Real Estate in Scotland
Last updated on Jan 06, 2024
Summary: An expat looking to buy a home in Scotland should begin by researching the local housing market and familiarizing themselves with the different types of properties available. They should also consider their budget and the type of amenities they are looking for in a home. Foreigners are allowed to buy property in Scotland, however, they may need to obtain permission from the UK government if they are not a resident of the UK or an EU citizen. Homes in Scotland typically include amenities such as central heating, double glazing, and fitted kitchens. Depending on the property, they may also include a garden, garage, or other features.
How do I find a place to live in Scotland?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"One way to find a place to live in Scotland is to search online for rental listings. Websites such as Rightmove, Zoopla, and Gumtree are popular resources for finding rental properties in Scotland. Additionally, you can contact local estate agents who specialize in renting out properties in Scotland. You can also look for rental postings in local newspapers and on community notice boards. Finally, you can ask friends and family if they know of any available rental properties in Scotland," said one person in Scotland.
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What is a typical expat home or apartment like in Scotland?
"Expat homes and apartments in Scotland tend to be modern and comfortable, with plenty of natural light and a neutral colour palette. Many expats choose to live in the city centre, where they can enjoy easy access to public transportation, shops, restaurants, and other amenities. Expat apartments often come with a fully-equipped kitchen, a comfortable living area, and a balcony or terrace. Many expats also choose to live in the suburbs, where they can enjoy a more relaxed lifestyle and access to green spaces," explained one person living in Scotland.
"I live in a two-bedroom letting company-rented flat. I don't think there's any "typical" living situation for expats in the UK - people live in anything from flats (council, private, or letting company-rented), houses (semi-detached or detached), country manors, etc," said one expat in Glasgow.
What is the average cost of housing in Scotland?
If you are thinking about moving to Scotland, cost of living in probably a key consideration. Expats commented about the cost of housing:
"They are equivalent to the condo fees I am paying. A three bedroom house, though, in Foggie is far more expensive than in Michigan and is more representative of East Coast US prices," said one person in Aberchirder.
"The average cost of housing in Scotland is generally higher than in other parts of the UK, with the average house price in Scotland being significantly higher than the UK average. The cost of renting in Scotland is also higher than the UK average, with the average rent for a two-bedroom property in Scotland being around £700 per month," said one expat who made the move to Scotland.
Should I buy or rent a home in Scotland?
If you have not spent a lot of time in Scotland, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"Buying a home in Scotland can be a great investment, as property prices are generally on the rise. However, it is important to consider your financial situation and lifestyle before making a decision. Renting can be a great option if you are looking for flexibility and don't want to commit to a long-term mortgage. It can also be a good way to get to know an area before deciding to buy. Ultimately, the decision to buy or rent a home in Scotland should be based on your individual needs and preferences," said one person in Scotland.
What do I need to know when buying property in Scotland?
When we asked expats what advice they would give a foreigner before buying a property in Scotland, they said:
"1. It is important to research the local area and the property market before making any decisions. 2. You should also consider the cost of living in the area, as well as any additional costs associated with buying a property in Scotland. 3. You should also be aware of the different types of property available in Scotland, such as flats, houses, and land. 4. You should also be aware of the different types of mortgages available in Scotland, such as fixed-rate mortgages and variable-rate mortgages. 5. You should also be aware of the different taxes and fees associated with buying a property in Scotland, such as Stamp Duty Land Tax and Land and Buildings Transaction Tax. 6. You should also be aware of the different legal requirements associated with buying a property in Scotland, such as the need to obtain a Home Report. 7. You should also be aware of the different types of surveys available in Scotland, such as a Home Condition Survey and a Building Survey. 8. You should also be aware of the different types of insurance available in Scotland, such as buildings insurance and contents insurance. 9. You should also be aware of the different types of energy efficiency measures available in Scotland, such as installing double glazing and insulation. 10. Finally, you should be aware of the different types of support available in Scotland, such as the Help to Buy scheme and the Right to Buy scheme," explained one person living in Scotland.
Are foreigners allowed to own property in Scotland?
When we asked expats what advice they would give a foreigner before buying a property in Scotland, they said...
"Yes, foreigners are allowed to own property in Scotland. Non-UK citizens are able to purchase property in Scotland, however, they may need to obtain permission from the UK government before doing so. Additionally, they may need to obtain a visa if they plan to stay in Scotland for more than three months. Furthermore, they may need to pay taxes on the property, such as Stamp Duty Land Tax and Land and Buildings Transaction Tax," explained one person living in Scotland.
What appliances are typically included in a rental?
We asked foreigners in Scotland what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:
"Rental properties in Scotland typically include a refrigerator, oven, stove, and washing machine. Other common appliances may include a dishwasher, microwave, and dryer. Depending on the property, additional appliances such as a toaster, kettle, and vacuum cleaner may also be included," said one foreigner living in Scotland.
Additional Information about Searching for a Home in Scotland:
We asked foreigners in Scotland what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...
"Expats can search for homes in Scotland by using online real estate websites, such as Rightmove, Zoopla, and PrimeLocation, which offer a wide range of properties for sale and rent. Additionally, expats can contact local real estate agents who specialize in helping expats find homes in Scotland. Expats can also search for homes in Scotland by attending open houses and property viewings, or by networking with other expats who may have knowledge of available properties," wrote one expat who made the move to Scotland.
About the Author
Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
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