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Digital Nomad Guide to Bali, Indonesia | Digital Nomad Exchange
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Bali, Indonesia

Digital Nomad Life in Bali, Indonesia

By Joshua Wood, LPC

Summary: Bali, Indonesia is a popular destination for digital nomads due to its low cost of living, beautiful scenery, and vibrant culture. The population of Bali, Indonesia is approximately 4.2 million people. The monthly cost of living for a digital nomad in Bali is estimated to be around $1,000 USD. The cost to rent a centrally located, one-bedroom apartment with high-speed internet access in Bali is approximately $400 USD per month. The best neighborhood to live in Bali is Seminyak, as it is close to the beach and has a variety of restaurants, bars, and shops. The weather in Bali, Indonesia is typically hot and humid, with temperatures ranging from 75-90 degrees Fahrenheit (24-32 degrees Celsius).

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How do I meet people in Bali?

When we asked people living in Bali about club and activities where newcomers can meet others, they responded:

"Expats in Bali often join clubs and activities such as yoga, surfing, and scuba diving. Expats can also join book clubs, language classes, and cooking classes. Other ways that expats meet people in Bali include attending local events such as festivals, joining online expat groups, and attending networking events. Additionally, many expats find that simply striking up conversations with locals and other expats in cafes, bars, and other public places is a great way to make friends and build a social network," said one expat who made the move to Bali.

What is life like in Bali?

When we asked people living in Bali what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Bali is generally quite pleasant. The island is known for its stunning beaches, lush jungles, and vibrant culture, making it an attractive destination for those looking to live and work abroad. The cost of living is relatively low, and the locals are friendly and welcoming. There is a wide variety of accommodation options available, ranging from luxury villas to budget hostels. The digital infrastructure is also quite good, with reliable internet access and plenty of coworking spaces. Overall, Bali is an ideal destination for those looking for a unique and exciting place to live and work," remarked one member in Bali.

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Where should I live in Bali?

We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:

"To find a place to live in Bali, start by researching the different areas and neighborhoods to determine which one suits your needs and preferences. Popular areas for expats include Seminyak, Canggu, Ubud, and Sanur. Consider factors such as proximity to amenities, safety, and the type of community you want to be a part of. Next, set a budget for your accommodation. Bali offers a wide range of housing options, from budget-friendly guesthouses to luxury villas. Keep in mind that prices can vary significantly depending on the area and type of accommodation. Once you have a clear idea of your preferred location and budget, start searching for available properties. You can use online platforms such as Facebook groups, expat forums, and websites like Rumah, OLX, and Airbnb to find listings. Additionally, you can contact local real estate agents who can help you find suitable properties and negotiate rental agreements. When you find a property that interests you, arrange a viewing to inspect the condition of the place and ensure it meets your needs. During the viewing, ask about the terms of the rental agreement, including the duration of the lease, payment terms, and any additional fees or charges. Before signing a rental agreement, make sure to read it carefully and clarify any doubts or concerns with the landlord or agent. It's also a good idea to ask for a copy of the property owner's identification to ensure you're dealing with the legitimate owner. Finally, once you've found the perfect place to live in Bali, prepare the necessary documents and payments to secure the property. This may include providing a copy of your passport, paying a security deposit, and arranging for utilities and internet services," remarked one foreigner who made the move to Bali.

What do I need to know before moving to Bali?

When we asked people what advice they would give someone preparing to move to Bali, they said:

"Expats considering retiring in Bali, should be aware of several important factors before making the move. Firstly, it is essential to research and understand the visa and immigration requirements, as Indonesia does not have a specific retirement visa. Most retirees opt for a social or cultural visa, which needs to be renewed regularly. It is also crucial to consider the cost of living in Bali, which can vary depending on one's lifestyle and location. While some areas are more affordable, popular tourist destinations can be more expensive. Expats should also be prepared for additional costs, such as visa fees and health insurance. Healthcare in Bali is an important consideration, as the quality of medical facilities can vary. Expats should ensure they have comprehensive health insurance and may need to travel to larger cities or neighboring countries for certain medical treatments. When choosing a place to live in Bali, retirees should consider factors such as proximity to amenities, safety, and the expat community. It is also essential to understand the local property laws, as foreigners are not allowed to own freehold property in Indonesia. Instead, they can opt for a leasehold or a long-term rental agreement. Learning the local language, Bahasa Indonesia, can be beneficial for retirees to better integrate into the community and navigate daily life. Additionally, understanding the local customs and culture is essential to ensure a smooth transition and avoid any cultural misunderstandings. Retirees should also be prepared for the tropical climate in Bali, which can be hot and humid, with a rainy season from October to April. It is essential to take precautions against tropical diseases, such as dengue fever and malaria, by using mosquito repellent and seeking appropriate vaccinations. Finally, it is important for expats to have a solid financial plan in place before retiring in Bali, as access to government pensions and social security benefits may be limited or unavailable for foreigners living in Indonesia," explained one expat living in Bali, Indonesia.

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What do people appreciate most about the culture in Bali?

"Expats in Bali appreciate the warmth and friendliness of the local people, who are known for their genuine hospitality and welcoming nature. They also admire the strong sense of community and family values that are deeply ingrained in Balinese culture. The island's rich cultural heritage, which includes traditional dance, music, and art, is another aspect that expats find fascinating and enjoyable. Additionally, the numerous religious ceremonies and festivals that take place throughout the year provide a unique insight into the spiritual life of the Balinese people. Expats also appreciate the slower pace of life in Bali, which encourages a more relaxed and stress-free lifestyle. The natural beauty of the island, with its stunning beaches, lush rice terraces, and picturesque temples, is another aspect that draws expats to Bali and keeps them captivated by the local culture," explained one expat living in Bali, Indonesia.

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What do people find most challenging about the culture in Bali?

"Expats in Bali, often find the language barrier to be a significant challenge, as not everyone speaks English, and learning the local language, Bahasa Indonesia, can be difficult. They may also struggle with the concept of "rubber time," where punctuality is not strictly adhered to, and events often start later than scheduled. The traffic and lack of public transportation can be frustrating, as well as the different driving habits of locals. Adjusting to the Balinese customs and traditions can be challenging, especially when it comes to respecting religious ceremonies and rituals. The island is predominantly Hindu, and there are frequent ceremonies and offerings that may disrupt daily life. Expats may also find it difficult to navigate the complex social hierarchy and the importance of maintaining harmony within the community. The tropical climate, with its heat and humidity, can be uncomfortable for those not used to it, and the rainy season may bring flooding and other inconveniences. Additionally, expats may have to deal with the lack of infrastructure and reliable services, such as inconsistent internet connections and power outages. Lastly, expats may find it challenging to adapt to the local cuisine, which can be quite spicy and may not cater to specific dietary preferences or restrictions. They may also have to adjust to the slower pace of life and the laid-back attitude of the locals, which can be both a blessing and a challenge, depending on one's perspective," said one expat who made the move to Bali.

What residency documents or visas did I need if I will be in Bali for a while?

"If you plan to stay in Bali for an extended period, you will need to obtain a visa that suits your purpose of visit. For short-term stays up to 30 days, you can apply for a Visa on Arrival (VoA) or a Tourist Visa. For longer stays, you may consider applying for a Social-Cultural Visa, which allows you to stay for up to 60 days and can be extended for a total of 180 days. If you intend to work or conduct business in Bali, you will need to apply for a Temporary Stay Visa (KITAS) or a Business Visa. It is essential to ensure that your passport is valid for at least six months from the date of your arrival in Indonesia. Additionally, you may be required to provide proof of onward travel, sufficient funds to cover your stay, and any other supporting documents depending on the type of visa you apply for," remarked one member in Bali.

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What cultural blunders should I try to avoid making in Bali?

We asked people in Bali if they could share any humorous cultural blunders they commited. They wrote:

"When visiting Bali, it is important to dress modestly, especially when visiting temples or attending ceremonies. Avoid touching someone's head, as it is considered the most sacred part of the body. Do not use your left hand to touch someone or give or receive something, as it is considered impure. Be mindful of your feet, as pointing them at someone or stepping over someone is considered disrespectful. Avoid public displays of affection, as they are frowned upon in Balinese culture. Be respectful of the local customs and traditions, and do not interrupt or walk in front of a religious procession. Do not enter a temple if you are menstruating, have an open wound, or are in mourning, as it is considered impure. Be cautious when taking photographs, and always ask for permission before taking pictures of people or religious ceremonies. Do not climb on sacred monuments or structures. Finally, be patient and polite when bargaining at markets, and avoid getting angry or raising your voice, as it is considered impolite," remarked one member in Bali.

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What are healthcare services like in Bali?

When we asked expats and global nomads about the quality of medical care in Bali, they replied:

"Healthcare services in Bali, consist of a mix of public and private facilities, catering to both locals and tourists. The public healthcare system includes government-run hospitals, community health centers, and smaller clinics, which offer basic medical services at affordable rates. However, these facilities may not always meet international standards, and the quality of care can vary significantly. On the other hand, private healthcare facilities in Bali are generally of higher quality, with modern equipment and well-trained medical staff. These facilities cater to a wide range of medical needs, including general practice, specialist consultations, dental care, and emergency services. Many private hospitals and clinics in Bali have affiliations with international healthcare providers, ensuring a high standard of care for patients. Despite the availability of quality private healthcare services, it is essential for visitors to Bali to have comprehensive travel insurance, as medical costs can be high, and not all services may be covered by local insurance providers. Additionally, for complex medical procedures or emergencies, patients may need to be evacuated to nearby countries like Singapore or Australia, which can be costly. Pharmacies are widely available throughout Bali, offering a range of over-the-counter and prescription medications. However, it is advisable to bring essential medications from home, as not all drugs may be available or may be of different quality. Overall, healthcare services in Bali are accessible and cater to various needs, but it is crucial for visitors to be prepared and have adequate insurance coverage to ensure they receive the best possible care," said one foreigner in Bali.

"It's very important to have health insurance and if you're on an international scheme, then have the documents on the ready to give proof. If you don't have healthcare insurance, be prepared to pay a pretty penny when sorting health bills," remarked one member in Bali.

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What are the pros and cons of living in Bali?

"Expats and digital nomads generally like the affordable cost of living in Bali, which allows them to enjoy a high quality of life without breaking the bank. They appreciate the beautiful landscapes, beaches, and lush greenery that the island offers, as well as the warm and sunny climate. The rich culture and friendly locals also make Bali an attractive destination for expats and digital nomads. The island's thriving expat community and coworking spaces make it easy for digital nomads to network and collaborate with like-minded individuals. Bali's vibrant food scene, with its diverse range of local and international cuisine, is another draw for expats and digital nomads. However, there are also some aspects of living in Bali that expats and digital nomads may dislike. The traffic and infrastructure can be challenging, with congested roads and limited public transportation options. The internet speed and reliability can also be an issue for those who rely on a stable connection for work. Additionally, the tropical climate can bring about challenges such as humidity, mosquitoes, and the occasional natural disaster, such as earthquakes or volcanic eruptions. Some expats and digital nomads may also struggle with the language barrier, as not all locals speak English fluently. Lastly, the process of obtaining visas and dealing with immigration can be complicated and time-consuming, which may deter some expats and digital nomads from choosing Bali as their home base," explained one expat living in Bali, Indonesia.

"Housing costs are very reasonable. I can easily get everything I need delivered to my door, and pay with bank transfer directly. The terms of rentals is sketchy, as it is generally month to month, with no real requirement to give notice, but which also makes it hard to move from one rental to the next when day of occupancy is usually NOW. Means you might lose money to move, if you have to move out early. Many rentals prefer tourists to long term, which puts pressure on long term rentals to locate something in an increasingly competitive market for long term rentals. There is no real niche being developed in the tourism profile for long term renters per se, as it is assumed that short term tourist turn overs can be much more lucrative. There is no long term planning in Bali for accommodating the capacity of the country to sustain the level of tourism that the country is experiencing going forward. Government is considering different kinds of visas for people who are like digital nomads. Visas are expensive. . My retirement visa costs $600 a year, and I use an agent. It is less expensive if you do it yourself, but also the Immigration Beaurocracy can be tricky. Important to get clear about what can and cannot be imported into the country. I bought a renewed phone from the United States and it is still sitting in Customs after over 10 weeks, and since they won't let me have it because it's used, I am subject to the whims of a beaurocracy that does not seem to want to return it but to run out the clock and confiscate it. On health issues, I have decided that I am no longer wanting to live in the tropics as my immune system is not strong enough to handle the level of exposure to parasites that I encounter. I as given inatravenous antibiotics during a nominal procedure at a hospital, and now my gut micro biome is destroyed and I have a horrible case of worms that no one seems to know what to do about. There is no one in Bali who can do a comprehensive stool test, and they cost $500 to be sent to Jakarta and back which takes over a month. The response to protocols for Covid is a huge issue, as Balinese don't understand social distancing, do not bother to use masks much of the time, etc. Despite the rules issued by the government. Being in a third world country during a pandemic, is dicey, and the government struggled a long time to frame a response and also rushed to acquire vaccines way too early in the phase of evaluating the vaccine's success rate. Also, the plan for how to vaccinate westerners is still vague and undeveloped and changing as Westerners will not be able to get the vaccines available from the government for Indonesians, and how and who and whether private companies can purchase vaccines that are not earmarked for Indonesians has still not been worked out," said one digital nomad in Bali.

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About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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