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Moving to Luxembourg, Luxembourg | Digital Nomad Exchange
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Moving to Luxembourg, Luxembourg

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By Joshua Wood, LPC

Last updated on May 06, 2024

Summary: Expats move to Luxembourg, Luxembourg for its high quality of life, excellent infrastructure, and strong economy. The country is known for its low taxes, making it an attractive destination for those looking to save money. Additionally, Luxembourg is a multilingual country, with French, German, and Luxembourgish all spoken, making it a great place for those who want to learn a new language. The country also offers a wide range of cultural activities, from museums and galleries to music and theatre, making it a great place to explore and experience new things. Finally, Luxembourg is a safe and secure country, with a low crime rate and a strong sense of community, making it an ideal place to live and work.

What do I need to know before moving to Luxembourg?

When we asked people what advice they would give someone preparing to move to Luxembourg, they said:

"- Make sure to research Luxembourg’s different communes and the amenities they offer, such as parks, shops, schools, and public transport, in order to determine which commune best suits your needs. - Familiarize yourself with the Luxembourgish language. While English is widely spoken in Luxembourg, learning at least a few key phrases in Luxembourgish is highly recommended. - Understand the visa requirements needed in order to work or establish residency in Luxembourg. - Gather information on medical insurance as you are required to have health insurance to live and work in Luxembourg. - Consider opening a bank account in Luxembourg in order to take advantage of the privileged banking status of the country. - Be aware of taxation regulations in the country and research the relevant tax deductions that may be applicable to your situation," said one expat in Luxembourg.

How do I find a place to live in Luxembourg?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Luxembourg is relatively easy as there are several options available. Rental apartments are common in the larger cities and towns, as well as in smaller villages. German-speaking neighborhoods are more likely to be found in the south, with French-speaking areas in the north and east. To find a place to rent, it is important to search classifieds or contact large real estate agencies. You can also look into student accommodation, furnished or short term rentals, and single rooms or sharing with a flatmate. Also, many people find rooms to rent through contacts such as friends or family. Finally, do not forget to inquire about rental prices and appointment availability," said one expat in Luxembourg.

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What is a typical expat home or apartment like in Luxembourg?

"Luxembourg expat homes and apartments tend to be modern and comfortable, with many luxury features. Most homes have at least three bedrooms and two bathrooms, as well as a large, open layout and spacious living areas. Floors are usually wood, tile, or laminate, with underfloor heating, while some buildings may feature a lift. Kitchens are usually fitted with modern appliances and some balconies, terraces, and outdoor spaces are common. Internet and telephone connections can often be easily established and buildings typically offer intercom and CCTV security systems," explained one expat living in Luxembourg, Luxembourg.

What is the average cost of housing in Luxembourg?

If you are thinking about moving to Luxembourg, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Luxembourg is generally high, with rents in the city center being particularly expensive. Prices vary depending on the type, size, and location of accommodation. Although the Grand Duchy is one of the most expensive places in Europe for rental accommodation, rental costs can still vary greatly, with rural areas having much lower rental costs than city centers," said one expat who made the move to Luxembourg.

Should I buy or rent a home in Luxembourg?

If you have not spent a lot of time in Luxembourg, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Buying a home in Luxembourg is likely the more financially viable option in the long run. However, renting is the better option for those who don't intend to stay in Luxembourg for very long, or who want more flexibility. The cost of buying and housing in Luxembourg can be high, so it's important to consider the difference in costs between buying and renting before coming to a decision," said one expat in Luxembourg.

What should I pack when moving to Luxembourg?

We asked people living in Luxembourg to list three things they wish they had brought and three they wish they had left behind. They responded:

"Essential items for moving to Luxembourg include clothing for all seasons, bedding, kitchen items, items for personal hygiene, toiletries, basic cleaning supplies, towels, food and pantry items, medicine and health items, pet items (if applicable), documents and paperwork related to your move, pet items (if applicable), furniture, electronics and appliances for the home, household items for decoration, a good amount of cash in euros, first-aid supplies, travel adaptors, maps and guidebooks of the country and area, and other items which may be specific to your living situation," remarked one expat in Luxembourg, Luxembourg.

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What cultural faux pas should I try to avoid making in Luxembourg?

We asked people in Luxembourg if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"It is important to avoid being overly loud or aggressive while in Luxembourg, as these behaviors are seen as rude or even aggressive. Being on time to meetings and other social engagements should also be taken into account, as Luxembourgers value punctuality. Additionally, one should be respectful of religion and try to avoid making comments about religious or political matters, as this can be seen as offensive. Furthermore, dress codes for certain occasions should be respected and it is important to be polite and civil in conversations," remarked one expat in Luxembourg, Luxembourg.

Why do people move to Luxembourg?

When we asked people why foreigners move to Luxembourg, they responded:

"Expats are attracted to move to Luxembourg for various reasons, including its high standard of living, strong economy, and excellent healthcare system. The country also offers a safe and secure environment, with low crime rates and political stability. Luxembourg is known for its multicultural and multilingual society, making it easy for expats to integrate and feel at home. Additionally, the country has a well-developed infrastructure, with efficient public transportation and easy access to other European countries. Luxembourg also offers attractive job opportunities, particularly in the finance and technology sectors, as well as competitive salaries and a favorable tax system. Furthermore, the education system in Luxembourg is of high quality, with a range of international schools available for expat families. Finally, the country's picturesque landscapes, historic sites, and vibrant cultural scene provide an enjoyable lifestyle for expats living in Luxembourg," commented one expat who moved to Luxembourg.

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How are healthcare services Luxembourg?

When we asked expats and global nomads about the quality of medical care in Luxembourg, they replied:

"Healthcare services in Luxembourg are of high quality and widely accessible to both residents and visitors. The country has a comprehensive public healthcare system, which is funded through social security contributions and provides coverage for a wide range of medical services, including general practitioners, specialists, hospital care, dental care, and prescription medications. Private healthcare facilities are also available, offering additional options for those seeking specialized or more personalized care. The healthcare system in Luxembourg is characterized by a strong network of hospitals, clinics, and medical centers, ensuring that patients have access to the care they need. The country's healthcare professionals are well-trained and highly skilled, with many doctors and specialists having received their education and training in other European countries or the United States. In addition to the public healthcare system, Luxembourg also has a robust private healthcare sector, which includes private hospitals, clinics, and medical practices. These facilities often provide more specialized services and shorter waiting times for appointments and treatments. Many residents and expatriates in Luxembourg choose to take out private health insurance to cover the costs of private healthcare services. Pharmacies are widely available throughout Luxembourg, and they are well-stocked with a wide range of prescription and over-the-counter medications. Pharmacists in Luxembourg are knowledgeable and can provide advice and guidance on medications and minor health issues. Emergency medical services in Luxembourg are efficient and responsive, with ambulances and emergency medical teams available to provide rapid assistance in case of accidents or sudden illness. The emergency number in Luxembourg is 112, which can be dialed for free from any phone. Overall, healthcare services in Luxembourg are of a high standard, ensuring that residents and visitors have access to quality medical care when needed," stated one expat who made the move to Luxembourg.

What are medical services in Luxembourg like?

When we asked expats and global nomads about the quality of medical care in Luxembourg, they replied:

"Medical services in Luxembourg are of high quality and easily accessible, with both public and private healthcare systems available. The country has a well-developed network of hospitals, clinics, and medical centers, staffed by highly trained and skilled healthcare professionals. Luxembourg's healthcare system is funded through a social security system, which covers the majority of medical expenses for residents. Emergency services are efficient, and pharmacies are well-stocked with a wide range of medications. Private healthcare options are also available for those who prefer specialized or more personalized care. Overall, Luxembourg offers excellent medical services to its residents and visitors," wrote one expat living in Luxembourg.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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