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Digital Nomad Guide to Santa Fe, Panama | Digital Nomad Exchange
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Digital Nomad Life in Santa Fe, Panama

By Joshua Wood, LPC

Summary: Digital nomads like living in Altos del Maria, Panama because of its affordable cost of living, beautiful scenery, and friendly locals. The approximate population of Altos del Maria, Panama is around 5,000 people. The monthly cost of living for a digital nomad in Altos del Maria is around $1,000 USD. It costs around $400 USD to rent a centrally located, one-bedroom apartment with high-speed internet access in Altos del Maria. The best neighborhood to live in is El Valle, which is known for its stunning views of the mountains and its close proximity to the beach. The weather in Altos del Maria, Panama is typically warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

How do I meet people in Santa Fe?

When we asked people living in Santa Fe about club and activities where newcomers can meet others, they responded:

"Expats in Santa Fe often join local clubs and participate in activities that allow them to connect with the local community and other expats. These include hiking clubs, bird watching groups, and gardening clubs, which take advantage of the area's natural beauty and biodiversity. Some expats also participate in local volunteer opportunities, such as teaching English or helping with community development projects, which can be a rewarding way to meet people and contribute to the community. In addition to joining clubs and participating in activities, expats often meet people through social events and gatherings. These can range from informal get-togethers at local restaurants or cafes, to more organized events like cultural festivals or holiday celebrations. Many expats also meet people through their children's schools or other family-related activities. Another popular way for expats to meet people in Santa Fe is through language exchange programs. These programs, which are often organized by local language schools or community centers, pair up native Spanish speakers with expats who want to improve their Spanish. This can be a great way to make local friends and learn more about Panamanian culture. Finally, many expats in Santa Fe use online platforms and social media to connect with others in the community. There are several online forums and Facebook groups specifically for expats in Santa Fe, where people can ask questions, share information, and arrange meetups. These online communities can be a valuable resource for newcomers looking to make connections and get settled in their new home," said one expat who made the move to Santa Fe.

What is life like in Santa Fe?

When we asked people living in Santa Fe what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Santa Fe is often described as peaceful and relaxed. The town is nestled in the mountains, offering a cooler climate and stunning natural beauty, which is a big draw for those looking to escape the hustle and bustle of city life. The cost of living is relatively low, making it an attractive option for those working remotely. The local community is welcoming and friendly, and while Spanish is the main language spoken, English is also widely understood due to the growing expat community. There are plenty of opportunities for outdoor activities such as hiking, bird watching, and exploring waterfalls, which can provide a nice balance to work life. However, it's worth noting that the internet connection can be unreliable at times, which could pose a challenge for digital nomads. The town is also quite remote with limited amenities, so those who crave city conveniences may find it lacking. Despite these challenges, many expats and digital nomads find the laid-back lifestyle, natural beauty, and low cost of living in Santa Fe, Panama to be a worthwhile trade-off," remarked one foreigner who made the move to Santa Fe.

Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

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Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Where should I live in Santa Fe?

We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Santa Fe involves several steps. First, you need to determine your budget and what type of accommodation you are looking for. This could range from a small apartment to a larger house or even a piece of land where you can build your own home. Next, you should research the different neighborhoods in Santa Fe to find one that suits your lifestyle and preferences. Some areas may be closer to amenities like shops and restaurants, while others may offer more peace and quiet. Once you have a good idea of what you're looking for, you can start your search. There are several online real estate portals that list properties for sale or rent in Santa Fe, Panama. Websites like Encuentra24, Compreoalquile, and Panama Realtor can be good starting points. These websites allow you to filter your search based on factors like price, location, and property type. In addition to online searches, you may also want to consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the legal process of buying or renting a property in Panama. Visiting Santa Fe in person can also be beneficial. This allows you to explore different neighborhoods, view properties in person, and get a feel for the community. While there, you can also check local bulletin boards or newspapers for property listings, or even ask locals if they know of any available places. Once you've found a potential place, make sure to thoroughly inspect it and ask any necessary questions. If you decide to proceed, you'll need to negotiate the terms and sign a contract. It's recommended to have a lawyer review the contract to ensure everything is in order. Finally, once the contract is signed and payment is made, you can move into your new home in Santa Fe, Panama," said one person in Santa Fe.

What do I need to know before moving to Santa Fe?

When we asked people what advice they would give someone preparing to move to Santa Fe, they said:

"Before retiring in Santa Fe, expats need to know that the cost of living is relatively low compared to many Western countries, making it an attractive option for retirees. The official language is Spanish, so it would be beneficial to learn the language or at least basic phrases. The healthcare system in Panama is generally good, with both public and private options available. Expats should be aware that while the climate is tropical and warm, Santa Fe is located in the mountains, so it can get cooler, especially at night. The local cuisine is a mix of traditional Panamanian food, with influences from other cultures, and fresh fruits and vegetables are readily available. It's important to understand the visa and residency requirements, as Panama offers several options for retirees, including the Pensionado visa, which provides several benefits. Expats should also be aware of the tax implications of retiring in Panama, as the country operates on a territorial tax system, meaning foreign income is not taxed. Safety is generally not a major concern in Santa Fe, but like anywhere, it's important to take basic precautions. The infrastructure is improving but power outages can occur, and internet service may not be as reliable as in your home country. Finally, it's important to note that while Santa Fe is a small town with a slower pace of life, it has a tight-knit expat community. It's also within driving distance to larger cities for shopping and other amenities," said one expat who made the move to Santa Fe.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama
Connect

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Click connect to have our partner contact you via e-mail and/or phone.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What do people appreciate most about the culture in Santa Fe?

"Expats in Santa Fe, appreciate the warm and welcoming nature of the local people, who are always ready to help and make them feel at home. They love the relaxed pace of life, which is a stark contrast to the hustle and bustle of city living. The rich cultural heritage, including traditional music, dance, and festivals, is another aspect that expats find fascinating. They also appreciate the local cuisine, which is a blend of indigenous, Spanish, and Afro-Caribbean influences. The strong sense of community and the importance of family in the local culture is something that resonates with many expats. Additionally, the natural beauty of Santa Fe, with its lush mountains and clear rivers, is deeply appreciated," said one expat who made the move to Santa Fe.

Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What do people find most challenging about the culture in Santa Fe?

"Expats in Santa Fe often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. The slower pace of life, known as "Panama time", can also be a challenge for those accustomed to more punctual and fast-paced environments. Additionally, the lack of certain amenities and services that they might be used to in their home countries, such as high-speed internet or a wide variety of shopping options, can be difficult to adjust to. Some expats also find it challenging to navigate the local bureaucracy, which can be complex and time-consuming. Lastly, cultural differences in communication styles and social norms can also pose challenges for expats," said one expat who made the move to Santa Fe.

What residency documents or visas did I need if I will be in Santa Fe for a while?

"If you plan to stay in Santa Fe for an extended period, you will need a valid passport that is good for at least six months beyond your planned departure date. If you are planning to stay for more than 180 days, you will need to apply for a visa. The type of visa you need will depend on the purpose of your stay. For example, if you are planning to work, you will need a work visa. If you are planning to retire in Panama, you can apply for a pensionado visa. You may also need to provide proof of financial means to support yourself during your stay. It's recommended to check with the Panamanian embassy or consulate in your home country for the most accurate and up-to-date information," said one person in Santa Fe.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama
Connect

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Click connect to have our partner contact you via e-mail and/or phone.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What cultural blunders should I try to avoid making in Santa Fe?

We asked people in Santa Fe if they could share any humorous cultural blunders they commited. They wrote:

"When visiting Santa Fe, it's important to respect the local customs and traditions. Avoid wearing revealing clothing, especially in religious or traditional settings, as it is considered disrespectful. Do not litter or damage the environment, as Panamanians take pride in their natural surroundings. Avoid making negative comments about the country or its people, as this is considered rude and disrespectful. It's also considered impolite to interrupt someone while they are speaking. When dining, it's customary to finish all the food on your plate, as leaving food is seen as wasteful. Avoid discussing sensitive topics such as politics, religion, or personal matters unless you are very close with the person. Always ask permission before taking photos of people, especially indigenous people, as it is considered disrespectful to do so without consent. Lastly, punctuality is not highly valued in Panamanian culture, so don't be offended if people are late to meetings or events," explained one person living in Santa Fe, Panama.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama
Connect

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

Click connect to have our partner contact you via e-mail and/or phone.

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

We've partnered with Kovalenko & Vera to help with your move.
Learn More

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama

We've partnered with Kovalenko & Vera to help with your move.
Learn More

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Kovalenko & Vera Attorneys at Law in Panama

We've partnered with Kovalenko & Vera to help with your move.
Learn More

Kovalenko & Vera Attorneys at Law in PanamaKovalenko & Vera Attorneys at Law in Panama

We've partnered with Kovalenko & Vera to help with your move.
Learn More

Contribute to Panama Network Contribute
Help others in Panama by answering questions about the challenges and adventures of living in Panama.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

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