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Moving to Hvar, Croatia | Digital Nomad Exchange
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Moving to Hvar, Croatia

By Betsy Burlingame

Last updated on May 09, 2024

Summary: Moving to Hvar, Croatia? Expats talk about what you need to know before moving to Hvar.

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What do I need to know before moving to Hvar?

When we asked people what advice they would give someone preparing to move to Hvar, they said:

"Hvar is a beautiful island known for its stunning beaches, lavender fields, and vibrant nightlife. The official language is Croatian, but English is widely spoken, especially in tourist areas. The local currency is the Croatian Kuna, not the Euro, and while credit cards are accepted in most places, it's always a good idea to have some cash on hand. The cost of living in Hvar is relatively high compared to other parts of Croatia, due to its popularity as a tourist destination. Hvar has a Mediterranean climate, with hot, dry summers and mild, wet winters. The island is well-connected to the mainland by ferry services, making it easy to explore other parts of Croatia. Hvar's healthcare system is good, with a hospital and several pharmacies on the island, but it's recommended to have comprehensive health insurance. The island is generally safe, but like any tourist destination, it's important to be aware of your surroundings and take precautions against petty crime. Driving in Hvar can be challenging due to narrow, winding roads and limited parking, so many residents and visitors choose to walk or bike instead. The island has a slower pace of life, which can be a big adjustment for those used to living in a bustling city. Hvar has a rich history and culture, with many festivals and events taking place throughout the year. The island's cuisine is heavily influenced by its Mediterranean location, with fresh seafood, olive oil, and local wines featuring prominently. Finding accommodation can be challenging during the peak tourist season, so it's advisable to secure housing well in advance. Finally, it's important to respect local customs and traditions, as Hvar has a strong sense of community and local pride," said one expat in Hvar.

What is a typical expat home or apartment like in Hvar?

"A typical expat home or apartment in Hvar, often boasts a stunning view of the Adriatic Sea, given the island's prime location. These homes are usually designed in a Mediterranean style, with white walls and blue accents, reflecting the colors of the sea and sky. They often feature spacious terraces or balconies, perfect for outdoor dining or simply enjoying the beautiful surroundings. Inside, the homes are typically furnished in a comfortable, modern style, with all the amenities one would expect, such as a fully equipped kitchen, air conditioning, and high-speed internet. Many expat homes also have access to a pool or are located within walking distance to the beach. Despite being on an island, these homes are usually close to local amenities like shops, restaurants, and bars, offering a balance of convenience and tranquility," explained one expat living in Hvar, Croatia.

What is the average cost of housing in Hvar?

If you are thinking about moving to Hvar, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Hvar can vary greatly depending on the location and type of property. For instance, a one-bedroom apartment in the city center may cost around $500 per month, while a similar apartment outside the city center may be around $350 per month. If you're looking to buy property, the average price per square meter in the city center can be around $3,000, while outside the city center it may be around $2,000. However, these prices can fluctuate based on the real estate market and other factors. Luxury villas and properties with sea views can cost significantly more," explained one expat living in Hvar, Croatia.

Should I buy or rent a home in Hvar?

If you have not spent a lot of time in Hvar, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Hvar, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Hvar for a long period or frequently visit, buying a home could be a good investment. Owning a property in Hvar can also provide a potential source of income through rentals when you are not using it. On the other hand, renting a home in Hvar offers more flexibility. It's a good option if you're not sure about your long-term plans or if you prefer not to have the responsibilities and costs associated with home ownership. Renting can also be a more affordable option in the short term, as it doesn't require a large upfront investment. It's also important to consider the real estate market conditions in Hvar. If property values are rising, buying a home could be a good investment. However, if the market is stagnant or declining, renting might be a safer option. Lastly, consider the lifestyle you want to lead in Hvar. If you want the freedom to customize your living space and have a place that truly feels like your own, buying might be the right choice. If you prefer not to deal with maintenance and repairs, or if you value the ability to move easily, renting could be a better fit. In conclusion, both buying and renting a home in Hvar have their pros and cons. It's important to carefully consider your personal situation and goals before making a decision," replied a member in Hvar.

What cultural faux pas should I try to avoid making in Hvar?

We asked people in Hvar if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Hvar, it's important to respect the local customs and traditions to avoid any cultural faux pas. One should avoid discussing sensitive topics such as the Yugoslav Wars and the country's communist past, as these can stir up strong emotions. Croatians are very proud of their language, so making an effort to learn a few basic phrases in Croatian is appreciated. However, avoid using Serbian phrases or words, as this can be seen as offensive due to the countries' historical tensions. In Hvar, as in the rest of Croatia, it's considered rude to snap your fingers to get someone's attention, especially in restaurants or bars. It's also considered impolite to point with your finger, especially at people. When visiting churches or other religious sites, dress modestly out of respect. This means covering your shoulders and knees. Croatians value punctuality, so try to be on time for any appointments or social gatherings. However, don't be surprised if your Croatian hosts or friends are a bit late - while they expect punctuality from others, they often don't adhere to it themselves. Avoid making negative comments about Croatian food, wine, or culture. Croatians are very proud of their culinary traditions and local products, and criticism can be taken personally. Finally, tipping is customary in Croatia. In restaurants, it's common to leave a tip of around 10% of the bill. In bars, rounding up the bill is usually sufficient," explained one expat living in Hvar, Croatia.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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