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Moving to Split, Croatia | Digital Nomad Exchange
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Moving to Split, Croatia

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SJB Global
SJB Global
SJB Global

By Betsy Burlingame

Last updated on May 08, 2024

Summary: Moving to Split, Croatia? Expats talk about what you need to know before moving to Split.

What do I need to know before moving to Split?

When we asked people what advice they would give someone preparing to move to Split, they said:

"Split, is a beautiful city with a rich history, located on the Adriatic Sea, known for its stunning architecture, vibrant nightlife, and warm, sunny climate. Before moving to Split, it's important to understand that the official language is Croatian, and while English is commonly spoken in tourist areas, it may not be as widely spoken in residential areas. The cost of living in Split is generally lower than in many Western European countries, but it's still important to budget carefully, especially if you plan to live in the city center where prices can be higher. The local currency is the Croatian Kuna, not the Euro, so you'll need to be prepared to exchange your money. Split has a Mediterranean climate with hot, dry summers and mild, wet winters, so pack your clothing accordingly. Public transportation in Split is reliable and affordable, with a network of buses and ferries connecting different parts of the city and nearby islands. Croatia is part of the European Union but not the Schengen Area, which means you may need a visa to live there, depending on your nationality. Healthcare in Croatia is of a high standard, but it's recommended to have comprehensive health insurance to cover any medical costs. Croatian cuisine is diverse and delicious, heavily influenced by Italy and other Mediterranean countries, so be prepared to enjoy a variety of seafood, meat dishes, and local wines. Split is a safe city with a low crime rate, but like any other city, it's important to be aware of your surroundings and take basic precautions. The city is also known for its festivals and events, particularly in the summer, which can be a great way to immerse yourself in the local culture. Finally, Croatians are known for their hospitality and love of sports, particularly football, so don't be surprised if you're invited to a local game," remarked one expat in Split, Croatia.

How do I find a place to live in Split?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Split involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research different neighborhoods in Split to find one that suits your lifestyle and preferences. Some popular areas include the Old Town, Bacvice, and Marjan. Consider factors such as proximity to work or school, access to public transportation, safety, and the presence of amenities such as shops, restaurants, and parks. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Split, such as Njuskalo, Crozilla, and Indomio. These websites allow you to filter results based on your criteria, and you can contact landlords or agents directly through the platform. Another option is to work with a real estate agent. They can help you navigate the local market, arrange viewings, and negotiate contracts. However, keep in mind that you'll likely have to pay a commission for their services. When you find a place you're interested in, arrange a viewing to see it in person. This is also a good opportunity to ask questions about the property and the terms of the lease. Make sure to check the condition of the property and ensure that all appliances and systems are in working order. Once you've found a place you like, you'll need to sign a lease agreement. This will typically require you to pay a deposit, usually equivalent to one or two months' rent. Make sure to read the contract carefully and understand all the terms before signing. Finally, once the lease is signed and the deposit is paid, you can move into your new home in Split," remarked one expat in Split, Croatia.

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What is a typical expat home or apartment like in Split?

"A typical expat home or apartment in Split, often combines modern amenities with traditional Dalmatian architecture. Many apartments are located in stone buildings that date back centuries, offering a unique blend of history and comfort. These homes usually have high ceilings, spacious rooms, and large windows that let in plenty of natural light. The interior design often reflects the Mediterranean lifestyle, with light, airy spaces, neutral color palettes, and natural materials like wood and stone. Many homes have balconies or terraces, offering stunning views of the city, the sea, or the surrounding mountains. The kitchen is usually fully equipped with modern appliances, and the living areas are furnished with comfortable sofas and flat-screen TVs. Bedrooms are typically cozy and inviting, with plenty of storage space. Many expat homes in Split are located in the city center, close to shops, restaurants, and cultural attractions. However, there are also many options in quieter, residential neighborhoods, or even in the countryside, for those who prefer a more tranquil lifestyle. Despite the historic nature of many buildings, most expat homes in Split have been renovated to include modern conveniences like air conditioning, high-speed internet, and washing machines. Some luxury apartments even have amenities like swimming pools, gyms, and private parking. In terms of outdoor space, some homes have private gardens or courtyards, while others have access to shared green spaces. Many expats also choose to live in apartments with sea views, as Split is located on the Adriatic coast. Overall, a typical expat home in Split offers a comfortable and convenient base from which to explore and enjoy this beautiful Croatian city," replied a member in Split.

What is the average cost of housing in Split?

If you are thinking about moving to Split, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Split can vary greatly depending on the location and size of the property. For instance, in the city center, the price for a one-bedroom apartment can range from moderate to high, while a three-bedroom apartment in the same area can cost significantly more. Outside the city center, the prices for apartments of similar sizes tend to be somewhat lower. For those looking to purchase property, the average price per square meter for an apartment in the city center is quite high, while outside the city center, the price per square meter is considerably less. However, these prices can fluctuate based on market conditions and other factors," explained one expat living in Split, Croatia.

Should I buy or rent a home in Split?

If you have not spent a lot of time in Split, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Split, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Split for a long time, buying a home could be a good investment. Owning a property allows you to build equity over time and could potentially provide a return on investment if property values increase. On the other hand, renting might be a better option if you're not planning to stay in Split for a long period. Renting offers more flexibility, as you can move more easily if your circumstances change. It also means you won't have to worry about property maintenance and other responsibilities that come with homeownership. Financially, buying a home requires a significant upfront cost, including a down payment and closing costs. You'll also need to consider ongoing costs like mortgage payments, property taxes, insurance, and maintenance. Renting, meanwhile, typically involves lower upfront costs, and the monthly rent may be less than a mortgage payment. However, the rental market in Split is quite active, especially during the summer months when the city attracts many tourists. This could make it harder to find a suitable rental property, and prices may be higher during this peak season. In terms of lifestyle, owning a home can provide a sense of stability and the freedom to personalize your space. Renting, on the other hand, can offer more freedom to move around and less responsibility for property upkeep. In conclusion, whether you should buy or rent a home in Split, Croatia, depends on various factors, including your financial situation, how long you plan to stay, and your personal preferences. It's important to weigh all these factors carefully before making a decision," commented one expat who made the move to Split.

What should I pack when moving to Split?

We asked people living in Split to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Split, you should pack a variety of clothing to accommodate for the Mediterranean climate, including lightweight clothing for the hot summers and warmer clothing for the cooler winters. Don't forget to pack a good pair of walking shoes as the city is best explored on foot. Swimwear is a must as Split has beautiful beaches and the Adriatic Sea is perfect for swimming. Also, pack a hat, sunglasses, and sunscreen to protect yourself from the sun. Bring any necessary prescription medications and a basic first aid kit. It's also a good idea to pack travel-sized toiletries to use until you can purchase more locally. If you plan on cooking, consider packing some of your favorite non-perishable spices or condiments, as they may be hard to find in Croatia. Remember to pack all necessary travel documents, including your passport, visa documents, and any other identification. Pack a power adapter for your electronics, as Croatia uses a different plug type than many other countries. If you're planning on working or studying, don't forget to pack your laptop, chargers, and any other necessary electronics. Lastly, consider packing a few personal items to make your new place feel like home, such as photos or small mementos," replied a member in Split.

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What cultural faux pas should I try to avoid making in Split?

We asked people in Split if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Split, it's considered rude to rush or push past people, so always take your time and be patient. Avoid discussing sensitive topics such as the Yugoslav Wars, as this can be seen as disrespectful. It's also important to respect the local customs and traditions, such as removing your shoes when entering someone's home. Don't assume everyone speaks English, even though many Croatians do speak it fluently. Try to learn a few basic phrases in Croatian to show respect for the local language. Avoid being overly loud or boisterous in public places, as Croatians generally value modesty and discretion. When dining out, don't leave without paying your share of the bill, as this is considered very rude. Also, tipping is customary in Croatia, so be sure to leave a tip for good service. Finally, Croatians are very proud of their country and culture, so avoid making negative comments or comparisons to other countries," remarked one expat in Split, Croatia.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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