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Healthcare Guide for Digital Nomads and Remote Workers in Japan | Digital Nomad Exchange
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Daikanyama, Tokyo

Healthcare & Health Insurance in Japan

By Joshua Wood, LPC

Summary: Digital Nomads in Japan share their experiences with health insurance, healthcare in Japan, local hospitals and specialists, quality of medical care and more.

Cigna Global Health
Cigna Global Health
Cigna Global Health
Cigna Global Health

What are healthcare services like in Japan?

When we asked expats and global nomads about the quality of medical care in Japan, they replied:

"Research clinics and hospitals online that are English-speaking beforehand. Contact clinics to ask if they perform certain procedures. Learn some common words to ask for specific things if you have to go to a Japanese-speaking clinic or hospital. Hospitals will not coddle you - you must advocate for yourself and be firm if you are having certain issues. Otherwise they may rush you out after a quick once-over," said one foreigner in Tokyo.

"Healthcare services in Japan are generally of a high quality and are provided by both public and private institutions. The public healthcare system is funded by taxes and is available to all citizens and foreign residents. It covers a wide range of services, including preventive care, hospitalization, and long-term care. The quality of public healthcare is generally good, with access to modern medical technology and highly trained medical professionals. Foreign residents are eligible to use the public healthcare system, although they may need to pay a portion of the cost. Expats in Japan can use the public healthcare system by registering with their local municipality and obtaining a health insurance card. This card allows them to access public healthcare services at a discounted rate," remarked one member in Japan.

"I tell them that everyone is under the same health insurance and not to worry about choosing from medical insurance plans. Also, for those with chronic diseases, I would advise them to check if their medicine and care is available in Japan, as a lot of medicine that is available in America is not available in Japan," explained one expat living in Tokyo, Japan.

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What is the quality of medical care in Japan like?

When we asked expats and global nomads about the quality of medical care in Japan, they replied:

"In Japan, medical services are highly advanced and of a very high quality. The country has a comprehensive healthcare system that provides access to a wide range of medical services, including preventive care, diagnosis, treatment, and rehabilitation. Japan also has a well-developed network of hospitals and clinics, staffed by highly trained and experienced medical professionals. Patients can expect to receive personalized care and attention, and the latest medical technology is often used to ensure the best possible outcomes," said one member in Japan.

"It is difficult to find English speaking health providers, but they do exist. The healthcare culture is very rushed and you must be clear about what you need, otherwise the doctor isn't going to take the time to figure it out for you," explained one expat in Tokyo.

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Are healthcare and health insurance expensive in Japan?

"Healthcare and health insurance in Japan can be expensive, depending on the type of coverage and services needed. Generally, the cost of healthcare in Japan is higher than in many other countries due to the high quality of care and the advanced technology used. Health insurance premiums can also be costly, but the government subsidizes a portion of the cost for those who qualify. Additionally, many employers offer health insurance plans to their employees, which can help to reduce the cost," explained one person living in Japan.

"I have Social Health Insurance that my job helped set up for me. It's accepted pretty much everywhere as it's a public insurance. I have only needed to do something preventative, though, so I have only paid for medical service in its entirely before," wrote one digital nomad living in Tokyo, Japan.

"My experience is that the national health insurance is great and easy to enroll in and easy to use. The insurance is reasonably priced and covers 70% of most medical needs. I have not had a problem with the healthcare system yet. I make sure to find an establishment that provides English support and everything is much smoother for me," said one foreigner in Tokyo.

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What are emergency services like in Japan?

When we asked about emergency services, members in Japan wrote:

"Emergency services in Japan are highly efficient and reliable. In the event of an emergency, the best way to call for an ambulance is to dial the emergency number 119. This number is available 24 hours a day, 7 days a week and is free of charge. When calling, it is important to provide the operator with as much information as possible, such as the exact location of the emergency, the type of emergency, and any other relevant information. The operator will then dispatch an ambulance to the scene as quickly as possible," explained one person living in Japan.

"You for an ambulance by dialing 119. Tokyo is a huge city so I cannot give a recommendation on the best hospitals, as there are a lot of hospitals to choose from and they vary in their care and speciality. I would advise someone to find a hospital that provides English support if they are not comfortable communicating solely in Japanese," wrote one digital nomad living in Tokyo, Japan.

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Will I need to travel to see a specialist?

"Tokyo is widely regarded as having the best selection of medical specialists in Japan, with many of the country's top hospitals and clinics located in the city. Other major cities such as Osaka, Kyoto, and Yokohama also have a wide range of medical specialists available. In addition, many smaller cities and rural areas throughout Japan have excellent medical facilities and specialists, making it possible to find quality care no matter where you are in the country," explained one person living in Japan.

"Expats likely go anywhere that has English speakers. Healthcare is good here. People only have to pay 30% of reasonable costs for anything covered. Unfortunately, the public healthcare here does not cover anything preventative. Since I still have active health insurance in America, I have visited there to get a child prevention measure done - completely covered," wrote one digital nomad living in Tokyo, Japan.

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Are common prescription medications available in Japan?

"Pharmacies are usually attached to hospitals or clinics and require prescriptions. There are drugstores for over-the-counter medicine. Prescription medicine is priced pretty low, depending on what coverage and costs you are used to," said one digital nomad in Tokyo.

"Yes, common prescription medications are available in Japan. Many of the same medications that are available in other countries are also available in Japan, although they may have different brand names. In addition, some medications that are not available in other countries may be available in Japan. In order to obtain a prescription medication in Japan, a patient must visit a doctor and receive a prescription. The prescription can then be filled at a pharmacy," commented a person living in Japan.

"There are pharmacies in every neighborhood and they are easily accessible and reasonably priced. However, being in Japan, some medications may not be available or provided. Therefore, check which medications are available before moving to Japan," explained one digital nomad living in Tokyo, Japan.

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Do you have anything more to add about local medical facilities in Japan?

"There is a hospital about 15 minutes from my home. Hospitals are everywhere and are accessible. Every hospital I have been to has been of good quality and if it is public or private varies by case," explained one person living in Tokyo, Japan.

"Medical facilities and medical care in Japan are of a very high quality. The country has a well-developed healthcare system, with a wide range of medical services available. Doctors and nurses are highly trained and experienced, and the latest medical technology is widely used. Japan also has a strong emphasis on preventive medicine, with regular health check-ups and screenings available to the public. In addition, the cost of medical care in Japan is generally lower than in many other developed countries," wrote one digital nomad living in Japan.

As a foreigner living in Japan, will I have access to public healthcare? What is it like?

"There is a national health insurance that everyone (expats and Japanese people) is enrolled in. Its cost is based off of your previous year’s income. It covers 70% of most medical costs, but preventative care is not covered (flu shots, checkups, etc.). There are public and private hospitals available," said a member in Tokyo.

"I have Social Health Insurance as an full-time employee. National Health Insurance also exists if one's job does not pay for half of insurance. Everyone is entitled to public insurance and may enroll if a resident. It costs me about 5% of my salary (and my employer pays another 5%) based on my salary in the previous year. I was enrolled with no questions of my pre-existing conditions. There are public hospitals, but I have not been to one yet. It is often the case that people with some health issue will go to a local, small practitioner that specializes in that field," explained one person living in Tokyo, Japan.

"Yes, as a foreigner living in Japan, you will have access to public healthcare. The public healthcare system in Japan is comprehensive and provides a wide range of services, including preventive care, diagnosis, treatment, and rehabilitation. The system is funded by taxes and premiums paid by citizens and residents, and is managed by the Ministry of Health, Labour and Welfare. The quality of care is generally high, and the cost of services is relatively low compared to other countries," wrote one digital nomad living in Japan.

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What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Japan if they have access to public healthcare in Japan. And, if they do have access, what is it like. They wrote...

"Tokyo has managed it very well, and during this outbreak, the standard of medical care there has been superb," said one digital nomad in Tokyo.

"My experiences with the local healthcare system in Japan during the pandemic have been generally positive. The healthcare system has been very responsive to the pandemic, with the government providing clear guidance on how to prevent the spread of the virus and how to seek medical attention if needed. The healthcare system has also been very efficient in providing testing and treatment for those who need it. In addition, the healthcare system has been very supportive of those who are struggling financially due to the pandemic, providing financial assistance and other forms of support. Overall, I have been very impressed with the way the healthcare system in Japan has responded to the pandemic," commented a person living in Japan.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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Daikanyama, Tokyo

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Help others in Japan by answering questions about the challenges and adventures of living in Japan.

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