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Moving to Smith's, Bermuda | Digital Nomad Exchange
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Moving to Smith's, Bermuda

By Joshua Wood, LPC

Last updated on Apr 13, 2024

Summary: Moving to Smith's, Bermuda: Expats, retirees and digital nomads talk about everything you need to know before moving to Smith's.

William Russell
William Russell
William Russell
William Russell

What do I need to know before moving to Smith's?

When we asked people what advice they would give someone preparing to move to Smith's, they said:

"Smith's is a beautiful parish located in the northeast part of the island. It is known for its stunning beaches, lush gardens, and historic sites. Before moving to Smith's, Bermuda, expats should be aware of several things. Firstly, the cost of living in Bermuda is quite high, with housing, groceries, and utilities being more expensive than in many other countries. This is partly due to the fact that most goods have to be imported. Secondly, Bermuda has a subtropical climate, which means it can be hot and humid in the summer, with mild winters. It is also in the hurricane belt, so it can be affected by tropical storms and hurricanes, particularly between June and November. Thirdly, Bermuda has strict immigration laws. Work permits are required for all non-Bermudians and these can be difficult to obtain unless you have a job offer from a Bermudian company. There are also restrictions on property ownership for non-Bermudians. Fourthly, Bermuda is a British Overseas Territory and the official language is English. However, the local accent can be difficult to understand at first. The currency is the Bermudian dollar, which is pegged to the US dollar. Fifthly, Bermuda has a high standard of healthcare, but it can be expensive. Expats should ensure they have comprehensive health insurance. Lastly, Bermuda has a relaxed, laid-back lifestyle. The pace of life is slower than in many other countries, and there is a strong emphasis on family and community. The island is also very safe, with low levels of crime," said one expat who made the move to Smith's.

What is a typical expat home or apartment like in Smith's?

"A typical expat home or apartment in Smith's, is often a charming blend of traditional Bermudian architecture and modern amenities. These homes are usually painted in bright, tropical colors, with white limestone roofs to collect rainwater, a necessary feature due to the island's lack of freshwater sources. The interiors are spacious and airy, with high ceilings and large windows that let in plenty of natural light and offer stunning views of the surrounding landscapes. Many homes have open-plan living areas, modern kitchens equipped with high-end appliances, and comfortable bedrooms with en-suite bathrooms. They often come with outdoor spaces such as patios, balconies, or gardens, perfect for enjoying the island's pleasant weather. Some properties may also have a swimming pool or access to a private beach. The homes are typically located in quiet, residential neighborhoods, close to local amenities like shops, restaurants, and schools. They are often surrounded by lush tropical vegetation, providing a sense of privacy and tranquility. Despite the peaceful surroundings, they are usually just a short drive away from the bustling city of Hamilton and other attractions on the island. In terms of furnishings, some homes come fully furnished, while others are unfurnished, allowing expats to bring in or buy their own furniture. The style of furnishings can vary widely, from classic and traditional to contemporary and minimalist. Overall, expat homes in Smith's, Bermuda, offer a comfortable and luxurious lifestyle, combining the charm of island living with the conveniences of modern life," replied a member in Smith's.

What is the average cost of housing in Smith's?

If you are thinking about moving to Smith's, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Smith's is quite high compared to many other locations. It is not uncommon for homes in this area to cost several million dollars. However, the price can vary greatly depending on the size, location, and amenities of the property. Smaller homes or condos may be available for less, but overall, the real estate market in Smith's, Bermuda is considered to be on the pricier side," commented one expat who made the move to Smith's.

Should I buy or rent a home in Smith's?

If you have not spent a lot of time in Smith's, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Smith's depends on several factors. If you plan to stay in Bermuda for a long time, buying a home could be a good investment. Owning a home allows you to build equity over time and could provide a sense of stability and permanence. However, buying a home also comes with significant upfront costs, including a down payment, closing costs, and home inspection fees. You'll also be responsible for ongoing costs like property taxes, homeowners insurance, and maintenance. On the other hand, renting a home in Smith's, Bermuda can offer more flexibility. If you're not sure how long you'll be staying or if you prefer not to deal with the responsibilities of homeownership, renting might be a better option. Renting can also be more affordable in the short term, as it typically requires less money upfront than buying. Additionally, the real estate market in Bermuda is unique and can be challenging to navigate. Non-Bermudian residents are limited to purchasing properties within a specific price range, and the government must grant them a license to buy property, which comes with its own costs. In conclusion, the decision to buy or rent a home in Smith's, Bermuda depends on your financial situation, long-term plans, and personal preferences. It's recommended to consult with a real estate professional or financial advisor to help make the best decision for your circumstances," explained one expat living in Smith's, Bermuda.

What cultural faux pas should I try to avoid making in Smith's?

We asked people in Smith's if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Smith's, it's important to respect the local customs and traditions. Dress modestly and appropriately, especially when visiting religious sites. Bermudians value politeness and good manners, so always say "please" and "thank you". Avoid discussing sensitive topics such as politics and religion unless you are very familiar with the person you are talking to. It's also considered rude to interrupt or speak loudly in public places. Bermudians are proud of their island and its natural beauty, so littering or damaging the environment in any way is a serious faux pas. It's also important to remember that Bermudians drive on the left side of the road, so be careful when crossing streets or driving. Finally, while Bermudians are generally friendly and welcoming, they also value their privacy. Avoid taking photos of people without their permission or intruding on private property," said one expat who made the move to Smith's.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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