Retire in Mexico
Last updated on Feb 09, 2024
Summary: Retirees are often attracted to Mexico for its vibrant culture, stunning beaches, and affordable cost of living. Mexico also offers a wide variety of activities and attractions, from ancient ruins to modern cities. The weather in Mexico varies depending on the region, but generally speaking, temperatures range from the mid-60s to the mid-90s Fahrenheit (18-35 Celsius).
What is it like to retire in Mexico?
"Retirees in Mexico and its surrounding areas can lead an active lifestyle filled with outdoor activities, cultural attractions, and plenty of recreation and nightlife. Many expats find Mexico a great destination to retire as it offers a rich cultural life, friendly locals to connect with, as well as natural beauty and warm climate. Whether it is fishing, golfing, horseback riding, exploring ancient ruins, or wandering through lively local markets, there are plenty of activities to keep people of all ages active and engaged. For those looking for nightlife, the cultural capital of Mexico City offers an array of bars, traditional tequila tasting, and a vibrant night-club scene. Additionally, there are beautiful beaches, stunning colonial villages, and intriguing archaeological sites to explore," said one retiree in living in Mexico.
"Ajijic is definitely a retirement area. The majority of the expat population appears to be over 60... That said, there are numerous cultural activities plus exploratory trips around the area and other Mexico venues. Night life is somewhat subdued...but at 75 bed time comes early for us.," explained a retiree in Ajijic.
"We have a small but active ex-pat community. We have a ladies lunch group once a month to hear speakers on local issues and meet other expats, plus keep up on what is happening in town. We have a couples group that has dinners every Thursday at different restaurants also to meet the other ex-pats. We have golf groups, tennis, bridge, cards, a church service or two in English. We also have a new Gold's gym. The university of Colima has a great music department that has brought us some classical music concerts the last few years, this year we are having Romeo and Juliet. We have many great restaurants and most have live music and dancing," explained one retiree living in Manzanillo.
"There is a large expat community in Ajijic. Lots of things to do here," said one member in Ajijic and Chapala.
"We live in Cozumel but travel to Merida often. Beautiful city with many benefits, Great Restaurants, Night Life and hot as hades in the summer," remarked one retiree in Merida.
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Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.
Click connect to have our partner contact you via e-mail and/or phone.
Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.
Connect
Click connect to have our partner contact you via e-mail and/or phone.
What advice do overseas retirees have for others considering retiring abroad?
"My wife says that I have all the patience in the world.... because I have never used any... That might be a bit extreme but having lived overseas for 20 some years I have learned to adapt... Here are the things that I have found important to surviving and enjoying a new country: Flexibility is a requirement for successfully living abroad. Do your schedule in pencil not pen. Lose your comparisons with your former home. It is what it is... Learn the local ground rules and play the game. Have or obtain a sense of humor... Without it one will not last long in any environment and certainly not outside his native land. Have or obtain a sense of adventure. This is an opportunity to meet new people, experience new things and to learn a new culture. Learn basic local language niceties and build your vocabulary... A simple Gracias coupled with a warm smile will work wonders..," said one retiree in Ajijic.
"What are you waiting for? Don't let the news scare you. They want you to be trapped up there in your homes. Come down and see what paradise is all about," commented one retiree living in Manzanillo, Mexico.
"Be positive, learn the culture, and immerse yourself in the society, you'll be surprised at how many things we have in common," explained one retiree living in Apizaco.
What are the most challenging aspects of retiring in Mexico?
"So far everything has moved right along except at a slower pace... We used the services of a recommended local attorney and we have a property manager. Between the two we have taken care of buying a home, car and paying the bills... If we had to do this alone it would take more time and probably peg the frustration meter...We will eventually take over the bill paying etc but for now this has proven to be a worth while expenditure," said a retiree who moved to Ajijic, Mexico.
"Getting mail! The mail system in Mexico is not great, or secure, so I need to rely on friends coming from the States to bring mail and packages. Receiving mail in other countries where I've lived has also posed a challenge in that forwarding mail is often quite expensive," said one retiree in Lake Chapala.
"The US and Canadian news reports scaring everyone about coming down to paradise," commented one retiree living in Manzanillo, Mexico.
"One of the most challenging aspects of retiring in Mexico is adapting to the culture. The language, customs and laws are all different than in the United States, and some may take some time to get accustomed to. Another challenge is health care. While Mexico has improved its health care system in recent years, medical resources and healthcare providers may not be up to the same standards found in the United States. Additionally, affording the same lifestyle overseas can be difficult, as Mexico has a lower cost of living than the US. Finally, the lack of reliable internet infrastructure in some areas can make keeping up with family and friends abroad difficult," explained one retiree living in Mexico.
Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.
Click connect to have our partner contact you via e-mail and/or phone.
Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.
Click connect to have our partner contact you via e-mail and/or phone.
What are the most rewarding aspects of retiring in Mexico?
"One of the most rewarding aspects of retiring in Mexico is the opportunity to experience a different culture and share in the hospitality and warmth of the Mexican people. Living in Mexico can provide retirees with a more relaxed lifestyle and lower cost of living, allowing them to enjoy their retirement years to the fullest. Additionally, retirees can enjoy a variety of activities such as exploring historic ruins, relaxing on the beach, and partaking in the rich culinary scene. Furthermore, there is an abundance of stunning natural beauty throughout Mexico and breathtaking views from virtually anywhere," said one retiree in living in Mexico.
What are healthcare services like in Mexico?
We asked retirees if they have access to good medical care in Mexico. They wrote:
"Yes, I get 100% medical services such as Doctors, Hospitals, Operations & Medicines for free through the ISSTE system. My Wife was an English teacher at a Federal School so I was able to enter the system as her spouse," remarked one retiree in Apizaco.
"A few weeks ago I used my GEHA (government employees health association) insurance at Hospital San Antonio. Well I should say I tried to use it. At first the staff at Hospital San Antonio said that my entire emergency would be covered but they charged my $25000 USD UP Front and I had to pay it or the administrative staff there told me they would send me to a public hospital in the worst part of Guadalajara. They bullied me and I felt so uncomfortable but I was not in a position to fight. I paid the up front fee and then on discharge they just deducted it from the bill which I still had to pay and they gave me a bill with codes to submit to my insurer for reimbursement...such lies and thieves trying to trick people about accepting insurances. I will never go back to Hospital San Antonio in Tlyacapan," said a retiree who moved to Lake Chapala, Mexico.
How do I meet people in Mexico?
When we asked people living in Mexico about club and activities where newcomers can meet others, they responded:
"Saltillo appears to be a much friendlier city than others I have lived in (Puebla, Cuernavaca, Toluca). However, it was not easy to get to know people until I got connected with the Saltillo International Church (www.saltillointerationalchurch.com). They have bilingual services on Sundays, and for those who may not be "church-y" (or, like me, prefer the neighborhood church) have book studies for adults, men, and women throughout the week. Also, if your Spanish is decent www.desaltillo.com is helpful to find out events that are going on in town. If you friend them on facebook, they'll send daily updates--so helpful for me, as we don't regularly buy the newspaper," explained a retiree in Saltillo.
"Go to a restaurant and talk to the people at the table beside you - talk to a anyone. It is natural and almost expected here in PV. Something I would never do in my original home of Vancouver," explained one retiree living in Puerto Vallarta.
"We have two groups to meet other ex-pats. One is for couples, they meet weekly and go to dinner. Their name is Thirsty Thursdays. The other is a ladies lunch group. we meet once a month at the restaurant El Tablau, at 1 pm. Everyone is welcome and we generally have a speaker. From these two groups you can learn about the charities and opportunities in Manzanillo," said one member in Manzanillo.
"Expats in Mexico often join social clubs, language classes, and online forums devoted to helping foreigners adjust to life in Mexico. Additionally, many expats will connect with local expat organizations such as the International Newcomers Network, which coordinates events and activities for expats around the country. Another way for expats to meet people is by becoming involved in social volunteer work, such as helping out at a local soup kitchen or animal shelter. Many cities, particularly touristy destinations, also have local arts and music scenes that expats can become involved in. Finally, Mexico is known for its vibrant nightlife, so expats can often make friends while out at bars, clubs, and cultural events," remarked one retiree in Mexico.
"Take a look at Incanto: https://www.incantovallarta.com/ I've attended several events there and have made friends in this environment via Bingo & Theater. The owner is a great and friendly host. Stroll within the calendar, as well, since you teach Improv. The current calendar looks like its still within the high season. This and many other options are available in Puerto Vallarta," explained a member in Puerto Vallarta.
What is life like in Mexico?
When we asked people living in Mexico what life is like and how people spend their time, they said:
"Tequis is a small, colonial town that caters to weekend tourists, mostly from Mexico City and surrounding environs. Many of them own weekend homes here and come to get away from the hub-bub of big city life. Local denizens are very family oriented and making a living is just a normal part of everyday life. No big corporate presence here, just small businesses and many restaurants. Tons of small specialty shops," remarked one retiree in Tequisquiapan.
"People here love kayaking, fishing, scuba and off-roading. There is a large, modern marina. There are rocky beaches, sandy beaches, public and isolated. There are also many restaurants with excellent food - Italian, Mexican, American, Greek, and even Texas Style BBQ," said a retiree who moved to San Carlos, Mexico.
"Renovating old colonial homes, enjoying the beach, learning about the Mayan culture," said one retiree in Yucatan.
"Saltillo is a small city/large town, so it's relatively quiet here. People here seem more respectful of their neighbors than in other areas of Mexico. For example, in general people don't blare their music from their homes or use their car horns as doorbells. People work hard and enjoy their families. While social stratification runs the gamut here, in general people are friendly and laid-back. While soccer is still a huge pastime, baseball appears to be just as popular, if not more popular, than soccer. Saltillo's professional baseball team won the 2009 national championship, and I always hear my neighbor kids hitting a ball around. Saltillenses are good runners, too. Every June, the city hosts a half-marathon, and throughout the year there are a variety of 5K and 10K races. Saltillo also boasts a plethora of good public parks--great for picnics, enjoying some green spaces, or playgrounds for kids," commented one retiree living in Saltillo, Mexico.
"People here, like other cities, love fiestas of which their are many. Family and socializing are the priorities for my friends. Men are macho and kind to women and children. People sit outdoors and love to talk. Of course, they must make a living. Couples marry young here and the young women and their beautiful children are often the only ones on the little buses during the day. People like to follow soccer on t.v," explained one retiree living in Patzcuaro.
Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.
Click connect to have our partner contact you via e-mail and/or phone.
Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.
Click connect to have our partner contact you via e-mail and/or phone.
What do I need to know before retiring in Mexico?
When we asked people what advice they would give someone preparing to move to Mexico, they said:
"Mexico offers many attractive benefits for retirees looking for a warm climate and a lower cost of living. Before retiring to Mexico, expats should familiarize themselves with the country's laws, customs, and culture. Additionally, they should investigate the cost of living in their preferred location, as prices and availability vary greatly depending on the region. Expats should also consider enrolling in Mexico’s medical insurance program or purchasing private coverage to ensure they have access to quality medical care. Additionally, expats should be aware that many medicines not available in Mexico can be ordered online or imported. Finally, many retirees in Mexico find it beneficial to learn some conversational Spanish, since the language is widely spoken throughout the country," remarked one retiree in Mexico.
"Be aware, be safe. Learn the language and adapt. Don't expect the same efficient service you get in the US. Enjoy it," said a retiree who moved to Mexico City, Mexico.
"There are many people from the USA, Canada and Europe have visited Mexico, love it and have considered relocation. Many visitors also spend their Mexico trip to the top resort areas at the best time of year to be there. This being the winter months. The down season is usually from May through October and the top resort areas are ghost towns. Reason for this is the abysmal heat and humidity. I once spent a month in Mazatlan in August. Mazatlan is just the start of the tropics and the heat and high humidity were abysmal and almost impossible to tolerate. Even walking a short distance can be very unpleasant as are the temperatures that can top 120 degree with 98% humidity. The only tolerable place to be are inside with the air conditioning on high. I love and visit the tropical areas yet only in the winter. I live in the South area of Rosarito Beach, Baja California. Year round climate is beautiful. Never too hot or cold. Winters are very mild and similar to San Diego, Ca. I have friends in Rosarito that spend their summers here and winters in the tropics. Living in the tropics is most certainly not the ideal area for most people. Even the locals hate the low seasons. I have not seen this topic get a lot of attention here yet what I have said is absolutely true," said one retiree in Mexico.
What type of recreational activities are there in Mexico?
"In Mexico, residents enjoy a variety of recreational facilities, such as beaches, parks, and sports complexes. Beaches are popular for swimming, sunbathing, and other water activities. Parks provide a great place to relax, take a walk, or have a picnic. Sports complexes offer a variety of activities, such as tennis, basketball, and soccer. Mexico also has a number of cultural attractions, such as museums, galleries, and theaters. For those looking for a more adventurous experience, Mexico has a variety of outdoor activities, such as hiking, camping, and mountain biking," said one retiree in living in Mexico.
"All around Playa del Carmen there are adventure area for zip lining, ATV riding, cave tubing, snorkeling, scuba diving, tours to visit Mayan Ruins and nearby resorts, beaches and islands such as Cozumel, Tulum, Islas Mujeres etc," wrote one person in Playa del Carmen.
"There is a large sport club here for tennis and golf. Every Sunday the streets are closed for bikeathons for the entire family to participate in. And any time you want to hike, go visit a ruin. Most of the cenotes allow swimming and are wonderfully cool and magical," explained one retiree living in Merida.
"Boating, swimming, fishing, snorkeling, scuba, para sailing, sunset cruises, booze cruises, bird island tours, Jack Nicklaus golf courses and others, tennis, ultralight flying, ziplining, and lots of fine dining with ocean views," said one member in Puerto Penasco.
Where will I buy groceries and do other shopping in Mexico?
"There is everything in Merida from local street vendors, market stalls, to Super Duper big box markets. There is a Walmart that is a step above what you find in the States, Sears, and a few super duper markets that sell everything from household goods to groceries, all in one place. Several malls have recently opened, so you can shop from high end to low end, and Centro has many streets of unusual and unique shops. You will need to guard your money as these unique shops have lovely hand made items," explained one retiree living in Merida.
"SHOPPING is great. Many do their grocery shopping at Wal-Mart, Sams Club, Chedraui (the Mexican version of Wal-Mart that is fantastic) the Mega store and others. Fifth Avenue is known for its lively, atmosphere with stores, restaurants with all types of specialty foods such as Mexican, Argentinian, Brazilian, French, Italian, Seafood, Steak and even fast food places like McDonald's and Burger King, Domino's Pizza, KFC. We have Office Depot, Home Depot, DHL, Fedex...just about everything," said one member in Playa del Carmen.
"Super mercado Leys grocery store in the center of the 5 de Diciembre neighborhood of Puerto Vallarta has most everything and more than many U.S. supermarkets. La Comer, a large gourmet grocery store, puts Whole Foods to shame. It has quality wines, liquor, all cuts of meat, vegetables, canned goods and specialty gourmet items," explained one retiree in Mexico.
"We have so many large grocery stores in Playa, that I wonder sometimes how they stay in business. We have two Walmarts. Local produce markets are not easy to find. There is one very small one in town once a week," explained a member in Playa Del Carmen.
About the Author
Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
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