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Moving to Bern, Switzerland | Digital Nomad Exchange
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Moving to Bern, Switzerland

By Betsy Burlingame

Last updated on Aug 08, 2024

Summary: Moving to Bern, Switzerland? Expats talk about what you need to know before moving to Bern.

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What do I need to know before moving to Bern?

When we asked people what advice they would give someone preparing to move to Bern, they said:

"Bern, the capital of Switzerland, is a city rich in history and culture, known for its high quality of life, cleanliness, and safety. Before moving to Bern, expats should know that the official language is German, specifically the Swiss German dialect, although English is widely spoken in business and by younger generations. The cost of living in Bern is high, with housing, healthcare, and general expenses being significantly more expensive than in many other countries. Switzerland has a mandatory health insurance policy, so expats will need to ensure they have adequate coverage. Public transportation in Bern is efficient and reliable, with a network of trams, buses, and trains, but it's also a very walkable city with a compact and well-preserved old town. Swiss people value punctuality, privacy, and respect for rules, so it's important to be aware of these cultural norms. The Swiss education system is highly regarded, with a range of public, private, and international schools available, although spaces can be limited and fees can be high. Switzerland has a high tax rate, but it varies depending on the canton, with Bern being one of the higher taxed areas. Swiss cuisine is diverse and delicious, with a strong emphasis on dairy products, and Bern is particularly known for its Emmental cheese. The climate in Bern is temperate, with warm summers and cold, snowy winters, so expats should be prepared for a range of weather conditions. Switzerland has a strong economy and low unemployment rate, but the job market is competitive and preference is often given to Swiss nationals. Finally, Switzerland is known for its outdoor lifestyle, with plenty of opportunities for hiking, skiing, and other outdoor activities, so expats should be prepared to embrace this aspect of Swiss life," said one expat who made the move to Bern.

How do I find a place to live in Bern?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Bern involves several steps. First, you need to determine your budget. This will help you narrow down your options and focus on areas that are affordable for you. Next, you should research different neighborhoods in Bern to find one that suits your lifestyle and preferences. Some factors to consider include proximity to work or school, availability of public transportation, safety, and the presence of amenities such as shops, restaurants, and parks. Once you have a neighborhood in mind, you can start looking for available properties. There are several online platforms where you can find listings for apartments and houses for rent or sale in Bern, such as Homegate, ImmoScout24, and Comparis. When you find a property you're interested in, contact the landlord or real estate agent to arrange a viewing. It's important to see the property in person before making a decision. During the viewing, ask questions about the property, such as the cost of utilities, rules about pets, and any maintenance issues. If you decide to proceed with the property, you'll need to fill out an application and provide references. In Switzerland, it's common for landlords to require a deposit, which is usually equivalent to one to three months' rent. Once your application is approved, you'll sign a lease agreement. Be sure to read the lease carefully and understand all the terms before signing. Finally, before moving in, it's a good idea to document the condition of the property with photos. This can help protect you from being held responsible for any damage that was present before you moved in. Remember, finding a place to live can take time, so it's best to start your search well in advance of when you plan to move," remarked one expat in Bern, Switzerland.

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What is a typical expat home or apartment like in Bern?

"A typical expat home or apartment in Bern, is often located in a quiet, residential neighborhood, close to public transportation. These homes are usually modern and well-maintained, with a blend of traditional Swiss architecture and contemporary design. They often feature spacious living areas, fully equipped kitchens, and one to three bedrooms. Some apartments may also have a balcony or a small garden, offering views of the city or the surrounding mountains. The homes are usually furnished, but unfurnished options are also available. Amenities such as high-speed internet, laundry facilities, and parking spaces are typically included. Many expat homes are also located close to international schools, supermarkets, and recreational facilities," said one expat in Bern.

What is the average cost of housing in Bern?

If you are thinking about moving to Bern, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Bern can vary greatly depending on the location and size of the property. For a one-bedroom apartment in the city center, the monthly rent can be around 1,200 to 1,500 Swiss Francs. If the same apartment is located outside the city center, the rent can drop to approximately 1,000 to 1,300 Swiss Francs. For larger apartments or houses, the cost can significantly increase. It's also important to note that buying property in Bern can be quite expensive, with the price per square meter in the city center being around 10,000 Swiss Francs," said one expat in Bern.

Should I buy or rent a home in Bern?

If you have not spent a lot of time in Bern, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Bern, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Bern for a long period, buying a home could be a good investment. Owning a home allows you to build equity over time and could provide financial stability in the future. However, buying a home also comes with significant upfront costs, including a down payment, closing costs, and maintenance expenses. It also requires a long-term commitment, as selling a home can take time and effort. On the other hand, renting a home in Bern offers more flexibility. It's a good option if you're not sure how long you'll be staying or if you prefer not to deal with the responsibilities of homeownership. Renting can also be more affordable in the short term, as it doesn't require a large upfront investment. However, renting doesn't build equity and rental rates can increase over time. You also have less control over your living situation, as landlords can decide to sell the property or not renew your lease. In conclusion, both buying and renting have their pros and cons. It's important to carefully consider your financial situation, lifestyle, and future plans before making a decision. Consulting with a real estate professional or financial advisor could also be beneficial," remarked one expat who made the move to Bern.

What should I pack when moving to Bern?

We asked people living in Bern to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Bern, you should pack a variety of clothing to accommodate for the country's four distinct seasons. This includes warm clothing for the winter months, such as thermal layers, sweaters, scarves, gloves, and a heavy coat. For the summer months, pack lightweight clothing, such as t-shirts, shorts, and swimwear. You should also pack sturdy, comfortable shoes for walking, as Bern is a pedestrian-friendly city. Rain gear, such as a waterproof jacket and umbrella, is also recommended due to the frequent rainfall in Switzerland. Don't forget to pack your important documents, such as your passport, visa, driver's license, and any necessary medical records. If you take prescription medication, bring an adequate supply along with a copy of your prescription. If you plan on cooking, consider packing some of your favorite non-perishable food items, as they may be difficult to find in Switzerland. Pack a universal power adapter for your electronics, as the plug type in Switzerland may be different from your home country. Lastly, consider packing personal items that will make your new place feel like home, such as photos, favorite books, or small keepsakes," remarked one expat who made the move to Bern.

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What cultural faux pas should I try to avoid making in Bern?

We asked people in Bern if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Bern, it is considered rude to be late for appointments or meetings, as punctuality is highly valued in Swiss culture. It's also important to respect the Swiss love for quiet and peace, so avoid making loud noises in public places, especially on Sundays when many activities are restricted due to noise regulations. When dining, it's considered impolite to start eating before everyone has been served their food. Also, keep in mind that tipping is not customary in Switzerland as service charge is usually included in the bill. In conversation, avoid discussing personal matters, as the Swiss tend to be private and reserved. It's also considered impolite to ask about someone's salary or wealth. When using public transportation, it's important to give up your seat for elderly or pregnant passengers. Also, remember to validate your ticket before boarding to avoid fines. In general, the Swiss value cleanliness and order, so littering is frowned upon. It's also important to respect the environment by not picking flowers or disturbing wildlife in public parks. Finally, when greeting someone, a firm handshake while maintaining eye contact is the norm. Kissing on the cheeks is reserved for close friends and family," replied a member in Bern.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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Help others in Switzerland by answering questions about the challenges and adventures of living in Switzerland.

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