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Digital Nomad Guide to San Carlos, Panama | Digital Nomad Exchange
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Digital Nomad Life in San Carlos, Panama

By Joshua Wood, LPC

Summary: Digital nomads like living in Altos del Maria, Panama because of its affordable cost of living, beautiful scenery, and friendly locals. The approximate population of Altos del Maria, Panama is around 5,000 people. The monthly cost of living for a digital nomad in Altos del Maria is around $1,000 USD. It costs around $400 USD to rent a centrally located, one-bedroom apartment with high-speed internet access in Altos del Maria. The best neighborhood to live in is El Valle, which is known for its stunning views of the mountains and its close proximity to the beach. The weather in Altos del Maria, Panama is typically warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

How do I meet people in San Carlos?

When we asked people living in San Carlos about club and activities where newcomers can meet others, they responded:

"Expats in San Carlos often join a variety of clubs and activities to meet people and integrate into the local community. These include language exchange clubs, where they can practice Spanish and help locals with English, and sports clubs such as surfing, golfing, or fishing, which are popular activities in the area. There are also social clubs specifically for expats, where they can meet others in the same situation and share experiences. These clubs often organize events and outings, providing a great opportunity to socialize and explore the local area. In addition to clubs, expats often meet people through volunteering. There are numerous opportunities to get involved in local community projects, from environmental conservation to teaching English in schools. This not only allows expats to give back to their new home, but also to meet a diverse range of people. Another popular way for expats to meet people in San Carlos is by attending local festivals and events. These are often centered around local traditions and holidays, providing a great opportunity to learn about Panamanian culture and meet locals. Finally, simply getting out and about in the local community can be a great way to meet people. Whether it's visiting local markets, cafes, or parks, or just taking a walk around the neighborhood, there are plenty of opportunities to strike up conversations and make new friends," explained one expat living in San Carlos, Panama.

What is life like in San Carlos?

When we asked people living in San Carlos what life is like and how people spend their time, they said:

"Life for expats and digital nomads in San Carlos is generally relaxed and peaceful. The town offers a laid-back lifestyle with a warm tropical climate and beautiful natural surroundings. Expats often enjoy the local culture, which is a blend of indigenous and Spanish influences. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. San Carlos is a small town, so it doesn't have the hustle and bustle of a big city. However, it has all the basic amenities such as supermarkets, restaurants, and healthcare facilities. The town is also close to Panama City, providing easy access to more extensive services and amenities when needed. The local community is friendly and welcoming to foreigners. Many locals speak English, making it easier for expats and digital nomads to communicate and integrate. There are also several expat communities and social groups that organize regular activities and events. For digital nomads, the internet connectivity in San Carlos is generally good, and there are several places like cafes and co-working spaces where they can work. The town's laid-back lifestyle and beautiful surroundings also provide plenty of opportunities for relaxation and recreation during downtime. In terms of accommodation, there are various options available, from budget-friendly apartments to more luxurious villas. Many properties also come with stunning views of the ocean or mountains. Overall, San Carlos offers a comfortable and enjoyable lifestyle for expats and digital nomads, combining modern conveniences with a relaxed, tropical atmosphere," said one person in San Carlos.

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Where should I live in San Carlos?

We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in San Carlos involves several steps. First, you need to determine your budget and what type of accommodation you are looking for. This could range from a small apartment to a large house, depending on your needs and financial situation. Next, you should research the different neighborhoods in San Carlos to find one that suits your lifestyle and preferences. Some people might prefer a quiet, residential area, while others might want to be closer to the city center with its shops, restaurants, and nightlife. Once you have a good idea of what you're looking for, you can start your search. There are several online real estate portals that list properties for rent or sale in San Carlos, such as Encuentra24 and CompreoAlquile. These websites allow you to filter your search based on location, price, size, and other features. In addition to online searches, you might also want to consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the legal process of renting or buying a property in Panama. Visiting San Carlos in person is also a good idea if possible. This allows you to get a feel for the city, visit potential homes, and meet with real estate agents or landlords. Remember to take your time and not rush into any decisions. Finally, once you've found a place you like, make sure to thoroughly read the rental or purchase agreement before signing. If you're not fluent in Spanish, it might be worth hiring a translator to ensure you fully understand the contract. Remember, finding a place to live in a new city or country can be challenging, but with patience and careful planning, you can find a home that's right for you in San Carlos, Panama," remarked one member in San Carlos.

What do I need to know before moving to San Carlos?

When we asked people what advice they would give someone preparing to move to San Carlos, they said:

"San Carlos is a popular retirement destination for expats due to its warm climate, beautiful beaches, and affordable cost of living. Before retiring in San Carlos, it's important to understand the local culture, language, and lifestyle. Firstly, while English is spoken in many parts of Panama, the primary language is Spanish. Learning basic Spanish or being open to learning the language will greatly enhance your experience. Secondly, the cost of living in San Carlos is generally lower than in many Western countries, but it's important to budget carefully. Healthcare is affordable and of high quality, but it's recommended to have a good health insurance plan. Thirdly, Panama uses the US dollar as its currency, which can make financial transitions easier for American retirees. However, it's important to understand the local banking system and tax laws, which may be different from your home country. Fourthly, Panama has a friendly and welcoming culture. Panamanians are known for their hospitality and warmth, but it's important to respect local customs and traditions. Fifthly, Panama's Pensionado program is one of the most attractive retirement programs in the world, offering significant discounts on a range of services from healthcare to entertainment. However, there are specific requirements to qualify for this program. Lastly, while San Carlos is generally safe, like any place, it has its share of crime. It's important to take standard safety precautions, such as not displaying wealth openly and being aware of your surroundings. In terms of climate, San Carlos has a tropical climate with a wet and dry season. It's important to be prepared for this, particularly if you're from a cooler climate. Finally, it's recommended to visit San Carlos and spend some time there before making the decision to retire. This will give you a better sense of whether it's the right fit for you," said one expat in San Carlos.

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What do people appreciate most about the culture in San Carlos?

"Expats in San Carlos, appreciate the warm and welcoming nature of the local people, who are always ready to help and make them feel at home. They love the relaxed pace of life, which is a stark contrast to the hustle and bustle of city living. The rich cultural heritage, evident in local festivals, music, and dance, is another aspect that expats find fascinating. They also appreciate the strong sense of community and family values that are deeply ingrained in the local culture. The local cuisine, which is a blend of traditional and modern flavors, is another aspect that expats in San Carlos enjoy. Lastly, the beautiful natural surroundings, including the beaches and mountains, add to the charm of the local culture," said one expat in San Carlos.

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What do people find most challenging about the culture in San Carlos?

"Expats in San Carlos often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. The slower pace of life, known as "manana culture", can also be a challenge for those accustomed to a faster, more punctual lifestyle. Additionally, the heat and humidity can be difficult to adjust to, especially for those from cooler climates. Some expats also find it challenging to navigate the local bureaucracy, which can be complex and time-consuming. Lastly, cultural differences in communication styles and social norms can also pose challenges for expats," said one expat in San Carlos.

What residency documents or visas did I need if I will be in San Carlos for a while?

"If you plan to stay in San Carlos for an extended period, you will need a valid passport with at least six months remaining before expiration. If you are a tourist, you can stay in Panama for up to 180 days without a visa. However, if you plan to stay longer, you will need to apply for a residency visa. There are several types of residency visas in Panama, including the Pensionado (Retiree) Visa, the Friendly Nations Visa, and the Professional Residence Permit, among others. The type of visa you need will depend on your circumstances and intentions while in Panama. It's also important to note that you may need to provide additional documents such as a police clearance certificate, proof of financial solvency, and health certificates, depending on the type of visa you apply for. It's recommended to consult with a legal professional or contact the nearest Panamanian embassy or consulate for the most accurate and up-to-date information," said one expat in San Carlos.

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What cultural blunders should I try to avoid making in San Carlos?

We asked people in San Carlos if they could share any humorous cultural blunders they commited. They wrote:

"In San Carlos, it's important to avoid discussing sensitive topics such as politics, religion, and personal wealth, as these can be seen as disrespectful. It's also considered rude to interrupt someone while they're speaking, so always wait your turn in conversations. Panamanians value punctuality, so try not to be late for appointments or social gatherings. However, understand that the local concept of time may be more relaxed than what you're used to. Avoid making negative comments about the country or its people, as Panamanians are very proud of their culture and heritage. When dining, it's considered impolite to start eating before everyone has been served. Also, try to finish everything on your plate as leaving food can be seen as wasteful. Dress modestly, especially when visiting religious sites or rural areas. In urban areas, casual dress is generally acceptable, but beachwear should be reserved for the beach. Finally, always remember to say "please" and "thank you". Panamanians are polite and will appreciate your good manners," said one expat in San Carlos.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
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What are the pros and cons of living in San Carlos?

"Like the weather, the people, the area, the ocean, the food, close to USA (5 hours) Dislike, internet, water," remarked one member in San Carlos.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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