Moving to Loja, Ecuador

"We are retired and wanted a change from the U.S. at least for a few years, perhaps longer. That being the case we considered and visited several countries. We came to Ecuador at the start of August spent some time in Guayaquil which we liked and enjoyed and then moved on to Loja our target city. We absolutely love Loja, have rented an apartment and have started on our papers. Jona Poma of Life in Loja has assisted us greatly in showing us around the city and even found our apartment for us. Maite Duran of Gringo Visa is looking after our visas. Loja is a very walkable city so we wonder around daily to the markets, the parks and enjoy the artwork and monuments of the city. The people have been very pleasant and accepting of us and recognize us when we visit their market stalls, restaurants etc. People we pass on the street greet us and we respond with our limited Spanish. This is not North America and yes service can be slow. You have to learn how to work with it as the pace here is indeed slower. Come and see and decide for yourself. We love it here in Ecuador and hope that you will too. Good luck," said one expat in Ecuador.

"Loja is a city known for its rich history, culture, and beautiful landscapes. Before moving to Loja, expats should know that Spanish is the primary language spoken, so it would be beneficial to learn the language or at least basic phrases. The cost of living is relatively low compared to many Western countries, but it's important to understand that salaries are also lower. Loja's climate is mild and spring-like year-round, with temperatures rarely exceeding 30 degrees Celsius. The city is located in the Andean highlands, so altitude sickness can be a concern for some people. It's recommended to take it easy for the first few days to acclimate to the altitude. Loja is a safe city with a low crime rate, but like anywhere, it's important to take basic safety precautions. Healthcare in Loja is generally good, with several hospitals and clinics available, but health insurance is recommended. The city is known for its music and arts scene, with numerous festivals and events throughout the year. It's also home to the National University of Loja, making it a vibrant student city. Public transportation is widely available and affordable in Loja. However, driving can be challenging due to the hilly terrain and narrow streets. Ecuador uses the US dollar as its currency, so there's no need to worry about exchange rates. However, it's important to note that credit cards are not widely accepted in smaller establishments, so carrying cash is advisable. Finally, Ecuador has strict customs regulations, especially for bringing pets and certain goods into the country. It's recommended to check these regulations before moving," remarked one expat who made the move to Loja.

"Finding a place to live in Loja involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Loja to find one that suits your lifestyle and preferences. Some areas might be closer to the city center, while others might be more residential and quiet. Once you have a general idea of where you'd like to live, you can start looking for specific listings. Websites like Ecuador Homes Online, Viviun, and OLX Ecuador often have listings for rentals and properties for sale in Loja. You can also use a real estate agent to help you find a place. They can provide valuable local knowledge and help negotiate prices. When you find a place you're interested in, make sure to visit it in person before making any commitments. Check the condition of the property, the amenities, and the surrounding area. Finally, once you've found a place you like, you'll need to negotiate the terms of the lease or purchase agreement. Make sure to read the contract carefully and understand all the terms before signing. Remember, it's important to take your time and not rush the process. Finding the right place to live can take some time, but it's worth it to find a home that you'll be happy with," remarked one expat in Loja, Ecuador.

"A typical expat home or apartment in Loja, is often a blend of modern and traditional styles. These homes are usually spacious, with multiple bedrooms and bathrooms, a large kitchen, and a living room. They often come furnished, with appliances such as a refrigerator, stove, and sometimes even a washing machine. Many homes also have a patio or balcony, offering stunning views of the surrounding mountains or cityscape. The architecture often features local materials, with tile floors and wooden accents. Some homes may also have a small garden or courtyard. Despite the traditional appearance, many homes are equipped with modern amenities such as high-speed internet and cable TV. The homes are usually located within walking distance of local markets, shops, and restaurants, allowing expats to immerse themselves in the local culture," said one expat who made the move to Loja.

"My wife and I came to Ecuador this summer, we live in a 2 bedroom apartment in Loja, Ecuador. Our building has 4 units of which 3 are occupied. We have many of the comforts of a first world country except a dishwasher, oven, elevator. We don't need or have a/c. We are 10 to 15 minutes walk to downtown and have stores, bakeries and a great market in easy walking distance. And saving the best for last we have an exquisite view of mountains all around us and great, responsive, caring landlord's. Who could ask for more?," explained one expat living in Ecuador.

"The average cost of housing in Loja can vary greatly depending on the location and size of the property. For a city center apartment, the cost can be relatively high, while properties located outside the city center are generally more affordable. As of now, you can expect to pay a moderate amount for a decent-sized apartment in the city center, while a similar property outside the city center would cost significantly less. However, prices can fluctuate based on market conditions and other factors," said one expat in Loja.

"The decision to buy or rent a home in Loja depends on several factors. If you plan to stay in Loja for a long period of time, buying a home could be a good investment. The real estate market in Ecuador is relatively stable, and property values tend to increase over time. Buying a home also gives you the freedom to modify and personalize your space as you wish. On the other hand, if you're not sure how long you'll be staying in Loja, or if you prefer not to deal with the responsibilities of home ownership, renting might be a better option. Renting a home in Loja can be more affordable in the short term, and it offers more flexibility if your circumstances change. You won't have to worry about maintenance or repairs, as these are typically the landlord's responsibility. It's also worth considering the lifestyle you want to lead in Loja. If you want to live in the city center, where properties are often more expensive, renting might be more feasible. But if you're looking for a quieter, more rural lifestyle, you might find more options for buying a home outside the city. In conclusion, the decision to buy or rent a home in Loja, Ecuador depends on your financial situation, your long-term plans, and your lifestyle preferences. It's a decision that requires careful consideration and, ideally, advice from real estate professionals familiar with the Loja market," remarked one expat who made the move to Loja.

"When moving to Loja, you should pack lightweight clothing suitable for a tropical climate, including shorts, t-shirts, and sandals. However, also pack some warmer clothing like sweaters and jeans for cooler evenings and higher altitudes. Rain gear, such as a waterproof jacket or umbrella, is essential due to the frequent rain showers. Don't forget to pack a good pair of walking shoes or hiking boots if you plan on exploring the beautiful natural surroundings. Sun protection items like sunglasses, hats, and sunscreen are also necessary due to the strong equatorial sun. Pack all necessary toiletries, including any specific brands you prefer, as they may not be available in Loja. Similarly, if you take any prescription medications, bring a sufficient supply along with a copy of your prescription. Remember to bring important documents such as your passport, driver's license, and any necessary visas or work permits. It's also a good idea to have copies of these documents. If you plan on cooking, you might want to pack some of your favorite spices or food items that may not be available in Ecuador. Lastly, pack a Spanish-English dictionary or phrasebook, or have a translation app ready on your phone, as English is not widely spoken in Loja," explained one expat living in Loja, Ecuador.

"When visiting Loja, it's important to respect the local customs and traditions to avoid any cultural faux pas. Here are some tips: Avoid discussing sensitive topics such as politics, religion, and personal income. These subjects are considered private and it's best to steer clear of them unless initiated by a local. Ecuadorians are generally punctual, so try not to be late for appointments or meetings. It's considered disrespectful and can be seen as a sign of disinterest or unreliability. In Ecuador, personal space is often smaller than in other cultures. However, it's still important to respect people's personal space and not to touch someone unless you know them well. When dining, it's considered polite to keep your hands on the table (but not your elbows). Also, wait to be seated and do not start eating until the host begins. Ecuadorians are known for their hospitality and it's common to be invited to someone's home. If this happens, it's customary to bring a small gift for the host. Avoid wearing revealing clothing. Ecuador is a predominantly Catholic country and modesty in dress is appreciated. Finally, it's important to remember that while Ecuadorians are generally friendly and welcoming, they also value their privacy. Avoid asking too many personal questions or prying into their private lives," said one expat in Loja.

"Two former Minnesotans: Our experience and decision,, after a long land and home hunt in vilcabama, was to move elsewhere. We found a warmer area having less expensive property, both for land itself, and for homes and have been here nine years. Catamayo is warm, much of the time, (80;s) though it does get cooler at night. Loja, which is a 50 min. bus ride from Catamayo, is about 10-15 (?) degrees lower.," said one expat.

"I let them know about public and private insurance options. This with chronic conditions should enroll in Ecuadorian IESS public system. But even without insurance the medical care in Ecuador is much more affordable than in the US," stated one expat who made the move to Loja.