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Retiring in Belize | Digital Nomad Exchange
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San Ignacio, Belize

Retire in Belize

By Betsy Burlingame

Last updated on Apr 10, 2023

Summary: Retirees are attracted to Belize for its low cost of living, its tropical climate, and its diverse culture. The weather in Belize is generally warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit.

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What is it like to retire in Belize?

"Belize has a vibrant retirement community of expats from all over the world, making it a great place for retirees to enjoy life. There is a range of cultural attractions to explore, such as the ancient Mayan ruins and the legendary Blue Hole, as well as incredible untouched beaches and lush rainforests. Retirees can take advantage of the diverse recreational activities that Belize has to offer, including snorkeling, hiking, horseback riding, fishing and bird watching. Furthermore, retirees can enjoy a lively nightlife in the cities, with plenty of bars, pubs, clubs and music venues to choose from. All in all, retirement living in Belize provides an exciting and unforgettable experience for retirees," explained a retiree in Belize.

"Belize city is usually used by people just passing thru. For those of us who live here, there is a night life, a cultural center, casino, theatre, gyms etc. The expats are here, and we all eventually find each other, drinking at the British barracks, or local bars and wine clubs. There is an international woman's group, but I do not attend," explained one retiree living in Belize City.

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What advice do overseas retirees have for others considering retiring abroad?

"New host countries bank system, currency, taxes etc. need local drivers license?," said a person in Corozal.

"We love it here, we have never looked back. 85 degrees sunshine all year around and gentle breezes blowing off the sea. Great people, great ethnic food, a mix of cultures (Spanish, Mayan, foreigners, belizians, garifuna) make this place really worth it. We didn't want to do the Ambergris Caye.... Live on a beach thing. We are close enough to the beaches if we want them, but have mainland and wildlife and masses of exploring to do. We are active in wildlife conservation and busier than we have ever been. Our expertise in our fields has been welcomed with open arms, this really is a country where you can make a difference, if you want to, How many people have had two types of endangered species In their car? We have helped capture and transport an injured orphaned baby manatee to rehab, and facilitated the handover of captive howler monkeys to rehab. My husband advises the govt and the coalition on oil industry matters. We live a fulfilled life, with diving on tap, it doesn't get better than this. It was the best move we have ever made. Like everyone else we have spoken to, our advice is to do it sooner than later, and enjoy," remarked one retiree in Belize City.

What are the most challenging aspects of retiring in Belize?

"One of the most challenging aspects of retiring in Belize is the high cost of living relative to other Central American countries. Another challenging aspect is the language barrier, as English is the official language, but most Belizeans speak Spanish or an indigenous language. Additionally, the communication infrastructure in Belize is not as well developed as other nations, which can be difficult if one needs to access health care services or other services online. Finally, the lack of security in Belize can be a difficult hurdle for retirees who may not be used to living in a foreign country," said one retiree in Belize.

"For me, driving is difficult, especially at night. Pedestrians don't usually wear clothing that is visible at night, and safety does not always seem to be a concern," commented one retiree living in Hopkins Village, Belize.

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What are the most rewarding aspects of retiring in Belize?

"We have been most edified by working with the village children and doing missions-type work," explained a retiree in Hopkins Village.

"The most rewarding aspects of retiring in Belize are the opportunity to explore the country's stunning landscapes and its diverse culture, the pleasant tropical climate and the availability of a range of activities, from diving to hiking and snorkeling to exploring ruins. Additionally, the low cost of living, the fascinating wildlife, the friendly locals and the vibrant expat community all make Belize a great place to retire," explained one retiree living in Belize.

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What are healthcare services like in Belize?

We asked retirees if they have access to good medical care in Belize. They wrote:

"Yes..Belize city has the three best hospitals in the country. For simple things they are very good and cheap compared with the US,, but for cancer that sort of thing people go to the states. You can get private medical insurance as a member of the caricom , which in our case includes treatment elsewhere, if it is not available here in Belize. People who don't have medical insurance, use Guatemala city, Merida Mexico, or panama for medical procedures. For members of the public, using public health centers and hospitals the waits can be very long and the care, patchy. I would not suggest people come here with terminal illnesses, as belizes not equipped to deal with that," said a person in Belize City.

"We have not needed medical care so far, but it is available locally. We hear that the care is very good," remarked one retiree in Hopkins Village.

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How do I meet people in Belize?

When we asked people living in Belize about club and activities where newcomers can meet others, they responded:

"Belize has been at the forefront of Disc Golf progress in Central America since 2020. There are now 12 courses in Belize most of which are Public and either free or $5 Bz to play. Most courses are in parks or large farms. A couple are located in growing expat communities specifically in Corozal. There are also now monthly competitions moving rotating around the courses. Come enjoy Disc Golf in Paradise," explained one retiree living in Belize.

"Expats living in Belize can join a variety of different clubs and activities. Options include sailing, snorkeling and other water sports, yoga and meditation classes, extended day hikes and more. Expats may also want to visit the local markets and festivals for shopping, food, and cultural experiences. Other popular activities include golf, tennis, volleyball and basketball. In addition to all of these activities, expats can also meet people in Belize by taking classes at the local schools, attending church, and getting involved in volunteering. People also tend to gather in the bars and restaurants most evenings, making it a great opportunity to mingle and meet new people," said one retiree in living in Belize.

"It is really easy to meet people on Ambergris Caye. Here are just a few ideas of where we regularly socialize. Anything outdoor and health oriented is great on the island. My husband and I built the San Pedro Fitness Club, so I go there most days. Ladies tend to enjoy the water fitness classes, in particular, since it is both exercise and social time. But there are sailing groups, plenty of scuba and snorkeling opportunities, places that specialize in sailing or kayaking, and fishing groups and competitions. There are now also several yoga schools where you will meet health oriented people. So for those of us who like to balance healthy activities with a little indulgence, it is easy to do here... For those who enjoy live music, there are a variety of places where people hang out and listen to local bands, all for free. Beach bars include Crazy Canucks, BCs, and Fidos, all near town. On the north side, Legends often has good music. We love to dance to a live band on the beach, cooled by a sea breeze! Sunday afternoon lunch is a time when everyone goes out for beach BBQ and to socialize. Popular places include Caribbean Villas (they have plenty of water toys), Crazy Canucks, BCs, and the Palapa Bar (up north). We go to Wine de Vine on Friday nights. This is a "smoke free" environment where many expats, business owners and tourists drop in for a nice glass of wine, and a cheese platter. There are regular festivals and fund raiser events that many expats attend. It is a great way to socialize and also donate to a good cause. There are more volunteer organizations than I can mention. Many expats join both to contribute, and to meet people. The most popular are the Saga Society (which is the local Humane Society), the churches, Lion's Club, and various school organizations. Some groups get together to play cards such as bridge. And many of us get together for group dinners. Sometimes we meet a favorite restaurant. Other times we enjoy a pot luck with friends," explained a retiree in Ambergris Caye.

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What is life like in Belize?

When we asked people living in Belize what life is like and how people spend their time, they said:

"Open season on Gringos...check crime logs just for the month of July 2011...getting very scary if you are white American," said a retiree who moved to San Ignacio, Belize.

"I have lived a very enjoyable 9 years in the Corozal area. Whoever wrote the other response is a real nay-sayer. Tell me anywhere in the world where things are perfect. If you wear gold jewelry and drive a big fancy car, you are a target. It is not that bad," said one retiree in Belize.

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What do I need to know before retiring in Belize?

When we asked people what advice they would give someone preparing to move to Belize, they said:

"Do not leave your brain at the border- see this article here http://www.caribpro.com/Caribbean_Property_Magazine/index.php?pageid=767," said a person in Cayo San Ignacio.

"Always travel to Belize first before you move here. Never try to make Belize just like it was for you back home... just accept Belize for what it is and enjoy it. It's an emerging third world country.... not the USA, so keep your expectations in check and go with the flow," remarked one retiree in Belize City.

"I am not sure how long I will remain in Belize because as a single person, it is important that others embrace me as a friend. They are very kind people but getting into their inner circles is a different story. I am alone most of the time. This includes locals and expats," said a retiree who moved to Belize.

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What type of recreational activities are there in Belize?

"Placencia Beach Club offers Swim Club memberships and is open to the public. Recreational activities here are mostly owned by individual operators and tour guides and most are connected to local hotels. To include: Diving, Snorkeling, Fishing, River Tours, Manatee Tours, Howler Monkey Tours. Mayan Ruins, Scarlet Macaw Tours, Cave Tubing," explained one member in Placencia.

"There is always swimming in the beautiful Caribbean Sea and private pools. The village has a miniature golf place, and there is an outside basketball court. Soccer (futbal) is also played on the beach. There are many natural attractions like hiking, waterfalls, zip lining, motorcycling in the area," said one retiree in Hopkins.

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Where will I buy groceries and do other shopping in Belize?

"If you are looking to have the comforts of the US you will not find them in Belize. You cannot go to a real grocery store and pick up things you are accustom to having. They don't have a large chain in the country just local corner stores found in big cities," explained one member in Belize.

"There are many grocery stores in Placencia but the beauty of this area is most product are delivered to your door. For Example, Bakery, Produce, Organic Foods, Water, Beverages, Wine, Beef, Chicken, Fresh Fish....," said one retiree in Placencia.

"People living in Belize typically buy groceries and do other shopping at local markets, supermarkets, and convenience stores. Many people also shop at larger department stores and malls located in the larger cities. Additionally, some people may shop online for groceries and other items," remarked one retiree in Belize.

"The stores in Hopkins are small to medium variety stores that also sell a selection of groceries. There are also vendors around the village selling fresh vegetables and fruit, as well as baked goods.I Supply may be limited, but generally you can find what you need. There are several village stores offering various souvenirs," explained one retiree living in Hopkins.

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About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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San Ignacio, Belize

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