15 Expats Talk about Health Insurance and Healthcare in Bahamas

"Regardless of coverage, ensure you have the ability to travel to US for any major care needs. There are many private practitioners but only two hospitals. One is for people without insurance (Princess Margaret) and the other is for people with insurance (Doctors Hospital). Ask around in your community for reliable local providers, especially for kids. We found some incredible providers this way for our children," commented one expat living in Paradise Island, Bahamas.

"As compared to Canada the availability and quality of some health care services is lacking but still adequate. The speed of which they will see you at the clinics and private hospitals is much faster then it is in Canada and for what is missing a quick trip to Florida will provide you with all you need that can not be found in New Providence," wrote one expat.

"The healthcare services in the Bahamas are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens and permanent residents. The quality of public healthcare is generally good, with a wide range of services available, including primary care, emergency care, and specialist care. Foreign residents are able to access the public healthcare system, although they may be required to pay a fee. Expats in the Bahamas can use the public healthcare system, but they may need to pay a fee for certain services. In addition, many expats opt to purchase private health insurance to cover any additional costs," commented one expat who moved to Bahamas.

"My home country offers Public Health that is very inclusive. Access to Healthcare services there take a very long time. In my adopted country, the public Healthcare Coverage is insufficient, and Private coverage is expensive. However, services are very accessible. The quality of healthcare is adequate for basic healthcare as well as for some specialties. However, many residents will travel for healthcare to the USA for more experienced specialists if they have international healthcare coverage. This is starting to change somewhat with some medical facilities commanding a higher quality and level of service, education, and experience," said one expat living in Nassau.

"The medical services in the Bahamas are generally of a high standard. The country has a number of well-equipped hospitals and clinics, staffed by experienced and qualified medical professionals. The country also has a number of private medical facilities, offering a range of services from general practice to specialist care. The Bahamas also has a number of pharmacies, providing access to a wide range of medications. In addition, the country has a number of medical insurance providers, offering coverage for medical expenses," mentioned one expat in Bahamas.

"I have found that the health insurance costs is more related to your health history then where you choose to live. Exclusions in new policies are common if you have a history of certain health problems. I have expat insurance as well as international health care insurance and have found them to be adequate in paying for both emergency situations as well as routine costs. The one problem has always been that I must pay for many services on my own first and then have it reimbursed by the health care provider, this can be hard on the cash flow if you don't have the money put aside for an emergency situation," said an expat in Nassau.

"Before our health insurance kicked in at work our daughter needed stitches. We initially went to PM for treatment but after several hours wait a coworker assisted us to a private provider down the street. The cost at PM to be registered was $150. We lost that. The total cost at the private provider was approx $800 not including meds which were about $150. Work health insurance appears pretty good. We have a moderate copay and are accepted most places...even in united states," commented one expat living in Paradise Island, Bahamas.

"Healthcare and health insurance in the Bahamas can be expensive. The cost of medical care is higher than in many other countries, and health insurance premiums can be costly. Additionally, the cost of prescription drugs is often higher than in other countries. As a result, many people in the Bahamas struggle to afford the necessary medical care and health insurance," wrote one expat.

"We live on the west end of the Island which is close to the Lyford Cay Hospital (Private) and the Doctor's Clinic (Private). Both the public hospital and the Doctor's Hospital are in the downtown area and not that far of a drive. I have used all three of the private clinics and hospitals without any problems and have found the care and service to be more then adequate. I have not used the public hospital. All of them are serviced by an ambulance service as well," commented one expat living in Nassau, Bahamas.

"Both hospitals are on New Providence in the city of Nassau. They are the only two hospitals for the Bahamas. they are fairly close from Paradise Island, maybe 10 minutes. Both Princess Margaret (no insurance) and Doctors (treat people with insurance) are directly across from each other. Emergency services vary depending on your location. Hotels and resorts get a small priority. Personally, I would not rely on them, rather get to the hospital myself. Quality of care is decent at both. Wait times at PM are extremely long. Expect long delays in service and any medical attention. Doctors is fairly smooth but don't expect to be treated without insurance or a ton of cash. PM and Doctors are both public. There are many private providers on the island," wrote one expat.

"In the Bahamas, emergency services are available to help people in need. To call for an ambulance, you can dial the emergency number 919 or the local police station. The ambulance will be dispatched to the location of the emergency and will provide medical assistance. The ambulance service is available 24 hours a day, 7 days a week," commented one expat who moved to Bahamas.

"Nearest is Miami and Ft. Lauderdale Florida. US care is generally very good and efficient," mentioned one expat in Paradise Island.

"I have no need to leave the island for health services yet. However most people take the short trip to Florida for any services they can not receive on island," commented one expat who moved to Nassau, Bahamas.

"The cities of Nassau, Freeport, Marsh Harbour, and Eleuthera are known for having a variety of medical specialists in the Bahamas. The neighboring island of Grand Bahama is also known for its robust selection of medical specialists, including ophthalmologists, psychiatrists, and dentists. Other areas such as the Out Islands, Abaco and Paradise Island offer a variety of general practitioners, internists and other specialty physicians. No matter where you are in the Bahamas, you can be sure to find the healthcare you need with the help of a qualified medical specialist," remarked one expat living in Bahamas.

"Most prescriptions are readily available. I have found for those not commonly at the pharmacies that they will order them for you without a problem. I have a reoccurring prescription that they order from England and I have been getting it every month at my local pharmacy without any problem. The cost is generally a little higher then it would be in the USA but my prescription coming from England is actually cheaper then what I paid for it in Canada. Prescriptions are needed for all prescribed medicines but are easily obtained at any of the clinics," wrote an expat living in Nassau.

"The medical facilities and medical care available in The Bahamas are of a very high standard. Medical services are provided by both public and private institutions throughout the islands and modern, well-equipped healthcare facilities can be found in major cities, towns, settlements and resorts. The Bahamas boasts some of the best-trained and experienced doctors and nurses in the Caribbean and is home to a number of world-class hospitals. Many of the medical facilities available in The Bahamas are certified by the Joint Commission International (JCI). In addition to offering high-quality medical care, The Bahamas remains one of the safest countries in the Caribbean for healthcare and medical tourism," remarked one expat living in Bahamas.

"Two hospitals service all the islands of the Bahamas. Princess Margaret is the free care hospital and waiting times are extremely lengthy. Doctors hospital is where most go if they have insurance or money to pay for an emergency. There are other private care clinics around that take insurance. Unfortunately, emergency services and response are associated with your area. There is a fire and police stations on PI, so we get pretty quick response. It differs in Nassau," said one expat living in Paradise Island.

"Yes, as a foreigner living in the Bahamas, you will have access to public healthcare. The public healthcare system in the Bahamas is generally considered to be of good quality, with a wide range of services available. The government provides free healthcare to all citizens and permanent residents, and there are also a number of private healthcare providers available. The public healthcare system is well-funded and staffed by experienced and qualified medical professionals," remarked one expat living in Bahamas.

"All visits to healthcare facilities during the pandemic have been socially distant, with proper cleaning and care taken to maintain safe environments for patients and staff," remarked one expat living in Nassau.

"The pandemic has had a significant impact on the healthcare system in the Bahamas. The government has implemented a number of measures to ensure the safety of healthcare workers and patients, including the introduction of a national health insurance scheme, the establishment of a national health emergency response team, and the implementation of a national contact tracing system. Additionally, the government has provided additional resources to hospitals and clinics to help them cope with the increased demand for services. Despite these efforts, the healthcare system in the Bahamas has been strained due to the pandemic, with long wait times for appointments and limited access to medical supplies," said one expat living in Bahamas.