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Healthcare and Health Insurance in Jamaica | Digital Nomad Exchange
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Falmouth, Jamaica

15 Expats Talk about Health Insurance and Healthcare in Jamaica

By Betsy Burlingame

Last updated on Aug 03, 2023

Summary: The quality of medical care in Jamaica is generally considered to be good, although it is not as advanced as the medical care available in the United States. Emergency services are available in Jamaica, and ambulances can be called by dialing the local emergency number, which is 110. The response time for ambulances can vary depending on the location, but they are generally reliable and well-equipped.

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How are healthcare services Jamaica?

When we asked expats and global nomads about the quality of medical care in Jamaica, they replied:

"Healthcare services in Jamaica are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all Jamaican citizens and permanent residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of a good standard. Foreign residents are able to access the public healthcare system, however, they may be required to pay a fee. Expats in Jamaica can use the public healthcare system, however, they may need to pay for certain services. In addition, many expats opt to purchase private health insurance to cover any additional costs," commented one expat who moved to Jamaica.

What are medical services in Jamaica like?

When we asked expats and global nomads about the quality of medical care in Jamaica, they replied:

"Jamaica has a well-developed healthcare system, with both public and private hospitals and clinics providing a range of medical services. The public healthcare system is free for Jamaican citizens, while private healthcare is available for those who can afford it. The country has a number of highly trained doctors and nurses, and a wide range of medical services are available, including general medicine, dentistry, optometry, and mental health services. Jamaica also has a number of specialized medical centers, such as the University Hospital of the West Indies, which provides advanced medical care. In addition, the country has a number of pharmacies and health centers that provide basic medical services," said an expat in Jamaica.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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Are healthcare and health insurance expensive in Jamaica?

"Ensure that you have insurance and don't take an unregulated taxi as it might not be insured. I was unfortunate to be in a pretty serious car crash here and it would have involved been horrendous health care costs without insurance," said an expat in Jamaica.

"Healthcare and health insurance in Jamaica can be expensive, especially for those without access to employer-sponsored health insurance plans. The cost of medical care in Jamaica is generally higher than in other Caribbean countries, and the cost of health insurance can be prohibitive for many people. Additionally, the quality of care in Jamaica is not always up to the standards of other countries, which can make it difficult to find affordable and reliable healthcare," commented one expat living in Jamaica.

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Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote

What are emergency services like in Jamaica?

When we asked about emergency services, members in Jamaica wrote:

"Emergency services in Jamaica are provided by the Jamaica Fire Brigade, Jamaica Constabulary Force, and Jamaica Defence Force. In order to call for an ambulance, you can dial the emergency number 110 from any phone. The operator will then connect you to the nearest ambulance service. Additionally, you can also call the Jamaica Emergency Medical Services (JEMS) at 888-429-5337," said one expat.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

Will I need to travel to see a specialist?

"The largest concentration of medical specialists in Jamaica can be found in Kingston, one of the most populous cities on the island. Montego Bay is another city with a wide variety of specialists available, due to the region’s popularity as a tourist destination. Additionally, the town of Mandeville in the Central Jamaica region is known for its strong selection of highly qualified practitioners. Other areas with a considerable number of medical specialists include Portmore, Port Antonio and Ocho Rios," said one expat.

Are common prescription medications available in Jamaica?

"Yes, common prescription medications are available in Jamaica. Most pharmacies in Jamaica carry a wide variety of medications, including those used to treat common illnesses such as colds, flu, and allergies. Many pharmacies also carry medications for more serious conditions, such as diabetes, high blood pressure, and heart disease. In addition, many pharmacies also carry medications for mental health conditions, such as depression and anxiety," wrote one expat.

Do you have anything more to add about local medical facilities in Jamaica?

"Jamaica has a well-developed healthcare system with a network of public and private medical facilities throughout the country. Patients in Jamaica can expect to receive high-quality medical care from well-trained medical professionals. The majority of medical treatments, from vaccinations to more complex surgeries, are available in Jamaica. Along with excellent medical care, the country also has advanced medical technology and highly specialized medical laboratories that make it a viable option for medical care," commented one expat living in Jamaica.

As a foreigner living in Jamaica, will I have access to public healthcare? What is it like?

"Yes, as a foreigner living in Jamaica, you will have access to public healthcare. The public healthcare system in Jamaica is generally considered to be of good quality, with a wide range of services available. The public healthcare system is funded by the government and is free for all citizens and legal residents. The public healthcare system is also supplemented by a number of private healthcare providers, which offer more specialized services," said an expat in Jamaica.

"You should have concerns and you should research insurance. As long as you have immigration status in JA, you can purchase health insurance… just plan on using private doctors, clinics and hospitals. Private care isn’t cheap so make sure you have access to credit card or cash..they require payment up front. In the last 10 years or so, the private sector for healthcare has exploded… you have more options, costly, but they’re there. Public health care here in Jamaica is quite frankly a joke… The clinics, the hospitals, the doctors… Go private," commented one expat living in Montego Bay, Jamaica.

What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Jamaica if they have access to public healthcare in Jamaica. And, if they do have access, what is it like. They wrote...

"The pandemic has had a significant impact on the healthcare system in Jamaica. Many healthcare facilities have had to reduce their services due to the lack of resources and staff. The government has implemented a number of measures to help protect the health of the population, including the introduction of a national health insurance scheme and the provision of free testing for COVID-19. Despite these efforts, the healthcare system has been overwhelmed by the number of cases and the lack of resources. Many healthcare workers have been overworked and underpaid, and there have been reports of shortages of medical supplies and equipment. The government has also implemented strict social distancing measures, which have made it difficult for people to access healthcare services," said an expat in Jamaica.

What advice do you have for expats having a baby in Jamaica?

We asked expat moms who gave birth in Jamaica about their experiences and advice they have for other moms to be. They said:

"Make sure to find an experienced local midwife or obstetrician who you trust to care for yourself and your baby throughout the pregnancy. Additionally, research local hospitals to ensure you are comfortable with both their facilities and the providers should an emergency or unplanned c-section be necessary. Make sure to talk to other expats to gain insight into the particular challenges and considerations associated with having a baby in Jamaica. Lastly, you should be aware of the mandatory vaccinations for infants in Jamaica and understand the purpose of each immunization," said one expat in Jamaica.

Are healthcare services good in Jamaica?

We asked people if they have access to good medical care in Jamaica. They wrote:

"Healthcare services in Jamaica are widely available, with a network of public hospitals, private hospitals, private medical clinics and a free healthcare system through the Ministry of Health. There is also a strong focus on preventative healthcare and public health programmes, such as the National HIV/AIDS Programme and National Nutrition Programme, as well as primary healthcare initiatives, including primary care facilities and wellness centres. In addition, Jamaica has a highly qualified and internationally recognised medical workforce with strong national and international healthcare accreditation," explained one expat living in Jamaica.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
Get Quote

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Falmouth, Jamaica

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William Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

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Get a quote for international health insurance from our partner, William Russell.
Get Quote

Contribute to Jamaica Network Contribute
Help others in Jamaica by answering questions about the challenges and adventures of living in Jamaica.

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