Moving to Ajman, the UAE
Last updated on Sep 05, 2024
Summary: Moving to Ajman, UAE? Expats talk about what you need to know before moving to Ajman.
What do I need to know before moving to Ajman?
When we asked people what advice they would give someone preparing to move to Ajman, they said:
"Ajman is one of the seven emirates that make up the United Arab Emirates (UAE), and it is the smallest in terms of area. Despite its size, Ajman offers a unique blend of modern city life and traditional Emirati culture, making it an attractive destination for expats. Before moving to Ajman, it's important to understand that the UAE is a Muslim country, and its laws and customs reflect this. Respect for local customs and traditions is expected, and public displays of affection, consumption of alcohol outside licensed venues, and inappropriate dressing can lead to fines or imprisonment. The official language in Ajman is Arabic, but English is widely spoken, especially in business settings. However, learning some basic Arabic phrases can be beneficial and is appreciated by locals. The cost of living in Ajman is lower compared to other emirates like Dubai and Abu Dhabi. Housing is more affordable, and you can get more space for your money. However, it's important to negotiate your salary to ensure it covers your living expenses. Ajman has a hot desert climate, with extremely hot summers and warm winters. It's important to stay hydrated and protect yourself from the sun. The healthcare system in Ajman is of a high standard, with both public and private healthcare facilities available. However, health insurance is mandatory in the UAE, so ensure you have adequate coverage. Ajman is a safe city with a low crime rate. However, like anywhere, it's important to take basic precautions to protect your personal safety and belongings. The education system in Ajman offers a variety of curricula from around the world. However, school fees can be high, so if you're moving with children, it's important to factor this into your budget. Driving is the most common mode of transportation in Ajman, and the road network is extensive. However, traffic can be heavy, especially during peak hours. Public transportation is limited, but taxis are widely available and reasonably priced. Finally, it's important to note that the UAE has strict laws on certain medications. If you're on prescription medication, check whether it's legal in the UAE and if you need to carry a doctor's note or prescription with you," explained one expat living in Ajman, the UAE.
How do I find a place to live in Ajman?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Ajman, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a studio apartment to a villa, depending on your needs and financial capacity. Next, you should research the different neighborhoods in Ajman to find one that suits your lifestyle and preferences. Some popular areas include Al Rashidiya, Al Nuaimiya, and Al Rawda. Consider factors such as proximity to work or school, availability of public transportation, safety, and nearby amenities such as supermarkets, restaurants, and parks. Once you have a clear idea of what you're looking for, you can start your search. There are several online property portals that list available properties for rent or sale in Ajman, such as Bayut, Property Finder, and Dubizzle. These websites allow you to filter your search based on location, property type, price range, and other criteria. You can also engage the services of a real estate agent to help you find a suitable place. They can provide valuable insights about the local property market and negotiate on your behalf. Make sure to choose a reputable agent who is registered with the Real Estate Regulatory Agency (RERA) in the UAE. Once you've found a potential place, arrange for a viewing. Check the condition of the property, ask about maintenance and utility costs, and try to get a feel for the neighborhood. If you decide to proceed, you'll need to negotiate the terms of the lease or purchase agreement. In the UAE, it's common to pay rent in advance for the entire year, although some landlords may accept payments in multiple installments. You'll also need to provide a security deposit, which is usually refundable at the end of your lease. Finally, once the agreement is signed, you'll need to register your tenancy contract with the Ajman Real Estate Regulatory Agency (ARRA). This is a mandatory step to ensure your rights as a tenant are protected. Remember, finding a place to live in Ajman, like anywhere else, can take time and patience. But with careful planning and research, you can find a home that suits your needs and budget," explained one expat living in Ajman, the UAE.
What is a typical expat home or apartment like in Ajman?
"A typical expat home or apartment in Ajman, is usually modern and spacious, with a blend of traditional and contemporary design elements. These homes often come fully furnished with high-quality furniture and appliances. They usually have large windows, allowing for plenty of natural light and offering stunning views of the city or the Arabian Gulf. The living area is typically large and open, often combined with a dining area. The kitchen is usually equipped with modern appliances and ample storage space. Bedrooms are generally spacious, often with built-in wardrobes and en-suite bathrooms. Some apartments may also have a maid's room or a study room. Most expat homes in Ajman come with amenities like a swimming pool, gym, and parking space. They are often located in secure gated communities or high-rise buildings with 24/7 security and maintenance services. The location of these homes is usually strategic, close to shopping malls, restaurants, schools, and healthcare facilities. Despite being in a bustling city, these homes often offer a peaceful and quiet living environment. The architecture and design of these homes reflect the luxurious lifestyle of the UAE, with a touch of the country's rich culture and heritage," said one expat in Ajman.
What is the average cost of housing in Ajman?
If you are thinking about moving to Ajman, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Ajman, United Arab Emirates, can vary greatly depending on the type and size of the property. For instance, a one-bedroom apartment in the city center may cost around AED 20,000 to AED 30,000 per year to rent, while a similar property outside the city center may cost slightly less. If you're looking to buy property, a standard two-bedroom apartment in Ajman might cost somewhere between AED 200,000 to AED 500,000. However, these prices can fluctuate based on market conditions, the exact location of the property, and the amenities offered," said one expat who made the move to Ajman.
Should I buy or rent a home in Ajman?
If you have not spent a lot of time in Ajman, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"The decision to buy or rent a home in Ajman, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Ajman for a long time, buying a home could be a good investment. Owning a property allows you to build equity over time and could potentially provide a return on investment if property values increase. On the other hand, renting a home in Ajman could be a better option if you're not planning to stay long-term or if you prefer flexibility. Renting doesn't require a large upfront investment and it's generally easier to move if your circumstances change. It also means you won't have to worry about property maintenance or fluctuating property values. Financially, you'll need to consider whether you can afford the upfront costs of buying a home, including the down payment and closing costs. You'll also need to think about ongoing costs like mortgage payments, property taxes, insurance, and maintenance. If these costs are too high, renting might be a more affordable option. In terms of lifestyle, owning a home can provide a sense of stability and the freedom to customize your living space. However, it also comes with more responsibility and less flexibility than renting. Ultimately, the decision to buy or rent a home in Ajman, UAE, should be based on your personal and financial circumstances. It's a good idea to consult with a financial advisor or real estate professional to help you make the best decision for your situation," said one expat in Ajman.
What should I pack when moving to Ajman?
We asked people living in Ajman to list three things they wish they had brought and three they wish they had left behind. They responded:
"When moving to Ajman, it's important to pack lightweight and breathable clothing due to the hot and humid climate. However, remember to respect the local culture and customs, so pack modest clothing that covers your shoulders and knees. Don't forget to pack a good pair of sunglasses, a hat, and high SPF sunscreen to protect yourself from the intense sun. Bring your essential toiletries, but keep in mind that most items can be easily purchased there. If you have prescription medications, bring enough to last for your initial period, along with a copy of your prescription. Pack your important documents such as passport, visa, driver's license, medical records, and educational certificates. Also, bring a few passport-sized photos as they are often required for various documents. If you're planning to work or study, pack your laptop, work materials, or school supplies. Remember to pack a universal power adapter as the UAE uses a different plug type. Bring some of your favorite non-perishable food items from home, especially if they are hard to find in the UAE. Lastly, pack items that will make your new place feel like home, such as photos, small keepsakes, or your favorite books," explained one expat living in Ajman, the UAE.
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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What cultural faux pas should I try to avoid making in Ajman?
We asked people in Ajman if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"In Ajman, it is considered disrespectful to show the soles of your feet or shoes, as they are considered dirty. Public displays of affection are frowned upon in Ajman, so it's best to avoid hugging, kissing, or holding hands in public. It's important to dress modestly in Ajman, especially for women. Revealing clothing is considered disrespectful and could attract unwanted attention. Avoid consuming alcohol in public places in Ajman, as it is illegal and can lead to severe penalties. It's considered rude to refuse an offer of food or drink in Ajman. Even if you're not hungry or thirsty, it's polite to accept a small amount. Avoid using your left hand for eating or passing objects, as it is considered unclean in Ajman. Do not take photographs of people without their permission, especially women. This is considered highly disrespectful and invasive. Avoid discussing sensitive topics such as politics, religion, or sex in Ajman. These topics are considered private and inappropriate for public discussion. During the holy month of Ramadan, eating, drinking, or smoking in public during daylight hours is considered disrespectful. Always ask permission before entering a mosque in Ajman, as non-Muslims are not allowed in certain areas. Avoid making negative comments about the royal family or the government, as this is considered illegal and disrespectful. It's considered rude to interrupt or walk away while someone is speaking to you in Ajman. Always wait for the person to finish speaking before you respond or leave," replied a member in Ajman.
About the Author
Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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