Moving to Moalboal, Philippines
Last updated on Sep 07, 2024
Summary: Moving to Moalboal, Philippines? Expats talk about what you need to know before moving to Moalboal.
What do I need to know before moving to Moalboal?
When we asked people what advice they would give someone preparing to move to Moalboal, they said:
"Expats moving to Moalboal should be aware that the town is a popular tourist destination known for its beautiful beaches and diving spots. English is widely spoken in Moalboal, making it easier for expats to communicate with locals. The cost of living is relatively low compared to Western countries, but it's still higher than in other parts of the Philippines due to its popularity with tourists. Expats should also know that the healthcare facilities in Moalboal are basic, so for serious medical conditions, they may need to travel to Cebu City. Public transportation is available but can be crowded and unreliable, so many expats choose to rent or buy a motorbike for getting around. The weather in Moalboal is tropical, with a rainy season from June to November and a dry season from December to May. Expats should be prepared for high humidity and occasional typhoons. The local cuisine is heavily based on seafood, rice, and tropical fruits, and Western food is available but can be more expensive. Finally, expats should be aware that while Moalboal is generally safe, they should still take standard precautions to protect their personal safety and belongings," said one expat in Moalboal.
How do I find a place to live in Moalboal?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Moalboal involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a simple room rental to a more luxurious beachfront villa. Next, you should research the different areas in Moalboal. The town is divided into several barangays or neighborhoods, each with its own unique characteristics. Some popular areas include Panagsama Beach, known for its vibrant nightlife and diving spots, and White Beach, which is quieter and more residential. Once you have a clear idea of where you want to live, you can start looking for available properties. There are several online platforms where you can find listings, such as Lamudi, Dot Property, and Property24. These websites allow you to filter results based on location, price, and type of property. In addition to online listings, you can also contact local real estate agents. They have extensive knowledge of the local market and can help you find properties that match your criteria. Make sure to communicate your needs and preferences clearly to your agent. When you find a property you're interested in, arrange a viewing. This will give you a chance to inspect the property and the surrounding area. Pay attention to the condition of the property, the availability of amenities, and the overall atmosphere of the neighborhood. Before signing a lease or purchasing a property, make sure to read the contract carefully. If you're not familiar with Philippine real estate laws, consider hiring a lawyer to review the contract. Finally, once you've found your ideal home and everything is in order, you can proceed with the necessary paperwork and payments. Remember to keep all receipts and documents for future reference," explained one expat living in Moalboal, Philippines.
What is a typical expat home or apartment like in Moalboal?
"A typical expat home or apartment in Moalboal, is often located near the beach, offering stunning sea views. These homes are usually fully furnished, featuring a mix of modern and traditional Filipino design elements. The living area is spacious, often with an open-plan layout that includes a dining area and a fully equipped kitchen. Bedrooms are comfortable, often air-conditioned, and come with ample storage space. Bathrooms are usually equipped with hot and cold showers. Many homes also have outdoor spaces like balconies or patios, perfect for relaxing and enjoying the tropical climate. Some properties may also include amenities like a private pool, garden, or access to a community clubhouse. Security is typically good, with many homes located within gated communities. Despite being in a relatively rural area, these homes often have reliable internet access, making them suitable for remote work," commented one expat who made the move to Moalboal.
What is the average cost of housing in Moalboal?
If you are thinking about moving to Moalboal, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Moalboal can vary greatly depending on the type of accommodation. For a simple, local-style house or apartment, the monthly rent can be quite affordable. However, for more luxurious villas or beachfront properties, the cost can be significantly higher. On average, one might expect to pay a moderate amount for a decent house or apartment in Moalboal. It's also important to note that buying property can be a complex process for foreigners in the Philippines, so many choose to rent instead," said one expat in Moalboal.
Should I buy or rent a home in Moalboal?
If you have not spent a lot of time in Moalboal, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"The decision to buy or rent a home in Moalboal, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Moalboal for a long period, buying a home could be a good investment. Owning a property allows you to build equity over time and gives you a sense of stability and permanence. On the other hand, if you're unsure about your long-term plans or if your financial situation is unstable, renting might be a better option. Renting offers more flexibility as you can easily move if your circumstances change. It also doesn't require a large upfront investment like buying a home does. Consider the cost of living, property prices, and rental rates in Moalboal. Also, think about the responsibilities that come with owning a home, such as maintenance and repairs, property taxes, and homeowners insurance. Renting is generally less of a hassle as the landlord typically handles most of these issues. Lastly, consider seeking advice from real estate professionals or financial advisors who are familiar with the Moalboal market. They can provide valuable insights and help you make an informed decision," replied a member in Moalboal.
What should I pack when moving to Moalboal?
We asked people living in Moalboal to list three things they wish they had brought and three they wish they had left behind. They responded:
"When moving to Moalboal, it's essential to pack lightweight and breathable clothing due to the tropical climate. Include a mix of short-sleeved shirts, shorts, and light dresses. Don't forget to pack a swimsuit or two, as Moalboal is known for its beautiful beaches and diving spots. A hat, sunglasses, and a high SPF sunscreen are also must-haves to protect yourself from the sun. Pack a sturdy pair of sandals suitable for walking on the beach and a pair of comfortable shoes for exploring the town. A light rain jacket or umbrella is also recommended, as the Philippines experiences frequent rain showers. Bring along your necessary toiletries, but remember that most items can be purchased locally. However, if you have specific brands or products you prefer, it's better to bring them with you. Don't forget to pack your necessary documents, such as your passport, visa, and other identification. It's also a good idea to have copies of these documents. If you plan on diving, bring your certification card and logbook. You may also want to pack your own snorkeling or diving gear, although these can be rented locally. Pack a basic first aid kit with band-aids, antiseptic wipes, and any necessary prescription medications. It's also recommended to bring a water bottle to stay hydrated, and a reusable shopping bag, as the Philippines is trying to reduce plastic usage. Lastly, bring a good quality camera or smartphone to capture the beautiful scenery and memories of your time in Moalboal," said one expat in Moalboal.
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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What cultural faux pas should I try to avoid making in Moalboal?
We asked people in Moalboal if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"In Moalboal, it is considered disrespectful to point with your fingers, instead, locals use their lips to indicate direction. Avoid wearing revealing clothing, especially in religious or traditional settings, as it is seen as disrespectful. Do not lose your temper or raise your voice in public, as Filipinos value maintaining harmony and smooth interpersonal relationships. Avoid discussing sensitive topics such as politics, religion, and personal finances. It's also considered rude to refuse food or drink offered to you during social gatherings or home visits. Always show respect to elders and those in positions of authority. Lastly, punctuality is not strictly observed in the Philippines, but as a foreigner, it's best to arrive on time," said one expat in Moalboal.
About the Author
Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Get a quote for international health insurance from our partner, William Russell.
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