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Moving to Belmopan, Belize | Digital Nomad Exchange
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Moving to Belmopan, Belize

By Betsy Burlingame

Last updated on Sep 02, 2024

Summary: Moving to Belmopan, Belize? Expats talk about what you need to know before moving to Belmopan.

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What do I need to know before moving to Belmopan?

When we asked people what advice they would give someone preparing to move to Belmopan, they said:

"Belmopan, the capital city of Belize, is a small city with a population of around 20,000 people. The official language is English, but Spanish, Creole, and Mayan languages are also spoken. The cost of living in Belmopan is relatively low compared to other countries, but it's higher than in other parts of Belize. The city has a tropical climate with a wet and dry season, and it's prone to hurricanes. Healthcare facilities in Belmopan are adequate for minor health issues, but for serious conditions, you may need to travel to Belize City or even outside the country. Belmopan is considered safe, but like any city, it has areas that are best avoided, especially at night. The city is not as developed as other capital cities, but it has basic amenities like supermarkets, restaurants, and schools. Public transportation is available but not always reliable, so having a car can be beneficial. The city is surrounded by nature, with plenty of opportunities for outdoor activities. The process of buying property as a foreigner in Belize is straightforward, but it's recommended to hire a local attorney to navigate the process. The Belizean dollar is pegged to the US dollar, and both currencies are accepted throughout the country. Belize has a retiree program that offers tax benefits to foreign retirees, but it requires proving a steady income. Lastly, while Belizeans are generally friendly and welcoming, it's important to respect local customs and traditions," said one expat in Belmopan.

How do I find a place to live in Belmopan?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Belmopan involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Belmopan to find one that suits your lifestyle and preferences. Some areas might be closer to amenities like shops and restaurants, while others might be more residential and quiet. Once you have a good idea of what you're looking for, you can start your search. There are several online real estate websites that list properties for rent or sale in Belmopan, such as Property in Belize, Century 21 Belize, and Belize Real Estate MLS. These websites allow you to filter by location, price, and type of property, making it easier to find options that match your criteria. In addition to online listings, you might also want to consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the process of renting or buying a property in Belize. Once you've found a few potential options, you should arrange to view the properties in person. This will give you a better sense of the space, the condition of the property, and the surrounding area. It's also a good opportunity to ask any questions you might have about the property or the rental or purchase process. Finally, once you've found a place you like, you'll need to secure it by signing a lease or purchase agreement and paying any necessary deposits or fees. Be sure to read any contracts carefully and make sure you understand all the terms before signing. Remember, finding a place to live in a new city or country can take time, so it's important to be patient and keep an open mind. Good luck with your search," commented one expat who made the move to Belmopan.

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What is a typical expat home or apartment like in Belmopan?

"A typical expat home or apartment in Belmopan, is often a spacious, modern property with a blend of Belizean and Western architectural styles. These homes usually have multiple bedrooms and bathrooms, a large kitchen, and a living area. They are often equipped with modern amenities such as air conditioning, high-speed internet, and cable TV. Many homes also have outdoor spaces like a patio or a garden, where residents can enjoy the tropical climate. Some properties may even have a swimming pool or be located within a gated community for added security. The interiors are usually furnished, with decor that reflects the local culture. The homes are often located close to local markets, restaurants, and other amenities, making it convenient for expats. Despite being in the capital city, many homes are surrounded by lush greenery, offering a peaceful and serene living environment," remarked one expat who made the move to Belmopan.

What is the average cost of housing in Belmopan?

If you are thinking about moving to Belmopan, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Belmopan can vary greatly depending on the type and size of the property. However, it is generally more affordable compared to other capital cities. For instance, a modest house in the city can cost around a few hundred thousand Belize dollars, while renting an apartment can cost a few hundred to over a thousand Belize dollars per month. Luxury properties and large houses can cost significantly more. It's important to note that these are average prices and actual costs can vary based on location, amenities, and the current real estate market," remarked one expat in Belmopan, Belize.

Should I buy or rent a home in Belmopan?

If you have not spent a lot of time in Belmopan, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Belmopan depends on several factors. If you plan to stay in Belmopan for a long period, buying a home could be a good investment. Owning a home allows you to build equity and could provide a sense of stability and permanence. However, buying a home also comes with responsibilities such as maintenance, repairs, and property taxes. It also requires a significant upfront cost for the down payment, closing costs, and other fees associated with purchasing a home. On the other hand, renting a home in Belmopan could be a better option if you're not planning to stay for a long time. Renting offers more flexibility, as you can move without the hassle of selling a home. It also doesn't require a large upfront cost, and the landlord is typically responsible for maintenance and repairs. Additionally, the real estate market in Belize can be unpredictable, and there may be risks associated with buying property there. It's also important to consider the cost of living, as Belize can be more expensive than other Central American countries. In conclusion, whether you should buy or rent a home in Belmopan, Belize depends on your financial situation, how long you plan to stay, and your willingness to take on the responsibilities of homeownership. It's recommended to do thorough research and possibly consult with a real estate professional before making a decision," said one expat who made the move to Belmopan.

What should I pack when moving to Belmopan?

We asked people living in Belmopan to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Belmopan, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, and sandals, but also pack a few long-sleeved shirts and pants for protection against mosquitoes. A rain jacket or umbrella is essential as Belize experiences a rainy season. Don't forget your swimsuit, as Belize has beautiful beaches and water activities are popular. Pack a hat, sunglasses, and plenty of sunscreen to protect against the strong sun. Bring any prescription medications you need, as well as a basic first aid kit. It's also a good idea to pack insect repellent and any specific toiletries you can't live without, as they may be hard to find or more expensive in Belize. If you plan on hiking or exploring the jungle, pack sturdy shoes and possibly some hiking gear. Remember to bring important documents such as your passport, driver's license, and any necessary visas or work permits. Lastly, pack a good quality camera or smartphone to capture the beautiful scenery and memories of your new home," said one expat who made the move to Belmopan.

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What cultural faux pas should I try to avoid making in Belmopan?

We asked people in Belmopan if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"Losing patience at the only 3 international banks when the Teller Machine was out of service for some malfunctioning and I needed to take out some money to go out and eat," said one expat who made the move to Belmopan.

"When visiting Belmopan, it's important to respect the local customs and traditions. Avoid making derogatory comments about the country or its people, as Belizeans are very proud of their heritage and culture. Do not disrespect the local religion or religious practices. Belize is a predominantly Christian country, and religious beliefs are deeply ingrained in the culture. Avoid discussing sensitive topics such as politics, as this can lead to heated debates and potential misunderstandings. Do not litter or disrespect the environment. Belizeans take great pride in their natural surroundings, and littering is considered highly disrespectful. Avoid wearing revealing clothing, especially in religious or formal settings. Belizeans tend to dress modestly, and showing too much skin can be seen as disrespectful. Do not make assumptions about people's racial or ethnic backgrounds. Belize is a multicultural country with a diverse population, and making assumptions can be seen as offensive. Avoid being overly loud or disruptive in public places. Belizeans value peace and quiet, and being too loud can be seen as disrespectful. Do not ignore or dismiss local customs and traditions. Belizeans are proud of their culture, and ignoring or dismissing their customs can be seen as offensive. Avoid being overly pushy or aggressive in your interactions with locals. Belizeans are generally laid-back and friendly, and being too pushy can be seen as rude. Do not take photos of people without their permission. This is considered disrespectful and invasive. Finally, avoid any behavior that could be seen as arrogant or superior. Belizeans are humble and down-to-earth, and any behavior that suggests superiority can be seen as offensive," explained one expat living in Belmopan, Belize.

What are medical services in Belmopan like?

When we asked expats and global nomads about the quality of medical care in Belmopan, they replied:

"Belmopan, offers a range of medical services to its residents and visitors. The city is home to the Western Regional Hospital, which provides general medical and surgical services. There are also several private clinics and pharmacies in the city that offer a variety of healthcare services. The medical staff in these facilities are well-trained and many of them speak English, making it easier for tourists to communicate their health concerns. However, for more serious or specialized medical conditions, patients may need to travel to larger cities or even out of the country. It's also important to note that while basic healthcare services are quite affordable in Belmopan, more complex treatments can be expensive. Therefore, it is recommended for visitors to have travel insurance that covers medical expenses," commented one expat who moved to Belmopan.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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