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Moving to Santa Fe, Panama | Digital Nomad Exchange
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Moving to Santa Fe, Panama

By Joshua Wood, LPC

Last updated on Nov 05, 2024

Summary: Moving to Santa Fe, Panama: Expats, retirees and digital nomads talk about everything you need to know before moving to Santa Fe.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

What do I need to know before moving to Santa Fe?

When we asked people what advice they would give someone preparing to move to Santa Fe, they said:

"Santa Fe, is a small town located in the Veraguas province, known for its natural beauty and tranquil lifestyle. Before moving there, expats should be aware of several factors to ensure a smooth transition. Firstly, Spanish is the primary language spoken in Santa Fe, so it would be beneficial to learn some basic Spanish phrases. However, English is also widely spoken, especially among the younger generation and in tourist areas. The cost of living in Santa Fe is relatively low compared to many Western countries. This includes housing, food, and healthcare. However, it's important to note that while healthcare is affordable, the medical facilities may not be as advanced as those in larger cities or developed countries. The climate in Santa Fe is tropical, with a wet and dry season. It's generally warm throughout the year, but the town is located in the mountains, so it can get cool at night. Santa Fe is a rural town, so the pace of life is slower than in a city. This can be a positive aspect for those looking for a relaxed lifestyle, but it might take some adjustment for those used to a faster pace. Public transportation in Santa Fe is limited, so having a car can be beneficial. However, the town is small enough to navigate on foot or by bicycle. The town is known for its natural beauty, with plenty of opportunities for outdoor activities like hiking, bird watching, and exploring waterfalls. However, it's less developed in terms of entertainment and shopping options, so it might not be the best fit for those who enjoy a bustling city life. Finally, while Santa Fe is generally safe, like any place, it's important to take standard precautions to protect yourself and your property. It's recommended to secure your home properly and be aware of your surroundings, especially at night," explained one expat living in Santa Fe, Panama.

How do I find a place to live in Santa Fe?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Santa Fe involves several steps. First, you need to determine your budget and what type of accommodation you are looking for. This could range from a small apartment to a larger house or even a piece of land where you can build your own home. Next, you should research the different neighborhoods in Santa Fe to find one that suits your lifestyle and preferences. Some areas may be closer to amenities like shops and restaurants, while others may offer more peace and quiet. Once you have a good idea of what you're looking for, you can start your search. There are several online real estate portals that list properties for sale or rent in Santa Fe, Panama. Websites like Encuentra24, Compreoalquile, and Panama Realtor can be good starting points. These websites allow you to filter your search based on factors like price, location, and property type. In addition to online searches, you may also want to consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the legal process of buying or renting a property in Panama. Visiting Santa Fe in person can also be beneficial. This allows you to explore different neighborhoods, view properties in person, and get a feel for the community. While there, you can also check local bulletin boards or newspapers for property listings, or even ask locals if they know of any available places. Once you've found a potential place, make sure to thoroughly inspect it and ask any necessary questions. If you decide to proceed, you'll need to negotiate the terms and sign a contract. It's recommended to have a lawyer review the contract to ensure everything is in order. Finally, once the contract is signed and payment is made, you can move into your new home in Santa Fe, Panama," explained one expat living in Santa Fe, Panama.

Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What is a typical expat home or apartment like in Santa Fe?

"Expat homes in Santa Fe, are typically designed to blend in with the natural surroundings, often featuring a tropical architectural style. They are usually spacious, with multiple bedrooms and bathrooms to accommodate families or guests. Many homes have large, open living areas and kitchens equipped with modern appliances. Outdoor living spaces are also common, with many homes featuring patios, balconies, or terraces that offer stunning views of the surrounding mountains and forests. Some homes even have private pools or access to community amenities like fitness centers and clubhouses. Despite the remote location, many expat homes in Santa Fe are equipped with modern conveniences like high-speed internet, satellite TV, and air conditioning. They are often furnished with a mix of local and imported furniture, giving them a unique, eclectic feel. In terms of location, expat homes in Santa Fe are often situated in safe, quiet neighborhoods. They are typically close to local amenities like shops, restaurants, and schools, but also offer easy access to outdoor activities like hiking, bird watching, and exploring the nearby national parks. Overall, expat homes in Santa Fe, Panama, offer a comfortable, relaxed lifestyle that combines the best of modern living with the beauty and tranquility of the Panamanian countryside," said one expat in Santa Fe.

What is the average cost of housing in Santa Fe?

If you are thinking about moving to Santa Fe, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Santa Fe can vary greatly depending on the type, size, and location of the property. However, it is generally considered to be quite affordable compared to many other regions. For a modest home in the town center, one might expect to pay a relatively low price, while larger, more luxurious homes in sought-after areas may cost significantly more. It's also possible to find inexpensive land for sale in more rural areas surrounding the town. Renting is also a popular option, with prices again varying based on the size and location of the property," said one expat who made the move to Santa Fe.

Should I buy or rent a home in Santa Fe?

If you have not spent a lot of time in Santa Fe, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Santa Fe, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Santa Fe for a long period, buying a home could be a good investment. Real estate in Panama is generally affordable, and owning a property can provide a sense of stability and the freedom to make changes to your home as you wish. On the other hand, if you're unsure about your long-term plans or if your financial situation is unstable, renting might be a better option. Renting a home in Santa Fe can offer more flexibility, as you can move more easily if your circumstances change. It also means you won't have to worry about property maintenance or unexpected repair costs, as these are usually covered by the landlord. It's also worth considering the local real estate market. If property prices in Santa Fe are rising, buying a home could be a good investment. However, if the market is stagnant or declining, renting might be a safer option. In conclusion, both buying and renting a home in Santa Fe, Panama, have their pros and cons. It's important to carefully consider your personal circumstances and financial situation before making a decision. Consulting with a local real estate agent or financial advisor could also be beneficial," remarked one expat in Santa Fe, Panama.

What should I pack when moving to Santa Fe?

We asked people living in Santa Fe to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Santa Fe, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, and sandals. However, also pack a few warmer items like a light jacket or sweater for cooler evenings or air-conditioned environments. Don't forget to pack a good quality sunscreen, a hat, and sunglasses to protect yourself from the sun. A reusable water bottle is also essential to stay hydrated. Pack your necessary toiletries, but remember that most items can be purchased locally. If you have specific brands you prefer, it might be a good idea to bring them along. Bring any prescription medications you need, along with a copy of your prescription. It's also wise to pack a basic first aid kit with band-aids, antiseptic wipes, and over-the-counter pain relievers. Pack your important documents such as your passport, driver's license, and any necessary visas or work permits. It's also a good idea to have copies of these documents. If you plan on working or studying, bring any necessary supplies like a laptop, notebooks, and pens. Pack a Spanish-English dictionary or phrasebook, or have a translation app ready on your phone, as not everyone in Panama speaks English. Lastly, don't forget to pack items that will help you feel at home, like photos of loved ones, favorite books, or comfort foods that might be hard to find in Panama," commented one expat who made the move to Santa Fe.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama
Connect

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Click connect to have our partner contact you via e-mail and/or phone.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What cultural faux pas should I try to avoid making in Santa Fe?

We asked people in Santa Fe if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Santa Fe, it's important to respect the local customs and traditions. Avoid wearing revealing clothing, especially in religious or traditional settings, as it is considered disrespectful. Do not litter or damage the environment, as Panamanians take pride in their natural surroundings. Avoid making negative comments about the country or its people, as this is considered rude and disrespectful. It's also considered impolite to interrupt someone while they are speaking. When dining, it's customary to finish all the food on your plate, as leaving food is seen as wasteful. Avoid discussing sensitive topics such as politics, religion, or personal matters unless you are very close with the person. Always ask permission before taking photos of people, especially indigenous people, as it is considered disrespectful to do so without consent. Lastly, punctuality is not highly valued in Panamanian culture, so don't be offended if people are late to meetings or events," remarked one expat who made the move to Santa Fe.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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