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Digital Nomad Guide to Cotacachi, Ecuador | Digital Nomad Exchange
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Digital Nomad Life in Cotacachi, Ecuador

By Joshua Wood, LPC

Summary: Digital nomads like living in Bahia de Caraquez, Ecuador because of its low cost of living, beautiful beaches, and friendly locals. The best neighborhood to live in is El Centro, which is the city center. It is close to the beach, has plenty of restaurants and shops, and is a great place to meet other digital nomads. The approximate population of Bahia de Caraquez, Ecuador is around 40,000 people. The weather in Bahia de Caraquez, Ecuador is typically warm and sunny year-round, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit. The monthly cost of living for a digital nomad in Bahia de Caraquez is around $1,000 USD, including rent, food, and entertainment. The cost to rent a centrally located, one-bedroom apartment with high-speed internet access in Bahia de Caraquez is around $400 USD per month.

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How do I meet people in Cotacachi?

When we asked people living in Cotacachi about club and activities where newcomers can meet others, they responded:

"There are several restaurants frequented by US expats ... Serendipity, Solid Rock, D'Anitas - go there to get the latest gossip and information about housing, rentals, etc," said one person in Cotacachi.

"Cotacachi, is a popular destination for expats, and there are numerous clubs and activities they can join to meet people and integrate into the local community. One of the most popular is the Cotacachi Expats Group, which organizes regular social events, cultural activities, and volunteer opportunities. There are also language exchange groups where expats can practice their Spanish and locals can practice their English, fostering mutual understanding and friendships. For those interested in arts and crafts, there are various workshops and classes available, such as pottery, painting, and traditional Ecuadorian crafts. Music lovers can join local choirs or music groups, while sports enthusiasts can participate in local soccer clubs, hiking groups, or yoga classes. Expats can also get involved in community service or volunteer work, which is a great way to give back to the community and meet like-minded individuals. This could involve helping out at local schools, participating in environmental conservation projects, or assisting with community development initiatives. In addition to joining clubs and participating in activities, expats often meet people through everyday interactions. This could be at local markets, cafes, or festivals, or through their children's schools. Many expats also form connections through their housing communities or neighborhoods, as many areas in Cotacachi have a mix of locals and expats living side by side. Finally, online platforms and social media groups are also a great way for expats to connect with each other and with locals. These platforms often share information about upcoming events, local news, and tips for living in Cotacachi, making them a valuable resource for newcomers," said one expat who made the move to Cotacachi.

What is life like in Cotacachi?

When we asked people living in Cotacachi what life is like and how people spend their time, they said:

"Cotacachi, as most towns in the Andes, is a craft village with high quality leather goods available in almost 100 shops on 'Leather Street.'," remarked one member in Cotacachi.

"Life for expats and digital nomads in Cotacachi is generally peaceful and relaxed. The town is small and quiet, with a slow pace of life that many foreigners find appealing. The cost of living is low, making it an attractive destination for those looking to stretch their budget. The local population is friendly and welcoming to foreigners, and there is a growing community of expats and digital nomads. The town is surrounded by beautiful natural scenery, including mountains and lakes, providing plenty of opportunities for outdoor activities. The climate is mild and pleasant, with warm days and cool nights. The town itself is clean and well-maintained, with a charming central plaza and a variety of shops and restaurants. Despite its small size, Cotacachi has a good infrastructure for digital nomads, with reliable internet and a number of cafes and coworking spaces. The town is also known for its leather goods, and there are plenty of opportunities to shop for unique, handmade items. While Spanish is the main language spoken in Cotacachi, many locals and most businesses also speak English, making it easy for expats and digital nomads to communicate. The town is also relatively safe, with low crime rates compared to other parts of Ecuador. However, life in Cotacachi is not without its challenges. Some expats may find the slow pace of life too quiet, and the town's remote location can make it difficult to access certain amenities and services. Additionally, while the local population is generally welcoming, there can be cultural differences that take some getting used to. Overall, Cotacachi offers a unique blend of tranquility, affordability, and natural beauty that makes it an attractive destination for expats and digital nomads," explained one expat living in Cotacachi, Ecuador.

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Where should I live in Cotacachi?

We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Cotacachi involves several steps. First, you need to decide what type of accommodation you are looking for. This could be a house, an apartment, or a room in a shared house. Next, you should research the different neighborhoods in Cotacachi to find one that suits your lifestyle and budget. Some popular neighborhoods for expats include San Miguel, El Batan, and Santa Ana. Once you have an idea of where you want to live and what type of accommodation you are looking for, you can start your search. There are several ways to do this. One option is to use online property websites. Websites like Ecuador Homes Online, Viva Tropical, and Ecuador Property Consultants list properties for rent and sale in Cotacachi. Another option is to use a real estate agent. Agents can help you find properties that match your criteria, arrange viewings, and negotiate the rental or purchase price. You could also look for rental signs in the neighborhood you are interested in. Many properties in Cotacachi are rented out by word of mouth, so it can be beneficial to ask around. If you are planning to move to Cotacachi from another country, it might be a good idea to rent a place short-term first. This will give you the chance to get to know the area and decide if it is the right place for you before committing to a long-term lease or purchase. Finally, once you have found a place you like, make sure to thoroughly read the rental or purchase agreement before signing. If you are not fluent in Spanish, it might be worth hiring a translator to ensure you fully understand the terms of the agreement," explained one expat living in Cotacachi, Ecuador.

What do I need to know before moving to Cotacachi?

When we asked people what advice they would give someone preparing to move to Cotacachi, they said:

"Expats considering retirement in Cotacachi should be aware that the cost of living is significantly lower than in many Western countries, with affordable housing, food, and healthcare. The official language is Spanish, so learning the language or hiring a translator may be necessary. The climate is mild and spring-like year-round, which can be a major draw for those looking to escape harsh winters. Cotacachi is a small town, so it may not offer the same level of entertainment or amenities as a larger city. However, it is known for its strong expat community, which can provide a sense of camaraderie and support. The healthcare system in Ecuador is generally good, but it's advisable to have a comprehensive health insurance plan. Ecuador uses the US dollar as its official currency, which can make financial transitions easier for American retirees. The country also has a retiree visa program that offers benefits like tax exemptions, but it requires proving a steady income. Public transportation is widely available and affordable, but it may not be as reliable or comfortable as what expats are used to. Crime rates are relatively low in Cotacachi, but like anywhere, it's important to take standard safety precautions. Finally, while Ecuadorians are generally welcoming and friendly, there can be cultural differences that require adjustment, so it's important to approach the move with an open mind and a willingness to adapt," said one person in Cotacachi.

"The current wisdom is to try any country on for size for a few months and Ecuador is no exception. And happily, the Ecuadorian government makes it reasonably easy to do, for up to six months. When you land and they stamp your passport that gives you a 90-day visa, Basically 3 months. The day after that visa expires you have to present yourself and your passport at an office of "Migración" where they will give you a slip of paper to take to a Banco Pacifico to pay $140 (not positive if that is still the amount but it was a few months ago for my step-son's Mexican fiancé). You take the payment voucher back to Migración and they stamp your passport for another 3 months. Problem solved. Happy exploration. That is the process for both Canadian and US visitors but I don't know the regulations for other countries outside of South America," said one expat who made the move to Cotacachi.

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What do people appreciate most about the culture in Cotacachi?

"On the whole I have experienced the Ecuadorians to be honest. As a people they are culturally extremely polite. In my estimation they rivel the French with their protocols of politeness. "Buenos días, "Buenas tardes," "buenas noches, " "Saludos." If you don't greet someone, they feel slighted. And they address you by title, "don Ernesto". "doña Maria". o "mi señora linda". which is something we would never dare say in the north "my pretty lady."," explained one expat living in Cotacachi, Ecuador.

"Expats in Cotacachi often appreciate the warm and welcoming nature of the local people. They are known for their friendliness and willingness to help newcomers settle in. The slower pace of life is also a big draw for many expats, as it allows for a more relaxed and stress-free lifestyle. The rich indigenous culture is another aspect that expats appreciate. The local Otavaleño people maintain their traditional customs and practices, which are often showcased in vibrant festivals and markets. Expats also appreciate the strong sense of community in Cotacachi. It's common for locals and expats to come together for community events, creating a sense of belonging and camaraderie. The local cuisine is another highlight for many expats. Ecuadorian food is diverse and flavorful, with a focus on fresh, locally-sourced ingredients. Finally, the natural beauty of Cotacachi is something that many expats appreciate. The town is surrounded by stunning landscapes, including two volcanic peaks, numerous lakes, and lush green valleys," said one person in Cotacachi.

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What do people find most challenging about the culture in Cotacachi?

"Expats in Cotacachi often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. They also struggle with the slower pace of life, which is a stark contrast to the fast-paced lifestyle many are accustomed to in their home countries. The local customs and traditions can also be difficult to understand and adapt to, especially for those who are not familiar with Latin American culture. Additionally, the lack of certain amenities and services that they are used to, such as high-speed internet or a wide variety of shopping options, can be a challenge. Lastly, some expats find it difficult to navigate the local bureaucracy, which can be complex and time-consuming," said one expat who made the move to Cotacachi.

"Although scrupulously polite, I have not found the Ecuadorian people to be particularly friendly or outgoing. And they are extremely protective of their privacy. Which is why they often live behind eight-foot-high walls with wire or broken bottles on top. Whether the fear is justified or not I can't say, but it seems to infect most everyone. It is very unusual to invite someone into your home, or to be invited. Mostly, in my experience (only one opinion mind you) socializing is done within the family, not by getting together with friends to tell stories and share meals. That is one difference I find really hard to take. And they love noise. They honk, they put a big speaker outside each store and blast music assuming that everyone wants to hear. To me it is a form of polution, pure and simple. Give me quiet any day," explained one foreigner living in Cotacachi, Ecuador.

What residency documents or visas did I need if I will be in Cotacachi for a while?

"I can only speak of my own experiences with Ecuadorian Bureaucracy. I've been here five years, and currently hold a permanent resident's visa. If they can find a way to make any paperwork-based process more difficult they do. Without fail. From cédulas to driver's licenses, to getting married, which I gather you understand being, like me, married to an Ecuadorian. Or buying a car or land. Months of frustration. For example: my new cédula as a married person. Five trips by bus from Otavalo to Quitumbe (outside Quito) to the Registro Civil which deals with foreigners. Each trip 3-4 hours each way. Each time we went armed with all the documents we felt we could possibly need. Each time there was something lacking. "You were born in the States but are a Canadian?" "Yes, I've lived in Canada since I turned 23 and am a naturalized citizen. " "But can you prove you were born in the US?" "Here are my two passports, Canadian and US, both of which state I was born in New York." "But do you have your birth certificate?" "Yes, but not with me." Another trip back to Cotacachi and back to Quitumbe the next day." "But señor, this is the original." "Yes, by some miracle I still have it 73 years later," "But señor, the original is unacceptable as proof of anything." We need to see a copy, notarized and apostilled by the Secretary of State of New York." At this point, we gave up and contacted the lawyer in Cuenca who had organized my visas for me and she made it happen in two days, in Cuenca. Both the permanent visa and the cédula done on the same day. Worth every penny. And a road trip to boot," explained one expat living in Cotacachi, Ecuador.

"If you plan to stay in Cotacachi for an extended period, you will need a valid passport that is good for at least six months beyond the duration of your stay. If you plan to stay for more than 90 days, you will need to apply for a visa extension or a temporary resident visa before your 90-day tourist visa expires. The temporary resident visa is valid for up to two years and can be renewed. You may also need to provide proof of financial means to support yourself during your stay. If you plan to work or study in Ecuador, you will need to apply for a specific work or student visa. It's also important to note that visa requirements can change, so it's always a good idea to check with the Ecuadorian embassy or consulate in your home country before you travel," said one person in Cotacachi.

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What cultural blunders should I try to avoid making in Cotacachi?

We asked people in Cotacachi if they could share any humorous cultural blunders they commited. They wrote:

"In Cotacachi, it's important to respect the local customs and traditions. Avoid making negative comments about the indigenous culture or people, as this is considered highly disrespectful. When visiting churches or other religious sites, dress modestly and behave respectfully. Loud conversations or inappropriate behavior is frowned upon in these sacred places. Avoid discussing sensitive topics such as politics, as this can lead to heated debates and potential misunderstandings. It's also considered rude to refuse food or drink when offered by a local. Even if you're not hungry or thirsty, it's polite to accept and at least try a little. Punctuality is not highly valued in Ecuador, so don't be offended if locals are late to appointments or social gatherings. However, as a visitor, you should still strive to be on time. Bargaining is common in markets, but don't haggle too aggressively. It's important to remember that many vendors rely on these sales for their livelihood. Lastly, always ask permission before taking photos of people, especially indigenous locals. Some may find it offensive or intrusive," said one expat who made the move to Cotacachi.

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What are healthcare services like in Cotacachi?

When we asked expats and global nomads about the quality of medical care in Cotacachi, they replied:

"One important point to make that might make a difference: My Spanish is fluent so all of my conversations with doctors are in their native language, not mine. I never even ask if they speak English, and I don't know how many there are that do and to what degree. Another interesting point is more of a cultural difference. My wife accompanies me to all my doctor's visits and I to hers. We both address the issues with the doctors and are privy to their explanations. I find that very comforting. And there are times when I can't understand the doctor because of regional dialects and the ever-present masks and my wife, who speaks no English, doesn't translate, but rather paraphrases into language I can understand. Between the three of us clear communication usually results," commented a person living in Cotacachi, Ecuador.

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What are the pros and cons of living in Cotacachi?

"I've been here five years and for a while, I had a PO box in Otavalo but only ever received one letter, I had a package sent (a GPS Unit) from Western Canada that was sent via Canada Post to what is basically General Delivery, Cotatachi. It did arrive, by a miracle, six months to the day after it was sent. I only found out about it because I went to the post office to ask another question and they said there was a package. During the pandemic, both the Cotacachi and Otavalo post offices closed their doors. The one in Cotacachi is now a very nice coffee shop. In Otavalo I think it's just locked up. I had some documents that needed to be sent, signed and sent back north and did it all via DHL.! $125 CAD to send the envelope here and $65US to send it on. But it works. Other than municipalities there are no house or street addresses. Where we live it is virtually impossible to describe our location for deliveries, so I tell whatever entity is sending to send it to their local office and I go to pick it up. That works great. Be sure to include your local (cell) number as part of the address so they can phone you to let you know that it has arrived. We're currently waiting for my Ecuadorian wife's passport to be returned from the US Embassy with her US visitor's visa installed and I assume they will send it to the DHL office in Otavalo where we will pick it up. It's not an efficient work-around but it is better than the pony express, marginally," remarked one member in Cotacachi.

"We love Cotacachi, have become completely integrated here, started an animal rescue foundation and hospital, have now started an indigenous community project and have homesteaded a large and functioning animal farm. Ecuador is a dream come true," explained one expat living in Cotacachi, Ecuador.

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About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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