Moving to Boracay Island, Philippines
Last updated on Aug 11, 2024
Summary: Moving to Boracay Island, Philippines? Expats talk about what you need to know before moving to Boracay Island.
What do I need to know before moving to Boracay Island?
When we asked people what advice they would give someone preparing to move to Boracay Island, they said:
"Expats moving to Boracay Island should be aware that the official language is Filipino, but English is widely spoken and understood. The currency used is the Philippine Peso, and while credit cards are accepted in most places, it's always a good idea to carry some cash. The cost of living is relatively low compared to Western countries, but it can be higher on the island due to its popularity as a tourist destination. Boracay Island is known for its beautiful beaches, so be prepared for a tropical climate with high humidity and temperatures. The island has a rainy season from June to October, and a dry season from November to May. Healthcare facilities on the island are limited, so for serious medical conditions, one may need to travel to bigger cities. It's recommended to have comprehensive health insurance that covers medical evacuation. The island is generally safe, but like any tourist destination, petty crime like pickpocketing can occur, so it's important to be vigilant. Expats should also be aware of the local customs and traditions. Filipinos are generally friendly and hospitable, but it's important to respect their culture and traditions. Internet connection on the island can be unreliable, so if you're planning to work remotely, this could be a challenge. Lastly, the island has been undergoing rehabilitation efforts to preserve its natural beauty, so there are rules and regulations in place to protect the environment, such as a ban on single-use plastics," explained one expat living in Boracay Island, Philippines.
How do I find a place to live in Boracay Island?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Boracay Island involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a simple room rental to a luxury beachfront villa. Next, you should research the different areas of Boracay. The island is divided into several 'stations' with Station 1 being the most upscale and Station 3 being the most budget-friendly. Each station has its own unique vibe and attractions, so choose the one that suits your lifestyle and preferences best. Once you've decided on a location, you can start looking for available properties. There are several online platforms where you can find listings, such as Airbnb, Booking.com, and local real estate websites. These platforms allow you to filter results based on your preferences, such as price, property type, and amenities. It's also a good idea to contact local real estate agents who specialize in Boracay properties. They can provide you with insider information and help you navigate the local real estate market. Once you've found a few potential options, arrange for viewings. This will give you a better sense of the property's condition, its proximity to amenities, and the neighborhood. Before finalizing any rental or purchase, make sure to read the contract carefully and understand all the terms and conditions. If possible, seek legal advice to ensure that your rights are protected. Finally, once you've found your ideal place, make the necessary payments and move in. Remember to set up utilities and internet if they're not included in your rental agreement. Finding a place to live in Boracay can take some time and effort, but with careful planning and research, you can find a home that suits your needs and allows you to enjoy all that this beautiful island has to offer," said one expat in Boracay Island.
What is a typical expat home or apartment like in Boracay Island?
"A typical expat home or apartment in Boracay Island, is often located near the beach, providing stunning views of the turquoise waters and white sand. These homes are usually designed with a blend of modern and traditional Filipino architecture, featuring bamboo and rattan furniture, high ceilings for ventilation, and wide windows for natural light. They often have spacious living areas, fully equipped kitchens, and comfortable bedrooms. Some homes may also include a balcony or a patio, perfect for outdoor dining or simply relaxing while enjoying the tropical climate. Many expat homes also have access to amenities such as swimming pools, fitness centers, and even housekeeping services. Despite being in a tropical paradise, these homes are also equipped with modern conveniences such as Wi-Fi, air conditioning, and cable TV. The surrounding area is usually peaceful and quiet, but also conveniently close to local markets, restaurants, and other attractions," said one expat in Boracay Island.
What is the average cost of housing in Boracay Island?
If you are thinking about moving to Boracay Island, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Boracay Island can vary greatly depending on the location, size, and type of property. For a standard one-bedroom apartment in the city center, you might expect to pay a moderate monthly rent, while a similar apartment outside the city center may cost slightly less. If you're looking to buy property, a typical one-bedroom city center apartment could be quite expensive, while a three-bedroom house outside the city center might be more affordable. Luxury villas and beachfront properties are, of course, significantly more expensive. It's also important to note that prices can fluctuate based on tourism demand and the time of year," remarked one expat who made the move to Boracay Island.
Should I buy or rent a home in Boracay Island?
If you have not spent a lot of time in Boracay Island, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"The decision to buy or rent a home in Boracay Island, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Boracay for a long period or frequently visit the island, buying a home could be a good investment. Owning a property in Boracay can also provide a potential source of income if you decide to rent it out when you're not using it. However, buying a home is a significant financial commitment. It involves upfront costs such as the down payment, closing costs, and property taxes. You'll also be responsible for ongoing costs like maintenance and repairs. If you're not ready for this level of commitment, or if you're unsure about your long-term plans, renting might be a better option. Renting a home in Boracay offers more flexibility. It's a good option if you're planning a short-term stay or if you prefer not to deal with the responsibilities of homeownership. Renting can also be more affordable in the short term, as you won't have to deal with the upfront costs associated with buying a home. In conclusion, both buying and renting a home in Boracay have their pros and cons. It's important to carefully consider your financial situation, lifestyle, and future plans before making a decision. Consulting with a real estate professional or financial advisor can also be helpful in making an informed decision," remarked one expat who made the move to Boracay Island.
What should I pack when moving to Boracay Island?
We asked people living in Boracay Island to list three things they wish they had brought and three they wish they had left behind. They responded:
"When moving to Boracay Island in the Philippines, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, tank tops, and sundresses. Don't forget to pack a good amount of swimwear as you'll likely spend a lot of time on the beach. A hat, sunglasses, and a high SPF sunscreen are essential to protect yourself from the sun. You should also pack a reusable water bottle to stay hydrated. Comfortable footwear is important, especially sandals or flip-flops for the beach and walking shoes for exploring the island. Pack your toiletries, but remember that items like shampoo, conditioner, and body wash can be bought locally. However, if you have specific brands you prefer, it might be a good idea to bring them with you. Don't forget to pack your necessary medications and a basic first aid kit. Bring along your electronics, such as your phone, laptop, and camera, along with their chargers. An international adapter might be needed for your devices. Pack a good book or two for relaxing on the beach. Lastly, bring important documents like your passport, driver's license, and any necessary visas or permits. It's also a good idea to have copies of these documents. Remember, while it's important to be prepared, most items can be purchased on the island if you forget something," commented one expat who made the move to Boracay Island.
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What cultural faux pas should I try to avoid making in Boracay Island?
We asked people in Boracay Island if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"When visiting Boracay Island in the Philippines, it's important to respect local customs and traditions. Avoid making negative comments about the country or its people, as Filipinos are very proud of their heritage. Do not disrespect religious beliefs or practices, as the Philippines is predominantly Catholic. Refrain from wearing revealing clothing, especially in religious or sacred places. Avoid public displays of affection, as they are considered inappropriate in Filipino culture. Do not litter or damage the environment. Boracay Island is known for its pristine beaches and natural beauty, and locals take great pride in preserving it. Avoid being too loud or disruptive, especially in public places. Filipinos value respect and courtesy, and being too loud can be seen as disrespectful. Do not ignore local customs and traditions. For example, it's customary to use both hands when giving or receiving something, and to say "po" and "opo" as a sign of respect when speaking to elders. Avoid being overly critical or confrontational. Filipinos value harmony and prefer to avoid conflict whenever possible. Lastly, do not forget to tip. While it's not mandatory, it's a common practice in the Philippines and is greatly appreciated," explained one expat living in Boracay Island, Philippines.
About the Author
Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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