nomad living in France.
What have your experiences during the pandemic with the local healthcare system been like?
We asked expats in France if they have access to public healthcare in France. And, if they do have access, what is it like. They wrote...
"The pandemic has had a significant impact on the French healthcare system. The government has implemented a number of measures to ensure the safety of patients and healthcare workers, including the introduction of telemedicine, the use of protective equipment, and the implementation of social distancing protocols. Despite these measures, the healthcare system has been overwhelmed by the influx of patients, leading to long wait times and delays in care. Additionally, the pandemic has caused a shortage of medical staff, as many healthcare workers have been forced to take time off due to illness or quarantine. Despite these challenges, the French healthcare system has been able to provide quality care to those in need," commented a person living in France.
"I herniated a disc in my back during lockdown and my treatment was swift and ongoing. I was able to have physiotherapy and to see a specialist. I am extremely satisfied with my treatment," explained one digital nomad living in St Nicolas du Pelem, France.
About the Author
Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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Digital Nomads in France offer advice about healthcare, hospital visits, emergency rooms visits, finding a doctor and buying health insurance in France.

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