Digital Nomad Life in Cebu, Philippines
Summary: Cebu, Philippines is a popular destination for digital nomads due to its low cost of living, friendly locals, and beautiful beaches. The approximate population of Cebu, Philippines is 4.5 million. The monthly cost of living for a digital nomad in Cebu is around $1,000 USD. It costs around $400 USD to rent a centrally located, one-bedroom apartment with high-speed internet access in Cebu. The best neighborhood to live in Cebu is Mabolo, as it is close to the city center and has plenty of restaurants, bars, and cafes. The weather in Cebu, Philippines is typically hot and humid, with temperatures ranging from 75-90 degrees Fahrenheit.
How do I meet people in Cebu?
When we asked people living in Cebu about club and activities where newcomers can meet others, they responded:
"Expats in Cebu can join a variety of clubs and activities, such as sports teams, language classes, and social clubs. Expats can also meet people by attending local events, such as festivals, concerts, and art shows. Additionally, many expats find it helpful to join online forums and social media groups related to their interests, as these can be great ways to connect with other expats and locals. Finally, expats can also meet people by simply exploring the city and talking to people they meet in cafes, parks, and other public spaces," remarked one foreigner who made the move to Cebu.
What is life like in Cebu?
When we asked people living in Cebu what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Cebu is generally quite pleasant. The cost of living is low, and the city is full of friendly locals who are eager to help newcomers settle in. The city is also home to a vibrant nightlife, with plenty of bars, restaurants, and clubs to explore. The climate is tropical, with warm temperatures year-round, and the beaches are some of the best in the world. The city also offers a wide range of activities, from scuba diving and snorkeling to hiking and exploring the nearby islands. With its low cost of living, friendly locals, and abundance of activities, Cebu is an ideal destination for expats and digital nomads," explained one person living in Cebu, Philippines.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Where should I live in Cebu?
We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:
"One of the best ways to find a place to live in Cebu is to search online for rental listings. There are many websites that offer listings for apartments, houses, and other types of rental properties in Cebu. Additionally, you can search for rental listings in local newspapers and classifieds. You can also ask friends and family who live in Cebu for recommendations. Finally, you can visit the area in person and look for rental signs posted in the neighborhood," said one person in Cebu.
What do I need to know before moving to Cebu?
When we asked people what advice they would give someone preparing to move to Cebu, they said:
"Before retiring in Cebu, expats should research the cost of living in the area, as well as the availability of healthcare and other services. It is also important to familiarize oneself with the local culture and customs, as well as the language. Additionally, expats should consider the climate and the type of housing available, as well as the safety and security of the area. Finally, expats should research the visa requirements for living in the Philippines, as well as any other legal requirements," said one expat who made the move to Cebu.
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What do people appreciate most about the culture in Cebu?
"Expats in Cebu appreciate the friendly and welcoming nature of the locals. They also enjoy the laid-back atmosphere and the relaxed pace of life. The local cuisine is also a highlight, with its unique blend of Spanish, Chinese, and Filipino flavors. The city is also known for its vibrant nightlife, with plenty of bars, clubs, and restaurants to explore. Additionally, the city is home to some of the most beautiful beaches in the world, making it a great place to relax and enjoy the sun," said one expat in Cebu.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
What do people find most challenging about the culture in Cebu?
"Expats in Cebu often find the local culture to be quite different from what they are used to. The language barrier can be a challenge, as English is not widely spoken in the area. Additionally, the local customs and traditions can be difficult to understand and navigate. Expats may also find the pace of life to be slower than what they are accustomed to, and the hot and humid climate can be difficult to adjust to," remarked one foreigner who made the move to Cebu.
"Very heavy traffic. There's a lit of poverty, which means run down buildings, bad roads, etc. Some things I want to buy are hard to find. Mostly food items. Like I really had to search to find salsa. Strawberries and blueberries are hard to find and expensive when you can find them. Water service here is unreliable, but everyone in my neighborhood has a big water tank so when the water is on, it fills, and when its off, you use what's in the tank. We've never emptied the tank. Electric often has brief power failures, but its always come back in an hour it's two. Have get to have a power failure that lasted more than two hours. Long lines and slow service at government offices and banks -- but service at most other place s is good. There are lots of beggars. I struggle with whether to give them anything. I prefer to give to established charities who hopefully can tell who is really needy. Some exists complain that they are charged a "skin tax" -- prices at informal markets are higher for foreigners. I figure they're still cheap, so so what? one a cab driver overcharged me by 50 pedos. That's $1. I just gave it to him. If he goes home smugly satisfied that he cheated that gullible foreigner out of $1, let him enjoy his victory," explained one person living in Cebu, Philippines.
"English is widely spoken in Cebu. Probably 90% of the people surely understand but some may be shy to speak English (nose bleed it's called) Challenges are: transportation in rainy weather, slow paced lifestyle (for patience challenged), crowded lines, polluted air & lack of trash collection in city, religious customs guiding culture, law & politics (all respect) confronting poverty, pick pockets & beggars. Adjusting yourself to these," said one expat in Cebu.
What residency documents or visas did I need if I will be in Cebu for a while?
"So far I have just done visa extensions, making trips out of the country at least every three months. Later, I will go through the process to stay," said one expat in Cebu City.
"If you plan to stay in Cebu for a while, you will need to obtain a valid visa from the Philippine Embassy or Consulate in your home country. Depending on the length of your stay, you may need to apply for a Temporary Visitor's Visa, a Special Resident Retiree's Visa, or a Permanent Resident Visa. Additionally, you may need to obtain a Certificate of Residency from the Bureau of Immigration in Cebu," remarked one member in Cebu.
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What cultural blunders should I try to avoid making in Cebu?
We asked people in Cebu if they could share any humorous cultural blunders they commited. They wrote:
"It is important to be mindful of cultural norms when visiting Cebu. It is important to dress modestly and to avoid wearing revealing clothing. It is also important to be respectful of religious sites and to avoid taking photographs without permission. Additionally, it is important to be aware of the local customs and to avoid making jokes or comments that could be seen as offensive. Finally, it is important to be aware of the local language and to avoid speaking English in public unless it is necessary," remarked one foreigner who made the move to Cebu.
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Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
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What are healthcare services like in Cebu?
When we asked expats and global nomads about the quality of medical care in Cebu, they replied:
"Cebu offers a wide range of healthcare services, including primary care, specialty care, and hospital services. Primary care services include family medicine, pediatrics, and internal medicine. Specialty care services include cardiology, neurology, and oncology. Hospital services include emergency care, surgery, and obstetrics and gynecology. Additionally, Cebu has a number of private and public hospitals, clinics, and health centers that provide quality healthcare services. These facilities are staffed by experienced and qualified medical professionals who are dedicated to providing quality care to their patients," explained one person living in Cebu, Philippines.
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Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
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What are the pros and cons of living in Cebu?
"Expats and digital nomads often appreciate the low cost of living in Cebu, as well as the friendly locals and the abundance of activities and attractions. They also enjoy the tropical climate and the beautiful beaches. On the other hand, some expats and digital nomads may find the traffic and pollution in Cebu to be a bit overwhelming. Additionally, the lack of reliable public transportation can be a challenge for those who are not used to it," explained one expat living in Cebu, Philippines.
"NO regrets: been there except when I travel for 21 years. Hope to end it there but not in hurry: too much to look forward to each day: sea is warm, fresh food, cold beer. Life is great!," said one digital nomad in Cebu.
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Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
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About the Author
Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
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