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Moving to Baguio city, Philippines | Digital Nomad Exchange
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Moving to Baguio city, Philippines

By Betsy Burlingame

Last updated on Dec 05, 2024

Summary: Moving to Baguio city, Philippines? Expats talk about what you need to know before moving to Baguio city.

Cigna Global Health
Cigna Global Health
Cigna Global Health
Cigna Global Health

What do I need to know before moving to Baguio city?

When we asked people what advice they would give someone preparing to move to Baguio city, they said:

"Baguio City, also known as the "Summer Capital of the Philippines", is located in the northern part of the country and is known for its cool climate, making it a popular destination for both locals and foreigners. Before moving to Baguio City, expats should be aware of several important factors. Firstly, the cost of living in Baguio City is relatively low compared to other major cities in the Philippines. However, prices for goods and services can be higher due to the city's tourist popularity. Secondly, the city's climate is cooler than most parts of the Philippines, with temperatures rarely exceeding 26 degrees Celsius. This can be a welcome relief from the tropical heat, but it also means you'll need to pack appropriate clothing. Thirdly, English is widely spoken in Baguio City, making it easier for expats to communicate. However, learning some basic phrases in the local language, Tagalog, can be beneficial. Fourthly, Baguio City is known for its vibrant arts scene, with numerous galleries, festivals, and craft markets. It's also home to the Baguio Country Club and Camp John Hay, which offer golfing and other recreational activities. Fifthly, the city has a good healthcare system with several hospitals and clinics. However, it's advisable for expats to have comprehensive health insurance. Sixthly, traffic can be heavy in Baguio City, especially during peak tourist season. Public transportation is available, but it can be crowded. Lastly, Baguio City is relatively safe, but like any city, it's important to take precautions. Be aware of your surroundings, especially at night, and avoid displaying expensive items in public. In conclusion, Baguio City offers a unique living experience with its cool climate, vibrant arts scene, and low cost of living. However, expats should be prepared for the city's heavy traffic, higher prices due to tourism, and the need for comprehensive health insurance," replied a member in Baguio city.

How do I find a place to live in Baguio city?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Baguio City, Philippines involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from apartments, condos, houses, or even dormitories if you're a student. Next, you can start your search online. Websites like Lamudi, Dot Property, and Property24 have listings for Baguio City. These websites allow you to filter your search based on your preferences such as location, price range, number of bedrooms, and type of property. Social media platforms like Facebook also have groups where people post available rentals in Bagui City. Join these groups and keep an eye out for posts that match your criteria. Another option is to hire a local real estate agent. They have extensive knowledge of the local market and can help you find a place that fits your needs and budget. If you're already in Baguio City, you can also look for "For Rent" signs in the areas you're interested in. Some landlords don't advertise online and only rely on these signs to find tenants. Once you've found a potential place, arrange a visit to inspect the property. Check the condition of the place, ask about the terms of the lease, and inquire about any additional fees. Lastly, once you're satisfied with a place, you can proceed with the rental agreement. Make sure to read the contract thoroughly and understand all the terms before signing. It's also advisable to ask for a receipt for any payments made," remarked one expat who made the move to Baguio city.

What is a typical expat home or apartment like in Baguio city?

"A typical expat home or apartment in Bagio City, Philippines, is often located in a secure and peaceful neighborhood. These homes are usually fully furnished, featuring a living room, dining area, kitchen, and multiple bedrooms and bathrooms. The living room often has comfortable sofas, a television, and sometimes a fireplace for the colder months. The kitchen is usually equipped with modern appliances such as a refrigerator, stove, and microwave. The bedrooms are spacious, with large beds, wardrobes, and sometimes an en-suite bathroom. The bathrooms are typically modern and clean, with hot and cold showers. Some homes may also have a balcony or terrace with a view of the city or the surrounding mountains. Many expat homes in Baguio City are located in condominiums or gated communities, providing additional amenities such as a swimming pool, gym, and 24-hour security. These homes are often in close proximity to shopping centers, restaurants, schools, and hospitals, making it convenient for expats. Despite being in the city, many homes are surrounded by greenery, providing a peaceful and relaxing environment. Some homes may also have a garden or yard. The architecture and design of the homes often blend modern and traditional Filipino styles, creating a unique and comfortable living space. In terms of utilities, these homes usually have reliable electricity, water supply, and internet connection. Some may also have a laundry area, parking space, and a maid's room. Overall, expat homes in Baguio City offer a comfortable and convenient living experience, with a touch of Filipino culture and hospitality," said one expat in Baguio city.

What is the average cost of housing in Baguio city?

If you are thinking about moving to Baguio city, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Bagio City, Philippines can vary greatly depending on the type and size of the property. For instance, a modest apartment in the city center may cost around PHP 20,000 to PHP 30,000 per month to rent. If you're looking to buy, a mid-range house in Baguio City can cost anywhere from PHP 5 million to PHP 10 million. However, luxury properties and houses in prime locations can cost significantly more. It's also worth noting that prices can fluctuate based on market conditions and other factors," replied a member in Baguio city.

Should I buy or rent a home in Baguio city?

If you have not spent a lot of time in Baguio city, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Bagio City, Philippines, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Baguio City for a long time, buying a home could be a good investment. Owning a property allows you to build equity over time and could potentially provide a return on investment if property values increase. On the other hand, renting a home in Baguio City might be a better option if you're not planning to stay long-term or if you prefer not to have the responsibilities that come with homeownership. Renting can offer more flexibility, as it's easier to move if your circumstances change. It also means you won't have to worry about maintenance costs or property taxes, which are typically the responsibility of the landlord. It's also worth considering the cost of living and the real estate market in Baguio City. If property prices are high and you're not in a position to make a large investment, renting might be more affordable. However, if you can afford to buy and property prices are relatively low, it could be a good time to invest. In conclusion, whether you should buy or rent a home in Baguio City depends on your personal and financial circumstances. It's important to weigh up the pros and cons of both options and consider seeking advice from a financial advisor or real estate professional," commented one expat who made the move to Baguio city.

What should I pack when moving to Baguio city?

We asked people living in Baguio city to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Baguio City, Philippines, you should pack a variety of clothing options due to the city's cooler climate. This includes light jackets, sweaters, and long-sleeved shirts for the colder months, as well as lighter clothing like t-shirts and shorts for the warmer months. Don't forget to pack a good pair of walking shoes, as the city is known for its hilly terrain. In terms of personal items, bring your toiletries, prescription medications, and any other personal care items you use daily. It's also a good idea to pack a first aid kit for any minor injuries or illnesses. If you plan on cooking, consider packing some of your favorite spices or ingredients that may not be readily available in Baguio. Similarly, if you have a favorite brand of coffee or tea, you might want to bring some along. For entertainment, bring books, a laptop, or other devices to keep you occupied during your downtime. Don't forget your chargers and adapters, as the Philippines uses a different plug type than many other countries. Lastly, bring important documents such as your passport, driver's license, and any necessary visas or work permits. It's also a good idea to have copies of these documents in case the originals are lost or stolen," remarked one expat who made the move to Baguio city.

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William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What cultural faux pas should I try to avoid making in Baguio city?

We asked people in Baguio city if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Baguio City in the Philippines, it's important to respect local customs and traditions to avoid any cultural faux pas. Firstly, avoid making negative comments about the country or its people. Filipinos are very proud of their culture and heritage, and any negative remarks can be seen as disrespectful. Secondly, be mindful of your attire. While Baguio City is more liberal compared to other parts of the Philippines, it's still best to dress modestly, especially when visiting religious sites. Thirdly, avoid public displays of affection. While it's not entirely frowned upon, it's not commonly practiced in the Philippines, especially in more conservative areas. Fourthly, always use your right hand when giving or receiving items, as the left hand is considered unclean in Filipino culture. Fifthly, be respectful when interacting with elders. Filipinos place a high value on respect for elders, so always use polite forms of address and avoid contradicting or arguing with them. Lastly, avoid discussing sensitive topics such as politics and religion. These topics can lead to heated debates and potential misunderstandings. By being mindful of these cultural norms, you can ensure a respectful and enjoyable visit to Bagio City," replied a member in Baguio city.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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