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Digital Nomad Guide to Ambergris Caye, Belize | Digital Nomad Exchange
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Digital Nomad Life in Ambergris Caye, Belize

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By Betsy Burlingame

Summary: Belize City is a popular destination for digital nomads due to its low cost of living, friendly locals, and easy access to the Caribbean Sea. The city has a population of approximately 70,000 people and is the largest city in Belize. The monthly cost of living for a digital nomad in Belize City is estimated to be around $1,500 USD. This includes rent, food, transportation, and entertainment. The cost of renting a centrally located, one-bedroom apartment with high-speed internet access in Belize City is approximately $500 USD per month. The best neighborhood to live in Belize City is the Fort George area. This area is close to the city center and offers a variety of restaurants, bars, and shops. It is also close to the Caribbean Sea, making it a great spot for beach lovers. The weather in Belize City is typically warm and humid, with temperatures ranging from 70-90 degrees Fahrenheit (21-32 degrees Celsius).

How do I meet people in Ambergris Caye?

When we asked people living in Ambergris Caye about club and activities where newcomers can meet others, they responded:

"Expats in Ambergris Caye often join a variety of clubs and activities to meet people and integrate into the local community. These include diving and snorkeling clubs, due to the island's proximity to the world's second-largest barrier reef. There are also fishing clubs, as the area is renowned for its excellent fishing opportunities. For those interested in fitness and wellness, there are yoga and pilates classes, as well as gyms and sports clubs. Expats can also participate in local charity organizations and volunteer groups, which not only provide a chance to meet people but also to give back to the community. Cultural activities such as cooking classes, language exchange groups, and art workshops are also popular among expats. These activities provide an opportunity to learn more about the local culture and traditions, as well as meet like-minded individuals. In addition to joining clubs and activities, expats often meet people through social events and gatherings. These can range from informal beach barbecues and parties to more formal events like wine tastings or charity galas. Many expats also meet people through their children's schools or through local churches. Another popular way for expats to meet people in Ambergris Caye is by participating in local festivals and events. These can include everything from the annual Lobster Fest to the San Pedro Carnival, both of which attract locals and expats alike. Finally, simply being open and friendly can go a long way in meeting people in Ambergris Caye. The local community is known for its welcoming and friendly nature, and many expats find that simply striking up a conversation with a neighbor or local shop owner can lead to lasting friendships," remarked one member in Ambergris Caye.

"It is really easy to meet people on Ambergris Caye. Here are just a few ideas of where we regularly socialize. Anything outdoor and health oriented is great on the island. My husband and I built the San Pedro Fitness Club, so I go there most days. Ladies tend to enjoy the water fitness classes, in particular, since it is both exercise and social time. But there are sailing groups, plenty of scuba and snorkeling opportunities, places that specialize in sailing or kayaking, and fishing groups and competitions. There are now also several yoga schools where you will meet health oriented people. So for those of us who like to balance healthy activities with a little indulgence, it is easy to do here... For those who enjoy live music, there are a variety of places where people hang out and listen to local bands, all for free. Beach bars include Crazy Canucks, BCs, and Fidos, all near town. On the north side, Legends often has good music. We love to dance to a live band on the beach, cooled by a sea breeze! Sunday afternoon lunch is a time when everyone goes out for beach BBQ and to socialize. Popular places include Caribbean Villas (they have plenty of water toys), Crazy Canucks, BCs, and the Palapa Bar (up north). We go to Wine de Vine on Friday nights. This is a "smoke free" environment where many expats, business owners and tourists drop in for a nice glass of wine, and a cheese platter. There are regular festivals and fund raiser events that many expats attend. It is a great way to socialize and also donate to a good cause. There are more volunteer organizations than I can mention. Many expats join both to contribute, and to meet people. The most popular are the Saga Society (which is the local Humane Society), the churches, Lion's Club, and various school organizations. Some groups get together to play cards such as bridge. And many of us get together for group dinners. Sometimes we meet a favorite restaurant. Other times we enjoy a pot luck with friends," explained one expat living in Ambergris Caye, Belize.

What is life like in Ambergris Caye?

When we asked people living in Ambergris Caye what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Ambergris Caye is often described as relaxed and laid-back, with a slow pace of life that many find appealing. The island is known for its beautiful beaches, clear waters, and abundant marine life, making it a paradise for those who enjoy outdoor activities such as snorkeling, diving, and fishing. The local community is friendly and welcoming, with a mix of locals and expats from around the world. English is widely spoken, which makes it easier for expats to communicate and integrate into the local culture. The cost of living is relatively low compared to many other popular expat destinations, although it can vary depending on lifestyle choices. Housing options range from modest apartments to luxury beachfront villas. For digital nomads, the internet connectivity is generally good, but it can sometimes be unreliable, especially during storms. There are several coworking spaces available, as well as cafes and restaurants with Wi-Fi. The island has a vibrant nightlife with a variety of bars and restaurants offering local and international cuisine. There are also plenty of opportunities to socialize and meet other expats, with regular events and gatherings. Healthcare facilities on the island are basic, but adequate for minor health issues. For more serious conditions, expats often travel to Belize City or even abroad. Despite the relaxed lifestyle, it's important to note that Ambergris Caye is a developing country and there can be challenges such as occasional power outages, limited shopping options, and the need to be vigilant about personal safety. Overall, Ambergris Caye offers a unique blend of Caribbean charm, natural beauty, and a relaxed lifestyle that many expats and digital nomads find appealing," said one expat who made the move to Ambergris Caye.

"It's a real mixed bag. The Belizeans are all working, as do many expats. Some expats live here only 3-6 months a year. We all have different priorities. You can find whatever you are looking for. But family is very important to Belizeans. So there are a lot of festivals and performances that we expats join in for. Socializing is really big here. We spend much more time with friends than we ever did in California. We still are very involved in business, but that also involves a lot of socializing. For us, our lives include all of the above," explained one foreigner living in Ambergris Caye, Belize.

Where should I live in Ambergris Caye?

We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Ambergris Caye involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a small apartment to a large beachfront villa. Next, you should research the different areas of Ambergris Caye to decide where you'd like to live. Some people prefer the bustling town of San Pedro, while others prefer the quieter, more secluded areas of the island. Once you have a clear idea of what you're looking for, you can start your search. There are several online real estate websites that list properties for rent or sale in Ambergris Caye, such as Belize Real Estate MLS, Century 21 Belize, and Ambergris Caye Belize Properties. You can also contact local real estate agents who can help you find a property that fits your needs and budget. They can provide valuable insight into the local market and guide you through the process of renting or buying a property in Belize. Another option is to visit Ambergris Caye and stay for a while before deciding where to live. This will give you a chance to explore the island, meet locals and other expats, and get a feel for the different neighborhoods. You can also check local bulletin boards and newspapers for rental listings. Once you've found a place you're interested in, make sure to thoroughly inspect the property and understand the terms of the lease or sale before making a commitment. If you're buying a property, it's recommended to hire a local attorney to help with the legal aspects of the transaction. Finally, once you've secured your new home in Ambergris Caye, you can start the process of moving in and making it your own. Whether you're planning to live there full-time or just for part of the year, you'll find that Ambergris Caye offers a unique and relaxed lifestyle that's hard to beat," said one person in Ambergris Caye.

What do I need to know before moving to Ambergris Caye?

When we asked people what advice they would give someone preparing to move to Ambergris Caye, they said:

"Come check it out first and spend some time. I visited here for a number of years before deciding I could live here fulltime. I knew how I'd spend my time. I have never regretted it. But I knew what I was getting into," said one expat in Ambergris Caye.

"Ambergris Caye, is a popular destination for expats due to its tropical climate, English-speaking population, and relaxed lifestyle. Before retiring there, it's important to understand a few key things. Firstly, Belize has a relatively low cost of living compared to many Western countries, but it's still essential to have a clear financial plan. The Belizean dollar is tied to the US dollar, which can make financial planning easier. Secondly, healthcare in Belize is generally of a good standard, but it may not be as advanced as in some Western countries. Expats often choose to have health insurance that covers medical evacuation, in case they need to return to their home country for treatment. Thirdly, while English is the official language, Spanish is also widely spoken. Learning some basic Spanish can be helpful, especially in more rural areas. Fourthly, Belize has a hot, tropical climate. This can be a big adjustment for those used to cooler climates, and it's important to consider how well you'll cope with the heat and humidity. Fifthly, Belize's infrastructure can be less developed than in some Western countries. This can mean occasional power outages, slow internet, and bumpy roads. Lastly, Belize has a relaxed, laid-back culture. This can be a big draw for some people, but it can also mean that things often move at a slower pace than you might be used to. It's important to be patient and to adjust your expectations accordingly. In conclusion, retiring in Ambergris Caye, Belize, can offer a relaxed, tropical lifestyle. However, it's important to do your research and to be prepared for the differences in culture, climate, and infrastructure," remarked one member in Ambergris Caye.

What do people appreciate most about the culture in Ambergris Caye?

"Expats in Ambergris Caye often appreciate the laid-back and relaxed lifestyle that the local culture embodies. They enjoy the friendly and welcoming nature of the Belizean people, who are known for their hospitality and warmth. The local cuisine, which is a blend of various cultures including Mayan, Creole, and Caribbean, is also highly appreciated. Expats love the rich cultural heritage and traditions, including the vibrant festivals and music. They also value the strong sense of community and the slower pace of life, which allows them to enjoy the natural beauty of the island. The emphasis on outdoor living and the close connection to nature is another aspect of the local culture that expats in Ambergris Caye appreciate," explained one person living in Ambergris Caye, Belize.

What do people find most challenging about the culture in Ambergris Caye?

"Expats in Ambergris Caye often find the slower pace of life, known as "island time", challenging to adjust to, as it can affect business operations and daily activities. The language barrier can also be a challenge, as while English is the official language, many locals speak Creole or Spanish. Some expats may find it difficult to navigate the local bureaucracy, which can be complex and time-consuming. The high cost of living, particularly for imported goods, can also be a challenge for expats. Additionally, some expats may struggle with the lack of certain amenities and services that they are accustomed to in their home countries. Lastly, the hot and humid climate can be uncomfortable for those not used to tropical weather," explained one person living in Ambergris Caye, Belize.

What residency documents or visas did I need if I will be in Ambergris Caye for a while?

"If you plan to stay in Ambergris Caye for an extended period, you will need to obtain a tourist visa. This visa allows you to stay in the country for up to 30 days. If you wish to stay longer, you will need to renew your visa every month for up to six months. After six months, you can apply for a one-year visa extension. If you plan to work or start a business in Belize, you will need to apply for a work permit. This permit must be renewed annually. If you plan to retire in Belize, you can apply for the Qualified Retired Persons (QRP) program. This program offers a number of benefits, including the ability to live in Belize tax-free. To qualify, you must be at least 45 years old and have a monthly income of at least $2,000 from a pension or annuity. If you plan to become a permanent resident of Belize, you will need to live in the country for at least one year without leaving for more than 14 consecutive days. After this period, you can apply for permanent residency. In all cases, you will need to provide proof of financial stability, a clean criminal record, and good health. You may also need to provide additional documents depending on the specific visa or permit you are applying for," said one expat who made the move to Ambergris Caye.

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What cultural blunders should I try to avoid making in Ambergris Caye?

We asked people in Ambergris Caye if they could share any humorous cultural blunders they commited. They wrote:

"While visiting Ambergris Caye in Belize, it's important to respect the local customs and traditions. Avoid making derogatory comments about the country or its people, as Belizeans are very proud of their heritage. Do not litter or disrespect the environment, as Belizeans are very conscious about preserving their natural resources. Avoid discussing sensitive topics such as politics, religion, or racial issues unless you are well-informed and the conversation is appropriate. Do not take photos of people without their permission, as it is considered disrespectful. Avoid wearing revealing clothing, especially in religious or traditional settings, as it is considered inappropriate. Do not touch or handle artifacts or historical sites without permission, as it is considered disrespectful and could be illegal. Avoid being overly loud or disruptive, as Belizeans value peace and quiet. Do not assume everyone speaks English, even though it is the official language. Many Belizeans also speak Spanish, Creole, or indigenous languages. Avoid being overly familiar or using first names unless invited to do so, as Belizeans are generally formal in their interactions. Do not expect things to happen quickly or on time, as Belize operates on 'island time' and things often take longer than expected. Avoid bargaining too aggressively in markets, as it is not a common practice in Belize and can be seen as disrespectful. Finally, always remember to say please and thank you, as politeness is highly valued in Belizean culture," explained one expat living in Ambergris Caye, Belize.

What are the pros and cons of living in Ambergris Caye?

"Everywhere you look is like a postcard! Beautiful ocean and lagoons all around you. Lots of fun stuff to do. The Belizean people are extremely helpful and friendly. The island is a bit more expensive than on the mainland. Lots of fresh picked produce available everywhere," said one digital nomad in Ambergris Caye.

"Expats and digital nomads enjoy the relaxed, laid-back lifestyle of Ambergris Caye. They appreciate the island's natural beauty, including its clear blue waters, sandy beaches, and abundant marine life. The friendly, welcoming local community is another aspect that expats and digital nomads like about living in Ambergris Caye. The cost of living is relatively low compared to many other tropical destinations, which is a big plus for many. The island's close proximity to the United States is also a benefit, making it easy for expats and digital nomads to visit home when they want to. On the other hand, the slow pace of life can sometimes be a disadvantage for those who are used to a faster, more dynamic environment. The island's infrastructure can also be a challenge, with occasional power outages and unreliable internet service, which can be particularly problematic for digital nomads who rely on a stable internet connection for their work. The limited healthcare facilities on the island can be a concern for some, especially those with serious medical conditions. Lastly, while the cost of living is generally low, imported goods can be quite expensive due to import taxes and transportation costs," commented a person living in Ambergris Caye, Belize.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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