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Moving to Tumbaco, Ecuador | Digital Nomad Exchange
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Moving to Tumbaco, Ecuador

By Joshua Wood, LPC

Last updated on Sep 15, 2024

Summary: Moving to Tumbaco, Ecuador: Expats, retirees and digital nomads talk about everything you need to know before moving to Tumbaco.

William Russell
William Russell
William Russell
William Russell

What do I need to know before moving to Tumbaco?

When we asked people what advice they would give someone preparing to move to Tumbaco, they said:

"Tumbaco is a small town located in the Pichincha Province of Ecuador, just outside of the capital city, Quito. It is known for its pleasant climate, beautiful landscapes, and relaxed lifestyle. Before moving to Tumbaco, expats should be aware of several important factors. Firstly, the cost of living in Tumbaco is relatively low compared to many Western countries, but it's higher than in other parts of Ecuador. This is due to its proximity to Quito and its popularity among expats. Spanish is the official language of Ecuador, so it would be beneficial to learn some basic Spanish before moving. However, English is also widely spoken in Tumbaco, especially among the younger generation and in the expat community. The healthcare system in Ecuador is generally good, with both public and private options available. However, it's recommended to have health insurance to cover any potential medical costs. Tumbaco has a slower pace of life compared to larger cities. This can be a positive aspect for those looking for a relaxed lifestyle, but it might take some time to adjust for those used to a faster pace. The town is located in a valley, which means it has a milder climate than Quito. It's generally warm during the day and cool at night. Public transportation in Tumbaco is reliable and inexpensive. Buses and taxis are the most common forms of transportation. However, owning a car can be beneficial for more flexibility. Tumbaco is considered safe, but like any place, it's important to take precautions. Avoid walking alone at night and always keep an eye on your belongings. The food in Tumbaco is a mix of traditional Ecuadorian dishes and international cuisine. There are plenty of markets where you can buy fresh produce, as well as restaurants and cafes. Finally, it's important to understand the local customs and traditions. Ecuadorians are generally friendly and welcoming, but they also value respect and politeness. It's important to greet people properly and to be respectful of local customs and traditions," explained one expat living in Tumbaco, Ecuador.

How do I find a place to live in Tumbaco?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Tumbaco involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Tumbaco to find one that suits your lifestyle and preferences. Some areas might be closer to amenities like shops and restaurants, while others might offer more peace and quiet. Once you have a good idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Tumbaco, such as Ecuador Homes Online, Viviun, and OLX Ecuador. These websites allow you to filter results based on your preferences, such as the number of bedrooms, price range, and location. In addition to online listings, you might also consider hiring a local real estate agent. They can help you navigate the local market, arrange viewings, and negotiate contracts. Make sure to choose an agent who is familiar with the Tumbaco area and has a good reputation. When you find a place you're interested in, arrange a viewing to see it in person. This will give you a chance to check the condition of the property, ask questions, and get a feel for the neighborhood. Finally, once you've found a place you like, you'll need to negotiate the terms of the lease, pay any necessary deposits, and sign the contract. Make sure to read the contract carefully and understand all the terms before signing. Remember, finding a place to live can take time, so be patient and don't rush the process. It's important to find a place that you'll be happy with for the duration of your stay in Tumbaco," explained one expat living in Tumbaco, Ecuador.

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What is a typical expat home or apartment like in Tumbaco?

"A typical expat home in Tumbaco, is often a spacious, detached house with a large garden. These homes are usually located in gated communities, providing an extra layer of security. The houses often have multiple bedrooms and bathrooms, a large kitchen, and a living room. Some homes may also have a separate dining room. The architecture is a blend of modern and traditional styles, with many homes featuring high ceilings, large windows, and terracotta roof tiles. The interior design often incorporates local materials such as wood and stone, and many homes have fireplaces for the cooler months. The large gardens are perfect for outdoor living, with many featuring patios, swimming pools, and barbecue areas. Some homes may also have a separate guest house or servant quarters. Despite being located in a suburban area, these homes often have stunning views of the surrounding mountains and valleys," said one expat in Tumbaco.

What is the average cost of housing in Tumbaco?

If you are thinking about moving to Tumbaco, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Tumbaco can vary greatly depending on the size and location of the property. For a modest home or apartment in the area, one might expect to pay a few hundred dollars per month in rent. If looking to purchase a property, prices can range from affordable to quite expensive, with some luxury homes selling for several hundred thousand dollars. However, on average, the cost of housing in Tumbaco is generally considered to be more affordable than in larger cities like Quito," replied a member in Tumbaco.

Should I buy or rent a home in Tumbaco?

If you have not spent a lot of time in Tumbaco, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Tumbaco, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Tumbaco for a long period, buying a home could be a good investment. Owning a home allows you to build equity over time and could potentially provide a return on investment if property values increase. On the other hand, renting might be a better option if you're not sure about your long-term plans or if you prefer not to have the responsibilities of home ownership. Renting can offer more flexibility, as it's easier to move if your circumstances change. It also means you won't have to worry about maintenance costs or property taxes, which are typically included in the rent. It's also important to consider the local real estate market in Tumbaco. If property prices are high and predicted to rise, buying could be a good investment. However, if prices are low or stagnant, renting might be more cost-effective. Finally, consider your financial situation. Buying a home requires a significant upfront cost for the down payment, closing costs, and other expenses. If you don't have enough savings or a stable income, renting might be a safer option. In conclusion, both buying and renting have their pros and cons, and the best choice depends on your individual circumstances and goals. It's recommended to consult with a real estate professional or financial advisor to help make the best decision," commented one expat who made the move to Tumbaco.

What should I pack when moving to Tumbaco?

We asked people living in Tumbaco to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Tumbaco, you should pack lightweight clothing due to the warm climate. Include items such as shorts, t-shirts, and sandals. However, also pack a few sweaters or light jackets for cooler evenings and occasional rain showers. Don't forget to pack a good quality sunscreen, as the sun can be quite strong in Ecuador. A hat and sunglasses will also be useful for sun protection. Pack a sturdy pair of walking shoes or hiking boots if you plan on exploring the beautiful landscapes and mountains around Tumbaco. Bring along any prescription medications you need, as well as a basic first aid kit. It's also a good idea to pack insect repellent and any necessary vaccinations for tropical diseases. If you're planning on cooking, you might want to pack some of your favorite spices or food items that might be hard to find in Ecuador. Remember to pack all your important documents, such as your passport, visa, driver's license, and any necessary insurance papers. Pack a Spanish-English dictionary or phrasebook, or download a translation app on your phone, as not everyone in Tumbaco may speak English. Bring along your electronics, such as your laptop, smartphone, and chargers. However, keep in mind that you may need a voltage converter or plug adapter for your devices. Lastly, pack some personal items that will make your new place feel like home, such as photos, favorite books, or small decor items," replied a member in Tumbaco.

AGS Worldwide MoversAGS Worldwide Movers
Get Quote

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

AGS Worldwide MoversAGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Get Quote

What cultural faux pas should I try to avoid making in Tumbaco?

We asked people in Tumbaco if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"In Tumbaco, it's important to avoid discussing sensitive topics such as politics, religion, and personal income. These topics are considered private and it's considered rude to bring them up in casual conversation. Avoid being overly direct or confrontational. Ecuadorians generally value politeness and indirectness over blunt honesty. It's better to hint at a problem or issue rather than stating it outright. Don't refuse food or drink offered to you, as it can be seen as a rejection of hospitality. If you have dietary restrictions, explain them politely. Avoid being late for social gatherings, as punctuality is highly valued in Ecuadorian culture. However, understand that local time may run a bit slower, so don't be surprised if others are late. Don't make assumptions or stereotypes about Ecuadorians or their culture. Ecuador is a diverse country with many different ethnic groups and cultures, and it's important to respect this diversity. Avoid public displays of affection. While Ecuador is a relatively relaxed country, public displays of affection beyond holding hands or a quick kiss can be seen as inappropriate. Don't take photos of people without their permission. This is considered disrespectful and invasive. Avoid littering or disrespecting the environment. Ecuadorians are proud of their country's natural beauty and expect visitors to respect it as well. Don't haggle too aggressively in markets. While bargaining is common, it's important to do so respectfully and not push too hard for a lower price. Avoid wearing revealing clothing, especially in religious or traditional settings. Ecuadorians tend to dress conservatively, and showing too much skin can be seen as disrespectful," replied a member in Tumbaco.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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