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Real Estate in UAE | Digital Nomad Exchange
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Real Estate in the UAE

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By Betsy Burlingame

Last updated on Jun 23, 2023

Summary: An expat should search for a home to buy in UAE by researching the different areas and neighborhoods in the country. They should also consider their budget and lifestyle when looking for a home. Homes in UAE typically include amenities such as air conditioning, swimming pools, and private gardens. Some homes may also include additional features such as a gym, sauna, or Jacuzzi. Foreigners are allowed to own property in UAE, but there are restrictions on the type of property they can purchase. For example, foreigners are not allowed to own land in the country, but they can purchase apartments, villas, and other types of residential property.

How do I find a place to live in the UAE?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"The best way to find a place to live in the UAE is to research online. There are many websites that list available properties for rent or sale in the UAE. Additionally, you can contact a real estate agent who can help you find a suitable property. You can also look for classified ads in newspapers and magazines, or ask friends and family for recommendations. Once you have identified a few potential properties, it is important to visit them in person to get a better feel for the area and the property itself," said one expat who made the move to UAE.

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What is a typical expat home or apartment like in the UAE?

"Expat homes and apartments in the UAE tend to be luxurious and modern, with high-end amenities such as swimming pools, gyms, and spas. Many expats choose to live in villas or townhouses, which offer more space and privacy than apartments. Expat homes and apartments are often located in gated communities, providing a safe and secure environment. Many expats also enjoy the convenience of living close to shopping malls, restaurants, and other amenities," remarked one member in UAE.

"Villa; no. Most live in apartments or townhouses; some live in villas (equivalent to a single family house)," explained one expat living in Abu Dhabi, UAE.

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What is the average cost of housing in the UAE?

If you are thinking about moving to the UAE, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in the UAE varies depending on the location and type of property. Generally, the average cost of renting an apartment in the UAE is quite high, with prices ranging from around AED 40,000 to AED 200,000 per year. Buying a property in the UAE can be even more expensive, with prices ranging from AED 500,000 to AED 10 million or more," explained one expat living in UAE.

"Much Much higher. A four-bedroom house or apartment in a convenient area can cost $100,000 a year. Most expats negotiate a relocation package where their employer pays for their housing," said one person in Abu Dhabi.

Should I buy or rent a home in the UAE?

If you have not spent a lot of time in the UAE, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Buying a home in the UAE can be a great investment, as the real estate market is booming. However, it is important to consider the costs associated with buying a home, such as the down payment, closing costs, and ongoing maintenance. Renting a home in the UAE can be a more cost-effective option, as it eliminates the need for a large down payment and allows for more flexibility in terms of location and length of stay. Ultimately, the decision to buy or rent a home in the UAE should be based on individual needs and preferences," explained one person living in UAE.

What do I need to know when buying property in the UAE?

When we asked expats what advice they would give a foreigner before buying a property in the UAE, they said:

"Be very careful who you putchase from. Be aware and well versed in the UAE laws and be very careful if choosing to buy prooerty off plan," said one foreigner living in Dubai, UAE.

"1. It is important to research the local laws and regulations regarding property ownership in the UAE before making any purchase. 2. It is also important to understand the different types of property ownership available in the UAE, such as freehold, leasehold, and usufruct. 3. It is important to be aware of the fees associated with purchasing property in the UAE, such as registration fees, transfer fees, and stamp duty. 4. It is important to be aware of the different types of mortgages available in the UAE, such as fixed-rate mortgages, variable-rate mortgages, and Islamic mortgages. 5. It is important to be aware of the different taxes associated with property ownership in the UAE, such as income tax, capital gains tax, and property tax. 6. It is important to be aware of the different types of insurance available in the UAE, such as home insurance, life insurance, and health insurance. 7. It is important to be aware of the different types of maintenance and repair services available in the UAE, such as plumbing, electrical, and air conditioning services. 8. It is important to be aware of the different types of property management services available in the UAE, such as rental management, tenant screening, and property maintenance. 9. It is important to be aware of the different types of real estate agents available in the UAE, such as brokers, developers, and property managers. 10. It is important to be aware of the different types of financing options available in the UAE, such as bank loans, personal loans, and credit cards," explained one expat living in UAE.

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Are foreigners allowed to own property in the UAE?

When we asked expats what advice they would give a foreigner before buying a property in the UAE, they said...

"Yes, foreigners are allowed to own property in the UAE. The UAE government has implemented a number of laws and regulations that allow foreign investors to purchase and own real estate in the country. Foreigners are allowed to purchase freehold property in designated areas, such as Dubai, Abu Dhabi, and Ras Al Khaimah. In addition, foreigners can also purchase leasehold property in other areas of the UAE. However, it is important to note that foreign ownership of property in the UAE is subject to certain restrictions and regulations," said one person in UAE.

"Yes. Expats cannot become full property owners and they cannot get permanent residence, so its usually contracted as a 100 year lease or something similar," wrote one expat who made the move to Dubai.

What appliances are typically included in a rental?

We asked foreigners in the UAE what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"Rental properties in the UAE typically include a refrigerator, stove, oven, washing machine, and air conditioning unit. Some properties may also include a dishwasher, microwave, and other small appliances," remarked one foreigner who made the move to UAE.

Additional Information about Searching for a Home in the UAE:

We asked foreigners in the UAE what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...

"Expats in the UAE typically search for homes by using online real estate portals, such as Property Finder, Bayut, and JustProperty, which offer a wide range of listings from across the country. Additionally, expats can also search for homes through local real estate agents, who can provide more detailed information about the local market and help them find the perfect home. Finally, expats can also search for homes through social media platforms, such as Facebook and Instagram, which often feature listings from real estate agents and private sellers," said one in UAE.

"Dubizzle is one of the best ways to find out what is out there. Great way to determine market value as well. All the listing services post on this site so you can choose which to work with based on the selection. Really, a one stop shop," explained one expat in Dubai.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

Contribute to UAE Network Contribute
Help others in UAE by answering questions about the challenges and adventures of living in UAE.

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