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Moving to Ambergris Caye, Belize | Digital Nomad Exchange
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Moving to Ambergris Caye, Belize

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By Betsy Burlingame

Last updated on Feb 09, 2024

Summary: Moving to Ambergris Caye, Belize? Expats talk about what you need to know before moving to Ambergris Caye.

What do I need to know before moving to Ambergris Caye?

When we asked people what advice they would give someone preparing to move to Ambergris Caye, they said:

"Ambergris Caye is a popular destination for expats due to its beautiful beaches, warm climate, and friendly locals. Before moving there, it's important to know that English is the official language, making it easier for English-speaking expats to communicate and integrate. The cost of living can be high, especially in areas popular with tourists and expats, so it's crucial to budget accordingly. The local currency is the Belize Dollar, but US dollars are widely accepted. Healthcare facilities on the island are limited, so for serious medical conditions, you may need to travel to Belize City or even outside the country. It's recommended to have comprehensive health insurance that covers medical evacuation. The island has a relaxed, laid-back lifestyle which can be a significant change if you're used to a fast-paced city life. The weather is tropical, meaning it's hot and humid year-round, with a rainy season from June to November. While Ambergris Caye is generally safe, like any place, it has some crime. It's advised to take standard precautions to protect your personal safety and belongings. Getting around the island is typically done by golf cart, bicycle, or on foot, as there are very few cars. Importing a vehicle can be expensive and complicated due to import duties and regulations. Finally, while Belize has a relatively straightforward process for obtaining residency, it's essential to understand the legal requirements and procedures before making the move. It's recommended to consult with a local attorney or immigration expert," replied a member in Ambergris Caye.

How do I find a place to live in Ambergris Caye?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Ambergris Caye involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a small apartment to a large beachfront villa. Next, you should research the different areas of Ambergris Caye to decide where you'd like to live. Some people prefer the bustling town of San Pedro, while others prefer the quieter, more secluded areas of the island. Once you have a clear idea of what you're looking for, you can start your search. There are several online real estate websites that list properties for rent or sale in Ambergris Caye, such as Belize Real Estate MLS, Century 21 Belize, and Ambergris Caye Belize Properties. You can also contact local real estate agents who can help you find a property that fits your needs and budget. They can provide valuable insight into the local market and guide you through the process of renting or buying a property in Belize. Another option is to visit Ambergris Caye and stay for a while before deciding where to live. This will give you a chance to explore the island, meet locals and other expats, and get a feel for the different neighborhoods. You can also check local bulletin boards and newspapers for rental listings. Once you've found a place you're interested in, make sure to thoroughly inspect the property and understand the terms of the lease or sale before making a commitment. If you're buying a property, it's recommended to hire a local attorney to help with the legal aspects of the transaction. Finally, once you've secured your new home in Ambergris Caye, you can start the process of moving in and making it your own. Whether you're planning to live there full-time or just for part of the year, you'll find that Ambergris Caye offers a unique and relaxed lifestyle that's hard to beat," explained one expat living in Ambergris Caye, Belize.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

What is a typical expat home or apartment like in Ambergris Caye?

"A typical expat home or apartment in Ambergris Caye, is often a beachfront property with stunning views of the Caribbean Sea. These homes are usually designed to blend in with the tropical environment, featuring bright colors, open floor plans, and large windows to let in natural light. They often have spacious balconies or patios, perfect for enjoying the warm weather and beautiful sunsets. Inside, the homes are typically furnished with comfortable, modern furniture and equipped with all the necessary amenities, including air conditioning, a fully equipped kitchen, and high-speed internet. Many expat homes also have access to a shared or private pool, and are located within walking distance to local shops, restaurants, and other amenities. Despite being in a tropical paradise, these homes do not lack in security, with many located in gated communities or having their own security systems," explained one expat living in Ambergris Caye, Belize.

What is the average cost of housing in Ambergris Caye?

If you are thinking about moving to Ambergris Caye, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Ambergris Caye can vary greatly depending on the location and size of the property. For a modest home or condo, prices can start in the low six figures. Luxury beachfront homes can cost well over a million dollars. Renting is also an option, with monthly costs ranging from a few hundred to several thousand dollars. It's important to note that prices can fluctuate based on the real estate market and other factors," explained one expat living in Ambergris Caye, Belize.

Should I buy or rent a home in Ambergris Caye?

If you have not spent a lot of time in Ambergris Caye, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Ambergris Caye, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Ambergris Caye for a long period or frequently visit, buying a home could be a good investment. Owning a property allows you to have a permanent base, and you could potentially earn income by renting it out when you're not there. On the other hand, renting a home in Ambergris Caye offers more flexibility. It's a good option if you're not sure how long you'll be staying or if you prefer not to have the responsibilities of home ownership. Renting can also be more affordable in the short term, as you won't need to pay for maintenance, property taxes, or home insurance. It's also important to consider the real estate market in Ambergris Caye. If property values are rising, buying a home could be a good investment. However, if the market is unstable or property values are falling, renting might be a safer option. Before making a decision, it's recommended to consult with a real estate professional or financial advisor who is familiar with the Ambergris Caye market. They can provide valuable advice and help you make an informed decision," said one expat in Ambergris Caye.

What should I pack when moving to Ambergris Caye?

We asked people living in Ambergris Caye to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Ambergris Caye, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, tank tops, and sundresses. A swimsuit is essential for enjoying the beautiful beaches and water activities. Don't forget to pack a hat, sunglasses, and plenty of sunscreen to protect yourself from the sun. You should also pack comfortable walking shoes or sandals, as well as a pair of water shoes if you plan on participating in water sports or exploring the coral reefs. A light rain jacket or umbrella would be useful for the occasional rain shower. In terms of toiletries, pack enough to last you until you can find a local store where you can purchase more. This includes items like toothpaste, shampoo, conditioner, and any prescription medications you may need. If you plan on cooking, you might want to bring some of your favorite spices or condiments that may not be readily available in Belize. Remember to pack important documents such as your passport, driver's license, and any necessary immigration paperwork. Lastly, bring along any electronics you'll need, like your phone, laptop, or tablet, along with their chargers. A power adapter may also be necessary as Belize uses 110-volt outlets, similar to the United States," said one expat who made the move to Ambergris Caye.

William RussellWilliam Russell
Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote

What cultural faux pas should I try to avoid making in Ambergris Caye?

We asked people in Ambergris Caye if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"While visiting Ambergris Caye in Belize, it's important to respect the local customs and traditions. Avoid making derogatory comments about the country or its people, as Belizeans are very proud of their heritage. Do not litter or disrespect the environment, as Belizeans are very conscious about preserving their natural resources. Avoid discussing sensitive topics such as politics, religion, or racial issues unless you are well-informed and the conversation is appropriate. Do not take photos of people without their permission, as it is considered disrespectful. Avoid wearing revealing clothing, especially in religious or traditional settings, as it is considered inappropriate. Do not touch or handle artifacts or historical sites without permission, as it is considered disrespectful and could be illegal. Avoid being overly loud or disruptive, as Belizeans value peace and quiet. Do not assume everyone speaks English, even though it is the official language. Many Belizeans also speak Spanish, Creole, or indigenous languages. Avoid being overly familiar or using first names unless invited to do so, as Belizeans are generally formal in their interactions. Do not expect things to happen quickly or on time, as Belize operates on 'island time' and things often take longer than expected. Avoid bargaining too aggressively in markets, as it is not a common practice in Belize and can be seen as disrespectful. Finally, always remember to say please and thank you, as politeness is highly valued in Belizean culture," remarked one expat in Ambergris Caye, Belize.

What are medical services in Ambergris Caye like?

When we asked expats and global nomads about the quality of medical care in Ambergris Caye, they replied:

"Ambergris Caye, has a few medical facilities that offer basic healthcare services. The island has clinics and pharmacies that can handle minor illnesses and injuries. For more serious conditions, patients are typically transported to larger hospitals in Belize City or even outside the country. The island also has a hyperbaric chamber for diving-related injuries. Doctors and medical staff on the island are generally well-trained, and many have received their education abroad. However, it's important to note that the medical services available on Ambergris Caye may not be as comprehensive or advanced as those in larger cities or more developed countries. Therefore, visitors are advised to have travel insurance that covers medical evacuation in case of serious illness or injury," commented one expat living in Ambergris Caye.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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