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Retiring in Moldova | Digital Nomad Exchange
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Retire in Moldova

By Joshua Wood, LPC

Last updated on Jan 07, 2024

Summary: Moldova is an attractive destination for retirees due to its low cost of living, beautiful countryside, and friendly people. The climate in Moldova is temperate continental, with warm summers and mild winters. In the summer months, temperatures range from the mid-60s to the mid-80s Fahrenheit (18-30°C), while in the winter months temperatures range from the mid-20s to the mid-30s Fahrenheit (-4 to 2°C).

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Cigna Global Health

What is it like to retire in Moldova?

"Moldova is a beautiful country with a rich culture and plenty of attractions for retirees. The country is known for its stunning landscapes, friendly people, and delicious food. There is an active expat community in Moldova, with many retirees from other countries choosing to settle there. There are plenty of cultural attractions to explore, such as the National Museum of History and the National Art Museum. There are also plenty of recreational activities to enjoy, such as hiking, biking, and fishing. For those looking for a bit of nightlife, there are plenty of bars, clubs, and restaurants to explore," said one retiree in living in Moldova.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the most challenging aspects of retiring in Moldova?

"One of the most challenging aspects of retiring in Moldova is the lack of a comprehensive pension system. Many retirees rely on their savings or the support of family members to make ends meet. Additionally, the cost of living in Moldova is relatively high, making it difficult for retirees to stretch their savings. Furthermore, Moldova has a limited healthcare system, which can be a challenge for retirees who need medical care. Finally, Moldova has a limited public transportation system, making it difficult for retirees to get around without a car," said a person in Moldova.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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What are the most rewarding aspects of retiring in Moldova?

"One of the most rewarding aspects of retiring in Moldova is the low cost of living. With a lower cost of living than many other countries, retirees can enjoy a comfortable lifestyle without breaking the bank. Additionally, Moldova is a beautiful country with a rich culture and history, making it a great place to explore and enjoy. The country also offers a variety of outdoor activities, from hiking and biking to skiing and snowboarding, giving retirees plenty of opportunities to stay active and enjoy the outdoors. Finally, Moldova is a safe and welcoming country, with friendly locals and a relaxed atmosphere, making it a great place to settle down and enjoy retirement," remarked one retiree in Moldova.

What are healthcare services like in Moldova?

We asked retirees if they have access to good medical care in Moldova. They wrote:

"Moldova has a public healthcare system that provides basic medical services to its citizens. The country has a network of hospitals, clinics, and health centers that offer a range of services, including primary care, emergency care, and specialized care. The government also provides free vaccinations and preventive health services. In addition, there are private healthcare providers that offer more specialized services, such as cosmetic surgery and fertility treatments. Moldova also has a number of health insurance companies that offer coverage for medical expenses," said one retiree in Moldova.

How do I meet people in Moldova?

When we asked people living in Moldova about club and activities where newcomers can meet others, they responded:

"The most famous attractions are Wine cellars, clubs. I recommend visiting in period May-October, to fond an extremely lovely green city such as Chisinau. The prices for food are from very low (local production) to average (for some imported goods), for services are quite low," said a retiree who moved to Chisinau, Moldova.

"Expats in Moldova often join clubs and activities such as language exchange groups, book clubs, and sports teams. Expats can also meet people by attending local events such as festivals, concerts, and art exhibitions. Additionally, many expats find it helpful to join online forums and social media groups related to their interests, as well as to attend networking events and meetups. Finally, expats can also meet people by simply exploring the city and striking up conversations with locals," said one retiree in Moldova.

What is life like in Moldova?

When we asked people living in Moldova what life is like and how people spend their time, they said:

"Moldova is becoming increasingly popular with expats and digital nomads due to its low cost of living, friendly locals, and stunning landscapes. Expats and digital nomads in Moldova can enjoy a relaxed lifestyle, with plenty of opportunities to explore the country's culture and history. The country is also well-connected, with good internet speeds and a variety of coworking spaces available. Expats and digital nomads can also take advantage of Moldova's vibrant nightlife, with plenty of bars, clubs, and restaurants to choose from. Overall, Moldova is an ideal destination for those looking for a unique and affordable place to live and work," said a person in Moldova.

"It's much more laid back than the states. The pace of life is slower, family is of utmost importance, and people make sure to take time out for social gatherings - often, in summer, in the forest for "shashlyk," or a type of shishkabob," remarked one retiree in Chisinau.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What do I need to know before retiring in Moldova?

When we asked people what advice they would give someone preparing to move to Moldova, they said:

"Be aware of the language issue - Russian tends to be the language of commerce, but it's also seen by many as the language of oppression. Only around 13% of the population is ethnic Russian. The majority are Moldovan and speak Romanian (though Russians call it "Moldovan," in an effort to impose psychological separation between Romania and Moldova). It's a touchy issue, entwined in the country's history. Make sure to visit the wineries - they're amazing, and during the summer and fall do most of your food shopping at the outdoor markets - the prices are cheap and you'll get some of the best produce you've ever had. Bring with you a good pair of jeans, and some smart clothes. People dress up for all types of occasions, and just walking down the street is like walking through a fashion magazine. But you also wonder where they get this stuff, because the selection you find in stores and at the market is meager and overpriced. You can get a good winter coat cheap over there, but take a good pair of lined, waterproof boots with you for winter. Take with you any kitchen tools you can't live without, though now you can get things like a garlic press and can opener. If you're going to take electrical appliances, also take an adapter. Good medicines are easy to find, just don't be afraid to ask the pharmacist what they recommend for your symptoms. Lasagna noodles and pepperoni were the 2 foods we could never ever find, but most everything else could be either found or approximated. Tupperware, on the other hand, is scarce and expensive," commented one retiree living in Chisinau, Moldova.

"1. Expats should research the cost of living in Moldova before retiring there, as it is generally lower than in other countries. 2. It is important to understand the local language, as English is not widely spoken in Moldova. 3. Expats should also be aware of the local laws and regulations, as well as the visa requirements for staying in the country. 4. Healthcare in Moldova is generally of a good standard, but expats should ensure they have adequate health insurance coverage. 5. Expats should also research the local culture and customs, as well as the climate, to ensure they are prepared for life in Moldova," explained one retiree living in Moldova.

What type of recreational activities are there in Moldova?

"Moldova offers a variety of recreational facilities for its residents to enjoy. Popular activities include hiking and camping in the country's many forests and parks, as well as swimming and sunbathing at the many beaches along the Black Sea. There are also numerous sports facilities, including tennis courts, football fields, and basketball courts. For those looking for a more relaxed experience, there are plenty of cafes, restaurants, and bars to explore. Additionally, Moldova is home to a number of cultural attractions, such as museums, galleries, and theaters," explained one retiree living in Moldova.

Where will I buy groceries and do other shopping in Moldova?

"People living in Moldova typically buy groceries and do other shopping at local markets, supermarkets, and convenience stores. Many people also shop online for items such as clothing, electronics, and home goods. Additionally, there are a variety of specialty stores throughout the country that offer unique items," explained one retiree living in Moldova.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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William Russell

Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
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William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
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