Retire in Malaysia

"Kuching is a very laid-back city. There are lots of National Parks with forests, caving, waterfalls, hiking, water sports (kayaking), wildlife and small villages and longhouses within an hour or two of town. There is golf, jogging/running, pilates, yoga, etc. Several Cultural Festivals (Gawai as well as the religious ones) and massive Music Festivals like the Rainforest World Music Festival, Miri and Waterfront Jazz Festivals, the Seniawan Country Music Festival, etc. Just noticed that some EMF are happening too. Nightlife sadly is meagre compared to Bali or Bangkok and there is virtually no sex-tourism or beach rave scene. There are a handful of expat-oriented clubs/bars (most shutting during the covid period) but check out Carpenter Street and Jl. Tabuan. Lots of restaurants with a wide range of international cuisines...eating seems to be the main vice of Sarawakians. The expat community is small...most people have a mix of expat and local friends (Sarawakians are a friendly sort). There is a nascent Facebook group (Kuching Expats)," said one retiree in living in Kuching, Malaysia.

"Retirement in Malaysia is an attractive option for many, as it is home to a bustling expat community and offers a variety of cultural and recreational activities. There are numerous beaches and other recreational activities available around the country, ranging from night markets to indoor skydiving and deep sea fishing. Furthermore, Malaysia's vibrant nightlife with its traditional pubs, lounges and nightclubs, is one of the region's biggest attractions. Many retirees are able to enjoy the country's culture, with its many temples, mosques, and Chinese and Indian cultural centers. Additionally, Malaysia has a number of golf courses, parks, and even its own theme park, Sunway Lagoon. Malaysia is a country with much to offer for performance-oriented retirees," explained a retiree in Malaysia.

"Penang Island is great place with lots to do. One of the British most important colony 150 years ago. Third in importance to Hong Kong & Singapore, so lot's of culture from the west and the melting pot of SE.. Some of the best food in the world. I'm not into nightlife but plenty of places if you are. The only real negative was the beaches they are not on the same level as most of SE," explained one retiree living in Tojong Tokong, Penang Island.

"Penang is a wonderful place. A large small town I call it. English is widely spoken, people are friendly, many cultural attractions and events. There is a large expat community here. Although we do not live amongst expats," said one member in Penang.

"Go for it!!!!! This is not a dress rehearsal you only get one life unless your a Buddhist," said a retiree who moved to Tojong Tokong, Penang Island, Malaysia.

"If you are coming to retire here make sure you understand how to be legal here are the residency or long stay is not as easy as western countries. Make source of income from outside. To answer someone previous comment. I am not here to judge the political system or anyone's religion and why should I not respect other people's beliefs. Everyone has their own system that they are happy with and that does not bother me," said one retiree in Malaysia.

"I'm submitting this report anonymously. Malaysia does not have free speech. Well it does and it doesn't. Anything said against the government or Islam could land you in trouble. It's kinda crazy, I love it here, I want nothing more than to just to live and be a consumer and soak up the culture. I've found that Muslims as well as Chinese and Indians are friendly here and lovely people. I don't trust the police, or the government institutions like immigration. I know if we choose to do the retirement visa, it would be ok with the process, but am left feeling vulnerable with just a tourist visa. There is a level of distrust here with regards to the government not only with expats but locals as well," commented one retiree living in Penang, Malaysia.

"I dislike the double standard in pricing and that is common throughout Southeast Asia, Central America, Africa and Europe," explained one retiree living in Tojong Tokong, Penang Island.

"One of the most challenging aspects of retiring in Malaysia is finding and securing an adequate pension plan. Retirement planning in Malaysia is complex and often requires the help of knowledgeable financial advisors. Another challenge is acclimating to the climate and culture in Malaysia. Depending on where you are from, the tropical climate and cultural norms of Malaysia may take some getting used to. Finding a place to live that meets both your lifestyle and budget requirements is also an issue, as the cost of real estate and rental property can be expensive. Furthermore, understanding the laws, regulations, and taxation requirements related to investments, pensions and income can be complicated. Finally, access to healthcare can also be a challenge, as coverage can be sparse depending on your location and coverage options," said one retiree in living in Malaysia.

"We long ago stopped comparing countries to the US and just accepted places for what they were. With that said the most challenging aspects for us would be the need to travel home to visit our family. This is a costly trip and while we enjoy visiting family, don't enjoy that we are the ones who are expected to return. None of our family has come to visit us," explained a retiree in Penang.

"Not being able to travel as freely during the Covid pandemic. Sarawak was even shut of from the rest of Malaysia for over a year...which successfully kept the more severe forms of Covid at bay compared to other countries. Vaccination rates were very high here, they got teens and younger children fully vaccinated (and no...there were limited side effects in over 2.5 million population). Sadly events and indoor dining were put on hold for a time. But now that has swung 180º and they are even having large outdoor festivals with no apparent increase in disease rates or upticks in serious illness. People do still mask indoors. The other major aspect of living abroad is staying engaged and not relaxing too much. So avoiding getting fat and unhealthy. I work hard to maintain a daily fitness regimen, and as the food is so good and diverse here, to limit portions," explained one retiree living in Kuching.

"Sights, sounds and the people. I enjoy the cultures of other people and their friendships. I also find expats a much more interesting group of people then back home. Expats as a whole have much more vitality for life," said a retiree who moved to Tojong Tokong, Penang Island, Malaysia.

"There are six major private Medical Speciality Clinics/Hospitals in Kuching with covering from orthopedics, cancer, to heart and diabetes. Lots of private neighborhood GP's, diagnostic clinics, inexpensive dental and optometric services. There are plans for a Gerontology Training Medical School (Malaysia's population is aging), and a Tropical Medicine Research Center). Most practitioners are trained in UK, Australia, US or Japan," commented one retiree living in Kuching, Malaysia.

"Private clubs like Hyatt Saujana, Tropicana and Bukit Kiara are great for expats with families and young children. They are affordable too. Bukit Kiara has an equestarian club for kids and adults," said a person in Petaling Jaya.

"Expats living in Malaysia often join local clubs and activities such as expat Meetups, sports teams, and language classes. Expats can also meet people through local venues such as pubs, cafes, co-working spaces, or religious organizations. Additionally, they may find other expats or locals interested in similar activities by attending community events, joining online forums, or joining local social networks," remarked one retiree in Malaysia.

"Expatriates and digital nomads in Malaysia enjoy an exciting and vibrant lifestyle. The country is filled with diverse cultures, religions, and attractions, offering plenty of opportunities to experience something new. Malaysians also tend to be incredibly friendly and welcoming, making it easy to make new friends. Expats and digital nomads can get around the country easily with its well-maintained transportation network, allowing them to explore and take in the sights. The cost of living is also relatively affordable, meaning expats and digital nomads can enjoy life here without breaking the bank. With its pleasant climate and beautiful scenery, Malaysia is the perfect destination for expats and digital nomads looking for a unique and fulfilling lifestyle," explained a retiree in Malaysia.

"Petaling Jaya, unlike the neighbouring Kuala Lumpur is more residential but a lot of multi nationals are located in this town as well. Lots of families prefer shopping in the weekends. And going out for food! Lots of food and the range is very diversified and international," explained one retiree living in Petaling Jaya.

"Brace for the heat. Being in the Klang Valley, it means lots of heat and humidity level is very high. Showers and heavy rainfalls are also common. Tap water is not drinkable so one must be prepared with a kettle or other 'water producing' machines e.g distiller Getting around is fairly easy, cabs are a plenty and very cheap compared to most other countries. Public buses do not service a lot of areas. A car is an absolute must if you have kids. The weather just does not permit much walking between 11 am to 4 p.m," explained one retiree living in Petaling Jaya.

"Before retiring in Malaysia, expats need to be aware that the cost of living is low compared to many other countries, although housing and medical care costs can be higher. Expats should research their healthcare options before they arrive, and ensure they have access to any necessary prescriptions. It is also important to be aware of local laws and regulations, and to ensure all documents required for residency or a retirement visa are in order before travelling. Local language skills are not essential, but can be helpful to have. Additionally, expats may want to become familiar with the local customs and culture to ensure they fit in well with their new neighbors," said one retiree in living in Malaysia.

"In Malaysia, residents enjoy a variety of recreational facilities, such as public parks, beaches, and water parks. There are also many sports facilities, such as golf courses, tennis courts, and swimming pools. For those who enjoy the outdoors, there are plenty of hiking trails, camping sites, and nature reserves. For those who prefer indoor activities, there are bowling alleys, arcades, and movie theaters. Shopping malls, museums, and art galleries are also popular recreational facilities in Malaysia," remarked one retiree in Malaysia.

"Swimming at every condominium. Squash and tennis courts. Hiking around Kuala Lumpur," explained one member in Kuala Lumpur.

"People living in Malaysia typically buy groceries from supermarkets, wet markets, and convenience stores. Other shopping can be done at shopping malls, department stores, and specialty stores. Online shopping is also becoming increasingly popular in Malaysia," explained one member in Malaysia.