Retire in Zambia
Last updated on Mar 04, 2024
Summary: Retirees are attracted to Zambia for its stunning natural beauty, diverse wildlife, and friendly people. The country is also known for its low cost of living and excellent healthcare system. The weather in Zambia is generally warm and temperate, with temperatures ranging from the mid-50s to the mid-80s Fahrenheit (10-30°C).
What is it like to retire in Zambia?
"Life for a retiree in Zambia and its surroundings can be quite enjoyable. There is an active expat community, with many retirees from other countries living in the area. There are plenty of cultural attractions to explore, such as the Victoria Falls, the Kafue National Park, and the Livingstone Museum. There are also plenty of recreational activities to enjoy, such as hiking, fishing, and bird watching. For those looking for a bit of nightlife, there are plenty of bars and restaurants to explore," explained one retiree living in Zambia.
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We are a U.S. tax firm specializing in taxes for Americans living abroad. We offer expert guidance on navigating the complexities of filing overseas income, foreign asset reporting, and ensuring compliance with both U.S. and international tax regulations. Universal Tax Professionals is a team of experienced experts well-versed in the latest tax laws, including the nuances that apply to expatriates.
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What are the most challenging aspects of retiring in Zambia?
"One of the most challenging aspects of retiring in Zambia is the cost of living. Prices for basic necessities such as food, housing, and healthcare can be significantly higher than in other countries. Additionally, the infrastructure in Zambia is not as developed as in other countries, making it difficult to access certain services and amenities. Furthermore, the language barrier can be a challenge for those who do not speak the local language, as English is not widely spoken. Finally, the political and economic instability in Zambia can make it difficult to plan for the future," said one retiree in Zambia.
What are the most rewarding aspects of retiring in Zambia?
"One of the most rewarding aspects of retiring in Zambia is the opportunity to experience the country's rich culture and history. With its diverse population, Zambia offers a unique blend of traditional and modern lifestyles. Retirees can explore the country's many national parks and game reserves, as well as its vibrant cities and towns. The cost of living in Zambia is also relatively low, making it an attractive option for retirees on a budget. Additionally, the country's warm climate and friendly people make it a great place to relax and enjoy life," explained one retiree living in Zambia.
What are healthcare services like in Zambia?
We asked retirees if they have access to good medical care in Zambia. They wrote:
"Healthcare services in Zambia are generally limited and of low quality. The country has a shortage of healthcare professionals, and many of the existing healthcare facilities are underfunded and lack basic medical supplies. Access to healthcare is also limited in rural areas, where many people lack access to basic medical care. The government has made efforts to improve healthcare services, but much more needs to be done to ensure that all Zambians have access to quality healthcare," explained one retiree living in Zambia.
How do I meet people in Zambia?
When we asked people living in Zambia about club and activities where newcomers can meet others, they responded:
"Expats in Zambia often join clubs and activities such as golf, tennis, and running. Expats can also join local organizations such as the Zambia Expat Network, which provides a platform for expats to connect and share experiences. Additionally, expats can meet people by attending local events such as music festivals, art exhibitions, and cultural celebrations. Expats can also meet people by attending church services, joining language classes, or volunteering with local charities," said a person in Zambia.
What is life like in Zambia?
When we asked people living in Zambia what life is like and how people spend their time, they said:
"Living as an expat or digital nomad in Zambia can be an exciting and rewarding experience. The country is known for its friendly people, stunning landscapes, and vibrant culture. Expats and digital nomads can find a variety of activities to enjoy, from exploring the country's national parks and game reserves to taking part in local festivals and events. Zambia also offers a range of accommodation options, from luxury hotels to budget-friendly hostels. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. Expats and digital nomads can also benefit from the country's reliable internet connection, making it easy to stay connected while living in Zambia," said one retiree in living in Zambia.
We are a U.S. tax firm specializing in taxes for Americans living abroad. We offer expert guidance on navigating the complexities of filing overseas income, foreign asset reporting, and ensuring compliance with both U.S. and international tax regulations. Universal Tax Professionals is a team of experienced experts well-versed in the latest tax laws, including the nuances that apply to expatriates.
Click connect to have our partner contact you via e-mail and/or phone.
We are a U.S. tax firm specializing in taxes for Americans living abroad. We offer expert guidance on navigating the complexities of filing overseas income, foreign asset reporting, and ensuring compliance with both U.S. and international tax regulations. Universal Tax Professionals is a team of experienced experts well-versed in the latest tax laws, including the nuances that apply to expatriates.
Click connect to have our partner contact you via e-mail and/or phone.
What do I need to know before retiring in Zambia?
When we asked people what advice they would give someone preparing to move to Zambia, they said:
"Before retiring in Zambia, expats should familiarize themselves with the local culture and customs. It is also important to research the cost of living in Zambia, as well as the availability of healthcare and other services. Expats should also make sure to obtain the necessary visas and permits before moving to Zambia. Additionally, expats should be aware of the political and economic situation in the country, as well as any potential safety concerns. Finally, expats should consider the language barrier, as English is not widely spoken in Zambia," remarked one retiree in Zambia.
What type of recreational activities are there in Zambia?
"In Zambia, residents enjoy a variety of recreational facilities, such as parks, sports fields, and swimming pools. There are also many outdoor activities, such as hiking, camping, and fishing. For those who prefer indoor activities, there are bowling alleys, movie theaters, and arcades. Additionally, there are a variety of cultural attractions, such as museums, art galleries, and historic sites. Zambia also has a vibrant nightlife, with a variety of bars, clubs, and restaurants," remarked one retiree in Zambia.
Where will I buy groceries and do other shopping in Zambia?
"People living in Zambia typically buy groceries and do other shopping at local markets, supermarkets, and convenience stores. Many people also shop at roadside stalls and small shops in their neighborhoods. Additionally, some people may purchase items from vendors who come to their homes," explained one retiree living in Zambia.
About the Author
Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
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